终值现值系数表

1、复复 利利 终终 值值 系系 数数 表表 n n 计算公式：f=(1+i)f=(1+i) 期 数 1%2%3%4%5%6%7%8%9%10%11%12%13%14%15%16% 11.01001.02001.03001.04001.05001.06001.07001.08001.09001.10001.11001.12001.13001.14001.15001.1600 21.02011.04041.06091.08161.10251.12361.14491.16641.18811.21001.23211.25441.27691.29961.32251.3456 31.03031.06121.

2、09271.12491.15761.19101.22501.25971.29501.33101.36761.40491.44291.48151.52091.5609 41.04061.08241.12551.16991.21551.26251.31081.36051.41161.46411.51811.57351.63051.68901.74901.8106 51.05101.10411.15931.21671.27631.33821.40261.46931.53861.61051.68511.76231.84241.92542.01142.1003 61.06151.12621.19411.

3、26531.34011.41851.50071.58691.67711.77161.87041.97382.08202.19502.31312.4364 71.07211.14871.22991.31591.40711.50361.60581.71381.82801.94872.07622.21072.35262.50232.66002.8262 81.08291.17171.26681.36861.47751.59381.71821.85091.99262.14362.30452.47602.65842.85263.05903.2784 91.09371.19511.30481.42331.

4、55131.68951.83851.99902.17192.35792.55802.77313.00403.25193.51793.8030 101.10461.21901.34391.48021.62891.79081.96722.15892.36742.59372.83943.10583.39463.70724.04564.4114 111.11571.24341.38421.53951.71031.89832.10492.33162.58042.85313.15183.47863.83594.22624.65245.1173 121.12681.26821.42581.60101.795

5、92.01222.25222.51822.81273.13843.49853.89604.33454.81795.35035.9360 131.13811.29361.46851.66511.88562.13292.40982.71963.06583.45233.88334.36354.89805.49246.15286.8858 141.14951.31951.51261.73171.97992.26092.57852.93723.34173.79754.31044.88715.53486.26137.07577.9875 151.16101.34591.55801.80092.07892.

6、39662.75903.17223.64254.17724.78465.47366.25437.13798.13719.2655 161.17261.37281.60471.87302.18292.54042.95223.42593.97034.59505.31096.13047.06738.13729.357610.7480 171.18431.40021.65281.94792.29202.69283.15883.70004.32765.05455.89516.86607.98619.276510.761312.4677 181.19611.42821.70242.02582.40662.

7、85433.37993.99604.71715.55996.54367.69009.024310.575212.375514.4625 191.20811.45681.75352.10682.52703.02563.61654.31575.14176.11597.26338.612810.197412.055714.231816.7765 201.22021.48591.80612.19112.65333.20713.86974.66105.60446.72758.06239.646311.523113.743516.366519.4608 211.23241.51571.86032.2788

8、2.78603.39964.14065.03386.10887.40028.949210.803813.021115.667618.821522.5745 221.24471.54601.91612.36992.92533.60354.43045.43656.65868.14039.933612.100314.713817.861021.644726.1864 231.25721.57691.97362.46473.07153.81974.74055.87157.25798.954311.026313.552316.626620.361624.891530.3762 241.26971.608

9、42.03282.56333.22514.04895.07246.34127.91119.849712.239215.178618.788123.212228.625235.2364 251.28241.64062.09382.66583.38644.29195.42746.84858.623110.834713.585517.000121.230526.461932.919040.8742 261.29531.67342.15662.77253.55574.54945.80747.39649.399211.918215.079919.040123.990530.166637.856847.4

10、141 271.30821.70692.22132.88343.73354.82236.21397.988110.245113.110016.738721.324927.109334.389943.535355.0004 281.32131.74102.28792.99873.92015.11176.64888.627111.167114.421018.579923.883930.633539.204550.065663.8004 291.33451.77582.35663.11874.11615.41847.11439.317312.172215.863120.623726.749934.6

11、15844.693157.575574.0085 301.34781.81142.42733.24344.32195.74357.612310.062713.267717.449422.892329.959939.115950.950266.211885.8499 17%18%19%20%21%22%23%24%25%26%27%28%29%30% 1.17001.18001.19001.20001.21001.22001.23001.24001.25001.26001.27001.28001.29001.3000 1.36891.39241.41611.44001.46411.48841.5

12、1291.53761.56251.58761.61291.63841.66411.6900 1.60161.64301.68521.72801.77161.81581.86091.90661.95312.00042.04842.09722.14672.1970 1.87391.93882.00532.07362.14362.21532.28892.36422.44142.52052.60142.68442.76922.8561 2.19242.28782.38642.48832.59372.70272.81532.93163.05183.17583.30383.43603.57233.7129

13、 2.56522.69962.83982.98603.13843.29733.46283.63523.81474.00154.19594.39804.60834.8268 3.00123.18553.37933.58323.79754.02274.25934.50774.76845.04195.32885.62955.94476.2749 3.51153.75894.02144.29984.59504.90775.23895.58955.96056.35286.76757.20587.66868.1573 4.10844.43554.78545.15985.55995.98746.44396.

14、93107.45068.00458.59489.22349.892510.6045 4.80685.23385.69476.19176.72757.30467.92598.59449.313210.085710.915311.805912.761413.7858 5.62406.17596.77677.43018.14038.91179.748910.657111.641512.708013.862515.111616.462217.9216 6.58017.28768.06428.91619.849710.872211.991213.214814.551916.012017.605319.3

15、42821.236223.2981 7.69878.59949.596410.699311.918213.264114.749116.386318.189920.175222.358824.758827.394730.2875 9.007510.147211.419812.839214.421016.182218.141420.319122.737425.420728.395731.691335.339139.3738 10.538711.973713.589515.407017.449419.742322.314025.195628.421732.030136.062540.564845.5

16、87551.1859 12.330314.129016.171518.488421.113824.085627.446231.242635.527140.357945.799451.923058.807966.5417 14.426516.672219.244122.186125.547729.384433.758838.740844.408950.851058.165266.461475.862186.5042 16.879019.673322.900526.623330.912735.849041.523348.038655.511264.072273.869885.070697.8622

17、112.4554 19.748423.214427.251631.948037.404343.735851.073759.567969.388980.731093.8147108.8904126.2422146.1920 23.105627.393032.429438.337645.259353.357662.820673.864186.7362101.7211119.1446139.3797162.8524190.0496 27.033632.323838.591046.005154.763765.096377.269491.5915108.4202128.1685151.3137178.4

18、060210.0796247.0645 31.629338.142145.923355.206166.264179.417595.0413113.5735135.5253161.4924192.1683228.3596271.0027321.1839 37.006245.007654.648766.247480.179596.8894116.9008140.8312169.4066203.4804244.0538292.3003349.5935417.5391 43.297353.109065.032079.496897.0172118.2050143.7880174.6306211.7582

19、256.3853309.9483374.1444450.9756542.8008 50.657862.668677.388195.3962117.3909144.2101176.8593216.5420264.6978323.0454393.6344478.9049581.7585705.6410 59.269773.949092.0918114.4755142.0429175.9364217.5369268.5121330.8722407.0373499.9157612.9982750.4685917.3333 69.345587.2598109.5893137.3706171.871921

20、4.6424267.5704332.9550413.5903512.8670634.8929784.6377968.10441192.5333 81.1342102.9666130.4112164.8447207.9651261.8637329.1115412.8642516.9879646.2124806.31401004.33631248.85461550.2933 94.9271121.5005155.1893197.8136251.6377319.4737404.8072511.9516646.2349814.22761024.01871285.55041611.02252015.38

21、13 111.0647143.3706184.6753237.3763304.4816389.7579497.9129634.8199807.79361025.92671300.50381645.50462078.21902619.9956 复复 利利 终终 值值 系系 数数 表表 复复 利利 现现 值值 系系 数数 表表 -n-n 计算公式：f=(1+i)f=(1+i) 期 数 1%2%3%4%5%6%7%8%9%10%11%12%13%14%15%16% 10.99010.98040.97090.96150.95240.94340.93460.92590.91740.90910.90090

22、.89290.88500.87720.86960.8621 20.98030.96120.94260.92460.90700.89000.87340.85730.84170.82640.81160.79720.78310.76950.75610.7432 30.97060.94230.91510.88900.86380.83960.81630.79380.77220.75130.73120.71180.69310.67500.65750.6407 40.96100.92380.88850.85480.82270.79210.76290.73500.70840.68300.65870.63550

23、.61330.59210.57180.5523 50.95150.90570.86260.82190.78350.74730.71300.68060.64990.62090.59350.56740.54280.51940.49720.4761 60.94200.88800.83750.79030.74620.70500.66630.63020.59630.56450.53460.50660.48030.45560.43230.4104 70.93270.87060.81310.75990.71070.66510.62270.58350.54700.51320.48170.45230.42510

24、.39960.37590.3538 80.92350.85350.78940.73070.67680.62740.58200.54030.50190.46650.43390.40390.37620.35060.32690.3050 90.91430.83680.76640.70260.64460.59190.54390.50020.46040.42410.39090.36060.33290.30750.28430.2630 100.90530.82030.74410.67560.61390.55840.50830.46320.42240.38550.35220.32200.29460.2697

25、0.24720.2267 110.89630.80430.72240.64960.58470.52680.47510.42890.38750.35050.31730.28750.26070.23660.21490.1954 120.88740.78850.70140.62460.55680.49700.44400.39710.35550.31860.28580.25670.23070.20760.18690.1685 130.87870.77300.68100.60060.53030.46880.41500.36770.32620.28970.25750.22920.20420.18210.1

26、6250.1452 140.87000.75790.66110.57750.50510.44230.38780.34050.29920.26330.23200.20460.18070.15970.14130.1252 150.86130.74300.64190.55530.48100.41730.36240.31520.27450.23940.20900.18270.15990.14010.12290.1079 160.85280.72840.62320.53390.45810.39360.33870.29190.25190.21760.18830.16310.14150.12290.1069

27、0.0930 170.84440.71420.60500.51340.43630.37140.31660.27030.23110.19780.16960.14560.12520.10780.09290.0802 180.83600.70020.58740.49360.41550.35030.29590.25020.21200.17990.15280.13000.11080.09460.08080.0691 190.82770.68640.57030.47460.39570.33050.27650.23170.19450.16350.13770.11610.09810.08290.07030.0

28、596 200.81950.67300.55370.45640.37690.31180.25840.21450.17840.14860.12400.10370.08680.07280.06110.0514 210.81140.65980.53750.43880.35890.29420.24150.19870.16370.13510.11170.09260.07680.06380.05310.0443 220.80340.64680.52190.42200.34180.27750.22570.18390.15020.12280.10070.08260.06800.05600.04620.0382

29、 230.79540.63420.50670.40570.32560.26180.21090.17030.13780.11170.09070.07380.06010.04910.04020.0329 240.78760.62170.49190.39010.31010.24700.19710.15770.12640.10150.08170.06590.05320.04310.03490.0284 250.77980.60950.47760.37510.29530.23300.18420.14600.11600.09230.07360.05880.04710.03780.03040.0245 26

30、0.77200.59760.46370.36070.28120.21980.17220.13520.10640.08390.06630.05250.04170.03310.02640.0211 270.76440.58590.45020.34680.26780.20740.16090.12520.09760.07630.05970.04690.03690.02910.02300.0182 280.75680.57440.43710.33350.25510.19560.15040.11590.08950.06930.05380.04190.03260.02550.02000.0157 290.7

31、4930.56310.42430.32070.24290.18460.14060.10730.08220.06300.04850.03740.02890.02240.01740.0135 300.74190.55210.41200.30830.23140.17410.13140.09940.07540.05730.04370.03340.02560.01960.01510.0116 17%18%19%20%21%22%23%24%25%26%27%28%29%30% 0.85470.84750.84030.83330.82640.81970.81300.80650.80000.79370.78

32、740.78130.77520.7692 0.73050.71820.70620.69440.68300.67190.66100.65040.64000.62990.62000.61040.60090.5917 0.62440.60860.59340.57870.56450.55070.53740.52450.51200.49990.48820.47680.46580.4552 0.53370.51580.49870.48230.46650.45140.43690.42300.40960.39680.38440.37250.36110.3501 0.45610.43710.41900.4019

33、0.38550.37000.35520.34110.32770.31490.30270.29100.27990.2693 0.38980.37040.35210.33490.31860.30330.28880.27510.26210.24990.23830.22740.21700.2072 0.33320.31390.29590.27910.26330.24860.23480.22180.20970.19830.18770.17760.16820.1594 0.28480.26600.24870.23260.21760.20380.19090.17890.16780.15740.14780.1

34、3880.13040.1226 0.24340.22550.20900.19380.17990.16700.15520.14430.13420.12490.11640.10840.10110.0943 0.20800.19110.17560.16150.14860.13690.12620.11640.10740.09920.09160.08470.07840.0725 0.17780.16190.14760.13460.12280.11220.10260.09380.08590.07870.07210.06620.06070.0558 0.15200.13720.12400.11220.101

35、50.09200.08340.07570.06870.06250.05680.05170.04710.0429 0.12990.11630.10420.09350.08390.07540.06780.06100.05500.04960.04470.04040.03650.0330 0.11100.09850.08760.07790.06930.06180.05510.04920.04400.03930.03520.03160.02830.0254 0.09490.08350.07360.06490.05730.05070.04480.03970.03520.03120.02770.02470.

36、02190.0195 0.08110.07080.06180.05410.04740.04150.03640.03200.02810.02480.02180.01930.01700.0150 0.06930.06000.05200.04510.03910.03400.02960.02580.02250.01970.01720.01500.01320.0116 0.05920.05080.04370.03760.03230.02790.02410.02080.01800.01560.01350.01180.01020.0089 0.05060.04310.03670.03130.02670.02

37、290.01960.01680.01440.01240.01070.00920.00790.0068 0.04330.03650.03080.02610.02210.01870.01590.01350.01150.00980.00840.00720.00610.0053 0.03700.03090.02590.02170.01830.01540.01290.01090.00920.00780.00660.00560.00480.0040 0.03160.02620.02180.01810.01510.01260.01050.00880.00740.00620.00520.00440.00370

38、.0031 0.02700.02220.01830.01510.01250.01030.00860.00710.00590.00490.00410.00340.00290.0024 0.02310.01880.01540.01260.01030.00850.00700.00570.00470.00390.00320.00270.00220.0018 0.01970.01600.01290.01050.00850.00690.00570.00460.00380.00310.00250.00210.00170.0014 0.01690.01350.01090.00870.00700.00570.0

39、0460.00370.00300.00250.00200.00160.00130.0011 0.01440.01150.00910.00730.00580.00470.00370.00300.00240.00190.00160.00130.00100.0008 0.01230.00970.00770.00610.00480.00380.00300.00240.00190.00150.00120.00100.00080.0006 0.01050.00820.00640.00510.00400.00310.00250.00200.00150.00120.00100.00080.00060.0005

40、 0.00900.00700.00540.00420.00330.00260.00200.00160.00120.00100.00080.00060.00050.0004 复复 利利 现现 值值 系系 数数 表表 年年 金金 终终 值值 系系 数数 表表 n n 计计算算公公式式：f=f= （1+i1+i）- -1 1 i i 期数1%2%3%4%5%6%7%8%9%10%11%12%13%14%15%16%17% 11.00001.00001.00001.00001.00001.00001.00001.00001.00001.00001.00001.00001.00001.00001.000

41、01.00001.0000 22.01002.02002.03002.04002.05002.06002.07002.08002.09002.10002.11002.12002.13002.14002.15002.16002.1700 33.03013.06043.09093.12163.15253.18363.21493.24643.27813.31003.34213.37443.40693.43963.47253.50563.5389 44.06044.12164.18364.24654.31014.37464.43994.50614.57314.64104.70974.77934.849

42、84.92114.99345.06655.1405 55.10105.20405.30915.41635.52565.63715.75075.86665.98476.10516.22786.35286.48036.61016.74246.87717.0144 66.15206.30816.46846.63306.80196.97537.15337.33597.52337.71567.91298.11528.32278.53558.75378.97759.2068 77.21357.43437.66257.89838.14208.39388.65408.92289.20049.48729.783

43、310.089010.404710.730511.066811.413911.7720 88.28578.58308.89239.21429.54919.897510.259810.636611.028511.435911.859412.299712.757313.232813.726814.240114.7733 99.36859.754610.159110.582811.026611.491311.978012.487613.021013.579514.164014.775715.415716.085316.785817.518518.2847 1010.462210.949711.463

44、912.006112.577913.180813.816414.486615.192915.937416.722017.548718.419719.337320.303721.321522.3931 1111.566812.168712.807813.486414.206814.971615.783616.645517.560318.531219.561420.654621.814323.044524.349325.732927.1999 1212.682513.412114.192015.025815.917116.869917.888518.977120.140721.384322.713

45、224.133125.650227.270729.001730.850232.8239 1313.809314.680315.617816.626817.713018.882120.140621.495322.953424.522726.211628.029129.984732.088734.351936.786239.4040 1414.947415.973917.086318.291919.598621.015122.550524.214926.019227.975030.094932.392634.882737.581140.504743.672047.1027 1516.096917.

46、293418.598920.023621.578623.276025.129027.152129.360931.772534.405437.279740.417543.842447.580451.659556.1101 1617.257918.639320.156921.824523.657525.672527.888130.324333.003435.949739.189942.753346.671750.980455.717560.925066.6488 1718.430420.012121.761623.697525.840428.212930.840233.750236.973740.

47、544744.500848.883753.739159.117665.075171.673078.9792 1819.614721.412323.414425.645428.132430.905733.999037.450241.301345.599250.395955.749761.725168.394175.836484.140793.4056 1920.810922.840625.116927.671230.539033.760037.379041.446346.018551.159156.939563.439770.749478.969288.211898.6032110.2846 2

48、022.019024.297426.870429.778133.066036.785640.995545.762051.160157.275064.202872.052480.946891.0249102.4436115.3797130.0329 2123.239225.783328.676531.969235.719339.992744.865250.422956.764564.002572.265181.698792.4699104.7684118.8101134.8405153.1385 2224.471627.299030.536834.248038.505243.392349.005

49、755.456862.873371.402781.214392.5026105.4910120.4360137.6316157.4150180.1721 2325.716328.845032.452936.617941.430546.995853.436160.893369.531979.543091.1479104.6029120.2048138.2970159.2764183.6014211.8013 2426.973530.421934.426539.082644.502050.815658.176766.764876.789888.4973102.1742118.1552136.831

50、5158.6586184.1678213.9776248.8076 2528.243232.030336.459341.645947.727154.864563.249073.105984.700998.3471114.4133133.3339155.6196181.8708212.7930249.2140292.1049 2629.525633.670938.553044.311751.113559.156468.676579.954493.3240109.1818127.9988150.3339176.8501208.3327245.7120290.0883342.7627 2730.82

51、0935.344340.709647.084254.669163.705874.483887.3508102.7231121.0999143.0786169.3740200.8406238.4993283.5688337.5024402.0323 2832.129137.051242.930949.967658.402668.528180.697795.3388112.9682134.2099159.8173190.6989227.9499272.8892327.1041392.5028471.3778 2933.450438.792245.218952.966362.322773.63988

52、7.3465103.9659124.1354148.6309178.3972214.5828258.5834312.0937377.1697456.3032552.5121 3034.784940.568147.575456.084966.438879.058294.4608113.2832136.3075164.4940199.0209241.3327293.1992356.7868434.7451530.3117647.4391 18%19%20%21%22%23%24%25%26%27%28%29%30% 1.00001.00001.00001.00001.00001.00001.000

53、01.00001.00001.00001.00001.00001.0000 2.18002.19002.20002.21002.22002.23002.24002.25002.26002.27002.28002.29002.3000 3.57243.60613.64003.67413.70843.74293.77763.81253.84763.88293.91843.95413.9900 5.21545.29135.36805.44575.52425.60385.68425.76565.84805.93136.01566.10086.1870 7.15427.29667.44167.58927

54、.73967.89268.04848.20708.36848.53278.69998.87009.0431 9.44209.68309.929910.183010.442310.707910.980111.258811.544211.836612.135912.442312.7560 12.141512.522712.915913.321413.739614.170814.615315.073515.545816.032416.533917.050617.5828 15.327015.902016.499117.118917.762318.430019.122919.841920.587621

55、.361222.163422.995323.8577 19.085919.923420.798921.713922.670023.669024.712525.802326.940428.128729.369230.663932.0150 23.521324.708925.958727.273828.657430.112831.643433.252934.944936.723538.592640.556442.6195 28.755130.403532.150434.001335.962038.038840.237942.566145.030647.638850.398553.317856.40

56、53 34.931137.180239.580542.141644.873747.787750.895054.207757.738661.501365.510069.780074.3270 42.218745.244548.496651.991355.745959.778864.109768.759673.750679.106684.852991.016197.6250 50.818054.840959.195963.909569.010074.528080.496186.949593.9258101.4654109.6117118.4108127.9125 60.965366.260772.

57、035178.330585.192292.6694100.8151109.6868119.3465129.8611141.3029153.7500167.2863 72.939079.850287.442195.7799104.9345114.9834126.0108138.1085151.3766165.9236181.8677199.3374218.4722 87.068096.0218105.9306116.8937129.0201142.4295157.2534173.6357191.7345211.7230233.7907258.1453285.0139 103.7403115.26

58、59128.1167142.4413158.4045176.1883195.9942218.0446242.5855269.8882300.2521334.0074371.5180 123.4135138.1664154.7400173.3540194.2535217.7116244.0328273.5558306.6577343.7580385.3227431.8696483.9734 146.6280165.4180186.6880210.7584237.9893268.7853303.6006342.9447387.3887437.5726494.2131558.1118630.1655

59、 174.0210197.8474225.0256256.0176291.3469331.6059377.4648429.6809489.1098556.7173633.5927720.9642820.2151 206.3448236.4385271.0307310.7813356.4432408.8753469.0563538.1011617.2783708.0309811.9987931.04381067.2796 244.4868282.3618326.2369377.0454435.8607503.9166582.6298673.6264778.7707900.19931040.358

60、31202.04651388.4635 289.4945337.0105392.4842457.2249532.7501620.8174723.4610843.0329982.25111144.25311332.65861551.64001806.0026 342.6035402.0425471.9811554.2422650.9551764.6054898.09161054.79121238.63631454.20141706.80312002.61562348.8033 405.2721479.4306567.3773671.6330795.1653941.46471114.6336131