新编金融英语听说教程 教学课件U5-1

Unit5

AssetManagement

warmingup:1.Itiseasiertogetmoneythantokeepit.---Englishproverb2.Moneyisagoodservantbutabadmaster.---FrancisBacon,Britishphilosopher3.Hethatisovercautiouswillaccomplishlittle.---FriedrichSchiller,Germanpoetwarmingup:4.Moneycannotbuyhappiness,butitwillcertainlygetyouabetterclassofmemories.---RonaldReagan,AmericanPresident5.IfabusinessisworthadollarandIcanbuyitfor40cents,somethinggoodmayhappentome.---WarrenBuffett,Americaninvestor1.挣钱容易，攒钱难。——英语谚语2.金钱是善仆，也是恶主。——弗朗西斯·培根，英国哲学家3.过于谨慎的人，得到的收获也少。——弗里德里希·席勒，德国诗人4.金钱买不到幸福，但它确实会让你拥有更美好的回忆。——罗纳德·里根，美国总统5.假如我只需付出40美分就能买下一项价值1美元的生意，好事便近了。——沃伦·巴菲特，美国投资家Task2WritedownthenamesofthefollowingfinancialinstitutionsbothinEnglishandChinese.Task2WritedownthenamesofthefollowingfinancialinstitutionsbothinEnglishandChinese.TheCarlyleGroup美国凯雷投资集团BlackRock,Inc.贝莱德集团GoldmanSachs高盛集团EdwardJones爱德华琼斯投资公司JPMorganChase&Co.摩根大通BNPParibas法国巴黎银行WordbankAlipay支付宝affiliatecompany联营公司departfrom离开Europe,MiddleEastandAfrica(EMEA)欧洲、中东和非洲Listentothenewsreportsandchoosethebestanswertoeachofthefollowingquestions.Newsreport1

1.WhatcanChineseconsumersgetfromthelaunchofAlipayinDenmark?A.Higherinterestrates.B.Moreinformationaboutthecountry.C.Fastandconvenientpaymentservice.D.Muchlowerpayments.Newsreports2.WhichofthefollowingthingsCANNOTbedonebyAlipay?A.Bookingahotel.B.Buyingmovietickets.C.Makingappointmentswithfriends.D.Hailingataxi.3.WhichofthefollowingisNOToneofthebenefitsoftheadoptionofAlipayinDenmarkandtheNordics?A.EnhancingtheexperienceofChineseconsumers.B.AttractingmoreconsumersfromthecountrieswithoutAlipay.C.ExpandingDanishbusinessscope.D.ReachingouttoChinesecustomerseasily.Listentothenewsreportsandchoosethebestanswertoeachofthefollowingquestions.Newsreport11.WhatcanChineseconsumersgetfromthelaunchofAlipayinDenmark?A.Higherinterestrates.B.Moreinformationaboutthecountry.C.Fastandconvenientpaymentservice.D.Muchlowerpayments.Newsreports2.WhichofthefollowingthingsCANNOTbedonebyAlipay?A.Bookingahotel.B.Buyingmovietickets.C.Makingappointmentswithfriends.

D.Hailingataxi.3.WhichofthefollowingisNOToneofthebenefitsoftheadoptionofAlipayinDenmarkandtheNordics?A.EnhancingtheexperienceofChineseconsumers.B.AttractingmoreconsumersfromthecountrieswithoutAlipay.C.ExpandingDanishbusinessscope.D.ReachingouttoChinesecustomerseasily.ScriptTheworld’sleadingmobilepaymentplatformAlipaywaslaunchedinDenmarkonMonday,enablingitsChineseuserstoenjoyitsfastandconvenientpaymentservicewhentheytraveltotheNordiccountry.OperatedbyAntFinancialServicesGroup,anaffiliatecompanyofChina’sAlibabaGroup,Alipayuserscanhailataxi,bookahotel,buymovietickets,payutilitybills,makeappointmentswithdoctors,orpurchasewealthmanagementproductsdirectlyfromwithintheapp.“WearehappythatDenmarkandtheNordicsareembracingAlipayforChinesetourists.TheadoptionofAlipayservicesofbothpaymentandmarketingwillnotonlyenhancetheexperienceofChineseconsumersbutalsohelpDanishbusinessestoreachouttotheirChinesecustomersevenbeforetheydepartfromChina,”saidWangLi,headofAlipayEMEA(Europe,MiddleEastandAfrica).Wordbankstrivev.(for/againststh.)totryveryhardtoachievesth.努力争取temptationn.thedesiretodoorhavesth.thatyouknowisbadorwrong.诱惑concedev.Ifyoucondedesth.,yougiveittothepersonwhohasbeentryingtogetitfromyou.让步counterpartn.Someone'sorsomething'scounterpartisanotherpersonorthingthathasasimilarfunctionorpositioninadifferentplace.对应方payoff:Ifyoupayoffadebt,yougivesomeoneallthemoneyyouowethem.还清1.Howmanyfemaleswerepolledinthesurvey?A.45.B.About600.C.About4,500.D.450.Newsreport2

2.Whatdomorethan40%ofwomenusepartoftheirmonthlyincomeforaccordingtotheresearch?A.Payingfortheirlivingexpenses.B.Payingofftheircreditcarddebt.C.Coveringtheirtuition.D.Payingforhouseloans.3.Whatcanweinferfromthenews?A.Womenmaydobetterinmanagingmoneythanmen.B.Womenspendlessmoneythanmen.C.Weshouldcutourspendingtosavemoneyforthehouse.D.Menaremoreresponsiblewhenitcomestomoney.

1.Howmanyfemaleswerepolledinthesurvey?A.45.B.About600.C.About4,500.D.450.Newsreport2

2.Whatdomorethan40%ofwomenusepartoftheirmonthlyincomeforaccordingtotheresearch?A.Payingfortheirlivingexpenses.B.Payingofftheircreditcarddebt.C.Coveringtheirtuition.D.Payingforhouseloans.3.Whatcanweinferfromthenews?A.Womenmaydobetterinmanagingmoneythanmen.

B.Womenspendlessmoneythanmen.C.Weshouldcutourspendingtosavemoneyforthehouse.D.Menaremoreresponsiblewhenitcomestomoney.

script:

Whenitcomestomoney,womenreallyaremoreresponsiblethanmen,withaninternationalsurveyfindingthatwomenarelesslikelytogetintodebtandstrivehardertobecomefinanciallyindependent.Theglobalsurveypolledabout4,500womenin12countriesaboutmoneymatters.Anequalnumberofmenwerealsoaskedseveralquestionsrelatedtofinances.Thesurveyshowedthatjustoverhalfrespondents

ofbothgenderssaidwomenaremoreresponsiblewithmoneythanmen,withthehighestlevelofagreementfoundinMexico,where72%ofpeoplebelievedwomenwerebetterathandlingfinance.Andalthoughmorethan40%ofwomenusepartoftheirmonthlyincometopayoffcreditcards,70%offemale

respondentsalsosaidthathavingmorethanonecreditcardcouldleadtofinancialdebt.“It’sobviouslynotthecarditselfthatcausesanyonetouseit.

Sothestatementisreallyaboutcontrolandtemptation,”saidClaireBraverman.Morewomenbelievedintheirfinancialabilities,with61%sayingtheyweremoreresponsible,whileonly40%ofmenagreed.Butnearlyhalfthewomensurveyedalsoconcededthattheywerebiggerspendersthantheirmalecounterparts,withnearly60%ofmenagreeing.Wordbankyouth-orientedadj.面向年轻人的Yu’ebaon.余额宝impulsivespending冲动消费real-timetransfer即时转账annualizedyield年收益financingproduct理财产品1.Whataremostyoungpeopleknownfor?A.Livingastylishlife.B.Shoppingalotinclothing,travelingandeating.C.Savingmoneyasmuchastheycan.D.Buyingthingswithoutthinkingtoomuch.Newsreport3

2.WhichofthefollowingstatementsaboutYu’ebaoiscorrectaccordingtothestudent?A.Real-timetransferscanbedonebetweentwoaccounts.B.Theinterestrateislowerthanbanks.C.Thereisnointerestrate.D.TheannualizedyieldofYu’ebaoisincreasing.3.WhydoesYu’ebaocatertostudents’needs?A.TheinterestrateofYu’ebaoisthehighest.B.Thestudentshavealotofmoney.C.Students’investmentislargeandtheyneedalowdegreeofliquidity.D.Students’investmentissmallandtheyrequireahighdegreeofliquidity.1.Whataremostyoungpeopleknownfor?A.Livingastylishlife.B.Shoppingalotinclothing,travelingandeating.C.Savingmoneyasmuchastheycan.D.Buyingthingswithoutthinkingtoomuch.Newsreport3

2.WhichofthefollowingstatementsaboutYu’ebaoiscorrectaccordingtothestudent?A.Real-timetransferscanbedonebetweentwoaccounts.B.Theinterestrateislowerthanbanks.C.Thereisnointerestrate.D.TheannualizedyieldofYu’ebaoisincreasing.3.WhydoesYu’ebaocatertostudents’needs?A.TheinterestrateofYu’ebaoisthehighest.B.Thestudentshavealotofmoney.C.Students’investmentislargeandtheyneedalowdegreeofliquidity.D.Students’investmentissmallandtheyrequireahighdegreeofliquidity.ScriptYoungpeople

nowareoftenbetterknownforimpulsivespendingthanforsavingmoney.Butnewyouth-orientedbankingwebsitesareofferingclientstheinformationandtoolstheyneedtohelpthembecomebettermoneymanagers,

andtosharetheirfinancialexperienceswithotheryoungpeople.LianLingling,majoringincomputerinformationmanagementatShanghaiNormalUniversity,wasamongthefirstusersofYu’ebao.ThefinancialproductprovidedbyAlibabaGroupallowsuserstodirectlyinvestintheprivatefundingcom