常见银行英语词汇(各种银行术语和句子全面介绍)

.常见银行英语词汇account number 帐号depositor 存户pay-in slip存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt存款收据private deposits 私人存款certificate of deposit存单deposit book, passbook 存折credit card 信用卡principal本金overdraft, overdraw透支to counter sign双签to endorse 背书endorser 背 书 人to cash 兑现to honor a cheque 兑 付 to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票;.cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil票根cash cheque 现金支票travelers cheque 旅行支票cheque for transfer转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票bandars note 庄票，银票banker 银行家president 行 长 savings bank 储蓄银行chase bank 大通银行citibank花旗银行hongkong shanghai banking corporation汇丰银行chartered bank of india, australia and china麦加利银行banque de iindochine东方汇理银行central bank, national bank, bankers bank中央银行bank of issue, bank of circulation发行币银行commercial bank商业银行，储蓄信贷银行 member bank, credit bank储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank开证银行advising bank, notifying bank通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection代收银行consigned banker of collection委托银行clearing bank清算银行local bank本地银行domestic bank国内银行overseas bank 国外银行unincorporated bank钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust金融信托公司unit trust信托投资公司 trust institution银行的信托部credit department银行的信用部commercial credit company(discount company)商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit街道储蓄所credit union合 作 银 行 credit bureau 商业兴信所self-service bank无人银行land bank 土地银行construction bank建设银行industrial and commercial bank工商银行bank of communications交 通 银 行 mutual savings bank互助储蓄银行post office savings bank邮局储蓄银行mortgage bank, building society抵押银行industrial bank实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank往来银行merchant bank, accepting bank承兑银行investment bank 投资银行import and export bank (eximbank)进出口银行joint venture bank合资银行money shop, native bank钱庄credit cooperatives信用社clearing house 票据交换所public accounting公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting折旧会计computerized accounting电脑化会计general ledger 总帐subsidiary ledger分户帐cash book 现金出纳帐cash account 现金帐journal, day-book日记帐，流水帐bad debts 坏帐investment 投资surplus 结 余idle capital游资economic cycle经济周期economic boom经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis经济危机economic recovery经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值international balance of payment国际收支favourable balance顺差adverse balance 逆差hard currency 硬通货soft currency软通货international monetary system国际货币制度the purchasing power of money货币购买力money in circulation货币流通量note issue 纸币发行量national budget国家预算national gross product国民生产总值public bond 公 债stock, share 股票debenture 债券treasury bill国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve外汇储备foreign exchange fluctuation外 汇 波 动 foreign exchange crisis外汇危机discount贴现discount rate, bank rate贴现率gold reserve 黄金储备money (financial) market金融市场stock exchange 股票交易所broker经纪人commission 佣金bookkeeping簿记bookkeeper 簿记员an application form申请单bank statement 对帐单letter of credit信用证strong room, vault保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语新开帐户what kind of account did you have in your mind?你想开哪种帐户?do you like to open a current account?你想开一个活期存款帐户吗? a deposit or current account? 定期还是活期 ?please tell me how you would like to deposit your money.请告诉我你想存何种户头?theres a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100 美圆。five yuan is the minimum original deposit.最低起存款额是5 元。you can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50 美圆的起存额开立储蓄帐户。even one yuan is all right.甚至一元也可以起存。here is your pasbook. please bring it back when you deposit or withdraw money any time you like. keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。i should like to open a current account.我想开一个活期存款帐户。i need a checking account so that i can pay my bill.我需开个支票帐户，这样就能付帐。wed like to know how we open a checking-savings account.我们想知道如何开一个支票储蓄帐户。i have a checking account here. 我在这里有一个支票存款帐户。i think id like a deposit account. 我想要开个定期存款帐户。can i open a current account here?我能否在这儿开个活期存款帐户？i want to open a deposit account with you.我要开个储蓄帐户。id like to open a deposit account with you.我想在你们这儿开个定期存款帐户。could you tell me the difference between a savings account and a checking account?请告诉我储蓄存款与支票存款的区别好吗？please tell me the procedure for opening a savings account.请告诉我开个储蓄帐户需要什么手续。will 100 yuan be enough for a minimum deposit? 100 元作最低存款额够吗？id like to know whether a 200 yuan deposit will be enough for opening a checking account.我想知道开一个支票帐户200 元存款是否够。could you tell me how to operate this account? 请告诉我如何经管这个帐户好吗？is there any minimum for the first deposit?第一次储蓄有最低限额吗？how much does each account cost?每个帐户要花多少钱？useful phrasescurrent deposit, current account活期存款fixed deposit, fixed account定期存款fixed deposit by installments零存整取joint account存款帐户to open an account 开户头银行英语口语存款how much do you want to deposit with us?你想在我们这存多少？how much do you wish to pay into your account?你希望在你的户头上存多少？how much money do you plan to keep in your account on a regular basis?你计划在你的户头上定期存放多少钱？how much cash do you plan to deposit in your account?你有多少钱要存入呢？i think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我认为你可把钱存入银行，或留在银行暂保管起来。would you please fill in the depositing form, giving the sum of money youre to deposit as well as your name, address and professional unit?请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？i want to deposit 300 yuan in my account.我想在我的户头上存300 元。i want to deposit these cheques in my account.我想把这些支票存在我的户头上。id like to pay 200 yuan into my deposit account.我想在在我的定期存款户头上存200 元。i want to deposit my paycheck.我想存入我的工资支票。id like to know whether i can cash a cheque here.我想知道我能否在这兑换支票。will you please cash this travelers cheque?请兑现这张旅行支票好吗？id like to cash this money order.我想兑现这张汇款单。i want to cash the balance of a travelers letter of credit.我要把旅行信用证的结余兑现。will you please tell me whether you charge for cheques?请告诉我兑换支票收手续费吗？could you tell me how much the checks cost?请告诉我这些支票要花多少钱？what if i overdraw?如果透支了怎么办？please sign your name on the bottom line if you want to cash the check.如果想兑支票，请在底线上签名。please write your account number on the back of the check.请在支票背面写上你的帐号。we honored the check as the overdraft was only 5 yuan.我们承兑这张支票的透支额只有5 元。please endorse the cheque.请背签这张支票。the travelers checks cost 1.5% of the total amount of purchase.旅行支票手续费是购买总额的1.5%。heres the cheque book. when you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it open.这是一本支票簿， 你邮寄支票时， 注意要在支票上打叉线。但是如果你本人想开张兑现支票， 就不可打叉线。each cheque you write will cost 2 dollars.你每开一张支票将花2 美圆。useful words and phrasesaccount number 帐目编号depositor 存户pay-in slip存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt存款收据private deposits 私人存款certificate of deposit存单deposit book, passbook 存折credit card 信用卡principal本 金 overdraft, overdraw透支to counter sign双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑 付 to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil票根cash cheque 现金支票travelers cheque 旅行支票cheque for transfer转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票bandars note 庄票，银票银行英语口语取款、结余id like to know if i can draw on my account for payment of things i buy in tianjin.我想知道一下我是否能提取存款来支付天津购物的费用。i want to withdraw 200 dollars from my deposit account.我要从我的定期存款中支取200 美圆。i want to close my account with you.我想结束在你们这儿的帐户。id like to draw 100 yuan against this letter of credit.我想从这份信用证上提款100 元。may i draw money against the letter of credit here?我可以在这儿用这份信用证取钱吗？could you tell me my balance?能否把存款结余金额告诉我？please let me know my balance.请告诉我结余金额。i think you can draw on this account by cheque in payment of goods.我以为你可用支票提款支付购物费用。your balance at the bank is 300 yuan.你在本行的结余是300 元。your deposit is exhausted.你的存款支净了。your letter of credit is used up.你的信用证用完了。please tell me how you wish to draw your money.请告诉我你希望怎样支款。fill our a withdrawal form, please.请填写取款单。the letter of credit is exhausted.信用证上的款子已提清。the letter at counter 6 will pay you against your number slip.六号柜台的出纳员将根据你的号码牌付给你钱。useful words and phrasesto close an account, to clear an account 结清to draw money取款drawing-out slip取款单the number slip号码牌 a withdrawal form取款单to fill in the receipt in duplicate一式两份填这张收据teller, cashier 出纳员银行英语口语兑换货币please tell me how much you want to change.请告诉我你要换多少。how much of the remittance do you want to convert into japanese yen?你要把多少汇款换成日圆？what kind of currency do you want?要哪种货币？whats it you wish to change?你有什么要换的？what kind of currency do you want to change?要换哪种货币？in what denominations?要什么面值的？please tell me what note you want.请告诉我要什么钞票。will seven tens be all right? 7 张 10 元的可以吗？is it in travelers cheques?换旅行支票吗？id like to know how i shall give it to you.我想知道如何付钱给你。how would you like it?你要什么面额的？would you kindly sign the exchange form, giving your name and address?请在兑换单上签字，写出你的姓名和地址，好吗？can you change me some money, please?能否请你给我兑换一些钱？here it is, some french francs, swiss francs, american dollars and a few dutch guilders.这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.请你给我7 张 5 镑纸币， 4 张 1 镑纸币， 4 张 10 先令纸币，剩下的要零票。would you mind giving me the six pence in coppers?劳驾给我6 便士的铜币。id like to know if you could change this money back into u.s. dollars for me.我想知道能否把这笔兑回成美圆。could you change these french francs for me?能给我兑换这些法国法郎吗？can you give me 100 dollars in swiss francs?能否给我100 美圆的瑞士法郎？id like to convert the full amount of the remittance into u.s. dollars.我想把全部汇款换成美圆。id like some coins for this note.我想把这张纸币换成硬币。id like to break this 50 dollar note.我想把这张50 美圆纸币换开。five twenties and ten singles, please.请给我 5 张 20 元和 10 张一元的。i need 300 dollars in 100-dollar cheques.我要 300 美圆票面为100 美圆的支票。i hope youll give me ten travelers cheques of 100 dollars each.我希望给我10 张面额为100 美圆的旅行支票。in fives, please.请给我 5 元票面的。could you give me some small notes?给我一些小票好吗？useful words and phrasescurrency, money 货币money changing 兑换货币an exchange form 兑换单bank note 钞票note of large denomination 大 票note of small denomination 小 票small change 零钱subsidiary money辅币nickel piece镍币plastic currency notes塑料钞票convertible money可兑换（黄金）纸币银行英语口语储蓄存款利息whats the interest rate for the savings account?储蓄存款的利率是多少？do you pay interest on this account?这种存款付给利息吗？please tell me what the annual interest rate is.请告诉我年利率是多少。interest is paid at the rate of 1% per annum at present.目前每年的利率是1%。it allows you to earn a little interest on your money.这可使你从存款中获得一点利息。the account carries interest of 4%.该存款有4% 的利息。the interest is added to your account every year.每年的利息都加到你的存款中。the interest rate for the savings account is 4%.储蓄存款的利率是4%。it varies from time to time. at present it is 6%.（年息）每个时期都不同，现在是六厘。useful words and phrasesinterest rate 利率* interest单利compound interest 复利legal interest法定利息prime rate优待利率payable interest 应付利息lending rate 贷款利率usury 高利贷the subsidy rate for value-preserved savings保值储蓄补贴率银行英语口语外汇率tell me the current rate for rmb, please.请告诉我人民币的现价。whats your selling rate for rmb yuan in notes today?你们今天人民币现钞的售价是多少？whats the dollar going for today?美圆今天