[精品文案]国际业务常用英语词汇

国际业务常用英语词汇跟单结算及国际保函信用证DOCUMENTARYCREDIT跟单信用证BACKTOBACKCREDIT背对背信用证TRANSFERABLECREDIT可转让信用证UNTRANSFERABLECREDIT不可转让信用证REDCLAUSECREDIT红条款信用证REVOLVINGCREDIT循环信用证STANDBYLETTEROFCREDIT备用信用证NEGOTIATIONCREDIT议付信用证ACCEPTANCECREDIT承兑信用证PAYMENTCREDIT付款信用证IRREVOCABLECREDIT不可撤销信用证PAYMENTCREDIT付款信用证DEFERREDPAYMENTCREDIT延期付款信用证CONFIRMEDCREDIT保兑信用证USANCECREDITPAYABLEATSIGHT假远期信用证COMMERCIALCONTRACT商务合同IMPORTER进口商EXPORTER出口商APPLICANT申请人BENEFICIARY受益人OPENINGBANK/ISSUINGBANK开证行ADVISINGBANK通知行REIMBURSINGBANK偿付行PRESENTINGBANK交单行CONFIRMINGBANK保兑行NEGOTIATINGBANK议付行ACCEPTINGBANK承兑行DRAWEEBANK付款行TRANSFERRINGBANK转让行NOMINATEDBANK被指定银行EXPIRYDATEANDPLACE有效日期和地点FREELYNEGOTIABLE自由议付RESTRICTEDNEGOTIABLE限制议付CUMULATIVE可累计NONCUMULATIVE不可累计DEFERREDPAYMENT延期付款DISCOUNTING贴现ACCEPTANCE承兑NEGOTIATION议付DISCREPANCIES不符点PRESENTATIONDATE交单日期PERIODFORPRESENTATIONOFDOCUMENTS交单期限托收COLLECTION托收COLLECTINGBANK代收行REMITTINGBANK托收行PRINCIPAL委托人DRAWEE付款人CLEANCOLLECTION光票托收DOCUMENTARYCOLLECTION跟单托收OUTWARDCOLLECTION出口托收COLLECTIONINSTRUCTION托收指示COLLECTIONORDER托收指令INWARDCOLLECTION进口代收FINANCIALDOCUMENTS金融单据COMMERCIALDOCUMENTS商业单据DOCUMENTSAGAINSTACCEPTANCED/A承兑交单DOCUMENTSAGAINSTPAYMENTD/P付款交单DOCUMENTSAGAINSTPAYMENTATSIGHTD/PATSIGHT即期付款交单DOCUMENTSAGAINSTPAYMENTOFUSANCEBILL远期付款交单TERMSANDCONDITIONSOFCOLLECTION托收条款单据COMMERCIALINVOICE商业发票CUSTOMSINVOICE海关发票CONSULAR领事发票PROFORMAINVOICE形式发票INSURANCEPOLICY保险单TRANSPORTDOCUMENTS运输单据BILLOFEXCHANGE/DRAFT汇票USANCEBILL远期汇票PACKINGLIST装箱单WEIGHTLIST重量单QUANTITYCERTIFICATE数量单CERTIFICATEOFORIGIN原产地证明CERTIFICATEOFQUALITY品质证明书BILLOFLADING提单BLANKBACKBILLOFLADING/SHORTFORMBILLOFLADING背面空白/简式提单CHARTERPARTYBILLOFLADING租船提单COMBINEDTRANSPORTBILLOFLADING多式联运提单CONTAINERBILLOFLADING集装箱提单AIRWAYBILL空运单POSTALRECEIPT邮包收据CARGORECEIPT货物收据其它BANKINGCHARGES银行费用PRESENTATIONOFDOCUMENTS提示单据REIMBURSEMENT/CLAIMINSTRUCTIONS索汇路线PAYMENT付款ADVICEOFPAYMENT付款通知ACCEPTANCE承兑ADVICEOFACCEPTANCE承兑通知ENDORSEMENT背书BLANKENDORSED空白背书CARRIER承运人CONSIGNEE收货人CHAMBEROFCOMMERCE商会SHIPPINGMARK唛头SHIPMENTDATE装运日DISCREPANCY不符点FREIGHTCHARGE运费FREIGHTPAYABLEATDESTINATION运费预付至CORRESPONDENTBANK代理行PARTIALSHIPMENT分批装运TRANSSHIPMENT转运PORTOFLOADING装货港PORTOFDISCHARGE卸货港PRICETERMS价格条款RELEASEDOCUMENTSAGAINSTPAYMENT付款赎单RELEASEDOCUMENTSAGAINSTACCEPTANCE承兑赎单EXWEXWORKS工厂交货价FCAFREECARRIER货交承运人价FASFREEALONGSIDESHIP装运港船边交货价FOBFREEONBOARD装运港船上交货价CFRCOSTANDFREIGHT成本加运费价CIFCOST,INSURANCEANDFREIGHT成本、保险费加运费价CPTCARRIAGEPAIDTO运费付至价CIPCARRIAGEANDINSURANCEPAIDTO运费、保险费付至价DAFDELIVEREDATFRONTIER边境交货价DESDELIVEREDEXSHIP目的港船上交货价DEQDELIVEREDEXQUAY目的港码头交货价DDUDELIVEREDDUTYUNPAID未完税交货价DDPDELIVEREDDUTYPAID完税交货价保函GUARANTEE保函TENDERGUARANTEE/BIDBONDGUARANTEE投标保函PERFORMANCEGUARANTEE履约保函ADVANCEPAYMENTGUARANTEE预付款保函WARRANTYGUARANTEE质量保函RETENTIONMONEYGUARANTEE留滞金保函PAYMENTGUARANTEE付款保函FINANCIALSTANDBYLETTEROFCREDIT融资备用信用证COUNTERGUARANTEE反担保函PRINCIPAL被担保人GUARANTOR担保人WRITTENSTATEMENT书面声明MULTIPLEDRAWING多次索赔CLAIMSUNDERABANKGUARANTEE保函的索赔PLACEOFJURISDICTION司法管辖地COMMISSIONONBOND保函佣金外汇资金REMITTANCEFUNDSTRANSFER汇款OUTWARDREMITTANCE汇出汇款INWARDREMITTANCE汇入汇款TELEGRAPHICCOMMUNICATIONS电讯方式TELEX电传CABLE,TELEGRAM电报DRAFT票汇MAILTRANSFER信汇REMITTER汇款申请人PAYEEORBENEFICIARY收款人REMITTINGBANK汇出行RECEIVING/PAYINGBANK汇入/解付行CUSTOMERTRANSFER客户汇款GENERALFINANCIALINSTITUTIONTRANSFER银行间汇款SENDERSCORRESPONDENT帐户行INTERMEDIARYBANK中间行DRAWEEBANK汇票付款行ISSUEOFDRAFT汇票的签发REIMBURSEMENTOFDRAFTS汇票的索偿CLEARING清算TRADEDATE交易日REFERENCEDATE参考日VALUEDATE起息日MATURITYDATE/EXPIRYDATE到期日BASISPOINT基点BUYERSMARKET买方市场PURCHASEANDSALEOFFOREIGNEXCHANGE结售汇FOREIGNEXCHANGESURRENDER结汇SPOT即期FORWARD远期CURRENTACCOUNT经常项目CURRENTACCOUNTCONVERTIBILITY经常项目可兑换MANAGEDFLOATINGEXCHANGERATE有管理的浮动汇率PEGGEDEXCHANGERATE钉住汇率REALEFFECTIVEEXCHANGERATE实际有效汇率POSITION头寸TERMSTRUCTURE期限结构CAPITALACCOUNT资本项目INTERESTBEARINGASSET生息资产FOREIGNDIRECTINVESTMENT外国直接投资CHIPSCLEARINGHOUSEINTERBANKPAYMENTSYSTEM）同业支付清算系统SWIFTSOCIETYFORWORLDWIDEINTERNATIONALFINANCIALTELECOMMUNICATION）环球银行间金融电信协会OPENINGPRICE开盘价CLOSINGPRICE收盘价BIDPRICE买入价OFFERPRICE卖出价EXTENSION展期FIXEDEXCHANGERATE固定汇率FLOATINGEXCHANGERATE浮动汇率PREMIUM升水DISCOUNT贴水FINANCIALDERIVATIVEINSTRUMENTS金融衍生工具FUTURES期货OPTION期权OPTIONTRADING期权的交易SWAP掉期INTHEMONEY溢价期权ATTHEMONEY平价期权OUTOFTHEMONEY折价期权PUTOPTION看跌期权CALLOPTION看涨期权LONGBUYER买方SHORTSELLER卖方POSITION买卖角色LONGCALL买入看涨期权SHORTCALL卖出看涨期权LONGPUT买入看跌期权SHORTPUT卖出看跌期权OUTOFMONEY不执行（期权）INTERESTRATELAP利率上限INTERESTRATEFLOOR利率下限RELATIVEVALUE相对价值PAYSWAP支付互换OPTIONCONTRACT期权合约AMERICANSTYLEOPTION美式期权EUROPEANSTYLEOPTION欧式期权THESTRIKEPRICE/THEEXERCISEPRICE执行价格OPTIONPREMIUM/OPTIONPRICE期权费STRUCTUREDDERIVATIVES结构化衍生工具HEDGE对冲DUALCURRENCYDEPOSIT双币存款USD/CNYLINKEDDEPOSIT美元/人民币挂钩产品INTERESTRATEDERIVATIVES利率衍生产品INTERESTRATEOPTION利率期权STRUCTUREDINTERESTRATEPRODUCTS结构性利率产品TOHEDGECURRENCYEXPOSURES对冲货币敞口SPECULATE投机YIELDENHANCEMENTPRODUCTS增值产品INTERESTBASIS计息方式PRINCIPALAMOUNT本金PRINCIPALGUARANTEED本金担保PRINCIPALGUARANTEEDDEPOSIT本金担保存款SPOTREFERENCE即期参考汇率SHORTTERMVIEWPRODUCTS短期产品HEDGEAGAINST套期保值EXCHANGERATEREGIME汇率机制DEPOSITACCOUNT定期存款账户CHEQUEACCOUNT支票账户CLEARINGBANK清算银行FOREIGNCURRENCYEXCHANGERESERVE外汇储备DEVALUATION货币贬值REVALUATION货币升值INTERNATIONALBALANCEOFPAYMENT国际收支CROSSRATE/ARBITRAGERATE套汇汇率FOREIGNEXCHANGEFLUCTUATION外汇波动信贷基本词汇（包括会计）ACCOUNTINGCONVENTION会计惯例ACCOUNTINGFORACQUISITIONS购并的会计处理ACCOUNTINGFORDEBTORS应收账款核算ACCOUNTINGFORDEPRECIATION折旧核算ACCOUNTINGFORFOREIGNCURRENCIES外汇核算ACCOUNTINGFORGOODWILL商誉核算ACCOUNTINGFORSTOCKS存货核算ACCOUNTINGPOLICIES会计政策ACCOUNTINGSTANDARDS会计准则ACCRUALSCONCEPT权责发生原则ACHIEVINGCREDITCONTROL实现信用控制ACIDTESTRATIO酸性测试比率ACTUALCASHFLOW实际现金流量ADJUSTINGCOMPANYPROFITS企业利润调整ADVANCEPAYMENTGUARANTEE提前偿还保金ADVERSETRADING不利交易ADVERTISINGBUDGET广告预算ADVISINGBANK通告银行AGEANALYSIS账龄分析AGEDDEBTORSANALYSIS逾期账款分析AGEDDEBTORSREPORT逾期应收款报告AGEDDEBTORSEXCEPTIONREPORT逾期应收款的特殊报告ALLMONIESCLAUSE全额支付条款AMORTIZATION摊销ANALYTICALQUESTIONNAIRE调查表分析ANALYTICALSKILLS分析技巧ANALYZINGFINANCIALRISK财务风险分析ANALYZINGFINANCIALSTATEMENTS财务报表分析ANALYZINGLIQUIDITY流动性分析ANALYZINGPROFITABILITY盈利能力分析ANALYZINGWORKINGCAPITAL营运资本分析ANNUALEXPENDITURE年度支出ANTICIPATINGFUTUREINCOME预估未来收入AREASOFFINANCIALRATIOS财务比率分析的对象ARTICLESOFINCORPORATION合并条款ASIANCRISIS亚洲金融危机ASSESSINGCOMPANIES企业评估ASSESSINGCOUNTRYRISK国家风险评估ASSESSINGCREDITRISKS信用风险评估ASSESSINGSTRATEGICPOWER战略地位评估ASSESSMENTOFBANKS银行的评估ASSETCONVERSIONLENDING资产转换贷款ASSETPROTECTIONLENDING资产担保贷款ASSETSALE资产出售ASSETTURNOVER资产周转率ASSETS资产ASSOCIATIONOFBRITISHFACTORSANDDISCOUNTERS英国代理人与贴现商协会AUDITORSREPORT审计报告AVAL物权担保BADDEBT坏账BADDEBTLEVEL坏账等级BADDEBTRISK坏账风险BADDEBTSPERFORMANCE坏账发生情况BADLOANS坏账BALANCESHEET资产负债表BALANCESHEETSTRUCTURE资产负债表结构BANKCREDIT银行信贷BANKFAILURES银行破产BANKLOANSAVAILABILITY银行贷款的可获得性BANKSTATUSREPORTS银行状况报告BANKRUPTCY破产BANKRUPTCYCODE破产法BANKRUPTCYPETITION破产申请书BASLEAGREEMENT塞尔协议BASLEAGREEMENT巴塞尔协议BEHAVIORALSCORING行为评分BILLOFEXCHANGE汇票BILLOFLADING提单BISBANKFORINTERNATIONALSETTLEMENTS国际清算银行BISAGREEMENT国际清算银行协定BLUECHIP蓝筹股BONDS债券BOOKRECEIVABLES账面应收账款BORROWINGMONEY借人资金BORROWINGPROPOSITION借款申请BREAKTHROUGHPRODUCTS创新产品BUDGETS预算BUILDINGCOMPANYPROFILES勾画企业轮廓BUSINESSDEVELOPMENTLOAN商业开发贷款BUSINESSFAILURE破产BUSINESSPLAN经营计划BUSINESSRISK经营风险BUYERCREDITS买方信贷BUYERPOWER购买方力量BUYERRISKS买方风险CAMPARI优质贷款原则CANONSOFLENDING贷款原则CAPITALADEQUACY资本充足性CAPITALADEQUACYRULES资本充足性原则CAPITALCOMMITMENTS资本承付款项CAPITALEXPENDITURECAPEX资本支出CAPITALFUNDING资本融资CAPITALINVESTMENT资本投资CAPITALSTRENGTH资本实力CAPITALSTRUCTURE资本结构CAPITALIZATIONOFINTEREST利息资本化CAPITALIZINGRDCOSTS/EXPENDITURES研发费用资本化CAPITALIZINGINTERESTCOSTS利息成本资本化CASCADEEFFECT瀑布效应CASHASSETS现金资产CASHCOLLECTIONTARGETS现金托收目标CASHCYCLE现金循环周期CASHCYCLERATIOS现金循环周期比率CASHCYCLETIMES现金循环周期时间CASHDEPOSIT现金储蓄CASHFLOWS现金流量CASHFLOWADJUSTMENTS现金流调整CASHFLOWANALYSIS现金流量分析CASHFLOWCRISIS现金流危机CASHFLOWCYCLE现金流量周期CASHFLOWFORECASTS/PROJECTIONS现金流量预测CASHFLOWLENDING现金流贷出CASHFLOWPROFILE现金流概况CASHFLOWSTATEMENTS现金流量表CASHPOSITION现金头寸CASHPOSITIVEJE现金流量CASHRICHCOMPANIES现金充足的企业CASHSURPLUS现金盈余CASHTANK现金水槽CASHINADVANCE预付现金CATEGORIZEDCASHFLOW现金流量分类CE优质贷款原则CEO首席执行官CHAIRMAN董事长,总裁CHAPTER11RULES第十一章条款CHARGE抵押CHARGEDASSETS抵押资产CHIEFEXECUTIVEOFFICER首席执行官COLLATERALSECURITY抵押证券COLLECTINGPAYMENTS收取付款COLLECTIONACTIVITY收款活动COLLECTIONCYCLE收款环节COLLECTIONPROCEDURES收款程序COLLECTIVECREDITRISKS集合信用风险COMFORTABLELIQUIDITYPOSITION适当的流动性水平COMMERCIALMORTGAGE商业抵押COMMERCIALPAPER商业票据COMMISSION佣金COMMITMENTFEES承诺费COMMONSTOCK普通股COMMONSTOCKHOLDERS普通股股东COMPANYANDITSINDUSTRY企业与所处行业COMPANYASSETS企业资产COMPANYLIABILITIES企业负债COMPANYLOANS企业借款COMPETITIVEADVANTAGE竞争优势COMPETITIVEFORCES竞争力COMPETITIVEPRODUCTS竞争产品COMPLAINTPROCEDURES申诉程序COMPUTERIZEDCREDITINFORMATION计算机化信用信息COMPUTERIZEDDIARIES计算机化日志CONFIRMEDLETTEROFCREDIT承兑信用证CONFIRMEDLETTERSOFCREDIT保兑信用证CONFIRMINGBANK确认银行CONSERVATISMCONCEPT谨慎原则CONSISTENCYCONCEPT一贯性原则CONSOLIDATEDACCOUNTS合并报表CONSOLIDATEDBALANCESHEETS合并资产负债表CONTINGENTLIABILITIES或有负债CONTINUINGSECURITYCLAUSE连续抵押条款CONTRACTUALPAYMENTS合同规定支出CONTROLLIMITS控制限度CONTROLOFCREDITACTIVITIES信用活动控制CONTROLLINGCREDIT控制信贷CONTROLLINGCREDITRISK控制信用风险CORPORATEBANKING公司业务CORPORATECREDITANALYSIS企业信用分析CORPORATECREDITCONTROLLER企业信用控制人员CORPORATECREDITRISKANALYSIS企业信用风险分析CORPORATECUSTOMER企业客户CORPORATEFAILUREPREDICTIONMODELS企业破产预测模型CORPORATELENDING企业贷款COSTLEADERSHIP成本领先型COSTOFSALES销售成本COSTS成本COUNTRYLIMIT国家限额COUNTRYRISK国家风险COURTJUDGMENTS法院判决COVENANT贷款保证契约COVENANTS保证契约CREATIVEACCOUNTING寻机性会计CREDITANALYSIS信用分析CREDITANALYSISOFCUSTOMERS客户信用分析CREDITANALYSISOFSUPPLIERS供应商的信用分析CREDITANALYSISONBANKS银行信用分析CREDITANALYSTS信用分析CREDITASSESSMENT信用评估CREDITBUREAUREPORTS信用咨询公司报告CREDITBUREAU信用机构CREDITCONTROL信贷控制CREDITCONTROLACTIVITIES信贷控制活动CREDITCONTROLPERFORMANCEREPORTS信贷控制绩效报告CREDITCONTROLLERS信贷控制人员CREDITCOVER信用风险担保CREDITCYCLE信用循环CREDITDECISIONS信贷决策CREDITDETERIORATION信用恶化CREDITEXPOSURE信用敞口CREDITGRANTINGPROCESS授信程序CREDITINFORMATION信用信息CREDITINFORMATIONAGENCY信用信息机构CREDITINSURANCE信贷保险CREDITINSURANCEADVANTAGES信贷保险的优势CREDITINSURANCEBROKERS信贷保险经纪人CREDITINSURANCELIMITATIONS信贷保险的局限CREDITLIMITS信贷限额CREDITLIMITSFORCURRENCYBLOCS货币集团国家信贷限额CREDITLIMITSFORINDIVIDUALCOUNTRIES国家信贷限额CREDITLINE授信额度CREDITMANAGEMENT信贷管理CREDITMANAGERS信贷经理CREDITMONITORING信贷监控CREDITNOTES欠款单据CREDITPERIOD信用期CREDITPLANNING信用计划CREDITPOLICY信用政策CREDITPOLICYISSUES信用政策发布CREDITPROPOSALS信用申请CREDITPROTECTION信贷保护CREDITQUALITY信贷质量CREDITRATING信用评级CREDITRATINGAGENCIES信用评级机构CREDITRATINGPROCESS信用评级程序CREDITRATINGSYSTEM信用评级系统CREDITREFERENCE信用咨询CREDITREFERENCEAGENCIES信用评级机构CREDITRISK信用风险CREDITRISKASSESSMENT信用风险评估CREDITRISKEXPOSURE信用风险敞口CREDITRISKINSURANCE信用风险保险CREDITRISKOFINDIVIDUALCUSTOMERS个体信用风险CREDITRISKBANKCREDIT信用风险银行信用CREDITRISKTRADECREDIT信用风险商业信用CREDITSCORING信用风险评分CREDITSCORINGMODEL信用评分模型CREDITSCORINGSYSTEM信用评分系统CREDITSQUEEZE信贷压缩CREDITTAKENRATIO受信比率CREDITTERMS信贷条款CREDITUTILIZATIONREPORTS信贷利用报告CREDITVETTING信用审查CREDITWATCH信用观察CREDITWORTHINESS信誉CREDITORDAYS应付账款天数CROSSDEFAULTCLAUSE交叉违约条款CURRENCYRISK货币风险CURRENTASSETS流动资产CURRENTDEBTS流动负债CURRENTRATIOREQUIREMENT流动比率要求CURRENTRATIOS流动比率CUSTOMERCARE客户关注CUSTOMERCREDITRATINGS客户信用评级CUSTOMERLIAISON客户联络CUSTOMERRISKS客户风险CUTOFFSCORES及格线CYCLEOFCREDITMONITORING信用监督循环CYCLICALBUSINESS周期性行业DAILYOPERATINGEXPENSES经营费用DAYSSALESOUTSTANDING收回应收账款的平均天数DEBENTURES债券DEBTCAPITAL债务资本DEBTCOLLECTIONAGENCY债务托收机构DEBTISSUER债券发行人DEBTPROTECTIONLEVELS债券保护级别DEBTRATIO负债比率DEBTSECURITIES债券DEBTSERVICERATIO还债率DEBTORDAYS应收账款天数DEBTORSASSETS债权人的资产DEFAULT违约DEFERREDPAYMENTS延期付款DEFINITIONOFLEVERAGE财务杠杆率定义DEPOSITLIMITS储蓄限额DEPOSITINGMONEY储蓄资金DEPRECIATION折旧DEPRECIATIONPOLICIES折旧政策DEVELOPMENTBUDGET研发预算DIFFERENTIATION差别化DIRECTLOSS直接损失DIRECTORSSALARIES董事薪酬DISCRETIONARYCASHFLOWS自决性现金流量DISCRETIONARYOUTFLOWS自决性现金流出DISTRIBUTIONCOSTS分销成本DIVIDENDCOVER股息保障倍数DIVIDENDPAYOUTRATIO股息支付率DIVIDENDS股利DOCUMENTARYCREDIT跟单信用证DSO应收账款的平均回收期DURATIONOFCREDITRISK信用风险期EASTERNBLOCCOUNTRIES东方集团国家EBITDA扣除利息、税收、折旧和摊销之前的收益EXPORTSCREDITGUARANTEEDEPARTMENTECGD出口信贷担保局ECONOMICCONDITIONS经济环境ECONOMICCYCLES经济周期ECONOMICDEPRESSION经济萧条ECONOMICGROWTH经济增长ECONOMICRISK经济风险ELECTRONICDATAINTERCHANGEEDI电子数据交换ENVIRONMENTALFACTORS环境因素EQUITYCAPITAL权益资本EQUITYFINANCE权益融资EQUITYSTAKE股权EUCOUNTRIES欧盟国家EUDIRECTIVES欧盟法规EULAW欧盟法律EUROBONDS欧洲债券EUROPEANPARLIAMENT欧洲议会EUROPEANUNION欧盟EVERGREENLOAN常年贷款EXCEPTIONALITEM例外项目EXCESSIVECAPITALCOMMITMENTS过多的资本承付款项EXCHANGECONTROLS外汇管制EXCHANGECONTROLREGULATIONS外汇管制条例EXHAUSTMETHOD排空法EXISTINGCOMPETITORS现有竞争对手EXISTINGDEBT未清偿债务EXPORTBUYERSCREDIT出口买方信贷EXPORTCOLLECTIONLOAN出口托收贷款EXPORTCREDITAGENCIES出口信贷代理机构EXPORTCREDITINSURANCE出口信贷保险EXPORTFACTORING出口代理EXPORTSALES出口额EXPORTSELLERSCREDIT出口买方信贷EXPORTNEGOTIATION出口议付EXTENDINGCREDIT信贷展期EXTERNALAGENCY外部机构EXTERNALASSESSMENTMETHODS外部评估方式EXTERNALASSESSMENTS外部评估EXTERNALINFORMATIONSOURCES外部信息来源EXTRAORDINARYITEMS非经常性项目EXTRAS附加条件FACILITYACCOUNT便利账户FACTORING代理FACTORINGDEBTS代理收账FACTORINGDISCOUNTING代理折扣FACTORSCHAININTERNATIONAL国际代理连锁FAILUREPREDICTIONSCORES财务恶化预测分值FASB美国财务会计准则委员会FAULTYCREDITANALYSIS破产信用分析FEES费用FINANCE,NEWBUSINESSVENTURES为新兴业务融资FINANCE,REPAYEXISTINGDEBT为偿还现有债务融资FINANCE,WORKINGCAPITAL为营运资金融资FINANCIALASSESSMENT财务评估FINANCIALCASHFLOWS融资性现金流量FINANCIALCOLLAPSE财务危机FINANCIALFLEXIBILITY财务弹性FINANCIALFORECAST财务预测FINANCIALINSTABILITY财务的不稳定性FINANCIALRATINGANALYSIS财务评级分析FINANCIALRATIOS财务比率FINANCIALRISK财务风险FINANCIALRISKRATIOS财务风险比率FITCHIBCA惠誉评级FITCHIBCARATINGS惠誉评级FIXEDASSETS固定资产FIXEDCHARGE固定费用FIXEDCHARGECOVER固定费用保障倍数FIXEDCOSTS固定成本FLOATINGASSETS浮动资产FLOATINGCHARGE浮动抵押FLOORPLANNING底价协议FOCUS聚焦FORCEDSALERISK强制出售风险FOREIGNEXCHANGEMARKETS外汇市场FORFAITING福费廷FORMALCREDITRATING正式信用评级FORWARDBILLDISCOUNT远期信用证项下汇票贴现FORWARDRATEAGREEMENTS远期利率协议FRAS远期利率协议FUNDMANAGERS基金经理FXTRANSACTION外汇交易GAAP公认会计准则GEARING财务杠杆率GEOGRAPHICALSPREADOFMARKETS市场的地理扩展GLOBALTARGET全球目标GOINGCONCERNCONCEPT持续经营原则GOODLENDING优质贷款GOODTIMES良好时期GOVERNMENTAGENCIES政府机构GOVERNMENTINTERFERENCE政府干预GROSSINCOME总收入GUARANTEEOFPAYMENT支付担保GUARANTEEDLOANS担保贷款GUARANTEES担保HIGHCREDITQUALITY高信贷质量HIGHCREDITRISK高信贷风险HIGHDEFAULTRISK高违约风险HIGHINTERESTRATES高利率HIGHRISKREGIONS高风险区域HIGHLYSPECULATIVE高度投机HIGHRISKLOAN高风险贷款HIGHVALUELOAN高价值贷款HISTORICALACCOUNTING历史会计处理HISTORICALCOST历史成本IAS国际会计准则IASC国际会计准则委员会IBTT息税前利润ICE优质贷款原则IDEALLIQUIDITYRATIOS理想的流动性比率IMPLIEDDEBTRATING隐含债务评级IMPORTANCEOFCREDITCONTROL信贷控制的重要性IMPROVEDPRODUCTS改进的产品IMPROVINGREPORTEDASSETVALUES改善资产账面价值INHOUSEASSESSMENT内部评估INHOUSECREDITANALYSIS内部信用分析INHOUSECREDITASSESSMENTS内部信用评估INHOUSECREDITRATINGS内部信用评级INCOMEBONDS收入债券INCOMESTATEMENT损益表INCREASINGPROFITS提高利润INCREASINGREPORTEDPROFITS提高账面利润INDEMNITYCLAUSE赔偿条款INDICATORSOFCREDITDETERIORATION信用恶化征兆INDIRECTLOSS间接损失INDIVIDUALCREDITTRANSACTIONS个人信用交易INDIVIDUALRATING个体评级INDUSTRIALREPORTS行业报告INDUSTRIALUNREST行业动荡INDUSTRYLIMIT行业限额INDUSTRYRISK行业风险INDUSTRYRISKANALYSIS行业风险分析INFLOW现金流入INFORMATIONINFINANCIALSTATEMENTS财务报表中的信息INITIALPAYMENT初始支付INSOLVENCIES破产INSTITUTIONALINVESTORS机构投资者INSUREDDEBT投保债务INTANGIBLEFIXEDASSET无形固定资产INTERCOMPANYCOMPARISONS企业间比较INTERCOMPANYLOANS企业间借款INTEREST利息INTERESTCOST利息成本INTERESTCOVERRATIO利息保障倍数INTERESTCOVERTEST利息保障倍数测试INTERESTHOLIDAY免息期INTERESTPAYMENTS利息支付INTERESTRATES利率INTERIMSTATEMENTS中报中期报表INTERNALASSESSMENTMETHODS内部评估方法INTERNALFINANCINGRATIO内部融资率INTERNALREVENUESERVICE美国国税局INTERNATIONALACCOUNTINGSTANDARDSCOMMITTEE国际会计准则委员会INTERNATIONALACCOUNTINGSTANDARDSIAS国际会计准则INTERNATIONALCHAMBEROFCOMMERCE国际商会INTERNATIONALCREDITRATINGS国际信用评级INTERNATIONALFACTORING国际保理INTERNATIONALFACTORINGASSOCIATION国际代理商协会INTERNATIONALSETTLEMENTS国际结算INVENTORY存货INVERSEOFCURRENTRATIO反转流动比率INVESTMENTANALYSTS投资分析人员INVESTMENTPOLICY投资政策INVESTMENTRISK投资风险INVESTMENTSPENDING投资支出INVOICEDISCOUNTING发票贴现ISSUEOFBONDS债券的发行ISSUEDDEBTCAPITAL发行债务资本JUNKBONDSTATUS垃圾债券状况JUSTINTIMESYSTEMJIT适时系统KEYCASHFLOWRATIOS主要现金流量指标LABORUNREST劳动力市场动荡LARGESCALEBORROWER大额借贷者LEGALGUARANTEE法律担保LEGALINSOLVENCY法律破产LENDINGAGREEMENTS贷款合约LENDINGCOVENANTS贷款保证契约LENDINGDECISIONS贷款决策LENDINGPROPOSALS贷款申请LENDINGPROPOSITION贷款申请LENDINGTRANSACTIONS贷款交易LETTERSOFCREDIT信用证LEVERAGE财务杠杆率LONDONINTERBANKOFFEREDRATELIBOR伦敦同业拆借利率LIEN留置LIQUIDASSETS速动资产LIQUIDATION清算LIQUIDATIONEXPENSES清算费LIQUIDITY流动性LIQUIDITYANDWORKINGCAPITAL流动性与营运资金LIQUIDITYRATIOS流动比率LIQUIDITYRUN流动性危机LIQUIDITYSHORTAGE流动性短缺LOANCOVENANTS贷款合约LOANGUARANTEES贷款担保LOANPRINCIPAL贷款本金LOANPRINCIPALREPAYMENTS贷款本金偿还LOANREVIEW贷款审查LONGTERMDEBT长期负债LONGTERMFUNDING长期融资LONGTERMRISK长期风险MANAGEMENT管理层MARGINALLENDING边际贷款MARGINALTRADECREDIT边际交易信贷MARKETSURVEYS市场调查MARKETING市场营销MARKETS市场MATCHINGCONCEPT配比原则MATERIALADVERSECHANGECLAUSE重大不利变动条款MAXIMUMLEVERAGELEVEL最高财务杠杆率限制MEASUREMENTANDJUDGMENT计量与判断MEASURINGRISK风险计量MEDIUMTERMLOAN中期贷款MICROCOMPUTERMODELING计算机建模MINIMUMCURRENTRATIOREQUIREMENT最低流动比率要求MINIMUMLEVERAGERATIO最低举债比率MINIMUMNETWORTH最低净值MINIMUMNETWORTHREQUIREMENT最低净值要求MINIMUMRISKASSETRATIO最低风险资产比率MONITORINGACTIVITY监管活动MONITORINGCREDIT信用监控MONITORINGCUSTOMERCREDITLIMITS监管客户信贷限额MONITORINGRISKS监管风险MONITORINGTOTALCREDITLIMITS监管全部信贷限额MONTHLYREPORTS月报MOODYSDEBTRATING穆迪债券评级MORTGAGE抵押MPROVINGBALANCESHEET改善资产负债表MULTIPLEDISCRIMINATEANALYSIS多元分析NATIONALDEBT国家债务NCI无信贷间隔天数NEARCASHASSETS近似于现金的资产NEGATIVECASHFLOW负现金流量NEGATIVENETCASHFLOW负净现金流量NEGATIVEOPERATIONALCASHFLOWS负的经营性现金流量NEGATIVEPLEDGE限制抵押NETBOOKVALUE净账面价值NETCASHFLOW净现金流量NETWORTHTEST净值测试NEWENTRANTS新的市场进人者NOCREDITINTERVAL无信贷间隔天数NONCASHITEMS非现金项目NONCOREBUSINESS非核心业务NONOPERATIONALITEMS非经营性项目OBTAININGPAYMENT获得支付ONEMANRULE一人原则OPENACCOUNTTERMS无担保条款OPERATINGLEASES经营租赁OPERATINGPROFIT营业利润OPERATIONALCASHFLOW营运性现金流量OPERATIONALFLEXIBILITY经营弹性OPTIMALCREDIT最佳信贷ORDERCYCLE订货环节ORDINARYDIVIDENDPAYMENTS普通股股利支付ORGANIZATIONOFCREDITACTIVITIES信贷活动的组织OVERDUEPAYMENTS逾期支付OVERTRADING过度交易OVERVIEWOFACCOUNTS财务报表概览PACKINGLOAN打包贷款PARENTCOMPANY母公司PAT税后利润PAYMENTINADVANCE提前付款PAYMENTOBLIGATIONS付款义务PAYMENTRECORDS付款记录PAYMENTSCORE还款评分PBIT息税前利润PBT息后税前利润PERCENTAGECHANGE百分比变动PERFORMANCEBONDS履约保证PERSONALGUARANTEES个人担保PLANNINGSYSTEMS计划系统PLEDGE典押POINTSSCORINGSYSTEM评分系统POLICYSETTING政策制定POLITICALRISK政治风险POTENTIALBADDEBT潜在坏账POTENTIALCREDITRISK潜在信用风险POTENTIALVALUE潜在价值PREDICTINGCORPORATEFAILURES企业破产预测PREFERENCEDIVIDENDS优先股股息PREFERREDSTOCKHOLDERS优先股股东PRELIMINARYASSESSMENT预备评估PREMIUMS溢价PRIMARYRATIOS基础比率PRIORCHARGECAPITAL优先偿付资本PRIORITYCASHFLOWS优先性现金流量PRIORITYFORCREDITORS债权人的清偿顺序PRIORITYPAYMENTS优先支付PRODUCTLIFECYCLE产品生命周期PRODUCTMARKETANALYSIS产品市场分析PRODUCTRANGE产品范围PRODUCTS产品PROFESSIONALFEES专业费用PROFIT利润PROFITANDLOSSACCOUNT损益账户PROFITMARGIN利润率PROFITABILITY盈利能力PROFITABILITYMANAGEMENT盈利能力管理PROFITABILITYRATIOS盈利能力比率PROMISSORYNOTES本票PROPERTYVALUES所有权价值PROVIDERSOFCREDIT授信者PROVISIONACCOUNTING准备金会计处理PRUDENCECONCEPT谨慎原则PUBLICINFORMATION公共信息PUBLICRELATIONS公共关系PURPOSEOFCREDITRATINGS信用评级的目的PURPOSEOFRATIOS计算比率的目的QUALITATIVECOVENANTS定性条款QUANTITATIVECOVENANTS定量条款QUERYCONTROL质疑控制QUICKRATIO速动比率RATINGEXERCISE评级实践RATINGPROCESSFORACOMPANY企业评级程序RATIOANALYSIS比率分析RATIOANALYS