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精品文档2016全新精品资料全新公文范文全程指导写作独家原创1/4BUSHSEPTEMBER1,2007GOODMORNINGTHISWEEK,IMETWITHHOUSINGSECRETARYJACKSONANDTREASURYSECRETARYPAULSONTODISCUSSTHEECONOMYANDTHETURBULENCEINOURNATIONSMORTGAGEINDUSTRYTHEFUNDAMENTALSOFAMERICASECONOMYREMAINSTRONGBUTTHEMORTGAGEINDUSTRYISGOINGTHROUGHAPERIODOFADJUSTMENTANDSOMEAMERICANSAREWORRIEDABOUTTHEIMPACTTHISISHAVINGONTHEIRABILITYTOMAKETHEIRMONTHLYMORTGAGEPAYMENTSIHAVEMADEITAPRIORITYTOHELPAMERICANHOMEOWNERSNAVIGATETHESEFINANCIALCHALLENGES,SOTHATASMANYFAMILIESASPOSSIBLECANSTAYINTHEIRHOMESTHEFEDERALGOVERNMENTWILLNOTBAILOUTLENDERSBECAUSETHATWOULDONLYMAKEARECURRENCEOFTHEPROBLEMMORELIKELYANDITISNOTTHEGOVERNMENTSJOBTOBAILOUTSPECULATORS,ORTHOSEWHOMADETHEDECISIONTOBUYAHOMETHEYKNEWTHEYCOULDNEVERAFFORDBUTISUPPORTACTIONATTHEFEDERALLEVELTHATWILLHELPMOREAMERICAN精品文档2016全新精品资料全新公文范文全程指导写作独家原创2/4FAMILIESKEEPTHEIRHOMESONEIMPORTANTWAYTOHELPHOMEOWNERSDURINGTHISTIMEOFHOUSINGMARKETSTRESSISFORCONGRESSTOCHANGEAKEYPARTOFTHEFEDERALTAXCODEUNDERCURRENTLAW,WHENALENDERFORGIVESPARTOFAMORTGAGETOHELPITSCUSTOMERSTAYAFLOAT,THATAMOUNTISTREATEDASTAXABLEINCOMEWHENYOURHOMEISLOSINGVALUEANDYOURFAMILYISUNDERFINANCIALSTRESS,THELASTTHINGYOUNEEDISTOBEHITWITHHIGHERTAXESSOIMWORKINGWITHMEMBERSOFBOTHPARTIESTOPASSABILLTHATWILLPROTECTHOMEOWNERSFROMHAVINGTOPAYTAXESONCANCELLEDMORTGAGEDEBTANOTHERIMPORTANTSTEPWERETAKINGFORAMERICANHOMEOWNERSISTOMODERNIZETHEFEDERALHOUSINGADMINISTRATIONTHEFHAISAGOVERNMENTAGENCYTHATPROVIDESMORTGAGEINSURANCETOBORROWERSTHROUGHANETWORKOFPRIVATESECTORLENDERSIVESENTCONGRESSIMPORTANTLEGISLATIONTHATWOULDHELPMOREAMERICANSQUALIFYFORTHISINSURANCEBYLOWERINGDOWNPAYMENTREQUIREMENTS,INCREASINGLOANLIMITS,精品文档2016全新精品资料全新公文范文全程指导写作独家原创3/4ANDPROVIDINGMOREFLEXIBILITYINPRICINGBYPASSINGTHISLEGISLATION,CONGRESSWILLALLOWTHEFHATOREACHMOREFAMILIESINNEEDOFOURASSISTANCE,ANDIASKCONGRESSTOACTQUICKLYATTHESAMETIMEWEWILLLAUNCHANEWFHAINITIATIVECALLEDFHASECURETHISINITIATIVEWILLHELPSOMEPEOPLEWHOHAVEGOODCREDITBUTHAVERECENTLYBEENMISSINGTHEIRPAYMENTSFHASECUREWILLHELPTHESEFAMILIESREFINANCETHEIRMORTGAGESSOTHEYCANMAKETHEIRPAYMENTSANDKEEPTHEIRHOMESTHEREAREOTHERWAYSWECANHELPMYADMINISTRATIONWILLLAUNCHANEWFORECLOSUREAVOIDANCEINITIATIVETOHELPHOMEOWNERSLEARNMOREABOUTTHEIRREFINANCINGOPTIONSIVEDIRECTEDSECRETARYPAULSONANDSECRETARYJACKSONTOLOOKINTOINNOVATIVEWAYSTOBRINGTOGETHERHOMEOWNERSANDCOUNSELINGGROUPS,FINANCIALPROFESSIONALS,ANDTHEFHAANDGOVERNMENTSPONSOREDENTERPRISESLIKEFANNIEMAEANDFREDDIEMACTOHELPAMERICANFAMILIESFINDTHEMORTGAGEPRODUCTTHATWORKSBESTFORTHEM精品文档2016全新精品资料全新公文范文全程指导写作独家原创4/4FINALLY,THEFEDERALGOVERNMENTISWORKINGTOMAKETHEMORTGAGEINDUSTRYMORETRANSPARENTANDMORERELIABLEANDMOREFAIR,SOWECANREDUCETHELIKELIHOODTHATHOMEOWNERSWILLFACESIMILARPROBLEMSINTHEFUTUREFEDERALBANKINGREGULATORSARESTRENGTHENINGLENDINGSTANDARDSANDMAKINGMORTGAGESEASIERTOUNDERSTANDMYADMINISTRATIONISWORKINGONNEWRULESTOHELPOURCONSUMERSCOMPAREANDSHOPFORLOANSTHATMEETTHEIRBUDGETSANDNEEDSWEARECOMMITTEDTOPURSUINGFRAUDANDWRONGDOINGINTHEMORTGAGEINDUSTRYHOMEOWNERSHIPHASALWAYSBEENPARTOFTHEAMERICANDREAMDURINGMYADMINISTRATIONWEVEACHIEVEDRECORDHOMEOWNERSHIPRATESWELLCONTINUETOWORKHARDTOKEEPOURHOUSINGMARKE
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