2016年银行招聘考试英语高频词汇、词组和短语汇总.doc

2016银行招聘考试英语高频词汇、词组和短语汇总a banding machine 自动存取机a deposit form 存款单Absolutely 完全Accessible 可利用的account number 帐号Accustomed 习惯于Acknowledge 确认Acquisition 收购Actively 积极地Adapt 适应Adhere 坚持 遵守adverse balance 逆差Adversely 不利的Advisable 明智的advising bank, notifying bank 通知银行Advocate 拥护者Alarming 令人担忧的Alleviate 缓和的Allocate 分配Allowance 津贴Amazement 惊愕Amend 修改Amply 充分的an application form 申请单an exchange form 兑换单Analyze 分析Appearance 外观、外表Appoint 任命Appraisal 估价Arbitration 仲裁Argument 论点Arrival 到达Assessment 评价Asset 资产associate banker of collection 代收银行Assume 承担Attentive 留心的Attribute 把归咎于Automatically 自动的bad debts 坏帐Bandars note 庄票，银票bank note 钞票bank of communications 交通银行bank of issue, bank of circulation 发行币银行bank statement 对帐单banker 银行家 Bankrupt 破产的Banque de IIndoChine 东方汇理银行Barely 勉强的Bear 具有bearer cheque 不记名支票blank cheque 空白支票bookkeeper 簿记员bookkeeping 簿记Box office 售票处branch bank 银行分行Broaden 扩大broker 经纪人business accounting 商业会计Calculate 计算Calmly 沉着的canceled cheque 已付支票Capable 能力cash account 现金帐cash book 现金出纳帐cash cheque 现金支票Caution 小心Cautiously 谨慎的central bank, national bank, bankers bank 中央银行certificate of deposit 存单Certification 证明Characteristic 特征Chartered Bank of India, Australia and China 麦加利银行chartered bank 特许银行Chase Bank 大通银行cheque book 支票本cheque for transfer 转帐支票cheque stub, counterfoil 票根cheque,check 支票Chronological 年代顺序的Cite 引证Citibank 花旗银行Clarification 阐明Clarify 阐明Classified 分类clearing bank 清算银行clearing house 票据交换所Climate 氛围Coincide 一致Collaborate 合作Combination 结合Combined 结合的commercial bank 商业银行，储蓄信贷银行commercial credit company(discount company) 商业信贷公司（贴现公司）commission 佣金Comparison 比较Compatible 兼容的Compensate 补偿Competition 竞争Compilation 汇编Complicated 复杂的Complimentary 免费的Comprehensible 可以理解的Compromise 妥协computerized accounting 电脑化会计Confidence 信心confirming bank 保兑银行Congestion 堵车Connection 连接Consecutive 连续的Consensus 共识Consent 同意Considerate 体贴的consigned banker of collection 委托银行Consist 包括Consistently 始终Consolidated 联合的construction bank 建设银行Contemporary 现代的Contend 主张Continuity 持续性的Conversion 转变convertible money 可兑换(黄金)纸币Convey 传达Convince 说服Cooperatively 贡献者Coordinate 协调Cordially 诚挚的Correlation 相关性Correspondence 信函corresponding bank 往来银行cost accounting 成本会计Counterpart 匹配人物Creative 有创造性的credit bureau 商业兴信所credit card 信用卡credit cooperatives 信用社credit department 银行的信用部credit union 合作银行Criticize 批判的cross rate, arbitrage rate 套汇汇率crossed cheque 横线支票Crucial 重要的Cultivation 培育Curb 抑制currency, money 货币Curtail 削减Customize 根据订单制作debenture 债券debt chain 债务链Dedication 献身Deduct 扣除Defective 有缺陷的deflation 通货收缩Delegation 代表团Demolish 毁坏Dependable 可信赖的deposit book, passbook 存折deposit receipt 存款收据depositor 存户depreciation accounting 折旧会计Designated 指定的Desirable 合意地Detour 弯路devaluation 货币贬值Diagnosis 诊断direct exchange 直接（对角）套汇Directory 电话簿Disappointed 失望的Discard 丢弃Discontinue 中断discount bank 贴现银行discount rate, bank rate 贴现率discount 贴现Dispute 纠纷Distributor 分销商Dividend 红利Do ones utmost 尽全力domestic bank 国内银行Dominate 只配Dramatic 戏剧化的Durable 耐用的Duration 持续时间Eager 盼望的economic boom 经济繁荣economic crisis 经济危机economic cycle 经济周期economic depression 经济萧条economic recession 经济衰退economic recovery 经济复苏Effectively 有效的Embarrassing 令人难堪的Emerge 出现Encouraging 鼓舞人心的endorser 背书人Enlightening 有启迪性的Enrollment 注册Enthusiasm 热情Envelope 信封equitable tax system 等价税则Evidence 证据Evidently 明显的Exactly 准确Exceptional 优秀的exchange bank 汇兑银行Exclusively 专门的Experienced 有经验的Expertise 专门知识Extinction 灭绝 Favorably 赞赏的favourable balance 顺差Feasible 可行的Feedback 反馈financial trust 金融信托公司Financially 财政上Fluently 流畅的foreign currency (exchange) reserve 外汇储备foreign exchange crisis 外汇危机foreign exchange fluctuation 外汇波动Foreseeable 可预测的Forfeit 丧失forged cheque 伪支票Fragile 易碎的Gear 是适应于general ledger 总帐gold reserve 黄金储备Guidance 指导hard currency 硬通货 Heavily 严重的home loan bank 家宅贷款银行Hongkong Shanghai Banking Corporation 汇丰银行Hospitality 好客Idea 想法idle capital 游资Illegible 难以辨认的Impact 影响import and export bank (EXIMBANK) 进出口银行Impractical 不可行的Impression 印象Incumbent 现任的Incur 引起Indication 迹象indirect exchange 间接（三角）套汇Individually 个别的industrial and commercial bank 工商银行industrial bank 实业银行Inflation 通货膨胀inflation 通货膨胀Informative 信息丰富的Initially 期初Initiate 发起Initiative 主动地Insight 洞察力Inspire 鼓舞Instantly 立刻Intention 意图Intermission 休息时间international balance of payment 国际收支international monetary system 国际货币制度Interpretation 口译Interruption 中断Investigation 调查investment bank 投资银行investment 投资issuing bank, opening bank 开证银行Itinerary 旅行日程表Jeopardy 危险joint venture bank 合资银行journal, day-book 日记帐，流水帐Knowledge 知识land bank 土地银行Lately 最近Lender 贷方Less 较少letter of credit 信用证Lever 水准Liability 责任Likelihood 可能性Limited 有限的Live 活的local bank 本地银行Malign 诽谤Maturity 期满Meagerly 贫乏的Means 方法member bank, credit bank 储蓄信贷银行merchant bank, accepting bank 承兑银行Mistakenly 错误的Momentum 动力money (financial) market 金融市场money changing 兑换货币money in circulation 货币流通量money shop, native bank 钱庄Monopoly 垄断Morale 士气mortgage bank, building society 抵押银行mutual savings bank 互助储蓄银行national budget 国家预算national gross product 国民生产总值Necessarily 必要的negotiation bank 议付银行neighborhood savings bank, bank of deposit 街道储蓄所nickel piece 镍币Nominate 提名Normally 通常note issue 纸币发行量note of large denomination 大票note of small denomination 小票Notification 通知Numerous 许多的Object 反对Objective 目的Observance 纪念Obstruct 阻挡Occasionally 有时候Occupy 占据Officially 正式地Operational 运转的Opposition 反对Optimistic 乐观的order cheque 记名支票Outdated 过时的outstanding cheque 未付支票overdraft, overdraw 透支Overdue 超过期限的overseas bank 国外银行Part 零件Partially 部分的pay-in slip 存款单paying bank 付款银行Periodically 定期的Persuasive 有说服力的Physician 内科医生plastic currency notes 塑料钞票post office savings bank 邮局储蓄银行Power 电力Precaution 预防措施Preceding 先前的Preference 偏好Preferred 偏爱的president 行长Prevention 预防Primarily 主要的principal 本金private deposits 私人存款Profitable 有利可图的Prolonged 长期的Promising 有前途的Properly 正确的Prosecution 起诉Protection 保护public accounting 公共会计public bond 公债Publisher 出版商Rapidly 迅速的React 反应Reaction 反应Realistic 现实的Recognition 识别Reconfigure 重新分配Recover 恢复Regrettable 令人遗憾的Reimbursement 偿还Reinstate 恢复Reject 拒绝Rely 依靠Remainder 残留Reminder 提示信Remit 汇款requesting bank 委托开证银行 reserve bank 准备银行Residence 住宅Resignation 辞职Resolve 解决Respective 各自的Restrain 限制Restricted 限制的Restriction 制约revaluation 货币增值Revoke 取消rubber cheque 空头支票Rule 规则Rush 赶忙savings bank 储蓄银行Scarce 缺乏的Schedule 日程表Seasonal 季节性的self-service bank 无人银行Separately 单独的Seriously 严肃的Shareholder 股东Sharply 急剧的Shrink 缩水Simply 简单的small change 零钱soft currency 软通货Solely 单独的Solicit 所求Sophistication 精巧Souvenir 纪念品Spacious 宽敞的Specialize 专门从事Specify 指定specimen signature 签字式样Speculation 推测Stack 使成为一叠Stance 立场Statistic 统计资料stock exchange 股票交易所stock, share 股票Strategic 战略的Strictly 严格的strong room, vault 保险库Subcontractor 转包方Subsequent 随后的subsidiary ledger 分户帐subsidiary money 辅币Subsidize 资助Substantially 大大的Substitute 替代品Subtract 扣除Suffer 受难Summarize 概括Supervise 监督管理Supervision 监管Supplement 补充Surpass 超过surplus 结余Surrounded 包围Tactics 战术Tax 税金Terminate 结束the purchasing power of money 货币购买力Tightly 结实的Timely 及时的to cash 兑现to counter sign 双签to deposit 存款to dishonor a cheque 拒付to endorse 背书to honor a cheque 兑付to suspend payment 止付Translate 翻译travelers cheque 旅行支票treasury bill 国库券trust company 信托公司trust institution 银行的信托部trustee savings bank 信托储蓄银行Typically 一般的Ultimate 最终的Unavailable 不可用的Uncertain 不确定的Unfairly 不当的unincorporated bank 钱庄unit trust 信托投资公司Unprecedented 前所未有的Unstable 不稳定的Unusually 不同寻常的Unwillingness 不愿意Useful Words and PhrasesUtilization 利用Utilize 利用Vacate 腾出Ventilate 使通风Venture 企业Violation 违反Volume 册Wage 薪水Warning 警告Yield 让步currency, money 货币current deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取joint account 联名存款帐户to open an account 开户头money changing 兑换货币an exchange form 兑换单bank note 钞票note of large denomination 大票note of small denomination 小票small change 零钱subsidiary money 辅币nickel piece 镍币plastic currency notes 塑料钞票convertible money 可兑换（黄金）纸币banking hours, business hours 营业时间account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票travelers cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandars note 庄票，银票buying rate 买进价格selling rate 卖出价格to close an account, to clear an account 结清to draw money 取款drawing-out slip 取款单the number slip 号码牌a withdrawal form 取款单to fill in the receipt in duplicate 一式两份填这张收据teller, cashier 出纳员interest rate 利率simple interest 单利compound interest 复利legal interest 法定利息prime rate 优待利率payable interest 应付利息lending rate 贷款利率usury 高利贷the subsidy rate for value-preserved savings 保值储蓄补贴率What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?Theres a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。Five yuan is the minimum original deposit.最低起存款额是5元。You can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。Even one yuan is all right.甚至一元也可以起存。Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。I should like to open a current account.我想开一个活期存款帐户。I need a checking account so that I can pay my bill.我需开个支票帐户，这样就能付帐。Wed like to know how we open a checking-savings account.我们想知道如何开一个支票储蓄帐户。I have a checking account here.我在这里有一个支票存款帐户。I think Id like a deposit account.我想要开个定期存款帐户。Can I open a current account here?我能否在这儿开个活期存款帐户？I want to open a deposit account with you.我要开个储蓄帐户。Id like to open a deposit account with you.我想在你们这儿开个定期存款帐户。Could you tell me the difference between a savings account and a checking account?请告诉我储蓄存款与支票存款的区别好吗？Please tell me the procedure for opening a savings account.请告诉我开个储蓄帐户需要什么手续。Will 100 yuan be enough for a minimum deposit?100元作最低存款额够吗？Id like to know whether a 200 yuan deposit will be enough for opening a checking account.我想知道开一个支票帐户200元存款是否够。Could you tell me how to operate this account?请告诉我如何经管这个帐户好吗？Is there any minimum for the first deposit?第一次储蓄有最低限额吗？How much does each account cost?每个帐户要花多少钱？How much do you want to deposit with us?你想在我们这存多少？How much do you wish to pay into your account?你希望在你的户头上存多少？How much money do you plan to keep in your account on a regular basis?你计划在你的户头上定期存放多少钱？How much cash do you plan to deposit in your account?你有多少钱要存入呢？I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我认为你可把钱存入银行，或留在银行暂保管起来。Would you please fill in the depositing form, giving the sum of money youre to deposit as well as your name, address and professional unit?请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？I want to deposit 300 yuan in my account.我想在我的户头上存300元。I want to deposit these cheques in my account.我想把这些支票存在我的户头上。Id like to pay 200 yuan into my deposit account.我想在在我的定期存款户头上存200元。I want to deposit my paycheck.我想存入我的工资支票。Id like to know whether I can cash a cheque here.我想知道我能否在这兑换支票。Will you please cash this travelers cheque?请兑现这张旅行支票好吗？Id like to cash this money order.我想兑现这张汇款单。I want to cash the balance of a travelers letter of credit.我要把旅行信用证的结余兑现。Will you please tell me whether you charge for cheques?请告诉我兑换支票收手续费吗？Could you tell me how much the checks cost?请告诉我这些支票要花多少钱？What if I overdraw?如果透支了怎么办？Please sign your name on the bottom line if you want to cash the check.如果想兑支票，请在底线上签名。Please write your account number on the back of the check.请在支票背面写上你的帐号。We honored the check as the overdraft was only 5 yuan.我们承兑这张支票的透支额只有5元。Please endorse the cheque.请背签这张支票。The travelers checks cost 1.5% of the total amount of purchase.旅行支票手续费是购买总额的1.5%。Heres the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it open.这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。Each cheque you write will cost 2 dollars.你每开一张支票将花2美圆。Id like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款来支付天津购物的费用。I want to withdraw 200 dollars from my deposit account.我要从我的定期存款中支取200美圆。I want to close my account with you.我想结束在你们这儿的帐户。Id like to draw 100 yuan against this letter of credit.我想从这份信用证上提款100元。May I draw money against the letter of credit here?我可以在这儿用这份信用证取钱吗？Could you tell me my balance?能否把存款结余金额告诉我？Please let me know my balance.请告诉我结余金额。I think you can draw on this account by cheque in payment of goods.我以为你可用支票提款支付购物费用。Your balance at the bank is 300 yuan.你在本行的结余是300元。Your deposit is exhausted.你的存款支净了。Your letter of credit is used up.你的信用证用完了。Please tell me how you wish to draw your money.请告诉我你希望怎样支款。Fill our a withdrawal form, please.请填写取款单。The letter of credit is exhausted.信用证上的款子已提清。The letter at Counter 6 will pay you against your number slip.六号柜台的出纳员将根据你的号码牌付给你钱。Please tell me how much you want to change.请告诉我你要换多少。How much of the remittance do you want to convert into Japanese yen?你要把多少汇款换成日圆？What kind of currency do you want?要哪种货币？Whats it you wish to change?你有什么要换的？What kind of currency do you want to change?要换哪种货币？In what denominations?要什么面值的？Please tell me what note you want.请告诉我要什么钞票。Will seven tens be all right?7张10元的可以吗？Is it in travelers cheques?换旅行支票吗？Id like to know how I shall give it to you.我想知道如何付钱给你。How would you like it?你要什么面额的？Would you kindly sign the exchange form, giving your name and address?请在兑换单上签字，写出你的姓名和地址，好吗？Can you change me some money, please?能否请你给我兑换一些钱？Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.请你给我7张5镑纸币，4张1镑纸币，4张10先令纸币，剩下的要零票。Would you mind giving me the six pence in coppers?劳驾给我6便士的铜币。Id like to know if you could change this money back into U.S. dollars for me.我想知道能否把这笔兑回成美圆。Could you change these French francs for me?能给我兑换这些法国法郎吗？Can you give me 100 dollars in Swiss francs?能否给我100美圆的瑞士法郎？Id like to convert the full amount of the remittance into U.S. dollars.我想把全部汇款换成美圆。Id like some coins for this note.我想把这张纸币换成硬币。Id like to break this 50 dollar note.我想把这张50美圆纸币换开。Five twenties and ten singles, please.请给我5张20元和10张一元的。I need 300 dollars in 100-dollar cheques.我要300美圆票面为100美圆的支票。I hope youll give me ten travelers cheques of 100 dollars each.我希望给我10张面额为100美圆的旅行支票。In fives, please.请给我5元票面的。Could you give me some small notes?给我一些小票好吗？Whats the interest rate for the savings account?储蓄存款的利率是多少？Do you pay interest on this account?这种存款付给利息吗？Please tell me what the annual interest rate is.请告诉我年利率是多少。Interest is paid at the rate of 1% per annum at present.目前每年的利率是1%。It allows you to earn a little interest on your money.这可使你从存款中获得一点利息。The account carries interest of 4%.该存款有4%的利息。The interest is added to your account every year.每年的利息都加到你的存款中。The interest rate for the savings account is 4%.储蓄存款的利率是4%。It varies from time to time. At present it is 6%.（年息）每个时期都不同，现在是六厘。Tell me the current rate for RMB, please.请告诉我人民币的现价。Whats your selling rate for RMB yuan in notes today?你们今天人民币现钞的售价是多少？Whats the dollar going for today?美圆今天的售价是多少？Our buying rate for notes is 523 yuan for 100 dollars.我们100美圆的现钞买入价是523元。Its 200 French francs at todays selling rate.今天的卖出价是200法国法郎。The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.美圆现钞买入价是100美圆付460元。And how much will it be in Japanese currency?换成日本币是多少？How much would I get for 300 Japanese yen?300日圆可兑换多少钱？Id like to know the exchange rate for German marks.我想知道德国马克的兑换率。What rate are you giving?你们提供的兑换率是多少？Whats the exchange rate today?今天的兑换率是多少？Please tell me what you would give me for my U.S. dollars.请告诉我这些美圆可以兑换多少钱。Please tell me the current rate for sterling.请告诉我英国货币的现行兑换率。If youll wait a moment, Ill find out the rates of exchange.请等一会儿，我查一下兑换率。Please wait a moment. Ill find out t