银行英语用语.doc

acceptance acceptance creditaccommodation billaccount accrued interestacknowledgementadvanceadvice and payaggregate assetsat sightauthority to purchasebalancebalance certificatebank draft bankers bill Bank Holidaybank notebankruptcy bearer check bills payablebills receivablecall deposit- cashiercashiers checkcertificate of depositchartered bankcheck bookchecking accountclean billclearing balanceclearing banksclearing houseclientcollateral loancollateral securitycollection billcompound interestcounterfoilcountersigncrossed checkdate of paymentdebtordefaultdeficiencydeposit ratedocumentary billdocumentary creditdocuments against acceptancedocuments against paymentdocuments against trust receiptdrawdraweedrawerdue dateencashment承兑汇票远期信用状 (=usance credit)空头(或融通)票据存款，帐薄应收付利息承认，确认，接受预付，定金通知付款合计财产见票即付委托购买证余额余额(款)证明单银行支票银行汇票银行休业日银行钞票破产见票即付支票应付汇票应收汇票通知存款 (=deposit at notice，deposit at call)出纳员银行本行支票存款证明书特许银行支票薄使用支票的活期存款光票票据交换尾数转帐(或清算)银行票据交换所顾客抵押贷款抵押品托收汇票复利票根，副票副署划线支票付款日期债务者违约赤字存款利率跟单汇率跟单信用状承兑交单付款交单凭信托收据交单发出汇票被发票人，付款人发票人满期日兑付现款endorse, indorseendorser, indorserexpirationfinance billfixed deposit(英)forged checkgeneral crossinggenuine checkidentificationinterest billinventoryinvestmentjournalledgerletter of creditletter of delegationletter of instructionsloanmaturityminimum balancemoney ordermortgagenegotiable instrumenton demandon presentationorder checkoutstandingoverdraftoverdue accountpass bookpay-in bookper pro endorsementpetty cashpostal order (英)postingprepaymentprofit & loss accountpromissory noteprotectionprotestrebateregisterrenewalreturned checksafe-keeping chargesecurityspecial crossingspecial current accountspecial endorsementstubtreasurerusanceusance billvalidvaultvoid (null and void)withdrawalwithout days of grace背书背书人有效期限金融汇票定期存款 (=time deposit(美)伪造支票般划线真正的支票证明，辨认附息汇票盘存，财产清单投资细目帐，流水帐分户帐，分类帐信用状领款委托书购买汇票指令书贷款满期日最低余额汇票抵押单，抵押流通证券兑现时付款提示时付款记名支票未付款透支，超额汇款逾期未付帐银行存折存款簿代理背书零钱，杂费邮政拨(或汇)款单 (=money order)记帐预先付款 (=advance payment)损益对照表本票承兑汇票拒绝证书回扣，退税登记簿换发(票据)退回支票保管费担保，保证特定划线特别活期存款记名式背书票根会计，出纳，司库支付期限远期汇票有效金库无效撤回，取消无宽限日buying rate 买进价格 exchange table, conversion table 汇兑换算表 foreign exchange 外汇 exchange rate 外汇率 conversion rate 折合率 foreign exchange restriction 外汇限额 foreign exchange quotations 外汇行情 to check the rate for sb. 查牌价 selling rate 卖出价格 Tell me the current rate for RMB, please. 请告诉我人民币的现价。 Whats your selling rate for RMB yuan in notes today? 你们今天人民币现钞的售价是多少？ Whats the dollar going for today? 美圆今天的售价是多少？Our buying rate for notes is 523 yuan for 100 dollars.我们100美圆的现钞买入价是523元。Its 200 French francs at todays selling rate.今天的卖出价是200法国法郎。The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.美圆现钞买入价是100美圆付460元。And how much will it be in Japanese currency? 换成日本币是多少？ How much would I get for 300 Japanese yen? 300日圆可兑换多少钱？ Id like to know the exchange rate for German marks. 我想知道德国马克的兑换率。 What rate are you giving? 你们提供的兑换率是多少？ Whats the exchange rate today? 今天的兑换率是多少？ Please tell me what you would give me for my U.S. dollars. 请告诉我这些美圆可以兑换多少钱。 Please tell me the current rate for sterling. 请告诉我英国货币的现行兑换率。 If youll wait a moment, Ill find out the rates of exchange. 请等一会儿，我查一下兑换率。 Please wait a moment. Ill find out the exchange rate between U.S. dollars and RMB. 请等一会儿，我查一下美圆对人民币的兑换率。 Its 470 yuan for 100 dollars. 100美圆可兑470元。 The exchange rate today is 200 yen to the pound. 今天的兑换率是一英镑可兑200日圆。 The rate for travelers cheques is 300 yuan against 100 dollars. 旅行支票的兑换率是100美圆兑300元。 These dollars are worth 1,000 yuan. 这些美圆可换1000元。 Cash Card（现金卡）：可以从银行或ATM机提取现金： Cheque guarantee Card（支票保证卡）：在你使用支票时，商家会要求你出示此卡，做为支付的保证，支票保证卡上注明担保的金额，也就是每次可开支票的最高限额。 Debit Card（借记卡）：使用此卡可以直接在商店里消费，费用会通过银行的结算系统，直接从你的帐户上扣除。 实际上以上三卡通常会合并成一卡，包含了上述功能，使用起来十分方便。 Credit Card（信用卡）：如果你的资信较好，经申请并审核后，银行可能会提供信用卡。信用卡允许你先花后付，你会定期收到上一个月的帐单，要求你安排付款事宜。 Current account（现金帐户）：用于存（Deposit）,取（Withdraw）日常开支，通常利息较低或没有利息。 Saving account（存款帐户）：有利息，通常不能用于支付支票，有时支取需要提前通知。 Overdraft（透支）：透支是不允许的，如你确实需要透支，建议你提前与银行协商，有的银行会同意学生在一定金额内无偿透支，但通常你需要为透支支付利息。为避免这种情况出现，建议你经常查看现金中的余额（Balance），提前将预期的花费从存款帐户转入现金帐户。付款方法 mode of payment现金付款 payment by cash|cash payment|payment by ready cash以支票支付 payment by cheque以汇票支付 payment by bill以物品支付 payment in kind付清|支付全部货款 payment in full|full payment支付部分货款|分批付款 payment in part|part payment|partial payment记帐付款|会计帐目内付款 payment on account定期付款 payment on term年分期付款 annual payment月分期付款 monthly payment|monthly instalment延滞付款 payment in arrear预付货|先付 payment in advance|prepayment延付货款 deferred payment立即付款 prompt payment|immediate payment暂付款 suspense payment延期付款 delay in payment|extension of payment支付票据 payment bill名誉支付|干与付款 payment for honour|payment by intervention结帐|清算|支付 settlement分期付款 instalment滞付|拖欠|尾数款未付 arrears特许拖延付款日 days of grace保证付款 del credere付款 to pay|to make payment|to make effect payment结帐 to settle|to make settlement|to make effect settlement|to square|to balance支出|付款 to defray|to disburse结清 to clear off|to pya off请求付款 to ask for payment|to request payment恳求付帐 to solicit payment拖延付款 to defer payment|to delay payment付款被拖延 to be in arrears with payment还债 to discharge迅速付款 to pay promptly付款相当迅速 to pay moderately well|to pay fairly well|to keep the engagements regularly付款相当慢 to pay slowly|to take extended credit付款不好 to pay badly|to be generally in arrear with payments付款颇为恶劣 to pay very badly|to never pay unless forced拒绝付款 to refuse payment|to refuse to pay|to dishonour a bill相信能收到款项 We shall look to you for the payment|We shall depend upon you for the payment |We expect payment from you惠请付款 kindly pay the amount|please forward payment|please forward a cheque