米什金货币金融学商学院版课后单词.doc

米什金货币金融学商学院版课后单词第一章4Aggregate income 总收入Aggregate output 总产出Aggregate price level 总体物价水平Asset 资产Bank 银行Bond 债券Budget deficit 预算赤字Budget surplus 预算盈余Business cycle 经济周期Central bank 中央银行Common stock 普通股E-finance 电子金融Federal reserve system 联邦储备体系Financial intermediaries 金融中介Financial market 金融市场Fiscal policy 财政政策Foreign exchange market 外汇市场Foreign exchange rate 汇率Gross domestic product 国内生产总值Inflation 通货膨胀Inflation rate 通货膨胀率Interest rate 利率Monetary policy 货币政策Monetary theory 货币理论第二章Adverse selection 逆向选择Asset transformation 资产转换Asymmetric information 信息不对称Broker 经纪人Capital market 资本市场Currency 货币Dealer 交易商Default 违约Diversification 多样化Dividend 红利Economies of scale 规模经济Equity 股权Eurobond 欧洲债券Eurocurrency 欧洲货币Eurodollar 欧洲美元Exchanges 交易所Federal funds rate 联邦基金利率Financial intermediation 金融中介化Financial panic 金融恐慌Foreign bond 外国债券Intermediate-term 中期Investment bank 投资银行Liabilities 负债Liquid 流动性Liquidity services 流动性服务Long-term 长期Maturity 到期日Money market 货币市场Moral hazard 道德风险Over-the-counter market 场外交易市场Portfolio 资产组合Primary market 一级市场Risk 风险Risk sharing 风险分担Secondary market 二级市场Short-term 短期Thrift institutions 储蓄机构Transaction cost 交易成本Underwriting 承销第三章Commodity money 商品货币Currency 通货E-cash 电子现金Electronic money 电子货币Fiat money 不兑现纸币Hyperinflation 恶性通货膨胀Income 收入Liquidity 流动性Medium of exchange 交易媒介Monetary aggregates 货币总量Payments system 支付体系Smart card 智能卡Store value 价值储藏Unit of account 记账单位Wealth 财富前三章复习：总收入/产出 Aggregate income/output预算赤字/盈余 Budget deficit/surplus经济周期 Business cycle货币政策/财政政策 Monetary policy/ Fiscal policy保险公司 insurance companies养老基金 pension funds共同基金 mutual funds 投资银行 investment banks吸收存款(d, t)/发放贷款accept deposits /make loans一级二级市场 Primary and Secondary Markets证券交易所和场外交易市场 Exchanges and Over-the-Counter (OTC)利息和本金 interest and principal到期日 the maturity date中期 intermediate-term兼并与收购 mergers and acquisitions商业票据（支、汇、本）Commercial paper check draft (银行承兑）promissory note回购协议Repurchase agreements可转换债券convertible bonds不记名债券bearer securities信息不对称Asymmetric information逆向选择Adverse selection道德风险Moral hazard农信社Agricultural credit union 保险费Premiums恶性通货膨胀Hyperinflation通货紧缩Deflation/disinflation交易媒介Medium of exchange记账单位Unit of account法币legal tender不兑现纸币Fiat money金融市场是调剂资金余缺的场所：Markets in which funds are transferred from people who have an excess of available funds to people who have a shortage of funds通货膨胀无论何时何地都是一种货币现象：Inflation is always and everywhere a monetary phenomenon.利率是借款成本或者为所借资金支付的价格：An interest rate is the cost of borrowing or the price paid for the rental of funds货币是在商品和服务支付以及债务偿还中被普遍接受的任何东西：Money anything that is generally accepted in payment for goods or services or in the repayment of debts; a stock concept第四章Basis point 基点Cash flows 现金流Consol or perpetuity 统一公债/永续债券Coupon bond 息票债券Coupon rate 息票利率Current yield 当前收益率Discount bond/zero-coupon bond 贴现发行债券/零息债券Face value/par value 面值Fixed-payment loan/fully amortized loan 固定支付贷款/分期偿还贷款Indexed bond 指数化债券Interest-rate risk 利率风险Nominal interest rate 名义利率Present discounted value 现期贴现值Present value 现值Rate of capital gain 资本利得率Real interest rate 实际利率Real terms 不变价Return/rate of return 回报/回报率Simple loan 普通贷款Yield on a discount basis 贴现基础上的收益率Yield to maturity 到期收益率第五单元Asset market approach 资产市场方法Demand curve 需求曲线Excess demand 超额需求Excess supply 超额供给Expected return 预期回报率Fisher effect 费雪效应Liquidity 流行性Liquidity preference 流动性偏好Market equilibrium 市场均衡Opportunity cost 机会成本Risk 风险Supply curve 供给曲线Theory of asset demand 资产需求理论Wealth 财富第九单元Asset management 资产管理Balance sheet 资产负债表Capital adequacy management 资本充足性管理Compensating balance 补偿余额Credit rationing 信用配给Credit risk 信用风险Deposit outflows 存款外流Discount loans 贴现贷款Discount rate 贴现率Duration analysis 久期分析Equity multiplier 股本乘数Excess reserves 超额准备金Gap analysis 缺口分析Interest-rate risk 利率风险Liability management 负债管理Liquidity management 流动性管理Loan commitment 贷款承诺Loan sale 贷款出售Money center bank 货币中心银行Off-balance-sheet activities 表外业务Required reserve ratio 法定准备金率Required reserve 法定准备金Reserve requirements 准备金要求Reserves 准备金Return on assets 资产回报率Return on equity 股权回报率Secondary reserves 二级准备金T-account T账户Vault cash 库存现金第十单元Dual banking system 双重银行体系Economies of scope 范围经济Edge ACT corporation 埃奇法案公司Financial derivatives 金融衍生工具Financial engineering 金融工程Futures contracts 期货合约Hedge 对冲International banking facilities 国际银行业设施Large complex banking organizations 复杂的大银行组织National banks 国民银行Securitization 证券化State banks 州银行Superregional banks 超地域银行Sweep account 流动账户Virtual bank 虚拟银行第十一单元Bank failure 银行破产Bank supervision/prudential supervision 银行监管/审慎监管Basel accord 巴塞尔协议Basel committee on banking supervision 巴塞尔银行监管委员会Goodwill 商誉Leverage ratio 杠杆比率Off-balance-sheet activities 表外业务Regulatory arbitrage 监管套利Regulatory forbearance 监管宽容第十八单元Defensive open market operations 防御性公开市场操作Dynamic open market operations 能动性公开市场操作Discount window 贴现窗口Deposit facility 存款便利Marginal lending facility 边际贷款便利Marginal lending rate 边际贷款利率Lender of last resort 最后贷款人Longer-term refinancing operations 长期再融资业务Ma