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FOREIGHLANGUAGETEACHINGANDRESEARCHPRESSAIRFORCEENGINEERINGUNIVERTISY2Spendorsave–Thestudent’sdilemmaUnit5SectionA12025/5/7Amanwhobothspendsandsavesmoneyisthehappiestman,becausehehasbothenjoyments.

—SamuelJohnson(Englishwriter)Youmustlearntosavefirstandspendafterward.

—JohnPoole(Englishplaywright)25UNITThemoneygame22025/5/7SectionA

25ThemoneygameUNITSpendorsave–Thestudent’sdilemmaObjectivesTotalkaboutmoneyTofurtherunderstandthetextToapplythephrasesandpatternsTomastertheessaywritingskill32025/5/7ContentsASection

Warming-upActivities

TextStudy

LanguageApplicationSummarySpendorsave–Thestudent’sdilemma42025/5/7ASectionWarming-upActivitiesLead-inPre-readingActivitiesCulturalBackgroundSpendorsave–Thestudent’sdilemma52025/5/71.Howtomanagemoneyasacollegestudent?Createastrictbudgetandcommittostickingwithit;Prioritizeone’sfinancesbyidentifyingtheareasinwhichoneneedtospendmoney;Remembertosave;Avoidcreditcards;…62025/5/72.Whatdocollegestudentsspendtheirmoneyon?Tuitionandfees;Textbooksorotherschoolsupplies;Foodanddrink;Transportationintheformofbusortraintickets;Electronics,suchaslaptopsandsmartphones;Entertainment;…72025/5/7Readthefollowingsurveyquestionsregardingspendinghabitsofcollegestudents.Thencheck(√)alltheresponsesthataretrueforyou.82025/5/71.What’sthemainsourceofyourdailyexpenses?□Fromparents□Fromstudentloanorsubsidy□Fromscholarship□Frompart-timejob□Other(specify)__________92025/5/72.Howmuchareyourmonthlyexpenses?□500yuanorless□501-800yuan□801-1,000yuan□1,001-1,500yuan□Over1,500yuan102025/5/73.Doyouspendmoneybasedonyourbudget?□Always□Sometimes□Never112025/5/74.Whatcostsmostofyourmoneyasacollegestudent?□Food,clothingandothernecessities□Books□Entertainments□Other(specify)__________122025/5/75.Ifyouhaveextramoney,doyouprefertosaveitorspenditimmediately?□Saveit□Spendit132025/5/7Inthemoneymarkets,businessesgovernmentsandsometimesindividualsborroworlendfundsforshortperiodoftime.Usually1to120days.USTreasury-billsarethe_________moneymarketinstrument.Theyarefollowedbynegotiablecertificatedepositand___________paper.Listentoashortpassageconcerningmoneymarketsandfillinthemissinginformation.Tobecontinueddominantcommercial142025/5/7Listentoashortpassageconcerningmoneymarketsandfillinthemissinginformation.Othermoneymarketinstrumentstheyarenotlargein-volumeofstandingareimportantin____________marketandrepresentinvestmentalternariesformoneymarket____________.Itisaclosedsubstituteabilityofmarketinstruments,it______allthemoneymarkets.Tobecontinuedrespectiveparticipantslinks152025/5/7distinctivedealersandbrokersListentoashortpassageconcerningmoneymarketsandfillinthemissinginformation.Themoneymarketconsistofcollectionofmarketseachtradingat________financialinstrument.ThereisnoformalorganizationsuchasTheNewYorkStockExchangefortheequitymarkets.Centralactivitytothemoneymarketarethe__________________whospecializingoneormoremoneymarketinstruments.Tobecontinued162025/5/7Dealersbuysecuritiesfortheown_________andsellfromthesecurityinventerswhenthetrades____________.Brokersdonotactuallybuyorsellsecurities,andtheyonlyaccentuatethe_______transactionsatthebestpossibleprice.Theirprofitscomesfromcommissionschargedforthatservices.

positiontakeplaceclientListentoashortpassageconcerningmoneymarketsandfillinthemissinginformation.172025/5/7QuestionsPreviewing1.Whatdoesfinancialliteracyreferto?2.IntheUnitedStates,whatdoesStudentFinancialAidreferto?TipsTips182025/5/71.Whatdoesfinancialliteracyreferto?Theabilitytounderstandfinancialmatters;Thesetofskillsandknowledge;Allowsanindividualtomakeinformedandeffectivedecisionsthroughunderstandingoffinances.192025/5/72.IntheUnitedStates,whatdoesStudentFinancialAidreferto?Thefundingintendedtohelpstudentspayeducationexpensesincludingtuitionandfees,roomandboard,booksandsupplies,etc.foreducationatacollege,university,orprivateschool.202025/5/7MainIdea&StructureLanguageFocusCriticalThinking

TextStudyASectionSpendorsave–Thestudent’sdilemma212025/5/7TipsBecausewhenthegovernmentencouragespeopleto____________togetoutoftherecession,theyalsoadvicepeopleto__________.Similarly,whenbanksofferhigher____________toincreasesavingstheysend________________toletpeoplespendmore.savemoreinterestratesAccordingtothewriter,whydothemessageswegetfromourenvironmentseemtodefycommonsenseandcontradicteachother?(Para.1)spendmoneycreditcardoffers222025/5/7Anotherfamiliarexample.(Para.2)Don’tpayontimeAssoonaswepayCreditCardBillwegetdemanding,nastyemailssaying:“Yourfailuretopayisunacceptable.Payimmediatelyoryou’llbeintrouble!”wegetanemailinacharmingtonetellingushowvaluableacustomerweareandencouragingustoresumespending.232025/5/7Weareconfusedand____________bytwocontradictorymessagesthatwegetfromourenvironment.Thegovernmenttellsusto________________________________________________.Andcreditcardcompanyalsosentuscontradictorymessage:___________________________________________?PartI—(Paras.1-__)2

spendandatthesametimetheytellsustosavemore

Arewefailingconsumersorvaluedcustomersmanipulated242025/5/7Twosetsofmessages(Paras.3-5)“Upright”message,whichurgesus,“Workhardandsave._____________________.Avoidluxuries.__________________formorethanyoutrulyneed.”Thismessagecomestousfrom_______,from_______,evenfrompoliticalfiguresreferringto“_______________”.“Permissive”message,“Buy,spend,getitnow.Youneedthis!”,is___________.Advertisements______ourdailylives.Theessentialmessageiscementedintoourconsciousness,“It’sgoodto__________________.Youshouldhavewhatyouwant.Youdeservethebest.So,youshould___________!”SuspendyourdesiresControlyourappetiteschoolparentstraditionalvaluesinescapableinvadesatisfyyourdesiresbuyit–now252025/5/7Twosetsofmessages(Paras.3-5)“Upright”message,whichurgesus,“Workhardandsave._____________________.Avoidluxuries.__________________formorethanyoutrulyneed.”Thismessagecomestousfrom_______,from_______,evenfrompoliticalfiguresreferringto“_______________”.“Permissive”message,“Buy,spend,getitnow.Youneedthis!”,is___________.Advertisements______ourdailylives.Theessentialmessageiscementedintoourconsciousness,“It’sgoodto_________________.Youshouldhavewhatyouwant.Youdeservethebest.So,youshould___________!”SuspendyourdesiresControlyourappetiteschoolparentstraditionalvaluesinescapableinvadesatisfyyourdesiresbuyit–nowWHY?Hardwork,familyloyalty,andthecapacitytopostponedesiresarecoreAmericanvaluesthathavemadeourcountrygreat.onTV,inmovies,onprintedmediaandroadsigns,instores,andonbusses,trainsandsubways.Theonlytimeyoucanescapeadvertisingiswhenyou’reinyourbedasleep!Bytheageof18,theaverageAmericanwillhaveseen600,000ads;bytheageof40,thetotalisalmostonemillion.262025/5/7Whathappensaswetakeinthesecontradictorybutexplicitmessages?Whatarethepsychologicalandsocialconsequencesofthiscampaigntocontrolourspendinghabits?(Para.6)Wewantmorethingsbecausewewanttosatisfyourmaterialappetite.Mostofusderivepleasurefromtreatingourselves.Watchout,takestockofyourlife,don’tletyourattentiongetscattered.Postponeyourdesires.Don’tfallintodebt.Wait!Retaincontroloveryourownlife.Itwillmakeyoustronger.272025/5/7Everydaywegettwosetsofmessagesatoddswitheachother.The“________”messageurgesustoworkhardandsave,suspendourdesires,andavoidluxuries.The________________________urgeustospend.theessentialmessagefromadsisanyhow_____________________________already.Aspsychologicalandsocialconsequences,peopleget________withthetwocontradictorymessages.PartII—(Paras.3-__)6permissiveadvertisements

cementedintoourconsciousnessuprightconfused282025/5/7Whyshouldstudentsconsiderfinancialwell-beingasakeyingredientofuniversityeducation?(Para.7)TipsBecausemoneyworriescanmakestudentsfeelterribleandhindertheirabilitytofocusontheirmaingoal:tosuccessfullycompletetheireducation.292025/5/7Whatcanstudentsdotobefinanciallyhealthyandhavenomoneyworries?(Para.8)TipsTheycangoto:financialliteracyclasses;school’sfinancialaidoffice;seekinputfromparentsorotheradults;findapartner;askforhelp…302025/5/7AneducatedconsumerandsaverBalancespendingandsavingCaptainofyourownshipSuccessfulandproductivedirectionWhatconclusioncanyoudrawfromthetext?(Para.9)LearntoSteerinBecome312025/5/7PartIII—Paras.7-9Studentsshouldlearnhowtobecomeasmartand_________consumerandhowtosuccessfully___________________,whichwillhelpthemgainasuccessfulandproductionlife.educatedmanagetheirfinances322025/5/7Introduction(Paras.1-2)We’reconfusedandmanipulatedbytwocontradictorymessages-

spendorsave?(Para.1)Thegovernmenttellsustospendmoretohelpendtherecession.Bankssendcreditcardstoencouragemorespending.Theyalsotellustosavemoreforourfinancialwell-being.Banksofferhigherinterestratestoencouragesavingmore.332025/5/7Exampleofcontradictorymessages:afailingconsumeroravaluedcustomer?(Para.2)Introduction(Paras.1-2)Ifwedon’tpayourcreditcardbill,wegetnastyemailssaying:“Yourfailuretopayisunacceptable.Payimmediatelyoryouwillbeintrouble!”Assoonaswepay,wegetanemailinacharmingtone,addressingusasvaluablecustomersandencouragingustoresumespending.342025/5/7Body:paradoxofthetwosetsofmessages(Paras.3-6)The“upright”messageurgesustoworkhardandsave,suspendourdesires,avoidluxuries,andcontrolourappetiteformorethanwetrulyneed.Thismessagecomestousfrommanysourcessuchasschool,parents,andevenpoliticians.(Para.3)Theoppositepermissivemessagestospendareeverywherearoundus:onTV,roadsigns,etc.Theessentialmessageiscementedintoourconsciousnessfromads:It’sgoodtosatisfyourdesires;wedeservewhatwewantandthebestwewant.(Paras.4-5)352025/5/7Thepsychologicalandsocialconsequencesofthecontradictorymessage(Para.6)Ononehand,wealwayswantmorethingsbecausewewanttosatisfyourmaterialappetite.Mostofusderivepleasurefromtreatingourselves.Ontheotherhand,alittlevoicewarnsus:watchout,postponeyourdesires,don’tfallintodebt,andretaincontroloveryourownlife.Body:paradoxofthetwosetsofmessages(Paras.3-6)362025/5/7Conclusion(Paras.7-9)Itisimportanttolearnhowtobalancespendingandsavingtomakeyourlifebetter.(Para.9)Successfullymanageyourfinancessothatyoucanfocusonyourprimarygoal.(Para.7)Advice:attendfinancialliteracyclasses,consultwithsomeonetohelpsetupabudget,findapartnertostayontrackandgetpleasurefromadministratingyourownfinancialaffairs.Mostimportantly,seekhelpbeforeyourfinancialproblembecomesworse.(Para.8)372025/5/7Spendorsave–thestudent’sdilemma

Ithinkthatthemessageswegetfromourenvironmentseemtodefy_____________andcontradicteachother.Thegovernmenttellsustospendandalsoto______more.Banksofferhigherinterestratessowecanincreasesavingsandalsosendus_________offerssowecanspendmore.

Ifwedon’tpayourcreditcardbillontime,thecommonsensesavecreditcardTobecontinued382025/5/7creditcardcompanywillwarnus.Assoonaswepay,thecompanywilltellushow________acustomerweareandencourageusto________________.Wegettwosetsofmessagesat_________eachother.Oneisthe“permissive”perspective---advertising’spermissivemessageis___________;Theotheris“________”message.Whathappensaswetakeinthesecontradictorybutexplicitmessages?Tobecontinuedvaluable

resumespendingoddswithuprightinescapable392025/5/7Ononehand,wewantmorethingsbecausewewanttosatisfyour______________.Ontheotherhand,wehopeto_________ourdesires.Anyway,manyoftheskillsyouneedasasuccessfulstudentcanbeappliedtoyour________.Moneyworriesareextremely_________and_________.So,howcanyoubeasmartandeducatedconsumer?materialappetitepostpone

financesstressfuldistractingTobecontinued402025/5/7Consider______________classesorschool’sfinancialaidofficeorseekinputinsettingupa_______.Youcanalsofindinga_______tohelpyoustayontrackandfind________intheadministration.Mostimportantly,don’tletyourego______________andurgentlygethelp.Asyoulearntobalancespendingandsaving,youwillhaveasuccessfuland__________life.financialliteracybudgetpartnerpleasuregetinyourwayproductive412025/5/7PracticalPhrasesSpecificMeanings1.

referto提到;谈到2.noshortageof不缺少;不缺乏3.derivesth.fromsth.得到,获得(优势或愉快的感受)4.takein领会;理解;记住5.takestock(ofsth.)(对形势)作出估计

(判断)6.ontrack在(可能通向成功的)

轨迹上422025/5/7提到;谈到(mention/referto)Althoughshedidn’tmentionanynames,everyoneknewwhoshewasreferringto.referto短语逆译短语应用尽管她没有提任何人的名字,但大家都知道她指的是谁。意群提示432025/5/7不缺少;不缺乏(goaheadwith/project/noshortageof)Youmaygoaheadwiththeproject;thereisnoshortageoffunds.noshortageof短语逆译短语应用你们可以继续进行这个项目,资金并不缺乏。意群提示442025/5/7得到,获得(优势或愉快的感受)(derivefrom/satisfaction/introduction)Manystudentsderivedenormoussatisfaction

fromtheintroductiontoartcourse.derivesth.fromsth.短语逆译短语应用许多学生从这门艺术入门课程中得到了巨大的满足。意群提示452025/5/7领会;理解;记住Itwasaninterestingexhibition,buttherewastoomuchtotakeinallatonce.takein短语逆译短语应用这是一个有趣的展览,但要一下子记住所有的东西太多了。意群提示(exhibition/toomuch/takein)

462025/5/7(对形势)作出估计(判断)(takestockof/position)Wehadtotakestockofourpositionbeforewecoulddecidewhattodonext.

takestock(ofsth.)短语逆译短语应用我们在决定下一步做什么以前,必须对我们的处境作出判断。意群提示472025/5/7在(可能通向成功的)轨迹上(run/accordingto/ontrack)Everythingisrunning

accordingtoourplan,sowe’restillontrackfor10%growth.短语逆译短语应用一切都在按照我们的计划进行,所以我们仍有可能达到10%的增长率。意群提示ontrack482025/5/7FunctionalPatternsFunctions&UsagesHere’sanotherfamiliarexample:…用于列举“人们熟知的事例”。2.

It’sbeencalculated

that…用于引出“有说服力的数据”。3.Assb.learntodosth.,sb.willdosth.用于表达“某人学会某事就会有所收获”。492025/5/7这里还有一个大家熟悉的例子:如果我们不按时支付信用卡账单,我们会收到从信用卡公司发来类似这样的令人讨厌的催缴账单的电子邮件……原句译文逆译练习Here’sanotherfamiliarexample:Ifwedon’tpayourcreditcardbillontime,wegetdemanding,nastyemailsfromthecreditcardcompanysayingsomethinglike…句型提炼502025/5/7Here’sanotherfamiliarexample:…句型提炼应用提示用于列举“人们熟知的事例”。句型应用512025/5/7(gourmet/besoldon/PekingDuck)典型例句这里还有一个大家熟悉例子:“西方美食家已对北京烤鸭极有兴趣.”意群提示Hereisanotherfamiliarexample

:“WesterngourmetsaresoldonPekingDuck.”522025/5/7据计算,普通的美国人到18岁时,会看过60万个广告。原句译文逆译练习It’sbeencalculatedthatbytheageof18,theaverageAmericanwillhaveseen600,000ads.句型提炼532025/5/7It’sbeencalculatedthat…

句型提炼应用提示用于引出“有说服力的数据”。

句型应用542025/5/7(calculate/population/double)典型例句据计算,世界人口在本世纪末将要增加一倍。意群提示It’sbeencalculatedthattheworld'spopulationwilldoublebytheendofthecentury.552025/5/7学会了如何平衡支出和储蓄,你就会成为你自己的船长,驾驶着你的生活之帆,乘风破浪,驶向成功和富饶。原句译文逆译练习Asyoulearntobalancespendingandsaving,youwillbecomethecaptainofyourownship,steeringyourlifeinasuccessfulandproductivedirectionthroughthechoppywaters.句型提炼562025/5/7Assb.learntodosth.,sb.willdosth.句型提炼应用提示用于表达“某人学会某事就会有所收获”。句型应用572025/5/7(dive/appreciate/magnetism/toyourheartcontent)典型例句学会了潜水就会见到海下的美丽景色,尽情领略大海的魅力。意群提示Asyoulearntodive,youwillseethebeautifulviewunderthesea,appreciatingthemagnetismoftheseatoyourheartcontent.582025/5/7

艰苦创业,忠于家庭,能推迟欲望是美国价值观的核心,它使我们的国家变得强大。

a.Hardwork,familyloyalty,andthecapacitytopostponedesiresarecoreAmericanvaluesthathavemadeourcountrygreat.(Para.3,L6)592025/5/7我爱自己。我是自己的好朋友。我只做让我感觉舒服的事。我从精美的东西里得到乐趣,并感觉它们给我滋养。我

过去做事常延迟购买,但再也不会了。

b.Iloveme.I’magoodfriendtomyself.Idowhatmakesmefeelgood.Iderivepleasurefromnicethingsandfeelnourishedbythem.Iusedtoputthingsoff.Notanymore.(Para.5,L8)602025/5/7“当心,要掂量掂量自己的生活,不要让注意力分散。推迟欲望。不要陷入债务。要等待!保留对自己生活的控制权。这样你会更坚强。”

c.Watchout,takestockofyourlife,don’tletyourattentiongetscattered.Postponeyourdesires.Don’tfallintodebt.Wait!Retaincontroloveryourownlife.Itwillmakeyoustronger.(Para.6,L5)612025/5/7学会了如何平衡支出和储蓄,你就会成为你自己的船长,驾驶着你的生活之帆,乘风破浪,驶向成功和富饶。

d.Mostimportantly,ifyoufindyourselfgettingintofinancialtrouble,don’tletyouregogetinyourway;urgentlygethelpwithtacklingyourproblembeforeitspinsoutofcontrolandlandsyouinlegaltroubles.(Para.8,L6)622025/5/7Whataresomeoftheeffectivetechniquesusedtopromotethesellingofvariousproducts?Doyouprefertospendorsave?Why?Howdoyouknowwhetheryou’reoverspendingornot?TipsTipsTips632025/5/7

Offerdiscountprices;

Sendgiveaways;

AssociatewithnewtechnologieslikeInternetmarketing;Comparewithothermerchandises.Whataresomeoftheeffectivetechniquesusedtopromotethesellingofvariousproducts?642025/5/7\\2.Doyouprefertospendorsave?Why?•IwillspendbecauselifeissoshortandIdon’twanttobethriftyorspendmoneycarefully,whichwilldrivemecrazy.IonlyknowIshouldenjoymylifewhileI’mstillyoungandhealthy.•Iwillsavebecausewiththeworseningeconomicsituationeverywhere,Idon’tknowwhatcouldhappentomeinthefuture.Toberesponsibleformyself,Ihavetosavesomemoneyforthefuture.652025/5/7

WhenIdon’thavemuchpocketmoneywithme.WhenIwanttobuysomethinginexpensivebutIcan’taffordit.WhenIdon’thavemoneytohangoutwithmyfriendsandclassmates.WhenIseemanythingsIdon’tneedsurroundingme.3.Howdoyouknowwhetheryou’reoverspendingornot?662025/5/7

Howdoyouunderstandthefollowingquotes“金钱往往成为真正情义的障碍物。”and“Money

isagoodsoldier,itcangivepeoplethecourageinstantly”?

AccordingtoZouTaofen(邹韬奋),Moneyoftenbecomesthehindranceforchasingtruefriendship.Thepersonwithwealthymayalwaysfeeljoyless,fortheythinkothersassociatewithheorsheisforthemoneyonly.ButShakespearethoughtmoney

isveryimportant.Itmakespeoplefullofenergy.Weknowmoneymeansfood,clothing,

books,etc.Familiesandpeopleneedittobuythingstheymusthave.Inthiswaysocietyexists,andtheworld

prospers.672025/5/7

Q:Whatarethesixstepsforsavingmoneymentionedinthepassage?Listentoashortpassageanddiscussthefollowingquestion.Tips682025/5/7

Whatarethesixstepsforsavingmoneymentionedinthepassage?Youneedtosetambitiousgoalstoencourageyoutosavemoney;Formmanymoney-savinghabitswhilestayawayfromthosethatwastemoney;

Economizeyourdailyexpense;Keepaneyeondiscountsinformation;Economizeyoursociallife.;Whilereducingtheexpenditures,youneedtobroadenyourwayearningmoney.692025/5/7ASectionLanguageApplicationWritingDevicesOralReproductionParagraphTranslationSpendorSave–TheStudent’sDilemma702025/5/7Learnacomparison/contrastessayTostartwith,ifyouhavetwoitemstocompareorcontrast,thefirststepistofigureouthowtheyaresimilarandhowtheyaredifferent.ifyouarecomparingorcontrastingtwoprofessors,youmightdosoonthesepoints:homeworkassignment,typeofexam,classorganization,gradingsystemandstyleofteaching.

Thechartbelowillustrateshowyoucanlistyourpoints:tobecontinued712025/5/7Pointstocompare/contrastProfessorAProfessorBhomeworkassignmentassignmentdueforeveryclasshardlyanytypeofexamessaymultiplechoicesandessayclassorganizationwellorganizedfreeandeasygradingsystem50%quiz,50%essayexam100%essayexamstyleofteachinglectureclassdiscussion,Q&Asectiontobecontinued722025/5/7Learnacomparison/contrastessayThenextstepistostudyyourlistanddecidewhethertowriteaboutsimilaritiesordifferences,orboth.Itisusuallybesttoconcentrateononeortheother.Ifyouseethattherearemoresimilaritiesonthelist,youmightneedtoomitdifferences,orviceversa.Thewaytoorganizeyourpointsinyouressayiseitherpoint-by-pointorsubject-by-subject.

Pleasetakealookatthechartbelowtoseehowyoucanorganizethedetailswiththispattern:tobecontinued732025/5/7tobecontinuedSubject-by-subjectProfessorAAHomeworkassignmentBClassorganizationCStyleofteachingProfessorBAHomeworkassignmentBClassorganizationCStyleofteaching742025/5/7Let’slookatParagraphs3&4ofTextAtoseehowcomparisonandcontrastmethodisusedtodevelopideas:752025/5/7Theparadoxisthateverydaywegettwosetsofmessagesatoddswitheachother.Theotherwecouldcallan“upright”message,whichurgesus,“Workhardandsave.Suspendyourdesires.Avoidluxuries.Controlyourappetiteformorethanyoutrulyneed.”Thismessagecomestousfrommanysources:fromschool,fromparents,evenfrompoliticalfiguresreferringto“traditionalvalues”.Hardwork,familyloyalty,andthecapacitytopostponedesiresarecoreAmericanvaluesthathavemadeourcountrygreat.(Para.3)Buttheoppositemessage,advertising’spermissivemessage,isinescapable.Thoughsometimesdisguised,themessagesareeverywherewelook:onTV,inmovies,onprintedmediaandroadsigns,instores,andonbusses,trainsandsubways.Advertisementsinvadeourdailylives.Weareconstantlysurroundedbythemessagetospend,spend,spend.Someonerecentlysaid,“Theonlytimeyoucanescapeadvertisingiswhenyou’reinyourbedasleep!”(Para.4)762025/5/7Readthesamplecomparison/contrastessayandseehowitdevelopswiththesubject-by-subjectpattern.772025/5/7Topic:Thriftpeoplevs.lavishpeopleIntroduction:Thesisstatement:It’salwaysinterestingtocomparetwogroupsofpeoplewholiveinentirelydifferentlifestyles.tobecontinued782025/5/7Body:SubjectA:Peoplewholivethriftily•Goshoppingwhenthingsareonsale;•Tryeverymeanstoconserveelectricity;•Seldomeatatrestaurants.SubjectB:Peoplewholivelavishly•Goshoppinganytimetheywant;•Neverconserveelectricity;•Ofteneatatfancyrestaurants.tobecontinued792025/5/7Conclusion:Peoplealwayshavetheirownlifestyles;somearethriftierthanothers.tobecontinued802025/5/7Sample:Whileitisgoodtoenjoyspendingmoney,somepeoplemayprefersavingmoneyforthefuture.Theyaregroupedasthriftypeople,whilepeoplewhodon’tcareaboutsavingmoneycanbecallednon-thriftypeople.It’salwaysinterestingtocomparethesetwogroupsofpeoplewholiveinentirelydifferentlifestyles.tobecontinued812025/5/7Sample:Thriftypeopletendtousetheirmoneyverycarefully.Theyoftensay,“Apennysavedisapennyearned.”So,theydon’tgoshoppingunlessthereisalargesaleonthethingstheyneed.Bydoingthis,theycanusuallysaveabout30percentofmoneytheyotherwisehavetospend.Similarly,theyoftenconserveelectricity.Forexample,theydon’toftenuseairconditioninginsummer;instead,theyuseelectricfans.Finally,theydon’tofteneatoutatrestaurants.Theycalculatethatbycookingathometheycanprobablysavealargesumofmoneyeachmonth.tobecontinued822025/5/7Sample:Incontrast,non-thriftypeopleoftenspendmoneycarelesslyandlavishly.Theyneverwaitforasaleiftheywanttoshop.Theygoshoppinganywhereandanytimetheywant.Also,theyneverthinkaboutsavingelectricitytoreducetheirbill.Theyliketohavetheirairconditioningon24hoursadayinsummer.Moreover,theyofteneatoutandprefergoingtofancyrestaurants.Theynevercarewhethertheycansavemoneybyeatingathomeoronlybyorderingspecialsofferedatrestaurants.tobecontinued832025/5/7Sample:Inconclusion,peoplealwayshavetheirownlifestyles,andsomearethriftierthanothers.Themostimportantthingisthatpeopleshouldchoosealifestylethatismeaningfultothemandcanmakethemfeelhappy.842025/5/7WritingpracticeDirections:Writeanessayofnolessthan150wordsononeofthefollowingtopics.Onetopichasanoutlineyoucanfollow.852025/5/7Topic:BryanandPeterIntroduction:Thesisstatement:EventhoughBryanandPeterareclosefriends,theirspendinghabitisverydifferent.Body:SubjectA:Bryan•Onlyspendsmoneywhenit’snecessary;•Savesmoneywheneverhecan.SubjectB:Peter•Oftenspendsmoneyonexpensiveitems;•Neversavesanymoneyforthefuture.Conclusion:BryanandPeterareverydifferentinthewaytheyspendmoney.862025/5/7Moretopics:•Twodifferentteachingstyles•Mytwobestfriends872025/5/7Youareexpectedtogiveaspeechonthetopic---MyUnderstandingofMoney.Makeaspeechonthefollowingtopic.

882025/5/7PartI.Openingpartofthespeech1.Definitionofmoney;2.Functionofmoney;3.Attributeofmoney.TobecontinuedYo

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