2012国际结算复习题一

PAGEPAGE91。NewYorkistheclearingcentrefor(A ）A.USD B。GBP C。EUR D.HKDDocumentarycreditbusinessissubjectto（A）A.UCP600 B.URC522 C。URDG758 D。3。Achequemustbesignedby（A)A。thedrawer Bthedrawee C.thepayer D。thepayeeC ）ofapromissorynoteassumestheprimeliabilitytomakepaymentofthe。A。holder 。drawee C。maker D.acceptor5。Collectionbusinessissubjectto（B ）A.UCP600 BURC522 C。URDG758 D.6。Tokyoistheclearingcentrefor（D）A。USD B.GBP C。EUR D。JPY7。TARGETistheelectronicclearingsystemfor( C ）A.USD B.GBP C.EUR D.JPY8。Amongthefollowingdocuments，theonewhichisnotregardedascontroldocumentsis（D）A.authorizedsignatures B.testkeysC。scheduleoftermsandconditions D.correspondentarrangement9.（A) chequecanbecashedoverthecounterofpayingbank.A.Anopen B.Acrossed C。Ageneralcrossing D.Aspecialcrossing10.A（B)carriescomparativelylittlerisksandcanbediscountedatthefinestrateof。A。sightbill B。bankbill C。timebill D.commercialbill。Atermbillmaybeacceptedbythe（B ）A.drawer B。drawee C.holder D.payee12.Thebillwhichmustbepresentedforacceptanceis(B ）A。thebillpayableatxxdaysafterdate B。thebillpayablexxdaysaftersightC.thebillpayableonafixeddate Dthebillpayableatsight13。Anendorsementprohibitsthefurthernegotiationoftheinstrument,iscalled(D ）endorsement.A. qualified B。general C. specific D。restrictive14。The(B )ofthedraftisthepersonwhoisinstructedtomakethepayment.A.drawer B。drawee C。payer D。payee15。Theactwhichisneverinvolvedincheckbusinessis（C）。endorsement Bdishonor C。acceptance Dpresentation16。Theacceptorofabillisthepersonwhooriginallynamedas（B )oftheA。drawer B。drawee C。payee D。endorser17。Thefirstendorserofabillisthe（C ）oftheA。drawer B。drawee C.payee D.acceptor18。Whichofthefollowingisnotamethodofremittance？（C)A.M/T B.T/T C.T/R DD/D19。Inremittancebusiness,theremittingbankmaysendthepaymentordertothepayingbankthroughSWIFTby（A ）A。MT103 B。MT202 C。MT400 D.MT700Inremittancebusiness,ifbothremittingbankandpayingbankmaintaintheirA/Cswithathirdbank，thereimbursementinstructionshouldbegivenas( CA.incover,wehavecreditedyourA/CwithusB。incover，pleasedebitourA/CwithyouC。incover,wehaveauthorizedxxxbanktodebitourA/CandcredityourA/CwiththemD。incover，wehaveinstructedAbanktopaytheproceedstoyourA/CwithBbankItwillbemoreconvenientifthecollectingbankappointedbytheseller( B）isalargebankistheremittingbank’scorrespondentintheplaceoftheimporterisintheexporter'scountryD。actsontheimporter'sinstructionsIncollectionbusiness,dedailedinstructionsmustbesenttothecollectingbank（B）A.intheapplicationformBinthecollectionorderC.inthedocumentsD.inthesalescontractIncollectionbusiness,dedailedinstructionsmustbegiventotheremittingbank （A)A.intheapplicationBinthecollectionorderC。inthedocumentsD。inthesalescontract24。Abillofexchangewhichisaccompaniedbyshippingdocumentsisknownas（B)acleanbilladocumentarybillacleancollectionD。adocumentarycollection25。Allthepartiestoacollectionareboundby（C ）ifthecollectionissubjectto。A.UCP500 BUCP600 C.URC522 DURDG75826。WhichofthefollowingisnottheobligationofthecollectingB ）A。toverifytheauthenticityofthecollectionorderB。totakecareofgoodsC。toreleasedocumentsstrictlyonthedeliverytermsofdocuments。D。toperformfollowingalltheinstructionsgivenbytheremittingbank.Caseofneedincollectionbusinessistherepresentativeof(A ）A。theprincipal B。theremittingbank C.thecollectingbank D.thedrawee28。InL/Cbusiness,theexportercanreceivethepaymentonlywhen C A.hehasshippedthegoodsB。hehaspresentedthedocumentsC。thedocumentspresentedconstituteacomplyingpresentationD。theimporterhastakendeliveryofthegoods.29。Theissuingbankcanrefusetopaythecreditamountwhen C A.theapplicantpreventshimfrommakingpaymentB。thegoodsarenotthesameasthosestipulatedinthesalescontractC。onekindofdocumentrequiredbyL/Cisn’tpresented.D。balanceoftheapplicant’saccountisnotenoughforpayment。OfthefollowingkindsofL/C， D istheL/Cwhichisespeciallysuitableforusesettlethepaymentoftradeconductedthrougha。A.non-transferableB。reciprocalcreditC.revolvingcreditD.backtobackcredit31。OfthefollowingkindsofL/C， A istheL/Cwhichisespeciallysuitableforusesettlethepaymentoftradeconductedthrougha。transferablecreditreciprocalcreditC。revolvingD.confirmedcredit32.OfthefollowingkindsofL/C,CistheL/Cwhichisespeciallysuitableforusetosettlethepaymentunderalongterncontractcoveringgoodstobetransportedbyregularpartialshipments.A。non—transferablecreditB.reciprocalcreditC.revolvingcreditD。backtobackcredit33。33。Thesecondbeneficiaryofatransferableletterofcreditisthe( D ）A。middlemantransferringbanktheapplicantofthetransferredcreditrealsupplierofthegoodsThefirstbeneficiaryofatransferableletterofcreditisthe（ A ）middlemantransferringbanktheapplicantofthetransferredcreditrealsupplierofthegoodsAnapplicantmustreimburseanissuingbankunlesshefindsthat ( D ）A。goodsaredefectiveB。goodsarenotasorderedinthesalescontractC。documentsreceiveddonotallowhimtoclearthegoodsthroughcustomsD。documentsdonotconformonthefacetothetermsandconditionsofthecreditUnderletterofcredit,theprimarydebtoristhe( C ）A.applicant B。importer C。issuingbank D。nominatedbankThebeneficiaryofletterofcreditis（ A ）A。theexporter 。theimporter C。theexporter'sbank D。the38。Unlessotherwisestipulated,bankswillnotaccept（D)directB/LorderB/LC。linerB/LD.receivedforshipmentB/L39。Commercialinvoicemustbemadeoutinthenameof （B）A。thebeneficiary B。theapplicantC.advisingbank D。issuingbank40。Ifthereisnoindicationinthecreditoftheinsurancecoveragerequired,theamountofinsurancecoveragemustbeatleast（C )oftheCIForCIPvalueofthe。A。100% B。105％ 。D.120%Londonistheclearingcentrefor（B )A.USD B。GBP C.EUR DHKDAnexportersellsgoodstoacustomerabroadonFOBandonCIFterms，whoisresponsibleforthefreightchargesineach?（A）A。importer;exporter B.exporter；importerC。importer；importer D。exporter；exporterTotheexporter,thefastestandsafestmethodofsettlementis ( B）A.letterofcredit B。cashinadvance 。openaccount D.banker'sdraftThecollectingbankwillmakeaprotestonlywhen（C）A。thedocumentsarerejectedB。thecaseofneedisnominatedC。instructiontoprotestisgivenbythecollectionorderD。protectivemeasuresinrespectofthegoodsaretaken.Inremittancebusiness，iftheremittingbankmaintainsanA/Cwithpayingbank,reimbursementinstructionshouldbegivenas（B ）A.incover,wehavecreditedyourA/CwithusB。incover，pleasedebitourA/CwithyouC.incover，wehaveauthorizedxxxbanktodebitourA/CandcredityourA/CwiththemD。incover，wehaveinstructedAbanktopaytheproceedstoyourA/CwithBbankOfthefollowingkindsofL/C,(C ）istheL/CinwhichdraftsarealwaysA.sightpaymentcreditB.deferredpaymentcreditC.acceptancecreditD.negotiationcredit47。OfthefollowingkindsofL/C， B istheL/Cwhichisespeciallysuitableforusetosettlethepaymentunderbartertransaction。A。non-transferablecreditreciprocalcreditC。revolvingD.backtobackcredit48。WhichofthefollowingpaymentmethodisbasedoncommercialC ）A。letterofcredit Bbanker'sletterofguarantee C。collection D。standbycredit49.UnderD/A,thedocumentswillnotbedeliveredtothebuyeruntil（D AthegoodshavearrivedB。thedocumentshavearrivedC。thedocumentsarepresentedtothebuyerD。thebillisacceptedbythebuyer50。Whichtypeofcollectionoffersthegreatestsecuritytothe（B）A。documentsagainstacceptancecollectionB。documentsagainstpaymentcollectionC。cleancollectionD。documentarycollection51。Frankfurtistheclearingcentrefor（C）A。USD B。GBP C.EUR D.HKD52。Thedraftwiththetenorwrittenas（ B ）mustbepresentedforacceptance.A.payableatsight B。payableat30daysaftersightC。payableat30daysafterdate D.payableat30daysaftershipmentdateIncollectionbusiness，banksareobligatedtoverifythedocumentsreceivedtoseethat（C）A。theyareauthenticB。theyareregularC。theyarethesameasthoselistedinthecollectioninstructionD。theyareintherightformUnder the anticipatorycredit，on which party does the final responsibilitylie reimbursementifthetermsandconditionsarenotfulfilledbythebeneficiary?（D）A。theissuingbankB。theadvisingbankthebeneficiarytheapplicantUnlessotherwisestipulated,bankswillnotaccept（C）A。directB/LB.orderB/LC。uncleanB/LD.linerB/LIfthereimbursementinstructionwrittenonthepaymentorderisexpressedas‘incover,pleasedebitourA/Cwithyou’,theA/CrelationshipbetweentheremittingbankandthepayingbankmustB）thepayingbankmaintainsanA/CwithremittingbanktheremittingbankmaintainsanA/CwithpayingbankbothremittingbankandpayingbankmaintaintheirA/CswithathirdbankremittingbankandpayingbankhavetheirA/CswithtwodifferentbanksThecreditmayonlybeconfirmedifitissoauthorizedorrequestedby （A）theissuingbankthesupplierC。theadvisingbankD.thebeneficiary58。Theendorsementwhichhasnointentiontotransfertheownershipoftheinstrumentis（D ）A。blankendorsement B。specialendorsementC.conditionalendorsement D.endorsementforcollection59。UnderD/P,thedocumentswillnotbedeliveredtothebuyeruntil （D）thegoodshavearrivedthedocumentshavearrivedC。thedocumentsarepresentedtothebuyerD.thebillispaidbythebuyer60。Confirmationofacreditmaybegivenby （B）A。thebeneficiaryattherequestoftheimportertheadvisingbankattherequestoftheissuingbanktheadvisingbankafterthereceiptofcorrectdocumentationtheissuingbankafterthereceiptofcorrectdocumentationThedrawerofadraftdrawnunderletterofcreditmaybe( A ）A.thebeneficiary B.theapplicant C。theissuingbank D。thenegotiatingbankTheredclausecreditisoftenusedasamethodof( B )providingthebuyerwithfundspriortoshipmentprovidingthesellerwithfundspriortoshipmentC。providingthebuyerwithfundsaftershipmentD.providingthesellerwithfundsaftershipment63。CHIPSistheelectronicclearingsystemfor（BAGBP B.USD CCNY D。EUR64。Incollectionthedraweeofthedraftforcollectionis( B )A.seller B.buyer C.remittingbank Dcollectingbank65。ThemessagetypewhichisusedtoissueletterofcreditthroughSWIFTisnumbered（ A）A.700 B.705 C.707 D.710Totheimporter,themostfavorablemethodofsettlementis( C ）A.letterofcredit B.cashinadvance C.openaccount DcollectionCHAPSistheelectronicclearingsystemfor(A ）AGBP B.USD C.CNY D。EUR68。BOJ-NETistheelectronicclearingsystemfor（D )A.USD B.GBP C.EUR DJPYThesellershouldarrangefortheinsuranceofthegoodstransportationunder（C）A.FOB BCFR C.CIF D.EXWThemeansofauthenticatingpaymentorderintelegraphictransferisthe( CA。correspondentarrangement B。scheduleoftermsandconditionsC.testkey DauthorizedsignaturesTheinstructionsforcollectionaremainly（D ）A。givenintheS/CB。writtenonthebillofexchangeC.givenbytheimporterD。givenbytheexporter72。Theapplicantofletterofcreditis( B ）A.theexporter B.theimporter C。theexporter’sbank D。theimporter's73。Abillofladingdoesn’tfunctionas（ D)A.acontractoftransportation BareceiptofgoodsCacertificateoftitletothegoods Danaccountingdocument74。Ifthebillispayable“60daysafterdate",thedateofpaymentisdecidedaccordingto（C ）A.thedateofacceptance BthedateofpresentationC.thedateofissuance D.thedateofmaturityThemeansofauthenticatingpaymentorderinmailtransferisthe（D）A.SWIFTauthentickey B.scheduleoftermsandconditionsC。testkey D。authorizedsignaturesThepartytowhomthebillisaddressediscalledB )A。drawer B.drawee C。holder D.payeeIncollectionbusiness，thedrawerofthedraftforcollectionis( A ）A.seller B。buyer C.remittingbank D.collectingbank78。OfthefollowingkindsofL/C， B istheL/CwhichrequirenodraftsatA.sightpaymentcreditB。deferredpaymentcreditC。acceptancecreditD。negotiationcredit79。Acheckisa（D ）draftdrawnonaA。time B。usance C。direct D.demandTheactwhichisneverinvolvedinpromissorynotebusinessis（C）A.endorsement B。dishonor C.acceptance Dpresentation实务操作题Pleasedrawadraftaccordingtothefollowingmaterials：NativeProductImp.andExp.CorporationJiangsubranchsoldsomegoodsvaluedGBP54,000.00toPolarFursForsettlement,theexporterdrewadraftontheimporteronFeb20，2012，askingthelattertopay100％oftheproceedstotheorderofexporter30daysafterthedateofissue。（1)根据下列材料签发汇票出口商Productsand。Corporation,Jiangsu）出售价值为54000英镑的货物给进口商(PolarFursLILondo。为结清货款出口商于2012年2月20日在南京30天支付货款给出口商的指定人。参考答案:ExchangeforGBP54，000.00 Jiangsu 20thFeb.2012At30daysafterdatepaytotheorderofNativeProducts。andExp。Corporation,Jiangsu thesumofPoundsFiftyFourThousandPolarFurs。,LondonForNativeProductsImp。andExp。Corporation,Jiangsuauthorizedsignature实务操作题（2)根据下述内容分别作出背书、承兑和保证行为.一张A公司出具的以B公司为受票人，C公司为收款人并转让给D银行办理托收的汇票在2012年2月26日获承兑后于同一天得到E银行的担保.参考答案：背书paytoDBankfor