金融咨询头脑风暴.doc

Client Name: Statement of Advice Framework Brainstorming sheetObjectives Scope of the AdviceBackground Facts (relevant) Recommendations (both what will and wont be used) Reasoning for Recommendations Research:Product Switch? If yes, you need to complete a product switching checklist for each of the relevant productsInvestment Search? Information about what happens to super fund on retirement/resignation/withdrawal? Other Research? May be Centrelink benefits Capital Gains Tax info Warnings:Working on incomplete information Working on an assumption that the client needs to checkInformation being used may be incorrect and may need to be checked againProduct restrictions or access restrictions the client needs to know aboutDisclosures:Fee Disclosure? Is the client going to pay anything? Are we receiving anything from this client in relation to the products discussed? Standard disclosure and disclaimersShares DisclosureOther disclosures such as Future association Administration and/or actuary assoc. Associations with accts/lawyersRecommendations to go see anyone else: Accountant to check tax calculations and/or seek advice Legal professional if wills, estate planning, power of attorney, property settlementsStockbroker shares advice, recommendation on particular stocks, share portfolio review Centrelink application for payments, changes to payments, changes to assets and/or income that will affect payments, to find out about eligibilityOther items to consider:_D