金融英语口语重要的名词.doc

口语 一B：先生，我能为您做些什么？C：是的，我公司想开个户，您能给我提供些信息吗？B：我很乐意。您想开哪种账户？C：活期账户。我尤其想了解一下你们能够提供的利率。B：哦，本行提供的利率在全国是最具有竞争力的。至于活 期账户，年利率是1.3%。B：Sir,May I help you?C：Yes,I want to open an account for my company,can you offer me some information about it?B：OK,its my pleasure.Which kind of account do you want ,the current account or term account?C：The current account.Specially,I want to know about the interest rate you offer.B：OK!The interest rate my bank provides is the most competitive in the country.For the demand account ,the interest rate is 1.3% per annum.口语 二B：女士，上午好。我能为您提供些帮助吗？C：上午好。我想开个户。B：您想开哪种账户？C：还没有确定。我是来参加奥运会的，要在这儿呆一个月左右。B：那样的话，我想您需要一个支票账户，以便能用支票付账。C：这是个好主意。支票账户的最低起存额是多少？B：100美元。您想存多少钱？C： 嗯，我想存10，000 美元。B：好的，女士。请填一下这张表并在这儿签字。C：好的，给您。这样行吗？B：行，这样行。请把您的护照给我看看，可以吗？C：当然可以。给您。我现在就能开支票了吗？B：可以。这是支票簿。C：随便问一下，银行什么时候关门？B：下午6：00。C： 谢谢您的帮助。B：不要谢。祝您好运！C：谢谢。再见。B：再见。B：Good morning,Madam.Can I help you？C：Good morning.I want to open an account with your bank.B：What kind of account do you want?C：Im not sure.I come here for The Olympic Games,so I will be here for a month all so.B：In the case,I suggest you can open a checking account.Such you can pay your bills by your checks.C：Thats a good idea.What is the minimum amount for the checking account?B：100 us dolloars.How much money do you want to deposit?C：enI think its 10000 us dolloars.B：OK,Madam.Please fill out the form and sign your name here.C：OK!Here you are.Thats all right?B：All right,thats in order.Would you mind showing me you passport?C：Of course not.Here you are.Can I write a check now?B：Yes,you can.This is a check book.C：By the way,when does the bank close?B：6:00pmC：Thank you for your help.B：Youre welcome.Good luck!C：Thanks,goodbye.B：Bye.口语 三B：下午好，女士。我能为您做些什么吗？C：下午好。我想在我的账户上存些钱。B： 您想存多少？C： 800美元。B： 您的储蓄账户吗，女士？C： 哦，是活期账户。B： 那好，请在存款单上填明您的账号、姓名以及存款金额。C：谢谢给您。这样行吗？B：很好。请把存折给我。C：给您存折和现金。B：谢谢给您存折。请看看是否正确。C：正确。谢谢。B：不用谢。再见。B：Good afternoon,Madam.What can I do for you?C：Good afternoon.I want to pay some money into my account.B：How much would you like to put into your account?C：800 us dolloars.B：Is it your savings account madam?C：Oh,its a demand account.B：OK!Please write down your account number name and credit amount under the deposit slip.C：Thank you.Here you are.Its ok?B：Great.Please give me your passbook.C：Here are my passbook and cash.B：Thanks!Here is your passbook.Please have a look at it to make sure is it right.C：Yes,its correct.Thanks!B：Youre welcome.口语 四B：我能为您提供什么帮助吗，先生？C：是的。几个月前，我在贵行开了个户。我从月结算清单上看出余额已经很少了，所以我来存些钱。B：唔，您的是支票账户，账户是多少？C：账户在这儿。B：您想存多少钱？C：1万美元。B：那好。这是张存款单，请填上。C：好的。这是填好的存款单和1万美元。B：谢谢。C：另外，我的支票簿几乎用完了。您能再给我一本吗？B：当然可以。这是您的账户，还有一本您要的支票簿。C：谢谢。再见。B：再见。 B：What can I do for you,sir?C：Yes,I opened an account with your bank some monthes ago.I read from the monthly settlement that the balance is already very low,So I want to deposit some money into my account.B：enYou have a checking account.What is your account number？C：Here it is.B：How much would you like to put into your account?C：10000 us dolloars.B：OK!Here is the deposit slip.Please fill it.C：OK!Here are the completed slip and 10000 us dolloars.B：Thank you!C：Besides,I have almost run out my check.Can I have another one?B：Of course.This is your account and your checkbook.C：Thanks.Byebye.B：Bye.口语 五B：我能为您做些什么？C：是的。我想把这张支票兑现。B：我看一下非常遗憾，我得告诉您，这张支票不能兑现。您看，这是张划线支票。这种支票是不能转让的，所以不能直接兑现。C：哎呀，那我该怎么办？B：您得先把这支票存入您的账户。 C：是吗？B：这是银行的规定。银行只是想保证只有支票上指定的人能得到这笔钱。C：这是个不错的办法。我得首先把这张支票存入我的账户，那么我该办什么手续？B：哦，非常容易。这是张存款单，请填好，然后在写有“签名”字样的地方签名。当支票兑现时，钱就会转到您的户头上。C：好的，那我得填上我的姓名、地址和电话好吗给您。顺便问一下，如果存现金，手续是否相同？B：是的，是相同的。一切都办好了？C：谢谢。再见。B：What can I do for you?C：Yes,I want to cash the check.B：Let me have a lookIm very sorry to tell you that you cant cash,Look this is a crossed check.The checks cannt be negotiable,so it isnt cashed directly.C：Oh,dearWhat can I do?B：You need deposit the check into your account first.C：Is it all right?B：It is the bank regulations,we just want to make sure that only person to whom the check was written can get the money.C：Oh,that is a good idea.I must deposit the check into my account,then,what is the procedures should I do?B：Oh,vey easy.Here is the deposit slip,please fill in it and sign where it says “signature”.When the check is cleared,the money will be transferred into your account.C：OK!I need to fill out my name,my address and my telephone number all right?Here you are.By the way,if I want to deposit the cash,the procedures are the same?B：Yes,the same. everything is OK!C：Thanks,byebye.口语 六C：劳驾一下，我在等一笔从美国转来的款，到了吗？B：请把您的问题解释一下，好吗？C：有人从大通曼哈顿银行给我转来了1 000美元，不知到了没有。B：请问您叫什么名字？C：杰克.伦敦。前几天，我在贵行开了个户。B：明白了。请稍等一下，我去查一下伦敦先生，款已经到了，1000美元，已进入您的账户。C：谢谢您。B：不用谢。您是想取走呢还是留在账上。C：想取走，因为我急需钱用。我得先填张取款单吗？B：我想是的。C：这是取款单。请给我800美元的百元钞，其余的为小钞。B：好的给您。C：非常感谢。再见。C：Excuse me.I am expecting a transfer from USA.Is it in?B：Would you rephrase your question?C：There is a transfer of 1000 dollars from the Chase Manhattan bank.I wonder wether it has arrived.B：Name please.C：Jack London.I opened an account with your bank some days ago.B：I see.Please wait.I will go and checkMr London,the transfer has arrived,we have credited your account 1000 us dollars.C：Thank you.B：You are welcome.Do you want to take out your money or keep it account? C：I want to withdraw for I am in urgent need.Should I fill out a slip first. B：I think so.C：Here is the slip.I would like in one hundrends 800 us dollars.And the rest in small bills.B：OK,Here you are.C：Thanks a lot,bye bye.口语 七B：早上好，先生。我能为您做些什么？C：请给我讲一下该如何取款，好吗？B：当然可以。那边的柜台上有取款单，填写一张，注明想取的金额，日期以及账号，别忘了签字。填完后拿来给我。C：好的，谢谢给您取款单和存折。B：好。请输入密码。是的，对了您想取多少？C：700美元。B：但您的账上只有500美元。C：真的吗？B：储蓄账户一般不允许透支，但有些支票账户可以，可也要在一定的额度内。C：对不起，我没注意到。B：这不是您的错。再填一张取款单就是了。C：好的请帮我看一下是否填对了。B：行这是450美元。C：非常感谢。B：Good morning,Sir.What can I do for you?C：Would you mind telling me how to withdraw money?B：Of course.There are some withdraw slips on the counter over there.Please fill one out,stating the amount you want to withdraw,the date and your account number.And dont forget to sign your name.Then come back to me w when you have finished.C：OK,thanks.Here are your withdraw slip and passbook.B：OK!Please input/key/put into your password.Yes,thats it.How much do you want to withdraw?C：700 us dollars.B：But you have balance 500 dollars only in your account.C：Really?B：We dont allow overdraft for savings account.But for some checking accounts,the depositer can overdraft but within the certain extend.C：Sorry,I dont notice.B：It is not your false,you can fill out another.C：OKCould you please go it over?B：OKHere are 450 us dollars.C：Thanks a lot.名词 汉译英 英译汉6 / 61. 吸收存款 mobilizing savings2. 货币政策 monetary policy3. 公开市场业务 open market operations4. 不良贷款 the non-performing loans5. 表内外风险敞口 on- and off- balance sheet exposures6. 多边汇率指数 the multi-lateral exchange rate indexes7. 最低资本金要求 minimum capital requirements8. 经常项目业务 current account transactions9. 外汇头寸 foreign exchange position10. 外汇报价 foreign exchange quotations11. 资本项目业务 capital account transactions12. 资产质量 asset quality13. 金融稳定 financial stability14. 流动性风险 liquidity risk15. 操作风险 operational risk16. 一级资本 tier one capital17. 金融交易 financial transactions18. 出口核销 export verification19. 多头 long positions20. 空头 short positions21. 流通票据 negotiable instruments22. 应收账款 accounts receivable23. 资本租赁 capital lease24. 期货市场 futures markets25. 保管业务 custody business26. 债务工具 debt instruments27. 联合牵头行 co-lead managers28. 汇票 bills of exchange29. 一级市场 primary market30. 投资银行业务 investment banking31. 国际结算 international settlement32. 证券承销 securities underwriting33. 做市商 m