进口开证审单规范语句.doc

关于对国际结算电脑系统中部分格式模版内容进行修订的建议 我行国际结算电脑系统已全面上线，系统数据库中由原电脑软件带过来的部分模版内容需要重新进行审核修订，并适当增加部分内容。另外，建议发文征求各行国际业务部门对目前系统中各类格式及其内容的意见和建议，由单证中心汇总审定需要进行修订的格式内容，按业务需求缓急分期修订形成书面意见经批准后，由系统项目组负责修改系统中相应内容，并拟文通知各行国际业务部门。目前经常使用的部分格式模版内容的修订意见如下： 一、远期信用证承兑电文（MT799：20场为我行信用证编号，21场为寄单行参考编号，79场为下述内容） 1、承兑/远期议付信用证承兑电文 建议将原“ACCTAG.ACCEPT1 - ACCEPTANCE1”模版名称内容分别修改如下： “ACCTAG.ACCEPT1 - ACCEPTANCE FOR USANCE L/C”RE: YOUR REF NO. OUR L/C NO.PLEASE BE ADVISED THAT THE DRAFT UNDER ABOVE LC HAS BEEN ACCEPTED TO MATURE ON (到期日). PAYMENT WILL BE EFFECTED AT MATURITY FOR （到期付款净额）（- AS T/T CHARGES AND - AS DISCREPANCY FEE DEDUCTED）AS INSTRUCTED.RGDS. 2、延期付款信用证承兑电文建议增设模版，名称内容分别如下：“ACCTAG.ACCETP2 - ACCEPTANCE FOR DEF L/C”RE: YOUR REF NO.OUR L/C NO.PLEASE BE ADVISED THAT THE DOCUMENTS UNDER ABOVE L/C HAS BEEN ACCEPTED TO MATURE ON （到期日）. PAYMENTS WILL BE EFFECTED AT MATURITY FOR （到期付款净额）( - AS T/T CHARGES AND - DISCREPANCY FEE DEDUCTED) AS INSTRUCTED.RGDS.3、对开信用证有条件承兑电文 建议增设模版，名称内容分别为：“ACCTAG.ACCEPT3 - ACCEPTANCE FOR RECIPROCAL L/C”RE: YOUR REF NO. OUR L/C NO.WE ACKNOWLEDGE RECEIPT OF THE CAPTIONED DOCUMENTS AND WISH TO INFORM YOU THAT THE BILL WILL DUE ON （到期日）. IN ACCORDANCE WITH THE TERMS OF OUR CREDIT, PAYMENT WILL BE EFFECTED AT MATURITY SUBJECT TO OUR RECEIPT OF THE TOTAL PROCEEDS OF （出口信用证项下收款金额）UNDER L/C NO.（出口来证号码）ISSUSED BY YOURSELVES”。二、进口开证增设部分条款1、进口开证ADDITIONAL CONDITIONS部分（47A场）增加选择性条款（建议代码为“RECIPROCAL L/C CLAUSE”）供编辑对开信用证条款时选择： “THIS IS A RECIPROCAL CREDIT WHICH IS INTERRELATED WITH THE L/C NO.（出口来证号码）ISSUED BY （出口来证开证行名称、地名、国名）. PAYMENT UNDER THIS CREDIT IS SUBJECT TO THE REALIZATION OF THE EXPORT PROCEEDS REPATRIATED UNDER THE ABOVE CREDIT”； 2、进口开证保证文句部分（78场）增加选择性条款（建议代码为“RECIPROCAL L/C TEMPLATE”供编辑对开信用证条款时选择：“ONLY UPON RECEIPT OF DOCUMENTS CONFORMING TO THE TERMS AND CONDITIONS OF THIS CREDIT AND THE TOTAL PROCEEDS OF （出口信用证项下收款金额）UNDER THE ABOVE-MENTIONED L/C，WE SHALL EFFFECT PAYMENT AT MATURITY AS PER YOUR INSTRUCTIONS”。 三、MT734拒付通知报文（20场为我行信用证号码，21场为寄单行参考编号）*72/SENDER TO RECEIVER INFORMATION（6行X 35个字符）DOCUMENTS REFUSED DUE TO THEDISCREPANCY(IES) MENTIONED HEREIN. （建议此场内容设为默认值）*77J/DISCREPANCIES（20行X 35个字符）（列明不符点）建议设置常见不符点语句模版，建议代码为“DISCREP.SENTENCE”, 供编辑报文时选择（以下引号内为语句内容）。 1、通用语句部分（提出的不符点时尽可能具体指明不符点所在）：（1）“GENERAL DISCREPANCY SENTENCE”“XXXXXXXX”（具体不符点内容）SHOWING ON（单据名称）DIFFERS FROM THAT AS STIPULATED IN THE CREDIT.（2）“DOCUMENTS INCONSISTENT”（XXXXX SHOWING ON视具体情况而定）DOCUMENTS INCONSISTENT WITH EACH OTHER.2、 信用证效期、装期及交单期限部分（1）“L/C EXPIRED” CREDIT EXPIRED.（2）“LATE SHIPMENT” LATE SHIPMENT.（3）“LATE PRESENTATION” LATE PRESENTATION OF DOCUMENTS.3、提单部分（1）“B/L-ON BOARD NOTATION 1” ON BOARD NOTATION NOT DATED.（2）“B/L-ON BOARD NOTATION 2” ABSENCE OF ON BOARD NOTATION ON RECEIVED FOR SHIPMENT BILLS OF LADING.（3）“B/L-TRANSHIPMENT” TRANSHIPMENT EFFECTED.（4）“B/L-IMPROPER SIGNATURE” B/L NOT SIGNED IN ACCORDANCE WITH ART.23 OF UCP AND ICC POSITION PAPER NO.4 WITHOUT IDENTIFYING THE NAME OF THE CARRIER.（5）“B/L-ENDORSEMENT” B/L NOT ENDORSED IN COMPLIANCE WITH THE TERMS OF THE CREDIT （6）“B/L-PORT OF LADING/PORT OF DISCHARGE PORT OF LOADING / PORT OF DISCHARGE ON B/L NOT AS STIPULATED IN THE CREDIT.（划线部分需根据实际不符确定）（7）“B/L-PLACE OF RECEIPT” B/L INDICATES A PLACE OF RECEIPT DIFFERENT FROM THE PORT OF LOADING WHICH IS NOT INCLUDED IN THE ON BOARD NOTATION.（8）“B/L-CLAUSED B/L CLAUSED BILLS OF LADING PRESENTED SHOWING DEFECTIVE CONDITION OF PACKAGE（9）“B/L-FULL SET B/L” FULL SET OF B/L NOT PRESENTED AS REQUIRED BY THE CREDIT4、 保险单据部分（1）“INSURANCE-EFFECTIVE DATE”THE EFFECTIVE DATE FOR INSURANCE IS LATER THAN THE DATE OF SHIPMENT（2）“INSURANCE-RISKS COVERED”INSURANCE RISKS COVERED ARE NOT AS SPECIFIED IN THECREDIT（3）“INSURANCE-AMOUNT INSURED”UNDER / OVER INSURED（划线部分需根据实际不符确定）（4）“INSURANCE-CURRENCY” THE CURRENCY EXPRESSED IN THE INSURANCE POLICY/ CERTIFICATE IS NOT THAT OF THE CREDIT（5）“INSURANCE-ENDORSEMENT”THE INSURANCE POLICY/CERTIFICATE NOT ENDORSED IN COMPLIANCE WITH THE TERMS OF THE CREDIT。（6）“INSURANCE-DOCUMENT TYPE”PRESENTATION OF THE INSURANCE DOCUMENTS OF A TYPEOTHER THAN THAT REQUIRED BY THE CREDIT（7）“INSURANCE-FULL SET”ALL THE ORIGINALS SHOWN ON THE INSURANCE POLICY/CERTIFICATE AS ISSUED ARE NOT PRESENTED5、 商业发票部分（1）“INVOICE-DESCRIPTION OF GOODS”DESCRIPTION OF GOODS ON INVOICE DOES NOT CORRESPONDWITH THAT SHOWN ON THE CREDIT（2）“INVOICE-ISSUING PARTY” INVOICE NOT ISSUED BY THE BENEFICIARY（3）“INVOICE-SIGNING” INVOICE NOT SIGNED AS STIPULATED BY THE CREDIT（4）“INVOICE-BREAKDOWN OF CHARGES”BREAKDOWN OF CHARGES NOT SHOWN ON INVOICE ASREQUIRED BY THE CREDIT （INSURANCE AND FREIGHTCHARGES TO BE SHOWN SEPARATELY）6、 其他单据部分（1）“OTHER DOCUMENTS-ABSENCE OF DOCUS.” XXXXXXXX （单据名称）NOT PRESENTED （2）“OTHER DOCUMENTS-ISSUING PARTY”XXXXXXXX （单据名称）NOT ISSUED BY PARTY WHOSE NAMEIS NOT AS STIPULATED IN THE CREDIT（3）“OTHER DOCUMENTS-DESCRIPTION OF GOODS”DESCRIPTION OF GOODS IN XXXXXXXX （单据名称）INCONSISTENT WITH THAT ON INVOICE（4）“OTHER DOCUMENTS-INCONSISTENT DATA CONTENT”XXXXXXXX （单据名称）CONTAINS DATA CONTENTINCONSISTENT WITH OTHER DOCUMENTS（5）“OTHER DOCUMENTS-WORDING OF CERTIFICATION”THE WORDING OR DATA CONTENT OF CERTIFICATION ON XXXXXXXX （单据名称）NOT AS STIPULATED BY THE CREDIT（6）“OTHER DOCUMENTS-DRAFTS”WORDS AND FIGURES IN AMOUNT ON THE DRAFT DO NOT AGREE*77B/DISPOSAL OF DOCUMENTS（3行X 35个字符） 此场内容表述分下述两种情况设置2个选择性文句： 1、在信用证中加列了关于开证行在未收到交单人处理不符点单据的指示前可以凭申请人弃权书向其释放单据而不再通知交单人的条款时，拒付通知时可选择：HOLDING DOCUMENTS AT YOUR DISPOSALPENDING INSTRUCTIONS SUBJECT TO THECONDITIONS STATED IN OUR CREDIT. 2、如信用证中没有加列上述条款，可选择：HOLDING DOCUMENTS AT YOUR DISPOSALPENDING INSTRUCTIONS. 或使用SWIFT结构化的填法：/HOLD/注：在上面第1种情况下，发出不符点通知后申请人又书面确认放弃不符点而接受单据，我行可自行决定是否对外付款或承兑；在上面第2种情况下，发出不符点通知后则需征得寄单行同意后方可放单对外付款或承兑。 三、转让信用证条款（使用MT720格式） 1、27场设置为默认值：IRREVOCABLEWITHOUT OUR CONFIRMATION2、 47A场：ADDITIONAL CONDITIONS部分 增设转让信用证附加条款模版，建议名称为“ADLCND.TRANSF - ADDITIONAL CONDITIONS FOR TRANSFER L/C”，可供开证时选择：+ THE FIRST BENEFICIARY RETAINS THE RIGHT TO REFUSE TO ALLOW THE TRANSFERRING BANK TO ADVISE THE SECOND BENEFICIARY OF ALL SUBSEQUENT AMENDMENTS RELATED TO THE ORIGINAL LC.+ALL DOCUMENTS EXCEPT DRAFTS AND INVOICE MUST NOT SHOW UNIT PRICE AND VALUE OF GOODS.+ALL DOCUMENTS MUST BEAR THE ORIGINAL CREDIT NO.+ALL DOCUMENTS MUST BE PRESENTED TO THE TRNASFERRING BANK FOR SUBSTITUTION OF DRAFT/INVOICE. IF ANY BANK/FINANCIAL INSTITUTION OTHER THAN THE TRANSFERRING BANK DISPATCHES THE DOCUMENTS DIRECTLY TO THE ISSUING BANK AND HENCE PRECLUDES FROM THE FIRST BENEFICIARYS SUBSTITUTING ITS DRAFT/DOCUMENTS, THAT BANK/FINANCIAL INSTITUTION WILL HOLD FULL LIABILITY FOR INDEMNIFYING THE INJURED PARTY(IES) FOR ALL LOSSES THAT MAY RESULT FROM SO DOING. 注：根据UCP500第48条规定，除了信用证金额、规定的任何单价、到期日、根据第43条确定的最后交单日期、装运期限可以减少或缩短，投保比例可以增加外，信用证只能按原证中规定的条款转让。原证中的ADDITIONAL CONDITIONS也应照转。如果原证规定原申请人名称应于除发票以外的单据上出现时，可加列“ALL DOCUMENTS EXCEPT INVOICE MUST BE MADE OUT IN THE NAME OF THE APPLICANT（开出转让信用证时已用第一受益人名称代替原申请人名称时，应注明原证中全部的申请人名称地址）。 3、目前出口来证银行费用多为受益人承担，建议设置两条选择性条款供开立转让信用证（71B场）时选择： （1）将原“CHARIA.CHARABLE - SHANGHAI ELAND FASHION TRANSFERRING”摸版名称内容分别改为“CHARIA.CHARABLE - TRANSFER BANKING CHARGES 1“+ALL BANKING CHARGES EXCEPT OURS ARE FOR THE SECOND BENEFICIARYS ACCOUNT.” （2）增设模版，名称为“CHARIA.CHARABLE - TRANSFER BANKING CHARGES 2”“+ALL BANKING CHARGES INCLUDING OURS ARE FOR THE SECOND BENEFICIARYS ACCOUNT.”3、 增设摸版，名称内容分别为：“INSBANK.TRANSF - INSTRUCTIONS TO BANK FOR TRANSFER”（建议以下内容作为开立转让信用证时73场给通知行的固定指示）：+EACH PRESENTATION MUST BE NOTED ON THE REVERSE SIDE OF THIS CREDIT. TRANSFERRING BANKS REFERENCE NO. MUST BE INDICATED ON YOUR COVERING SCHEDULE.+ALL DOCUMENTS TO BE FORWARDED IN ONE COVER TO（转让行名称地址）.+AT THE REQUEST OF THE FIRST BENEFICIARY WE HEREBY TRANSFER THE ABOVE MENTIONED L/C TO THE SECOND BENEFICIARY WITHOUT ANY RESPONSIBILITY AND/OR OBLIGATION ON OUR PART. PAYMENT UNDER THIS CREDIT WILL BE MADE ONLY AFTER OUR RECEIPT OF THE PROCEEDS FROM THE ISSUING BANK AS PER YOUR INSTRUCTIONS.+UNLESS OTHERWISE SPECIFIED THIS CREDIT IS SUBJECT TO UCP 500. 四、出口信用证项下催收电文（使用MT799格式，20场为我行业务编号，21场为开证行信用证号码） 1、即期信用证催收电文 （1）第一次催收电文 建议在寄单后第14天（日历天数,下同）由系统提示催收，业务人员根据业务实际情况（如邮程天数、国外节假日等情况）进行操作发出催收电报，使用航空挂号方式寄单的催收时间可适当延长，大额单据的跟踪催收时间可适当缩短（下同）。建议将原“BETFRE.CLISSUBK - TRACER TO ISSUING BANK”模版的名称内容分别修改为：“BETFRE.CLISSUBK - TRACER 1 FOR L/C PAYMENT ” RE: YOUR L/C NO. OUR REF NO. BP FORDOCUMENTS UNDER THE CAPTIONED ITEM WERE SENT TO YOU ON （寄单日期）.WE DO NOT SEEM TO HAVE RECEIVED YOUR PAYMENT UP TO NOW. PLEASE LOOK INTO THIS MATTER AND ADVISE US BY RETURN SWIFT/TELEX QUOTING OUR REF NO,RGDS.RGDS.” （2）第二次催收电文（需人工设定催收时间，下同） 第1次催收后，由业务人员自行设定第2次催收提示时间，系统将于设定的时间提示进行第2次催收。 建议将原“BETFRE.DETFOL - DETAIL TO FOLLOW”模版名称内容分别修改为：“BETFRE.CLISSUBK - TRACER 2 FOR L/C PAYMENT”RE: YOUR L/C NO. OUR REF NO. BP FORWE REFER TO OUR SWIFT TRACER OF （第1次催收电报日期）REGARDING THE ABOVE OUTSTANDING ITEM. WE HAVE NEITHER RECEIVED YOUR PAYMENT NOR ANY REPLY FROM YOU UP TO NOW. SINCE THE REASONABLE TIME HAS ELAPSED, YOU ARE KINDLY REQUESTED TO INVESTIGATE IT AND EFFECT PAYMENT WITHOUT FURTHER DELAY. MEANWHILE, WE RESERVE THE RIGHT OF CLAIMING THE INTEREST FOR DELAYED PAYMENT.RGDS.”注：如果发出两次催收仍无结果，业务人员应通过快递公司查询开证行收单日期后拒理升级交涉。2、 远期信用证催询承兑电文 系统提示催询时间同即期信用证。（1）第一次催询承兑电文 建议将原“BETFRE.CLACCEPT - TRACER FOR ACCEPTANCE”模版名称内容分别修改为：“BETFRE.CLACCEPT - TRACER 1 FOR L/C ACCEPTANCE”RE: YOUR L/C NO. OUR REF NO. BP FORDOCUMENTS UNDER THE CAPTIONED ITEM WERE SENT TO YOU ON （寄单日期）. WE DO NOT SEEM TO HAVE RECEIVED YOUR ADVICE OF ACCEPTANCE AND MATURITY UP TO NOW. PLEASE LOOK INTO THIS MATTER AND ADVISE US BY RETURN SWIFT/TELEX QUOTING OUR REF NO, （2）第二次催询承兑电文（需人工设定催收时间，同上）增设“BETFRE.CLACCEPT - TRACER 2 FOR L/C ACCEPTANCE”模版，内容为：RE: YOUR L/C NO.OUR REF NO.BP FOR WE REFER TO OUR SWIFT TRACER OF (第一次催询电报日期) CONCERNING YOUR ADVICE OF ACCEPTANCE AND MATURITY UNDER THE ABOVE ITEM. WE HAVE RECEIVED NEITHER SUCH ADVICE NOR ANY REPLY FROM YOU UP TO NOW. SINCE THE REASONABLE TIME HAS ELAPSED, YOU ARE KINDLY REQUESTED TO INVESTIGATE IT AND GIVE US YOUR DEFINITE REPLY QUOTING OUR REF NO.注：如果发出两次催询仍无结果，应通过快递公司查询开证行收单日期后据理升级交涉。3、 发给偿付行的查询电文（1） 电索偿付行的查询电文电索电报发出第7天系统提示进行查询，由业务人员考虑国外节假日等因素后进行操作发出查询电文，将原“BETFRE.CLREIMBK - TRACER TO REIMBURSING BANK”模版名称内容分别修改为：“BETFRE.CLREIMBK - TRACER FOR CLAIM BY CABLE”RE: OUR BP FOR UNDER L/C NO.WE NEGOTIATED THE DOCUMENTS UNDER THE ABOVE L/C AND CLAIMED REIMBURSEMENT ON YOU BY SWIFT ON (电索日期). BUT NO PRODEEDS HAVE BEEN RECEIVED UP TO NOW. PLEASE INVESTIGATE AND INFORM US OF THE RESULTS.RGDS.（2） 信索偿付行查询电文信索发出第10天系统提示进行查询，业务人员进行操作发出查询电报。增设模版名称内容分别如下：“BETFRE.CLREIMBK - TRACER FOR CLAIM BY LETTER”RE：OUR REF. BP FOR UNDER L/C NO.WE NEGOTIATED THE DOCUMENTS UNDER THE ABOVE L/C AND SENT OUR REIMBURSEMENT CLAIM WITH DRAFT TO YOU ON(索汇联寄出日期). BUT NO PROCEEDS HAVE BEEN RECEIVED UP TO NOW. PLEASE INVESTIGATE AND INFORM US OF THE RESULTS.RGDS. 五、出口跟单托收项下查询电文1、 第一