光大卡系统数据字典.doc

版本号：第2版中国光大银行阳光卡大集中详细设计数据字典 V2.1信用卡中心深圳信德科计算机系统有限公司2000年05月06日深圳信德科计算机系统有限公司目 录数据项定义说明4一、帐务性交易文件5阳光卡会计分录文件(SCFACAPF)5会计分录文件(SCFACEPF)6会计分录文件历史(SCFAEHPF)7会计分录文件临时(SCFAETPF)8总帐文件(SCFGLAPF)9总帐累计文件(SCFGLSPF)9储蓄帐户交易明细(SCFSATPF)11阳光卡交易流水表(SCFTJAPF)13柜员工作日志(临时)(SCFTJEPF)15柜员日志历史(SCFTJHPF)17柜员工作日志(SCFTOJPF)19二、非帐务性交易文件22中间业务明细文件(SCFMBDPF)22中间业务汇总文件(SCFMBTPF)23开销户登记簿(SCFOCRPF)23卡与帐户维护记录(SCFCRMPF)24主管授权登记文件(SCFEAUPF)25通知存款通知记录(SCFNANPF)25系统参数维护记录(SCFSPMPF)26业务统计报表临时文件(SCFSTAPF)27三、卡与帐户文件28帐户文件(SCFACTPF)28关联帐户文件(SCFSHAPF)29帐户种类文件(SCFATYPF)30内部帐户表(SCFIACPF)31代理理财申请文件(SCFAAPPF)31主卡申请文件(SCFAPLPF)32对帐单文件(SCFSTMPF)33七、参数管理文件34批处理控制文件(SCFBCTPF)34货币表文件(SCFCURPF)35牌价表(SCFEXRPF)35手续费参考文件(SCFFEEPF)36帐号生成控制文件(SCFGANPF)36会计分录产生参照文件(SCFGENPF)37利息计算方法(SCFGICPF)39利息税率表(SCFITRPF)39科目代码文件(SCFLCDPF)40会计科目文件(SCFLEGPF)40代理业务种类文件(SCFMBZPF)41利率文件(SCFRATPF)42报表生成控制文件(SCFRCTPF)42系统状态控制表(SCFSCTPF)43系统参数表(SCFSPTPF)43储种文件(SCFSVTPF)44阳光卡系统数据库表(SCFTABPF)45交易执行条件(SCFTPCPF)45交易种类代码文件(SCFTTYPF)45交易代码文件(SCFTXCPF)46储种帐户对照文件(SCFSAAPF)46信用卡中心-详细设计卷第 48 页 共 48 页19-2-19数据项定义说明清算关系：1本行 2同城辖内 3同城联行 4同城同业 5异地辖内6异地联行 7异地同业 8国外同业 9其他交易种类代码：02存现12转入31消费20取现21转出2A存折圈存2B钱包圈存2C主转活期2D主转整整2E主转定活2F主转零整2G主转存本2H主转整零2I主转通知2J主转大额2K主转代理A2存折圈提B2钱包圈提C2活期转主D2整整转主E2定活转主F2零整转主G2存本转主H2整零转主I2通知转主J2大额转主K2代理转主24透支息42存款息11商户划帐33预授权34预授权取消50会计传票录入51计提利息52外币兑换53外币找零55预销户56本代他取现57本代他消费26联机收费16转帐收费06现金收费91借方红字92贷方红字93借方蓝字94贷方蓝字95隔日退货96隔年退货97借方蓝字（消费）98货方蓝字（转入） 证件类别：0身分证 1临时工作证 2军人证 3工作证 4学生证 5护照 6回乡证 7驾驶证 8营业执照 9其他一、帐务性交易文件阳光卡会计分录文件(SCFACAPF)字段名中文名类型长度键字空值说明 ACAAccDate记帐日期DATE8YNACATxnBk交易行号VCHAR4YNACATel柜员号VCHAR8YNACAOpSeq操作序号NUM6YN柜员当天的操作序号ACAVchNo票据号VCHAR4YN在一套会计传票中，此笔传票的序号ACAOpDate操作日期DATE8NACAAccBk会计行号VCHAR4N支行一级行号ACACur贷币号VCHAR3NACALeg科目VCHAR6NACACdNo卡号VCHAR19YACAActNo帐号VCHAR21NACAActBk帐户行号VCHAR4NACAAuthTel授权柜员VCHAR8Y在“会计传票录入”交易中作为复核柜员ACAAmt金额NUM13.2NACARevFlg冲正标志VCHAR1NN-正常 Y-红字 B-蓝字ACAStIntDate起息日DATE8NACAAgaLeg对转科目VCHAR6YACAAgaActNo对转帐号VCHAR21YACAOpCode交易代码VCHAR4NACATxnCode交易种类代码VCHAR2NACAOpenCloseFlg开销户标记VCHAR1nN-无开销户 O-开户 C-销户 P-提前销户 W-提前支取ACAAppCode应用系统代码VCHAR2nDB-借记卡CR-贷记卡ACARem1摘要1VCHAR30Y商户号+设备号+设备序号ACARem2摘要2VCHAR30YACAFiller1预留字段1VCHAR40yACAFiller2预留字段2VCHAR40yACAFiller3预留字段3VCHAR40yACAFiller4预留字段4VCHAR40yACAFiller5预留字段5VCHAR40y*注：此表在批处理过程中存放当天日间发生的借记卡、贷记卡交易的会计分录流水，用于生成阳光卡的帐务性报表会计分录文件(SCFACEPF)字段名中文名类型长度键字空值说明 ACEAccDate记帐日期DATE8YNACETxnBk交易行号VCHAR4YNACETel柜员号VCHAR8YNACEOpSeq操作序号NUM6YN柜员当天的操作序号ACEVchNo票据号VCHAR4YN在一套会计传票中，此笔传票的序号ACEOpDate操作日期DATE8NACEAccBk会计行号VCHAR4N支行一级行号ACECur贷币号VCHAR3NACELeg科目VCHAR6NACECdNo卡号VCHAR19YACEActNo帐号VCHAR21NACEActBk帐户行号VCHAR4NACEAuthTel授权柜员VCHAR8Y在“会计传票录入”交易中作为复核柜员ACEAmt金额NUM13.2NACERevFlg冲正标志VCHAR1NN-正常 Y-红字 B-蓝字ACEStIntDate起息日DATE8NACEAgaLeg对转科目VCHAR6YACEAgaActNo对转帐号VCHAR21YACEOpCode交易代码VCHAR4NACETxnCode交易种类代码VCHAR2NACEOpenCloseFlg开销户标记VCHAR1nN-无开销户 O-开户 C-销户 P-提前销户 W-提前支取ACEAppCode应用系统代码VCHAR2nDB-借记卡CR-贷记卡ACERem1摘要1VCHAR30Y商户号+设备号+设备序号ACERem2摘要2VCHAR30YACEFiller1预留字段1VCHAR40yACEFiller2预留字段2VCHAR40yACEFiller3预留字段3VCHAR40yACEFiller4预留字段4VCHAR40yACEFiller5预留字段5VCHAR40y会计分录文件历史(SCFAEHPF)字段名中文名类型长度键字空值说明 AEHAccDate记帐日期DATE8YNAEHTxnBk交易行号VCHAR4YNAEHTel柜员号VCHAR8YNAEHOpSeq操作序号NUM6YNAEHVchNo票据号VCHAR4YNAEHOpDate操作日期DATE8NAEHAccBk会计行号VCHAR4N支行一级行号AEHCur贷币号VCHAR3NAEHLeg科目VCHAR6NAEHCdNo卡号VCHAR19YAEHActNo帐号VCHAR21NAEHActBk帐户行号VCHAR4NAEHAuthTel授权柜员VCHAR8Y在“会计传票录入”交易中作为复核柜员AEHAmt金额NUM13.2NAEHRevFlg冲正标志VCHAR1NN-正常 Y-红字 B-蓝字AEHStIntDate起息日DATE8NAEHAgaLeg对转科目VCHAR6YAEHAgaActNo对转帐号VCHAR21YAEHOpCode交易代码VCHAR4NAEHTxnCode交易种类代码VCHAR2NAEHOpenCloseFlg开销户标记VCHAR1nN-无开销户 O-开户 C-销户 P-提前销户 W-提前支取AEHAppCode应用系统代码VCHAR2nDB-借记卡CR-贷记卡AEHRem1摘要1VCHAR30Y商户号+设备号+设备序号AEHRem2摘要2VCHAR30YAEHFiller1预留字段1VCHAR40yAEHFiller2预留字段2VCHAR40yAEHFiller3预留字段3VCHAR40yAEHFiller4预留字段4VCHAR40yAEHFiller5预留字段5VCHAR40y会计分录文件临时(SCFAETPF)字段名中文名类型长度键字空值说明 AETAccDate记帐日期DATE8YNAETTxnBk交易行号VCHAR4YNAETTel柜员号VCHAR8YNAETOpSeq操作序号NUM6YNAETVchNo票据号VCHAR4YNAETOpDate操作日期DATE8NAETAccBk会计行号VCHAR4N支行一级行号AETCur贷币号VCHAR3NAETLeg科目VCHAR6NAETCdNo卡号VCHAR19YAETActNo帐号VCHAR21NAETActBk帐户行号VCHAR4NAETAuthTel授权柜员VCHAR8Y在“会计传票录入”交易中作为复核柜员AETAmt金额NUM13.2NAETRevFlg冲正标志VCHAR1NN-正常 Y-红字 B-蓝字AETStIntDate起息日DATE8NAETAgaLeg对转科目VCHAR6YAETAgaActNo对转帐号VCHAR21YAETOpCode交易代码VCHAR4NAETTxnCode交易种类代码VCHAR2NAETOpenCloseFlg开销户标记VCHAR1nN-无开销户 O-开户 C-销户 P-提前销户 W-提前支取AETAppCode应用系统代码VCHAR2nDB-借记卡CR-贷记卡AETRem1摘要1VCHAR30Y商户号+设备号+设备序号AETRem2摘要2VCHAR30YAETFiller1预留字段1VCHAR40yAETFiller2预留字段2VCHAR40yAETFiller3预留字段3VCHAR40yAETFiller4预留字段4VCHAR40yAETFiller5预留字段5VCHAR40y总帐文件(SCFGLAPF)字段名中文名类型长度键字空值说明 GLAAccDate记帐日期DATE8YnGLABk行号VCHAR4Yn（支行级）GLACur货币VCHAR3YnGLALeg总帐科目VCHAR6YnGLAActNo帐号VCHAR21YnGLALstBal上日余额NUM16.2nGLALstActNum上日户数NUM9nGLADbAmt本日借方发生额NUM16.2nGLACrAmt本日贷方发生额NUM16.2nGLADbCnt本日借方笔数NUM6nGLACrCnt本日贷方笔数NUM6nGLAActClose本日销户数NUM6nGLAActOpen本日开户数NUM6nGLABal本日余额NUM16.2nGLAActNum本日户数NUM9nGLADbBal本日借方余额NUM16.2n（借贷双方反映）GLACrBal本日贷方余额NUM16.2n（借贷双方反映）GLAFiller1预留字段1VCHAR40yGLAFiller2预留字段2VCHAR40yGLAFiller3预留字段3VCHAR40yGLAFiller4预留字段4VCHAR40y GLAFiller5预留字段5VCHAR40y总帐累计文件(SCFGLSPF)字段名中文名类型长度键字空值说明 GLSBk行号VCHAR4Yn（支行级）GLSCur货币VCHAR3YnGLSLeg总帐科目VCHAR6YnGLSActNo帐号VCHAR21YnGLSDate更新日期DATE8nGLSLstYearBal上年度余额NUM16.2nGLSLstYearActNum上年度户数NUM9nGLSLstYearDbBal上年度借方余额NUM16.2nGLSLstYearCrBal上年度贷方余额NUM16.2nGLSYearDbAmt本年度借方发生额NUM16.2nGLSYearCrAmt本年度贷方发生额NUM16.2nGLSYearDbCnt本年度借方笔数NUM12nGLSYearCrCnt本年度贷方笔数NUM12nGLSYearActClose本年度销户数NUM9nGLSYearActOpen本年度开户数NUM9nGLSYearBal本年度余额NUM16.2nGLSYearActNum本年度户数NUM9nGLSYearDbBal本年度借方余额NUM16.2n（借贷双方反映）GLSYearCrBal本年度贷方余额NUM16.2n（借贷双方反映）GLSLstHalfBal上半年度余额NUM16.2nGLSLstHalfActNum上半年度户数NUM9nGLSLstHalfDbBal上半年度借方余额NUM16.2nGLSLstHalfCrBal上半年度贷方余额NUM16.2nGLSHalfDbAmt本半年度借方发生额NUM16.2nGLSHalfCrAmt本半年度贷方发生额NUM16.2nGLSHalfDbCnt本半年度借方笔数NUM12nGLSHalfCrCnt本半年度贷方笔数NUM12nGLSHalfActClose本半年度销户数NUM9nGLSHalfActOpen本半年度开户数NUM9nGLSHalfBal本半年度余额NUM16.2nGLSHalfActNum本半年度户数NUM9nGLSHalfDbBal本半年度借方余额NUM16.2n（借贷双方反映）GLSHalfCrBal本半年度贷方余额NUM16.2n（借贷双方反映）GLSLstSeasonBal上季度余额NUM16.2nGLSLstSeasonActNum上季度户数NUM9nGLSLstSeasonDbBal上季度借方余额NUM16.2nGLSLstSeasonCrBal上季度贷方余额NUM16.2nGLSSeasonDbAmt本季度借方发生额NUM16.2nGLSSeasonCrAmt本季度贷方发生额NUM16.2nGLSSeasonDbCnt本季度借方笔数NUM12nGLSSeasonCrCnt本季度贷方笔数NUM12nGLSSeasonActClose本季度销户数NUM9nGLSSeasonActOpen本季度开户数NUM9nGLSSeasonBal本季度余额NUM16.2nGLSSeasonActNum本季度户数NUM9nGLSSeasonDbBal本季度借方余额NUM16.2n（借贷双方反映）GLSSeasonCrBal本季度贷方余额NUM16.2n（借贷双方反映）GLSLstMonBal上月余额NUM16.2nGLSLstMonActNum上月户数NUM9nGLSLstMonDbBal上月借方余额NUM16.2nGLSLstMonCrBal上月贷方余额NUM16.2nGLSMonDbAmt本月借方发生额NUM16.2nGLSMonCrAmt本月贷方发生额NUM16.2nGLSMonDbCnt本月借方笔数NUM12nGLSMonCrCnt本月贷方笔数NUM12nGLSMonActClose本月销户数NUM9nGLSMonActOpen本月开户数NUM9nGLSMonBal本月余额NUM16.2nGLSMonActNum本月户数NUM9nGLSMonDbBal本月借方余额NUM16.2n（借贷双方反映）GLSMonCrBal本月贷方余额NUM16.2n（借贷双方反映）GLSLst10dBal上旬余额NUM16.2nGLSLst10dDbBal上旬借方余额NUM16.2nGLSLst10dCrBal上旬贷方余额NUM16.2nGLS10dDbAmt本旬借方发生额NUM16.2nGLS10dCrAmt本旬贷方发生额NUM16.2nGLS10dDbCnt本旬借方笔数NUM12nGLS10dCrCnt本旬贷方笔数NUM12nGLS10dBal本旬余额NUM16.2nGLS10dDbBal本旬借方余额NUM16.2n（借贷双方反映）GLS10dCrBal本旬贷方余额NUM16.2n（借贷双方反映）GLSFiller1预留字段1VCHAR40yGLSFiller2预留字段2VCHAR40yGLSFiller3预留字段3VCHAR40yGLSFiller4预留字段4VCHAR40yGLSFiller5预留字段5VCHAR40y储蓄帐户交易明细(SCFSATPF)字段名 中文名 类型 长度 键字 空值 值域 SATAccDate记帐日期DATE8YnSATAcqBk交易行号VCHAR4YnSATTel柜员号VCHAR8YnSATOpSeq操作序号NUM6YnSATOpCode交易代码VCHAR4nSATTxnCode交易种类代码VCHAR2n见前面说明SATTxnDate交易日期DATE8n主机处理此交易时的系统日期SATTxnTime交易时间VCHAR6n主机处理此交易时的时间SATTxnTel交易柜员号VCHAR10n如果交易发生在银行，交易柜员=记帐柜员SATCur货币号VCHAR3nSATAmt金额NUM13.2nSATCdNo卡号VCHAR19nSATActNo帐号VCHAR21n第二索引SATMchNo商户号VCHAR15nSATAuthCode授权号VCHAR7ySATDevNo设备编号VCHAR8ySATDevSeq设备序号VCHAR6ySATIssBk发卡行号VCHAR4nSATDCN总计单号NUM6ySATFee手续费NUM9.2nSATOpenCloseFlg开销户标记VCHAR1nN-无开销户 O-开户 C-销户 P-提前销户 W-提前支取SATCashExgFlg钞汇标志VCHAR1y1-汇SATFiller1预留字段1VCHAR40ySATFiller2预留字段2VCHAR40ySATFiller3预留字段3VCHAR40ySATFiller4预留字段4VCHAR40ySATFiller5预留字段5VCHAR40ySATFiller6预留字段6VCHAR40ySATFiller7预留字段7VCHAR40ySATFiller8预留字段8VCHAR40ySATFiller9预留字段9VCHAR40ySATFiller10预留字段10VCHAR40y阳光卡交易流水表(SCFTJAPF)字段名 中文名 类型 长度 键字 空值 值域 TJAAccDate记帐日期DATE8YnTJAAcqBk收单行号VCHAR4YnTJATel柜员号VCHAR8YnTJAOpSeq操作序号NUM6YnTJAOpDate操作日期DATE8n前端提交此交易时的系统日期TJAOpTime操作时间VCHAR6n前端提交此交易时的时间TJAOpCode交易代码VCHAR4nTJATxnDate交易日期DATE8n主机处理此交易时的系统日期TJATxnTime交易时间VCHAR6n主机处理此交易时的时间TJATxnTel交易柜员号VCHAR8n如果交易发生在银行，交易柜员=记帐柜员TJATxnCode交易种类代码VCHAR2n见前面说明TJAAmt金额NUM13.2nTJACdNo卡号VCHAR19y第三索引TJAMchNo商户号VCHAR15nTJAMchName商户名称VCHAR30yTJAMchRank商户等级VCHAR2yTJAMchMCC商户类别VCHAR4yTJAMchCareerType商户行业类型VCHAR1yTJATipsAllocRate小费占用率NUM5.2yTJARakeOffRate商户回扣率NUM5.2yTJAMIDOfAE商户在运通的编号VCHAR15yTJAMIDOfDiner商户在大来的编号VCHAR15yTJAMIDOfJCB商户在JCB的编号VCHAR15yTJAAppType应用种类VCHAR4yTJAAgentCode代理代码VCHAR3y即中间业务的种类TJAChkFlg对帐标识VCHAR1nY-已对帐 N-未对帐TJAAuthCode授权流水号VCHAR6yTJAAuthVefCode授权验证码VCHAR16YTJASupv主管柜员号VCHAR8yTJARem摘要码VCHAR30yTJASaleNo单据编号VCHAR30yTJAEffDate卡效期VCHAR8yTJACityCode城市前置代号VCHAR8nTJADevNo设备编号VCHAR8yTJADevSeq设备序号VCHAR6yTJARsnCode原因码VCHAR4yTJAIssBk发卡行号VCHAR4nTJAIBk发卡行所属分行VCHAR4yTJAABk收单行所属分行VCHAR4yTJADCN总计单号NUM6yTJAFee持卡人手续费NUM9.2nTJAUsInc我行佣金NUM9.2nTJAOtherInc他行佣金NUM9.2nTJACdType卡种类VCHAR8nTJAMIC单据微缩号VCHAR16yTJADelFlg删除标记VCHAR1nY被删除 N正常TJAOpenCloseFlg开销户标记VCHAR1nN-无开销户 O-开户 C-销户 P-提前销户 W-提前支取TJALeg记帐科目VCHAR6yTJACur货币号VCHAR3nTJAActNo会计帐号VCHAR21n第三索引TJACashExgFlg钞汇标志VCHAR1y1-汇TJAAgaLeg对转科目VCHAR6yTJAAgaCur对转货币VCHAR3yTJAAgaActNo对转帐号VCHAR21yTJAAgaCashExgFlg对转钞汇标志VCHAR1y1-汇TJAPag帐单页号NUM4yTJAERT牌价NUM10.6yTJAEAT折算金额NUM13.2yTJAPrbFlg有问题标记VCHAR1yY有问题 N正常TJAAccumFlg积分标志VCHAR1yY-积分 N-不积分TJAAuthWay授权方式VCHAR1y0-联机授权1-人工授权2-手工收单TJAAuthKind授权种类VCHAR1y0-柜台取款1-紧急援助2-POS消费3-POS小费4-预授权申请5-预授权完成6-预授权撤消TJACustName持卡人姓名VCHAR30yTJACertType证件种类VCHAR1yTJACertNo证件号码VCHAR20yTJAUnitLvl单位等级VCHAR1yTJAUnitNo单位代号VCHAR13yTJANextWithdDate下次取款日期DATE8y存本取息、整存零取帐户使用TJAIntAccum利息积数NUM16.2yTJAOverIntAccum逾期利息积数NUM16.2y仅整存零取帐户逾期支取本金时使用TJASUB代收单点号VCHAR10yTJAFiller1预留字段1VCHAR40yTJAFiller2预留字段2VCHAR40yTJAFiller3预留字段3VCHAR40yTJAFiller4预留字段4VCHAR40yTJAFiller5预留字段5VCHAR40y*注：此表在批处理过程中存放当天日间发生的借记卡、贷记卡交易的交易流水，用于生成阳光卡的帐务性报表柜员工作日志(临时)(SCFTJEPF)字段名 中文名 类型 长度 键字 空值 值域 TJEAccDate记帐日期DATE8YnTJEAcqBk收单行号VCHAR4YnTJETel柜员号VCHAR8YnTJEOpSeq操作序号NUM6YnTJEOpDate操作日期DATE8n前端提交此交易时的系统日期TJEOpTime操作时间VCHAR6n前端提交此交易时的时间TJEOpCode交易代码VCHAR4nTJETxnDate交易日期DATE8n主机处理此交易时的系统日期TJETxnTime交易时间VCHAR6n主机处理此交易时的时间TJETxnTel交易柜员号VCHAR8n如果交易发生在银行，交易柜员=记帐柜员TJETxnCode交易种类代码VCHAR2n见前面说明TJEAmt金额NUM13.2nTJECdNo卡号VCHAR19y第二索引TJEMchNo商户号VCHAR15nTJEMchName商户名称VCHAR30yTJEMchRank商户等级VCHAR2yTJEMchMCC商户类别VCHAR4yTJEMchCareerType商户行业类型VCHAR1yTJETipsAllocRate小费占用率NUM5.2yTJERakeOffRate商户回扣率NUM5.2yTJEMIDOfAE商户在运通的编号VCHAR15yTJEMIDOfDiner商户在大来的编号VCHAR15yTJEMIDOfJCB商户在JCB的编号VCHAR15yTJEAppType应用种类VCHAR4yTJEAgentCode代理代码VCHAR3y即中间业务的种类TJEChkFlg对帐标识VCHAR1nY-已对帐 N-未对帐TJEAuthCode授权流水号VCHAR6yTJEAuthVefCode授权验证码VCHAR16YTJESupv主管柜员号VCHAR8yTJERem摘要码VCHAR30yTJESaleNo单据编号VCHAR30yTJEEffDate卡效期VCHAR8yTJECityCode城市前置代号VCHAR8nTJEDevNo设备编号VCHAR8yTJEDevSeq设备序号VCHAR6yTJERsnCode原因码VCHAR4yTJEIssBk发卡行号VCHAR4nTJEIBk发卡行所属分行VCHAR4yTJEABk收单行所属分行VCHAR4yTJEDCN总计单号NUM6yTJEFee持卡人手续费NUM9.2nTJEUsInc我行佣金NUM9.2nTJEOtherInc他行佣金NUM9.2nTJECdType卡种类VCHAR8nTJEMIC单据微缩号VCHAR16yTJEDelFlg删除标记VCHAR1nY被删除 N正常TJEOpenCloseFlg开销户标记VCHAR1nN-无开销户 O-开户 C-销户 P-提前销户 W-提前支取TJELeg记帐科目VCHAR6yTJECur货币号VCHAR3nTJEActNo会计帐号VCHAR21N第三索引TJECashExgFlg钞汇标志VCHAR1y1-汇TJEAgaLeg对转科目VCHAR6yTJEAgaCur对转货币VCHAR3yTJEAgaActNo对转帐号VCHAR21yTJEAgaCashExgFlg对转钞汇标志VCHAR1y1-汇TJEPag帐单页号NUM4yTJEERT牌价NUM10.6yTJEEAT折算金额NUM13.2yTJEPrbFlg有问题标记VCHAR1yY有问题 N正常TJEAccumFlg积分标志VCHAR1yY-积分 N-不积分TJEAuthWay授权方式VCHAR1y0-联机授权1-人工授权2-手工收单TJEAuthKind授权种类VCHAR1y0-柜台取款1-紧急援助2-POS消费3-POS小费4-预授权申请5-预授权完成6-预授权撤消TJECustName持卡人姓名VCHAR30yTJECertType证件种类VCHAR1yTJECertNo证件号码VCHAR20yTJEUnitLvl单位等级VCHAR1yTJEUnitNo单位代号VCHAR13yTJENextWithdDate下次取款日期DATE8y存本取息、整存零取帐户使用TJEIntAccum利息积