印度农村经济发展情况分析报告-外文版培训课件

COUNTRIES

&

REGIONSRuraleconomyofIndiaCHAPTER

01OverviewIndia:Distributionofgrossdomesticproduct(GDP)acrosseconomicsectorsfrom2012to2022Distributionofgrossdomesticproduct(GDP)acrosseconomicsectorsinIndia2022AgricultureIndustryServices100%90%80%70%60%50%40%30%20%10%0%46.3%29.4%46.7%28.4%47.82%27.66%47.78%27.35%47.75%26.62%47.67%48.07%25.02%47.94%26.07%48.43%50.08%24.59%48.44%25.66%26.5%26.41%18.64%202016.85%201217.15%201316.79%201416.17%201516.36%201616.56%201716.03%201816.76%201917.33%202116.73%20224Description:In2022,almosthalfofIndia’sGDPwasgeneratedbytheservicessector,aslightandsteadyincreaseoverthelast10years.Amongtheleadingservicesindustriesinthecountryaretelecommunications,IT,andsoftware.

ReadmoreNote(s):IndiaSource(s):WorldBankGVAgrowthacrossIndiafromfinancialyear2017to2023,bysectorGVAgrowthinIndiaFY2017-2023bysectorGVAgrowthrateFY2017FY2018FY2019*-30%FY2020**FY2021***0%FY2022****10%FY2023*****-20%

-10%20%30%40%50%60%Agriculture,forestryandfishing,miningandquarryingManufacturing,construction,electricity,gasandwatersupplyTrade,hotels,transportsndcommunication7.3%

4.5%1.6%4.5%1.6%4.1%3.3%2.-81%.4%7.5%7.7%7.1%

5.9%10.3%10.2%

4.3%-20.2%7.2%

5.9%11.1%13.7%7.9%Financing,realestateandprofessionalservices8.6%

1.8%

7%6.7%2.2%4.2%

6.4%Publicadministration,defenceandotherservices-5.5%

9.3%8.3%7.5%

6.3%12.6%5Description:Thetrade,hotels,transport,andcommunicationindustrieshadthehighestGVAgrowthrateof13.7percentamongallotherindustriesinIndiainthefinancialyear2023.Overall,theservicessectorregisteredthehighestgrowthcomparedtotheagricultureandindustrysectors.Manufacturing,construction,electricity,gas,andwatersupplyindustriesregisteredadeclineinGVAgrowthstandingat4.3percentascomparedto10.2percentinthelastfinancialyear.ReadmoreNote(s):India;FY2017toFY2023;*-3rdRevisedEstimates**-2ndRevisedEstimates***-1stRevisedEstimates****-ProvisionalEstimates*****-AdvancedEstimatesIndia'sfinancialyearbeginsinAprilandendsinMarch.Forexample,FY2017[...]

ReadmoreSource(s):MOSPIShareofruralgrossvalueaddedinIndiafromfinancialyear1994to2022ShareofruralgrossvalueaddedinIndiaFY1994-2022AgricultureServicesManufacturingConstruction120%100%80%60%40%20%0%5%10%6%9%9%9%11%15%17%20%19%20%29%27%34%32%32%29%56%51%40%40%40%40%FY1994FY2000FY2006FY2012FY2018FY20226Description:Infinancialyear2022,agricultureconstitutedabout40percentofIndia'sruralgrossvalueadded(GVA)India,whereasservicescontributed32percentduringthatperiod.Overthetimespanfromfiscalyear1994to2022,theproportionofagricultureinruralGVAdeclined,whilethesharesofservicesandmanufacturingincreasedintheoverallGVA.ReadmoreNote(s):India;FY1994toFY2022Source(s):CMIE;HDFCSecurities;MOSPIChangeinConsumerPriceIndex(CPI)inurbanandruralIndiafromfinancialyear2020to2023ChangeinConsumerPriceIndex(CPI)inruralandurbanIndiaFY2020-2023RuralUrban7.0%6.8%6.4%6.5%6.5%5.9%6.0%5.5%5.0%4.5%4.0%5.6%5.4%5.4%4.3%FY2020FY2021FY2022FY20237Description:TheConsumerPriceIndexacrossallgroupsofcommoditiesincreasedby6.8percentinruralIndiacomparedto6.4percentintheurbanareasduringfinancialyear2023.CPIbasedinflationremainedhigherinurbanareasascomparedtoruralareasduringtheexaminedperiod.ReadmoreNote(s):India;FY2020toFY2023;Baseyear2012=100Source(s):DepartmentofCommerce(India);LabourBureauIndia;MOSPI;ReserveBankofIndiaDistributionofagricultureinruralgrossdomesticproduct(GDP)contributioninIndiainfinancialyear2023,bystateDistributionofagricultureinruralGDPcontributioninIndiaFY2023,bystateShareofagriculture0%10%20%30%40%50%60%OthersMadhyaPradeshAndhraPradeshPunjab56%52%43%41%Rajasthan35%UttarPradeshMaharashtraKerala29%25%23%22%KarnatakaTamilNadu18%8Description:Infinancialyear2023,39percentoftheruralgrossdomesticproduct(GDP)wasfromtheagriculturesectoracrossIndia.ThecentralstateofMadhyaPradeshhadthehighestruralGDPcontributionofagricultureat52percent.

ReadmoreNote(s):India;FY2023Source(s):HDFCSecurities;VarioussourcesLeadingstateswithhighestruralmanufacturingGDPinIndiainfinancialyear2023(intrillionIndianrupees)LeadingstateswithhighestruralmanufacturingGDPinIndiaFY20235.04.54.03.53.02.54.712.01.51.00.50.04.043.813.382.712.282.161.090.63MaharashtraUttarPradeshTamilNaduKarnatakaRajasthanMadhyaPradesh

AndhraPradeshPunjabKerala9Description:Inthefinancialyear2023,MaharashtraemergedastheleaderinruralmanufacturingGDPwithinIndia,reachingapproximately4.7trillionIndianrupees.FollowingcloselybehindwasUttarPradesh,withanotablefigureofaboutfourtrillionrupees.Theninelistedstatesaccountforroughly72percentoftheruralmanufacturingGVAinIndia.ReadmoreNote(s):India;FY2023Source(s):DES(India);HDFCSecuritiesProductionvalueofvillageindustryproductsacrossIndiafromfinancialyear2017to2022,withanestimatefor2023(inbillionIndianrupees)ProductionvalueofvillageindustryproductsinIndiaFY2017-20231,000941.629008007006005004003002001000817.31703.31653.43562.67464.55411.1FY2017FY2018FY2019FY2020FY2021FY2022FY2023*10Description:Inthefinancialyear2022,theestimatedproductionvalueofvillageindustriesproductswasover941billionIndianrupeesacrossIndia.Thiswasanoverallincreaseintheproductionvalueovertheyearsfromfinancialyear2017.Villageindustriesemployedover16millionpeopleinthefinancialyear2022intheSouthAsiancountry.ReadmoreNote(s):India;FY2017toFY2022;*EstimatedvalueIndia'sfinancialyearbeginsinAprilandendsinMarch.Forexample,FY2021startedinApril2020andendedinMarch2021.Valueshavebeenroundedforclarity.OneIndianrupeeisequalto[...]

ReadmoreSource(s):MinistryofMicro,SmallandMediumEnterprises(India);MOSPIMarketsizeofFMCGacrossruralIndiafromfinancialyear2009to2020,withanestimatefor2025(inbillionU.S.dollars)MarketsizeofruralFMCGinIndiaFY2009-20252502001501002201105023.6318.9214.812.312.110.490FY2009FY2010FY2011FY2012FY2013FY2015FY2018FY2020FY202511Description:Infiscalyear2020,thesizeoftheruralFMCGmarketinIndiaamountedtoabout110billionU.S.dollars.Thissectorhadrecordedsignificantgrowthratesinrecentyearsandaccountedfor45percentofthecountry'sFMCGmarket.Risingincomelevelshadledtoaclearincreaseinnon-foodexpenditure.ReadmoreNote(s):India;FY2009toFY2020Source(s):Crisil;Dabur;IndiaBrandEquityFoundation;McKinsey&Company;Nielsen;TechSciResearch;VarioussourcesCHAPTER

02EmploymentDistributionofruralworkersinIndiafromfinancialyear2021to2023,byindustryShareofruralworkersinIndiaFY2021-FY2023,bysectorAgricultureElectricity,wateretc.MiningandquarryingConstructionManufacturingTrade,hotelandrestaurantTransport,storageandcommunicationsOtherservices70%60.8%60%59%58.4%50%40%30%20%13.9%13%12.4%8.4%8.2%8.3%7.6%7.7%7.2%7.9%7.2%7%10%0%3.7%3.9%3.5%0.3%0.4%FY20210.3%0.4%FY20220.3%0.4%FY202313Description:AgriculturewasthemajorsourceofemploymentinruralIndiaaccountingforalmost60percentoftheworkforceduringthefinancialyear2022.Meanwhile,theconstructionsectorwasthemajoremployerwithinnon-agriculturalactivitiesduringthesameperiod.ReadmoreNote(s):India;FY2021toFY2023Source(s):MOSPIDistributionofruralhouseholdsinIndiafromJuly2021toJune2022,byemploymenttypeShareofruralhouseholdsinIndia2021-2022,byemploymenttypeShareofruralhouseholds20%

30%0%10%40%50%60%Self-employmentCasuallabour54%25.2%Regularwage/SalaryearningOthers13.8%7.1%14/statistics/1389271/india-share-of-rural-households-by-employment-typeBetweenJuly2021andJune2022,asmuchas54percentofruralhouseholdsinIndiawereself-employed.Itwasfollowedbycasuallaborjobs.Salary-earningjobsconstitutedonlyabout14percentoftheruralhouseholdemploymentstructure.

ReadmoreNote(s):India;July2021toJune2022Source(s):MOSPIDistributionofagricultureinruralemploymentinIndiafromfinancialyear1991to2022ShareofagricultureinruralemploymentinIndiaFY1991-202290%79.3%80%70%60%50%40%30%20%10%0%74.9%72.6%64.3%55.3%FY1991FY2000FY2005FY2012FY202215Description:Infinancialyear2022,over55percentoftheruralworkforceinIndiawasemployedintheagriculturesector.Thecountrynoticedadeclineintheshareofagricultureinruralemploymentsincethefinancialyear1991.ReadmoreNote(s):India;FY1991toFY2022Source(s):HDFCSecurities;VarioussourcesRateofunemploymentinruralandurbanIndiainfinancialyear2022,bygenderUnemploymentrateinruralandurbanIndiaFY2022,bygenderFemaleMale9%8%7%6%5%7.9%5.8%3.8%4%3%2%1%0%2.1%RuralUrban16Description:InruralIndia,morethantwopercentoffemalesandclosetofourpercentofmaleswereunemployed,whiletheunemploymentratewashigherinurbanIndia.Urbanwomenhadahigherunemploymentratethanruralwomeninthecountry.

ReadmoreNote(s):India;FY2022Source(s):MOSPIRateofunemploymentacrossruralIndiainfinancialyear2022,bystateandunionterritoryUnemploymentrateinruralIndiaFY2022,bystateRateofunemployment6%0%2%4%8%10%12%14%GoaManipurHaryanaKeralaNagalandPuducherryUttarakhandArunachalPradeshLakshadweepPunjabA.&N.IslandsD.&N.HaveliandDaman&DiuBihar17Description:Withanunemploymentrateof12.5percent,theruralareasofGoahadthehighestunemploymentrateinfinancialyear2022,followedbyManipur.Overall,urbanwomenhadahigherunemploymentratethanruralwomeninthecountryduringthesameperiod.ReadmoreNote(s):India;FY2022Source(s):MOSPINumberofhouseholdsprovidedemploymentundertheMahatmaGandhiNationalRuralEmploymentGuaranteeActinIndiafromfinancialyear2013to2024(inmillions)NumberofhouseholdsprovidedemploymentunderMGNREGAIndiaFY2014-FY20248075.572.570605040302010061.858.654.852.751.2251.1647.9448.1341.38FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY202418Description:TheMahatmaGandhiNationalRuralEmploymentGuaranteeActprovidedemploymenttoover58millionhouseholdsinthefinancialyear2024.Thenumberofhouseholdsprovidedemploymentwaspeakedinthefinancialyear2021duringtherecordedperiod.ReadmoreNote(s):India;FY2014toFY2024Source(s):MinistryofRuralDevelopment(India)CHAPTER

03IncomeandexpenditureAnnualgrowthinruralandurbanhouseholdsinIndiaduringfinancialyear2016and2021,byincomeclassGrowthinruralandurbanhouseholdsinIndiaFY2016-2021,byincomeclassRuralUrban30%25%20%15%10.6%14.2%9.4%12%8.9%6.7%8.5%10%5.8%7.3%3.5%5%10.5%7.3%6.2%1.1%0%0.4%-1.6%-5%Lessthan125000INR(Destiute)125,000INR-500,000INR(Aspirers)500,000INR-1.5millionINR(Seekers)1.5millionINR-3millionINR3millionINR-55millionINR-10

10millionINR-20Morethan20millionINR(Near

millionINR(Clear

millionINR(Sheer

millionINR(Super(Strivers)rich)rich)rich)rich)20Description:Betweenthefinancialyear2016and2021,thehighincomeclassruralhouseholdsgrewfasterthanurbansuperrichhouseholds.Therewasagrowthofover14percentinruralsuperrichhouseholds.Ontheotherhand,destituteclassifiedurbanhouseholdsgrewby7.3percent.ReadmoreNote(s):India;2021;thelatestsurveyisbasedon40,000householdsfrom25Indianstates.Source(s):PRICEChangeinfarmfamilyincomeinIndiaduringfinancialyear2012to2022,withestimatesuntil2024ChangeinfarmfamilyincomeinIndiaFY2012-FY20227%6%6%6%5%5%5%5%4%3%2%1%0%3%3%0%FY2017FY2018FY2019FY2020FY2021FY2022FY2023*FY2024*21Description:Inthefinancialyear2022,incomesforfarmfamiliesregisteredafivepercentgrowth.Healthycommoditypricesaidedasixpercentriseinruralincomes.Goingahead,theincomesinthesectorareexpectedtoremainstagnantduetolowerfarmcommoditypricesandanexpecteddeclineinMahatmaGandhiNationalRuralEmploymentGuarantee(MGNREGA)allocations.ReadmoreNote(s):India;FY2017toFY2022;*EstimatesThesourceuses50to55percentoffarmfamilyincomefromcultivation,dairyandMGNREGA,withrestfromwages,remittancesandothers).India'sfinancialyearbeginsinAprilandendsinMarch.[...]

ReadmoreSource(s):Crisil;NABARD;ReserveBankofIndia;UnionBudget(India);Varioussources(ComptrollerandAuditorGeneralofIndia)AveragemonthlyincomeinagriculturalhouseholdsinruralareasacrossIndiafrom2012to2019(in1,000Indianrupees)MonthlyincomeinagriculturalruralhouseholdsinIndia2012-20191210810.226.4364202013201922/statistics/1452774/india-farmers-average-monthly-incomeIn2019,theagriculturalhouseholdsinruralIndiaearnedanaveragemonthlyincomeofover10thousandIndianrupees.Thiswasanincreaseintheaveragemonthlyincomeoffarmersfrom2013whenthehouseholdsearned6.43thousandrupees.

ReadmoreNote(s):Asia,India;2012to2019Source(s):MOSPI;PIBRuralandurbaninequalitiesinhouseholdsmonthlypercapitaconsumerexpenditure(MPCE)inIndiafrom2011to2023,byfractileclassesRuralandurbaninequalitiesinhouseholdsMPCEIndia2023,byfractileclasses2011-122022-23140%120%100%80%60%40%20%0-5%5-10%10-20%20-30%30-40%40-50%50-60%60-70%70-80%80-90%90-95%95-100%23Description:In2022-23,therewasanincreaseininequalityamongthebottomthreeconsumptiongroups.Inthelowestconsumptiongroupof0-5%,therural-urbandifferencewas34%in2011-12andhasnowincreasedto46%in2022-23.However,thereisareductionoftherural-urbaninequalityamongtherestoftheconsumptiongroups.ReadmoreNote(s):India,APAC;2011to2023;261,746householdsacrossIndiaSource(s):MOSPIRuralandurbaninequalitiesinhouseholdsmonthlypercapitaconsumerexpenditure(MPCE)inIndiafrom2011to2023,byfractileclassesRuralandurbaninequalitiesinhouseholdsMPCEIndia2023,byfractileclasses2011-122022-23140%120%100%80%60%40%20%0-5%5-10%10-20%20-30%30-40%40-50%50-60%60-70%70-80%80-90%90-95%95-100%24Description:In2022-23,therewasanincreaseininequalityamongthebottomthreeconsumptiongroups.Inthelowestconsumptiongroupof0-5%,therural-urbandifferencewas34%in2011-12andhasnowincreasedto46%in2022-23.However,thereisareductionoftherural-urbaninequalityamongtherestoftheconsumptiongroups.ReadmoreNote(s):India,APAC;2011to2023;261,746householdsacrossIndiaSource(s):MOSPIAverageMonthlyPerCapitaConsumptionExpenditure(MPCE)inruralandurbanIndiainfinancialyear2023,byfractileclassesMPCEinruralandurbanareasinIndia2023,byfractileclassesAverageMPCEinIndianrupeesUrbanRural05,00010,00015,00020,00025,0002,0011,3730-5%5-10%2,6073,1573,7624,3484,9635,6621,7822,1122,4542,7683,0943,4553,8874,45810-20%20-30%30-40%40-50%50-60%60-70%70-80%80-90%90-95%95-100%6,5246,6387,6739,5825,35612,39920,82410,50125Description:Thebottom5percentoftheruralpopulationrankedbyMonthlyPerCapitaConsumptionExpenditure(MPCE),hadanaverageMPCEof1.3thousandIndianrupeeswhereasforthesamecategoryofpopulationinurbanareasitwasaround2thousandrupees.Ontheotherhand,thetop5percentofIndia'sruralandurbanpopulationshadanaverageMPCEofover10thousandand20thousandrespectively.

ReadmoreNote(s):India,APAC;FY2023;261,746householdsacrossIndiaSource(s):MOSPIAverageMonthlyPerCapitaConsumptionExpenditure(MPCE)inruralandurbanIndiainfinancialyear2023,byfractileclassesMPCEinruralandurbanareasinIndia2023,byfractileclassesAverageMPCEinIndianrupeesUrbanRural05,00010,00015,00020,00025,0002,0011,3730-5%5-10%2,6073,1573,7624,3484,9635,6621,7822,1122,4542,7683,0943,4553,8874,45810-20%20-30%30-40%40-50%50-60%60-70%70-80%80-90%90-95%95-100%6,5246,6387,6739,5825,35612,39920,82410,50126Description:Thebottom5percentoftheruralpopulationrankedbyMonthlyPerCapitaConsumptionExpenditure(MPCE),hadanaverageMPCEof1.3thousandIndianrupeeswhereasforthesamecategoryofpopulationinurbanareasitwasaround2thousandrupees.Ontheotherhand,thetop5percentofIndia'sruralandurbanpopulationshadanaverageMPCEofover10thousandand20thousandrespectively.

ReadmoreNote(s):India,APAC;FY2023;261,746householdsacrossIndiaSource(s):MOSPICHAPTER

04CreditValueofapprovedguaranteeswithinCreditGuaranteeFundTrustforMicroandSmallEnterprises(CGTMSE)inIndiainfinancialyear2021,bycategory(inbillionIndianrupees)ValueofapprovedguaranteeswithinCGTMSEfundIndiaFY2021,bycategoryGuranteevalueinbillionIndianrupees050100150200250PublicbanksNBFC223.8981.86Privatebanks52.34Foreignbanks3.842.412.131.95Scheduledurbanco-operativebanksRegionalruralbanksFinancialinstitutionsSmallfinancebanks

0.5728Description:Infinancialyear2021,over526thousandcreditguaranteesworthnearly223billionIndianrupeeswereapprovedbypublicbankswithintheCreditGuaranteeFundTrustforMicroandSmallEnterprises(CGTMSE)inIndia.Thiswasbyfarthebiggestcontributionwithinthetrust.Non-bankingfinancialcompanies(NBFCs)followedsecondwithguaranteesworthover81billionrupees.ReadmoreNote(s):India;FY2020Source(s):CGTMSENumberofPradhanMantriJan-DhanYojanarecipientsinIndiaasofAugust2023,byregionalruralbank(inmillions)NumberofPMJDYrecipientsinIndia2023,byregionalruralbankNumberinmillions0510152025PunjabNationalBankStateBankofIndiaBankofBaroda22.1120.4420.08BankofIndia10.63CanaraBank7.66CentralBankofIndiaBankofMaharashtraIndianOverseasBankUCOBank4.042.721.611.42IndianBank1.35Jammu&KashmirBankLtdUnionBankofIndia0.280.2429Description:ThePradhanMantriJan-DhanYojanainIndiahadnearly92millionbeneficiariesintheregionalruralsectorbanksasofAugust2023.PunjabNationalBankhadthehighestnumberofbeneficiariesofover22millionrecipients,followedbyStateBankofIndiawithover20millionrecipientsduringthemeasuredtimeperiod.ReadmoreNote(s):India;asofAugust2,2023Source(s):PMJDY;Varioussources(Datafromvariousbanks)OutstandingadvancesofregionalruralbanksinIndiafromfinancialyear2019to2022,bysector(inbillionIndianrupees)RegionalruralbanksoutstandingadvancesIndiaFY2019-2022,bysectorAgricultureMicrosmallandmediumenterprisesEducationHousingOthers3,5003,0002,5002,0001,5001,00050057.91220.250.16211.2721.3218.96416.0940.0823.58352.4198.1441.9926.34337.23395.432,331.45FY2021182.382,528.9FY20222,087.621,962.280FY2019FY202030Description:Infinancialyear2022,theagriculturalsector,withmorethan2.5trillionIndianrupeesinoutstandingadvances,accountedforthemaximumloanstakenfromtheregionalruralbanksinIndia.Otherprioritysectorswithsignificantoutstandingloansincludedmicrosmallandmediumenterprises,education,andhousing.ReadmoreNote(s):India;FY2019toFY2022;provisionalfiguresforFY2021.Source(s):NABARD;ReserveBankofIndiaNumberofKisanCreditCards(KCC)acrossIndiainfinancialyear2022,byleadingstate(inmillions)NumberofKisanCreditCardsinIndiaFY2022,byleadingstateNumberofcardsinmillions602481012UttarPradeshMaharashtraRajasthanMadhyaPradeshKarnatakaAndhraPradeshTelanganaOdishaWestBengal31Description:Infinancialyear2022,over10millioncreditcardswereoperativeundertheKisanCreditCardSchemeintheIndianstateofUttarPradesh.ItwasfollowedbyMaharashtraandAndhraPradeshwith6.9millionand6.2millioncardsrespectively.Intotal,71millioncardswereactivethatyear,adecreasecomparedtothepreviousyear.ReadmoreNote(s):India;FY2022Source(s):ReserveBankofIndiaShareofagriculturalhouseholdsindebtacrossIndiafrom2003to2019ShareoffarmerhouseholdsindebtinIndia2003-20196051.950.248.65040302010020032013201932Description:BasedontheNSSsurveyconductedin2019,overhalfofagriculturalhouseholdswereindebtacrossIndia.Thiswasanincreasecomparedto2003.Estimatesputfarmerdebtataround170millionrupeesasof2021.Thishasbeenoneoftheleadingreasonsamongfarmersuicidesinthecountry.ReadmoreNote(s):Asia,India;2003to2019Source(s):MOSPI;TheHinduValueofsavingsandloansoutstandingunderSelfHelpGroup-BankLinkagePrograminIndiafromfinancialyear2020to2022(inbillionIndianrupees)ValueofsavingsandloansunderSHG-BLPprograminIndiaFY2020-2022SavingsLoansoutstanding1,6001,4001,2001,0008001,510.51,080.81,032.9600472.4374.8400261.52000FY2020FY2021FY202233Description:Infinancialyear2022,self-helpgroups'(SHGs)savingswithbanksinIndiaincreasedfrom261billioninthefinancialyear2020toaround472billionin2022.LoansdisbursedtoSHGswitnessedadipin2021,however,thevalueofloansoutstandinggainedmomentumbythefollowingyear.ReadmoreNote(s):India;FY2020toFY2022Source(s):NABARDShareofloansoutstandingunderSelfHelpGroupsinIndiaasoffinancialyear2022,bybanktypeShareofloanoutstandingunderSHGsinIndiaFY2022,bybanktypeRuralco-operativebanks8%Regionalruralbanks30%Commercialbanks62%34Description:UndertheSelfHelpGroup-BankLinkagePrograminIndia,commercialbanksaccountedfor62percentoftheloansoutstandingforSelf-HelpGroups,asoffinancialyear2022.Incontrast,theregionalruralbanksaccountedfor30percentofloansoutstanding.ReadmoreNote(s):India;FY2022Source(s):NABARDCHAPTER

05InvestmentDistributionoffixedcapitalinvestmentinruralIndiain2023,byindustryShareoffixedcapitalinvestmentinruralIndia2023,byindustryInorganicchemicals2%Fertilisers2%AluminiumandAluminiumproducts3%Polymer5%Organicchemicals5%Steel28%Cement6%Otherelectronics8%Others15%Refinery26%36Description:In2023,thesteelindustryaccountedforapproximately28percentofthefixedcapitalinvestmentinruralIndia,closelyfollowedbytherefineryindustry,whichconstituted26percentofthetotalinvestment.Atthenationallevel,boththerefineryandsteelsectorsaresettoattractthehighestproportionofoverallinvestments.However,individualstatesprioritizeddifferentsegmentsbasedontheirpreferencesandregionalopportunities.

ReadmoreNote(s):India;2023Source(s):CMIE;HDFCSecurities;MOSPIShareofventuredebtinIndia2022,bysectorShareofventuredebtinIndia2022,bysectorEdtech2%Others13%SAAS3%Healthtech4%Fintech31%Logistics6%Agritech6%Consumer18%B2Bcommerce7%Retailtech10%37Description:In2022,fintechoccupied28percentofventuredebtdealsinIndia,followedbytheconsumersector.Venturedebtisatypeofloanofferedtoearly-stagepromisingcompanieswithventurecapitalsupport.VDcomestoplayatalaterstagewhenaventure-capitalbackedstartupreachesmaturity.Itisusuallyofferedbyventuredebtfundsorbanksinadditiontoequityfinancing.ReadmoreNote(s):India;2022Source(s):StrideVentures;TracxnTechnologiesVenturecapitalinvestmentinagritechinIndiafrom2018to2022(inbillionU.S.dollars)AgriTechfundinginIndia2018-20221.41.21.00.80.61.20.80.40.40.30.20.20.02018201920202021202238Description:Venturecapital(VC)investmentinAgriTechsectorofIndiaincreasedto1.2billionU.S.dollarsin2022.InvestorslikeAccelandSequoiaCapitalinvestedincompaniessuchasNInjacart,DeHaat,andBijak.ReadmoreNote(s):India;2018to2022Source(s):McKinsey&CompanyVenturecapitalinvestmentinagritechinIndiafrom2018to2022,bysector(inbillionU.S.dollars)AgritechfundinginIndia2018-2022,bysector0100200300400500600700707800DownstreamagtechEnd-to-endecosystem113DigitalsolutionsandprecisionagtechMidstreamagtech9280Agriculturebiotech63Farm-to-forkbrands4745UpstreamagtechAgriculturemechanization/automationAgriculturefintech8639Description:In2022,downstreamagtechreceived707millionU.S.dollarsinventurecapitalfunding,thehighestamongallagritechsectors.DownstreamagtechsareprimarilyB2BorB2Cplatformsthatconnectfarmerswithbusinessesandconsumers.End-to-endecosystem-platforms