【装修贷款合同范本】贷款合同范本英文

【装修贷款合同范本】贷款合同范本英文下内容哦！loancontractcontractnumber：_____________borrower：________________address：_________________lender：__________________address：_________________inaccordancewithprovisionsofcontractlawofthepeoplesrepublicofchinaandbankofchina，afterreviewingthestatusandtherequestoftheborrower，thelenderagreestogranttheborroweralineofcrediton.theborrower，lenderandguarantor，throughfriendlynegotiation，haveexecutedthiscontractasfollows：article1currency，amountandtermoftheloan：1.thecurrencyunderthisloanisreiminbi.2.thelineoftheloanisyuan.3.theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.article2thepurposeoftheloan：1.thepurposeofthisloanisusedforworkingcapitalturnover.2.withoutwrittenapprovalofthelender，theborrowercouldnotusetheloanoutofthescopeofthepurpose.article3interestrateandcalculationofinterest：1.interestrate：theinterestrateshallbe[***]duringtheloanterm，ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest，theinterestofthiscontractshallbeadjustedinterestrateareexecutedoneyear.itisnotobligedtoinformtheborrowerwhentheadjustmentofinterest.yearshallbecalculatedas360days.3.thepaymentofinterests：theborrowershallpaytheinterestsperquarter.thepaymentdateshallbe，heeventthattheborrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheborrowerisnotenoughforthepaymentofinterest，thelendershallhaverightstocollectapenaltybeing[***]oftheoutstandingamountperdayfortheborrowersbreachofcontract.article4overdueinterestsandmisusinginterests1.iftheborrowerfailstorepaytheloanandcannotreachaagreementwiththelenderregardingtheextension，thelendershallcollectanoverduepenaltyfor[***]oftheoverdueamountperday.2.iftheborrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract，thelendershallhaverighttochargeainterestsforthemisusingpartatarateof[***]perday.article5accounttheborrowershallopenreiminbibasicaccountand/orforeigncurrencyaccountatthelenderorlendersbranchfortheuseofdraw-down，repayment，paymentofinterestsandfees.article6draw-down1.theloanunderthiscontractisrevolving，thebalanceofthiscontractshallnotmorethanthelineofcredit.thedateofdraw-down.3.theborrowershallnotdrawtheloanlessthan1million.article7conditionsfordraw-downthefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate：thelender；2.thiscontractandtheappendiceshavebeeneffective；3.theborrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttothelender；4.theborrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract；5.theborrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments；6.theguarantyunderthiscontracthasbeeneffective；7.theborrowerhasbeensatisfiedthewarrantsunderarticle11ofthiscontract；8.theotherrequirementforthedraw-downhavebeensatisfied.article8repaymentplanandprepayment1.theborrowershallrepaytheloaninaccordancewiththestatusofitscash.theborrowershallinformthelenderthepaymentamountanddate[***]priortomakethepayment.theborrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition.repayingtheinterestatfirstandthenforrepayingtheprincipal.bankaccountoftheborroweratthelenderorempowerthebranchesofthelendertodeductthedebtfromthebankaccountoftheborroweratthelendersbranches；4.theinstallmentofrepaymentshallnotlessthan1million.article9debtcertificateborrowerunderthiscontract；theabovementionedrecordandthedocumentationforthedraw-down，repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheborrowerandthelender.article10guaranty1.（the'guarantor'）shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities.orprovidemortgageandpawnsecuredforthisloanunderthiscontract.article11representationsandwarrantiesi.theborrowersrepresentsandwarrantsasfollows：andhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.theborrowerhasthepowertohandleitassetsusedinoperation.powertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.3.thealldocuments，materials，reportsandcertificatesprovidedtothelenderbytheborrowerfor4.theborrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausethelenderrefusetoextendtheloan：（1）theborrowerortheprincipalexecutivesoftheborrowerinvolveinmaterialeventswhichbreach（2）pendingactionsandarbitration；（3）theborrowersdebtsorproposeddebtsorliensandotherencumbrances；（4）theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts；（5）theborrowerbreachedcontractwhichisbetweentheborrowerandothercreditors.ii.theborrowerherebywarrantsasfollows：1.usingthecapitaloftheloanasusagesetforthinthiscontract，theborrowerwillnotusetheloanasequityinvestment；theborrowerwillnotusethecapitaloftheloaninvestinsecurity，future，realestateetc.theborrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.theborrowerwillnotmisusingorappropriationoftheloan.2.makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract；3.providingupdatedfinancialstatementorfinancialbulletineveryquarter；providingtheauditedfinancialreportatthefirstquartofeachyear；providingoperationreport，financialreportorotherfilesandmaterialsandshallwarrantthereality，correctandeffectivenessforthefilesandmaterials；4.anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsofthelenders；5.acceptingthesupervisionofthelender，providesassistanceandcooperationforthelenderssupervisions；6.willnotreducetheregistrationcapital；priorapprovalfromthelendershallberequiredwhentheborrowerchangesofshareholdersandoperationmanner（includingbutnotlimitedtojointventure，cooperation，jointlythehousing，machineryorotherrealassetsortrademark，intellectualproperty，knowhow，landingusingownrightbycontracting，jointoperation，trusteeship）7.theborrowershallinformthelenderandwarrantstheliabilityunderitssecuritywillnotmorethannetthatwillnotdisposetheassetswhichwillmakeadverseimpactonitsabilityofpayingdebts.8.theborrowerwillnotpaytheothersimilarloanspriortothelender；9.theborrowerwarrantstoinformthelenderimmediatelywhenthefollowingeventsoccurred：（1）theeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheborrowerandanybranchesofbankofchinaorotherbanks，non-bankfinancialorganization；（2）theborrowerchangesshareholdersorrevisethearticleofassociation；（3）theborrowersufferdifficultiesandbadresultinfinancialandoperation；（4）theborrowerinvolvesinmaterialactionsorarbitration；10.theborrowershallkeepsufficientbalanceforrepaymentprior[***]totheduedate.foreigncurrencyect.shallbeconductedatthelenderorotherbranchesofthelender.theturn-overforthecapitalshallsatisfythedemandofthelender；iii.theborrowersrepresentationsandwarrantshereunderthiscontractshallbeeffectiveeventhoughanymendment，supplementsorrevisedtobemadetothiscontract.article12representationsandwarrantsofthelenderi.thelenderrepresentsandwarrantsasfollows：licensesandfinancialinstitutionsoperationlicensetobequalifiedtooperatefinancialbusiness.obligationsunderthiscontract.thelenderisdulyauthorizedtoextendthisloan.ii.thelenderwarrantsasfollows：1.thelendershallextendtheloaninaccordancewiththeprovisionssetforthinthiscontract.2.collectinterestsinaccordancewiththeregulationsofthepeoplesbank.article13eventsofbreachcontractandsettlement：i.settlementoftheborrowerbreachofcontract1.eventofbreachofcontract：（1）theborrowerfailstousetheloaninaccordancewiththeagreedusageoftheloan；（2）theborrowerfailstorepaythedueprincipalandpaytheinterests，expensesorotherpayableinaccordancewiththeagreedtermofthiscontract；（3）theborrowerbreachestherepresentationandwarrantssetforthinarticle11.（4）theborrowerbreachesotherloanagreementsorguarantyagreementsortheguarantorbreachtheguarantyagreementwhichmaymakeimpacttheborrowertoperformtheobligationsunderthiscontract.（5）conclusiveevidencetoshowthattheborrowerlosethecapacityofcreditorduringperformanceoftheobligationunderthiscontract，thefinancialconditionsoftheguarantorareseriouslydeterioratingorotherreasonscausedtheguarantorthecapacityofcreditdecline.（6）theborrowerbreachestheotherobligationsunderthiscontract.2.undertheabovecircumstances，thelendershallhaverightto：（1）requesttheborrowertorectifywithintheperioddesignedbythelender；（2）ceaseinextendingtheloanorcancelthecredit；（3）declaretheloanunderthiscontractisdueandthelendershallhaverighttodeducttheoutstandingamountfromtheaccountoftheborrower.theborrowershallnotappealagainstthelender.（4）declaretheloanisdueunderotherloanagreementsbetweenthelenderandtheborrower，requesttheborrowertorepaytheloanprincipals，interests，andotherexpenses.ii.thesettlementforthelenderbreachofthecontract1.thelenderfailstoextendtheloanasagreedinthiscontractwithoutanyreasons；2.thelenderbreachestheagreedinterestrateandcollectionaddinterestsorotherfees；3.thelenderbreachestheprovisionssetforthinarticle12；4.undertheabovecircumstances，theborrowershallhaverightto：（1）requestthelendertorectify；article14deductiontheborrowershallpayinfullforthepaymentwithoutanycounteractionoranycondition.article15assignmentofthedebtandcredit1.theborrowershallnotassignitsrightandliabilityunderthiscontracttootherthirdpartywithoutanywrittenapprovalofthelender；2.intheeventtheborrowerassignitsrightandliabilityunderthiscontracttootherthirdpartyunderthewrittenconsentofthelender，thethirdpartyshallabidethiscontractwithoutanycondition.article16performanceofobligationandwaiverofrights1.theborrowerisindependentcontractorunderthiscontract，itwillnotimpactbyanyotherrelationsbetweentheborrowerwithotherpartyexcepttheotherprovisionssetforthinthiscontract.2.thelendergiveanyextension，toleration，favortotheborrowerorpermittheborrowertodelayofperformanceanyobligationunderthiscontractshallnotimpairanyrightsofthelenderinaccordancewiththiscontractandlaws，regulation，itshallbedeemedtohavewaiveditsrightsunderthiscontractandtheobligationshallbeperformedbytheborrowerunderthiscontract.article17amendment，supplementandinterpretationofthecontract1.thiscontractcouldbeamendedandsupplementeduponthewrittenagreementsconcludebytheparties.anyaamendmentandsupplementshallbeintegralpartyofthiscontract.3.forthemattersnotreferredinthiscontractshallbeconstruedinaccordancewiththeprovisionsofthepeoplesbankofchina.article18disputeresolution，governinglawandwaiverofexemption1.theconclusion，interpretationanddisputeresolutionshallbesubjecttothelawsofthepeoplesrepublicofchin.thedisputesarisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.incasenosettlementcanbereached，thedisputesshallbesubmittedtothepeoplescourtofthelocationofthelenderforjudgment.2.theborrowershallnotrejectanyobligationduringthesettlementofdisputes.3.theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.theborrowershallnotappealtotakeactiontoexemptfromtheobligationunderthiscontract.（ifbothpartiesagreetoapplyarbitration，theabovetermshallbe：）3.duringthearbitration，thiscontractshallbeeffectiveandtheborrowershallnotdisclaimtheanyobligationsunderthiscontract.4.theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.theborrowershallnotappealtotakeactiontoexemptfromtheobligationunderthiscontract.article19othermatteragreedbytheparties.article20appendicesthefollowingappendicesshallbeintegralpartofthiscontract：1.draw-downapplication2._____________________