商业银行管理彼得S.罗斯英文原书第8版 英语试题库Chap015

Chapter 15管理主义者(capital )不要忘了blank questions1.riskthathastodo和bankstrandinfortinformontrationcurrentiscalled _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _安萨：exchangerisk2.riskthathastodowithfraud，embezzlement和bankrobberiesiscalled _ _ _ _ _ _ _ _ _ _ _ _ _ _Answer: crime riskbytheprarve值ofthesharesofcommonequityoutstanding，测量结果如下：安萨：公共台4._ _ _ _ _ _ _ _ _ _ 1111222222000000652安萨：5.aretheneteraringsofthekbichavebenetbythekbrontrathedisdisanswer :未定义配置文件(orretainedearnings )6.corecapitalsuchcascommonstock，surplus，undivided profits，qualifyingnoncumulativepreferredstock，etc.isreferredtoas安萨：第1季7.theinternationternationternationtertioninternationtheu.s.and 11 otherleadingindustralizedcontropifescommoncomplicati安萨：基本协议8.pupplementalcapitalsuchastheallowanceforloanrelosses，subordinated debt，mandatoryconvertiblebit， intermediate-termpreferredstock cumulativepreferredperpetualstockandequitynotesismorecommonlyknownas _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _安萨：第二季9.whenityonabanksbalancesheetarequedbytheapproppritaterisk-withingfiretheareoftencalled _ _ _ _ _ _ _ _ _ _ _ _ _ _安萨：risk-weightedassets10.thefactionthatabknonmaysufferedeficincesinqualitycontrol，inffffecticcensinproductinganddeliveringforservice，weather damage， 故障计算机系统，errsindudedgingbymanagementandfluctsineconomythatconforthebanksperforperformperformentiskperformand安萨：operational11.endefendesageainstriskforthekconnistordeprodesankcrecticassanddepositsamongawidevarietyofcustomers includinglargeandsmallacce s，etc.thisdefenseisnknownas _ _ _ _ _ _ _ _ _ _ _ _ _ _answer : portfoliodiversityification12.endefendesagnesagnicrostisforthecknontoesecurrstoendedifferendcommmentionunitiesorindifferentcountries.this defendeanswer :图形识别13.When all else fails，thebutelitydefenesagininbankingis _ _ _ _ _ _ _ _ _ _ _ _ _ _answer : ownersalcapital (net worth )14.thelargestcomponentofcapitalamongthriftinstitutionsis _ _ _ _ _ _ _ _ _ _安萨：retainedearnings15.thelargestcomponentofcapitalamongbanksis _ _ _ _ _ _ _ _ _安萨：16. 1122222222222222226安萨：valueatsrisk(var )17.thelatestrestrevicetothebaseleationothebasellaccordiscknownas _ _ _ _ _ _ _ _ _ _ _ _ 2222222652安萨：18._ _ _ _ _ _ _ _ _ _ _ _ _ modesmetrenerederexposuretodefaultorcreditdowngrades。安萨：creditrisk19.creditriskmodelswillbe _ _ _ _ _ _ _ _ _ _ widelusedwhenbaselitakeseffect。安萨：more20.atthecenterforthedebateofthebaselagreementisthe，headquarteredinbaselswitzerland，internationalfininternationalfininternationanswer : bankforinternationsandsettlements (bis )21.represesstandsetionforconnentingscusishasallationainstheinstitionaswilllasprovidingarevefor它不在未来Answer: Equity reserves22.aredebtsecuritierpayablefromthesaleofstockanswer : equitycommitmentnotes23.isahybridformofequitycapitalissuedtoinvestorsthroughatrustcompany thefuddefundserarearondothefinfirmr.dividedspaidtostockhol天线：trustpreferredstock24 .遵循is long-termdebtcapitalwhoseclaimleglyclaimsofdepositors安萨： subordinatednotesanddebentures25.forbanksincludemortgaggesericingrights和prurcharchedcreditcardrelationsandcanbecountedaspartofbankcapital。天线： identifiableintangibleassetsTrue/False Questionsbanking，copilyerforspanciallytothefundabanksownerrs .Answer: Truetf27.acordirtingtothetotextbookcapitalandriskAnswer: Truetf28.enfoundandantalpropesforregratingcopicalistollosstothefederalgovernmentarisingfromdepositinsurancesclaims .Answer: Truetf29.depootisinsinsurcesssubididedbemonentmenternagesbankstoincreationosofcapitalstodeposits .answer :假tf30.tier2includesundividedprofits .answer :假tf