银行——商务英语

1、LOGO1Business English Banking systemLOGO2Financial institutions 金融机构BanksCentral bank = monetary authorityCommercial bank Policy bank 政策性银行Investment bank 投资银行Mortgage bank 抵押银行LOGO3Financial institutionsSecurities companyInsurance companyTrust an investment companies 信托投资公司Financial companies 财务公司F

2、inancial leasing companies金融租赁公司Postal savings 邮政储蓄机构 non-bank financial institutionsLOGO4History of bank Origin（起源）（起源） of the word The name bank derives from the Italian word banco desk/bench. used during the Renaissance （文艺复兴时期）by Jewish Florentine （佛罗伦萨的）bankers, who used to make their transacti

3、ons above a desk covered by a green tablecloth. LOGO5Types of banks in China Central banks（中央银行） vFunctions of a central bank 央行职责 Implementing(执行贯彻） monetary policy controlling the nations entire money supply managing the countrys foreign exchange and gold reserves and the Governments stock registe

4、r（股票登记） Regulating（调节） and supervising（监管） the banking industry setting the official interest rate vThe Peoples Bank of China 中国人民银行LOGO6Types of banks in ChinaPolicy bank 政策性银行 由政府投资设立的，根据政府决策和意向专门从事政策性金融业务的银行v国家开发银行 China Development Bank v中国进出口银行 The Export-import Bank of Chinav中国农业发展银行 Agricultu

5、re Development bank of chinaLOGO7Types of banks in China四大国有商业银行 big four state-owned commercial banksvBank of China (BOC)vIndustrial and Commercial Bank of China (ICBC)vChina Construction Bank (CCB)vAgricultural Bank of China (ABC)LOGO8外资银行 foreign banks The Hong Kong and Shanghai Banking Corporati

6、on Limited Bank of East Asia Ltd. LOGO9 Opening an account 开户开户LOGO10Opening an account Savings account 储蓄账户Current account/ Demand account 活期账户Time savings account / Term-deposit account 定期储蓄账户Large deposit account 大额存款账户Checking account 支票账户LOGO11Opening an account 开户Interest rate 利率 simple intere

7、st 单利 compound interest 复利 principal 主要的首要的、校长、本金 Annual rate 年利率 p.a. per annum （每年）Minimum balance 最小余额Video study LOGO12LOGO13Depositing money存款存款LOGO14Depositing money 存款存款vDeposit some money in my accountvMake a deposit of $1000 vAccount number 账号vAmount 金额vDeposit slip 存款单vMonthly (financial）s

8、tatement 月结算清单vUse up the checkbook 用完支票薄vCash this check 兑现支票LOGO15Sample checks LOGO16Sample checksLOGO17Withdrawing money 取款取款LOGO18Withdrawing money 取款取款 Withdraw 动词用法1. withdraw some money from my account从我的账户上取些钱 2. Government troops were forced to withdraw.撤回撤离3. The drug was withdrawn from s

9、ale after a number of people suffered serious side effects. 停止销售LOGO19Withdrawing money 取款取款vWithdrawal 名词用法 -the withdrawal of support/troops 撤销支持、撤军 -the withdrawal of a product from the market 从市场上收回一种产品 -you can make a withdrawal of up to $300 a day. - I got withdrawal symptoms（脱瘾症状）after giving

10、 up smoking. LOGO20vATM Automatic Teller Machine vKey in your password 输入你的密码vpersonal identification number（PIN）vCancel ones account 消户v = close an account with the bankLOGO21Debit card 借记卡va plastic card which provides an alternative payment method to cash when making purchases. vMerchants(店主、商人）

11、can also offer cashout facilities to customersv where a customer can withdraw cash along with their purchase.LOGO22Credit card 信用卡vIt is a card entitling（授权） its holder to buy goods and services based on the holders promise to pay for these goods and services.LOGO23vOverdraft noun 透支额；透支安排 to run up

12、/pay off an overdraft 透支严重/付清透支 we dont allow overdraft for savings account.vOverdraw verb 透支 customers who overdraw their accounts will be charged a fee.Video study (Debit V.S. Credit)LOGO24Transfer 转账转账v Transfer 转账 the movement of money from one bank account to another verb 1. 转移 sth/sb (from)( to) money from my bank account to his my credits 转移学分 2. 换乘交通工具 I transferred at Singapore for a flight for Bali. 3. 转会 he was transferred from Spurs to Arsenal for a huge fee. 他以巨额转会费从热刺队转到阿森