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银行按揭brochure售楼书car park space停车位completion date竣工日期construction material建筑材料developer发展商elevator电梯facility设施legal question法律问题level层楼model of the building大厦模型payment method付款办法penthouse复式单位price list价目表property under construction楼花purchaser认购者river view河景sales office售楼处show flat示范单位Scene:Sales office of the Nice Garden场景:丽斯花园售楼处A1、A2、A3、A4:Agents物业代理C1、C2、C3:Clients客户A1:Please take some brochures describing the Nice Garden Phase I.请随便拿一张丽斯花园第一期售楼书。A2:Welcome to the Nice Garden.欢迎光临丽斯花园。Please follow the arrow to our show flats A and B.请沿箭头指示到本公司展销单位A及单位B。The size of show flat A is one thousand square feet and show flat B is one thousand and five hundred square feet.单位A面积是一千平方英尺,而单位B是一千五百平方英尺。Please enjoy yourselves.请随便参观!A3:Welcome to the show flat A.欢迎参观示范单位A。First,I would like to explain to you that the red tags Denote a free gift from our developer to our future vendors.首先,贴有红色标签的免费礼物是由发展商送给未来业主的。On your right hand side is the Kitchen.在右边的是用厨房。The maids room and toilet are found inside.工人房及洗手间在里面。The appliances include refrigerator,microwave oven,dish_washer and are included in the price.而所有家庭电器包括雪柜、微波炉、洗碗碟机都是随楼附送。All construction materials are imported from Europe.所有建筑用料均由欧洲进口。Please go straight in.There is a huge living room and three bedrooms.请径直往前走,那就是大厅及三个睡房。The developer will provide air conditioners for all rooms.发展商提供所有厅房的冷气机。02:50.61C1:How about the view?02:51.52观景是怎样呢?02:52.43A3:Over the tenth floor,you will see the beautiful river view.02:54.94高于十楼的单位可以看到河景,相当不错!02:57.45C2:How about the direction for this unit?02:59.08这单位的座向如何?03:00.72A3:This unit faces southwest.Please make yourselves comfortable.03:04.06单位窗户向西南方,请随便看看。03:07.40(Scene Show Flat B)03:08.51(场景:示范单位B)03:09.62A4:Welcome to show flat B.03:10.98欢迎光临示范单位B。03:12.34This units gross area is one thousand and five hundred square feet,which is the largest unit on this floor.03:17.72这单位的建筑面积是一千五百平方英尺,在这楼层是最大的单位。03:23.10This units layout is similar to show flat A except that it has a master bedroom and a balcony outside the living room.03:28.29基本设计与单位A相似,不过这单位有主人套房和在客厅有落地玻璃露台。03:33.47This unit faces south,which is the best direction and view for the whole building.03:36.42这单位坐北向南,是整幢大厦观景及方向最好的单位。03:39.38C3:Excuse me! Miss,what kind of view is it?03:41.43小姐,请问这单位有怎样的观景?03:43.48A4:Over the tenth floor,you will see the hills and rivers together.Sounds great,right?03:46.61十楼以上的单位可以看到山和河景,非常美丽,对吗?03:49.75C3:How about below the tenth floor?03:50.99十楼以下的单位又怎样呢?03:52.23A4:You will see a few of low_rise town houses and streets.03:54.88你会看见一些低层住宅大厦及街道。03:57.53Dear customers,we have already arranged to have the lawyers and bankers meet us on the ground floor.04:01.31亲爱的顾客们,本公司已经安排律师及银行顾问在地下售楼处。04:05.08They will answer all the mortgage and legal questions you many have.04:07.61他们会为客人解答有关买卖手续及银行按揭贷款的问题。04:10.15Thank you for joining us today.04:11.69谢谢各位今天的光临。04:13.23I hope you will find your favorite units today.04:15.20希望名位能够选购心目中最理想的单位。04:17.18Scene:Sales Office of the Nice Garden04:19.06场景:丽斯花园售楼处04:20.94A:Agent04:21.80物业代理04:22.66C:Client04:23.69客户04:24.72A:Miss,may I help you?04:25.93小姐,我可否帮你呢?04:27.13C:Yes,I just wondered why the price between the ninth and tenth floor is so different?04:30.68是的,我很奇怪为什么九楼与十楼的售价有这么大的差别呢?04:34.23A:Its because of the view.04:36.17这是因为观景不同。04:38.10C:Oh!I see.Can you show me the location for Block I?04:40.88噢!我明白了,你能否告诉我第一座的位置呢?04:43.66A:Sure.Please take a look of the model of the building.04:46.25当然可以,请过来看大厦模型。04:48.84Nice Garden has a total of two blocks which are labeled Block I and Block II.04:52.65丽斯花园共有两幢,分别为第一座和第二座。04:56.46Block I has a total of thirty_eight levels.The thirty_seventh and thirty_eight are penthouses.05:00.97第一座共三十八层高,而三十七楼和三十八楼是复式单位。05:05.48There are four units in one level.05:07.28每层有四个单位。05:09.08The sizes of the units are one thousand square feet and one thousand and five hundred square feet.05:14.23单位面积有一千平方英尺和一千五百平方英尺两种。05:19.37The size with one thousand square feet has three bedrooms and the biggest size has four bedrooms.05:23.40小单位有三房而大单位有四房。05:27.42C:How many elevators are there?05:29.09共有多少部电梯?05:30.76A:There are three elevators between one hundred and forty eight units.05:32.77一百四十八个单位共用三部电梯。05:34.79C:How about the car_park space?05:36.20停车位又怎样呢?05:37.61A:There is a total of one hundred and sixty parking lots on the second and third floor,in which twelve are for visitors and the rest are for residents.05:44.25停车场在第二层和第三层,共一百六十个车位,其中十二个为访客车位,而其余的是供住客使用的。05:50.90C:Any other facilities?05:52.14还有其他设施吗?05:53.38A:Sure,on the fourth floor is a recreation quarter.05:55.57有的,第四层是康体中心。05:57.75There are two swimming pools,one is Olympic standard size and the other one is for children.06:02.20里面有两个游泳池,其中一个是奥林匹克标准泳池,另一个供儿童使用。06:06.65Also,there is a gymnasium for resident members only.06:09.27除此之外还有专门为住客而设的健身室。06:11.88C:When is the completion date?06:13.21请问工程何时才能完成?06:14.54A:The completion date will be on July 1st 1999.06:17.29预计竣工日期为1999年7月1日。06:20.03C:How about the price and the bank mortgage?06:21.53售价和银行按揭如何?06:23.03A:Please check up the price list.The average unit price is five million Hong Kong dollars.06:26.77平均售价约港币五百万元,你可以看看价目表。06:30.50There are eight different banks that will provide a seventy percent mortgage loan.06:33.51有八间银行提供七成按揭贷款。06:36.51Also,the developer will offer another ten percent mortgage to purchasers.06:39.99而发展商亦可提供另外一成的按揭给认购者。06:43.46C:How many payment methods are there?06:44.92有多少种付款办法?06:46.39A:Its all written on the brochure price list.I believe there will be one right for you.06:50.07售价表里已经详细列明,我相信其中一定有适合你的。06:53.75Please hurry up because almost half of units have already gone.06:56.76现在认购已经超过五成,你要快些做出决定了。06:59.76C:Thank you.I think I have to talk to the bank representatives.Thank you for your help.07:03.14谢谢。我想我必须先向银行代表询问,谢谢你的帮忙。07:06.53A:Youll welcome.07:08.03别客气。 00:01.48批核00:02.95Conditional Letter of Offer00:05.42附带条件批核通知书00:07.89eligible00:09.31符合00:10.74salary tax00:12.28薪俸税00:13.82minimum mortgage rate00:15.95最优惠按揭利率00:18.08paid up00:19.25付清00:20.43repayment table00:22.44按揭还款表00:24.45A:Agent Mr.Wang00:25.47物业代理王先生00:26.49B:Buyer Mr.Chen00:28.03买家陈先生00:29.57C:Bank Loan Officer00:31.40银行职员00:33.23A:Good morning.Let me introduce you to Mr.Chen.00:35.42早晨好!让我介绍一下,这是陈先生。00:37.62He would like to ask you details about mortgage loans.00:39.43他希望查询有关银行按揭的详细内容。00:41.25C:Good morning,Mr.Chen.Ive known Mr.Wang for many years.00:43.66陈先生,早晨好!我认识王先生很多年了。00:46.08He is a very helpful agent.00:47.50他是一个热诚服务的物业代理。00:48.93B:Yes,he is.Mr.Wang has gives some good advices which helped us buy this apartment at such a reasonable price.00:54.37是的,我非常同意。王先生给我们很多建议,如果没有他,我们也不能买到如此合理价格的住宅物业。00:59.82A:Sam,Mr.Chen has recently bought a flat in Tai Koo Shing.01:02.11森,陈先生最近买了太古城一个住宅物业。01:04.39I recommended that they apply for a mortgage loan at your bank.01:06.93所以我建议他们到你们的银行申请按揭。01:09.46C:Thank you.We can start by you giving me the information on your property.01:12.86谢谢,首先请给我一些关于你的物业的资料。01:16.25A:Sam,this is the Preliminary Sale and Purchase Agreement.01:18.76森,这是临时买卖合约。01:21.27(Hands over document)The selling price of the flat is four point two million dollars.01:24.45(把文件交给他)成交价是四百二十万元。01:27.64He would like to apply for a mortgage loan representing 70% of the purchase price.01:31.23他希望申请七成银行按揭。01:34.82B:I would like to know the different kinds of home investment plans your bank offers.01:38.38我希望知道有多少种银行按揭方法可供选择。01:41.93C:Sure,Mr.Chen.Our banks minimum mortgage rate is 8.25% to any applicant with a monthly income of over seventy thousand dollars.01:50.11好的,陈先生,本银行可以向任何每月收入超过七万元的客户提供八厘二五的最优惠按揭利率。01:58.28B:Im afraid Im not eligible for this plan.02:00.14我恐怕我不符合这个计划的要求。02:01.99Here is my salary tax form for the year ninety_five to ninety_six.02:04.71这是我1995年至1996年度薪俸税单。02:07.43My annual income is four hundred and eighty thousand dollars.02:09.87我的年薪约为四十八万元。02:12.31C:Do you have any other bank mortgage loans?02:14.07你有没有其他银行按揭贷款?02:15.84B:No,we dont.The apartment we are living now is fully paid up.02:18.62我没有任何贷款,我现在所住的物业供款已经全部付清了。02:21.40C:I see.Please give me ten minutes to calculate the interest rate for you.02:24.50我明白了。请给我十分钟来计算利率。02:27.59(After 10 minutes).02:28.41(十分钟后)02:29.24C:Mr.Chen,our bank will offer you a 10.25% interest rate.Attached is a repayment table for your reference.02:35.70

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