I WANT TO DEPOSITE 银行存取款用语课件

UNIT8IwanttodepositsomemoneyNewwordscurrency:thesystemofmoneythatacountryusesexchangerate;汇率，兑换率theexchangeratebetweenUSDandRMBdeposit:toputmoneyintoabankaccount

withdraw:

totakemoneyoutofabankaccountID:identify;identificationannual:relatingtoaperiodofoneyear

anannualincome/budget

monthly:paid,validorcalculatedforonemonth

quarterly:producedorhappeningeverythreemonthsbalance:

theamountthatisleftaftertakingnumbersormoneyawayfromatotal

accountbalance账户余额charge：(noun)

~(forsth)

theamountofmoneythatsbasksforgoodsandservicesfreeofcharge免费(verb):~(sb/sth)forsth|~(sb)sth(forsth)

toaskanamountofmoneyforgoodsoraservice

receipt:

~(forsth)

(

salesslip)apieceofpaperthatshowsthatgoodsorserviceshavebeenpaidfor

我给她写了一张收钱的收条Iwroteherareceiptforthemoney.请给我开个收据好吗？CanIhaveareceipt,pleasebill:apieceofpaperthatshowshowmuchyouowesbforgoodsorservices

thetelephone/electricity/gasbillapieceofpapermoney

NorthAmericanEnglishthreeten-dollarbillsBritishEnglishafive-poundnotepassbook:银行存折clerk:apersonwhosejobistokeeptherecordsoraccountsinanoffice,shop/storeetc.

client:

apersonwhousestheservicesoradviceofaprofessionalpersonororganizationcustomer:apersonoranorganizationthatbuyssthfromashop/storeorbusinessapplication:aformal(oftenwritten)requestforsth,suchasajob,permissiontodosthoraplaceatacollegeoruniversity

phrasescheckingaccount通用支票账户savingsaccount/currentaccount/currentdeposit/demanddeposit活期存款账户timedeposit/depositaccount/dateddepositfixeddeposit/termdeposit定期存款账户certificateofdepositC/D定期存单depositmoney/makeadeposit存钱withdrawmoney/makeawithdrawal取钱atwelve-monthterm十二个月期限

accountbalance账户余额interestrate/rateofinterest利率debitcard借记卡creditcard信用卡（overdraw,overdraft)ATM:AutomatedTellerMachineoutofbreath上气不接下气Wewereoutofbreathaftermerelyfive-minuterunning.Hesaidoutofbreaththathehadtoleaveatonce.shortofbreath呼吸困难，喘不过气，气急Shefeltshortofbreathbecauseofheartdisease.AskingaboutfeesHowmuchdoyouchargeforopeninganaccount/eachtransaction?Thereisnoservicechargeforopeningaccount.OpeninganaccountisfreeofchargeWewon’tchargeyouforopeninganaccount.Wewillchargeyou$3monthly./Itcostsyou$3everymonth.AskingaboutinterestrateWhatistheannual/monthlyinterestrate?Whatistherateofacurrentdeposit?Whatisthetermdepositrateforayear?Howabouttheinterestrate?Theinterestratevariesfromtimetotime.Theinterestratevariesaccordingtothegovernmentalpolicy.Atpresentitis1.5%foroneyear,and2.1%fortwo-year.Theinterestratevarieswiththetermofdeposit.WithdrawinginadvanceI’dliketomakeawithdrawalfrommycertificateofdeposit.WillIlosesomemoney/interestifIdecidetowithdrawonitnow?Yes,youwill.Youhavea2-yearC/Dwithus.I’msorrytotellyouthatwouldmeanlosing6monthsofinterestasapenaltyforwithdrawingbeforematurity.Thebankchargesyou5monthsofinterestasapenaltyifyouwithdrawonitnow.deadline:apointintimebywhichsth.mustbedoneThedeadlineforapplicationisApril30th.“sellby”date最后可售卖的日期

expiry/expiringdate过期时间Themilkhasexpiredbymorethan3months.

（productiondate生产日期）pre-decideddate到期日maturity到期日，成熟期ChangingsomemoneyI’dliketochangesomemoney./Iwanttodoacurrencyexchange.What’stheexchangerateofRMBtoUSdollarstoday/betweenUSdollarsandRMBtoday?It’s6.05yuanforonedollar.WouldyouliketochangesomeUSdollarsWell,Iwanttochange$500.Yes,howwouldyoulikeyourmoney?/Whatdenominationswouldyoulike?Pleasegivemethree100-dollarbillsandfour50-dollarbills./Pleasegiveme60dollarsinfives.dialogue开户银行职员：我能为你做什么吗？顾客：我想要开个户头。银行职员：你想要开什么类型的户头？顾客：我想要开一个活期存款账户。银行职员：好的，你有证件吗，比如说身份证或者护照？顾客：驾驶证怎么样，可以吗？银行职员：是的，可以的。请填写这张表格。我们会给你一张借记卡和一本存折。这些都是免费的。你可以在柜台取钱，也可以在ATM机取钱。顾客：好的，我填好表格就回来。（过了一会儿）顾客：这是我的驾照和填好的表格银行职员：好的，请稍等。现在你需要交纳20美元初始存款。顾客：这是20美元，给你银行职员：请在这里签名。顾客：好的。银行职员：这是你的卡和存折。还需要办理其他业务吗？顾客：不需要了，谢谢。银行职员：不客气Clerk:Oh,yes.Pleasefillinthisapplication.We’llgiveyouadebitcardandapassbook.Thereisnochargesonthem,youcanwithdrawmoneyeitherviatheATMoroverthecounter.Client:Allright,I’llfilloutthisformandcomerightback.(Afterawhile)Client:Hereismydriver’slicenseandthecompletedform.Clerk:Ok,pleasewaitaminute.Nowyouneedtomakeaninitialdepositof$20Client:Thisis$20,hereyouare.Clerk:Pleasesignyournamehere.Client:OkClerk:Hereisyourcardandpassbook.IsthereanythingelseIcandoforyou?Client:No,thanks.Clerk:You’rewelcome

（过了一会儿）顾客：这是填好的单子和钱。银行职员：请给我你的身份证顾客：给你。银行职员：都办好了。这是存单和回执。还要办其他业务吗。顾客：没有了，谢谢银行职员：不客气depositClerk:HowcanIhelpyou?Client:Iwanttomakeadeposit.Clerk:howmuchdoyouwanttodeposit?Client:Iwannadeposit100,000yuan.Whatistheinterestrateoftimedeposit?Clerk:it’s1.5%forone-year,and2.1%fortwo-yearterm.Sowhatte