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中国银行2025笔试英文行测高频题含答案浙江地区一、选词填空(共5题,每题2分,总计10分)(本部分考察词汇在语境中的准确运用,结合金融与商业场景)1.Theglobalfinancialmarketishighly__________togeopoliticaltensions,whichmayleadtoincreasedvolatility.A.sensitiveB.flexibleC.resistantD.predictable2.Toenhancecustomerengagement,thebankplanstointroduceamore__________mobilebankingappwithpersonalizedfeatures.A.staticB.dynamicC.rigidD.passive3.TheeconomicpoliciesimplementedbytheChinesegovernmentaimto__________sustainablegrowthwhilemaintainingstability.A.promoteB.hinderC.postponeD.neglect4.ThenewtradeagreementbetweenChinaandtheEUwill__________theflowofcapitalandgoodsbetweentheregions.A.restrictB.facilitateC.diminishD.discourage5.Despitethepandemic,thefintechsectorinZhejiangprovincehasshownremarkable__________ininnovationandadoption.A.stagnationB.resilienceC.declineD.hesitation二、阅读理解(共4题,每题3分,总计12分)(本部分选材涉及金融科技、区域经济发展等主题,考察信息提取与逻辑分析能力)Passage1Therapiddevelopmentofartificialintelligencehastransformedthebankingindustry,particularlyin浙江省(ZhejiangProvince),wheremanyfinancialinstitutionshaveadoptedAI-drivensolutionstoimproveefficiency.AccordingtoareportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),AIapplicationsinZhejiang’sbankingsectorhavereducedoperationalcostsby20%andenhancedriskmanagementcapabilities.However,challengesremain,suchasdataprivacyconcernsandtheneedforskilledprofessionalstodevelopandmaintainthesesystems.1.WhatistheprimarybenefitofAIinZhejiang’sbankingsector?A.IncreasedcompetitionB.ReducedoperationalcostsC.GreaterregulatoryoversightD.Highercustomerfees2.Whatchallengesarementionedinthepassage?A.LackoffundingB.DataprivacyandtalentshortagesC.OverregulationD.Limitedcustomeradoption3.Whichregulatorybodyisreferencedinthepassage?A.People’sBankofChinaB.ChinaBankingandInsuranceRegulatoryCommissionC.ChinaSecuritiesRegulatoryCommissionD.ChinaInsuranceRegulatoryCommission4.WhatregionishighlightedasaleaderinAIadoptioninthebankingsector?A.GuangdongB.JiangsuC.ZhejiangD.ShandongPassage2TheBeltandRoadInitiative(BRI)hashadasignificantimpactoncross-bordertrade,particularlyinZhejiang’sportcitieslikeNingboandShanghai.AstudybytheWorldBankfoundthatBRI-relatedtradevolumeinZhejiangincreasedby35%between2013and2023.However,theinitiativealsofacescriticismforpotentialdebtsustainabilityissuesinsomeparticipatingcountries.Chinesepolicymakersareworkingtoaddresstheseconcernsbypromotingmorebalancedeconomicpartnerships.5.WhichportcitiesinZhejiangarementionedinthepassage?A.HangzhouandWenzhouB.NingboandShanghaiC.ZhoushanandTaizhouD.FuzhouandXiamen6.AccordingtotheWorldBankstudy,whatwastheimpactofBRIonZhejiang’stradevolume?A.A20%increaseB.A35%increaseC.A50%increaseD.Nosignificantchange7.WhatisonecriticismoftheBRImentionedinthepassage?A.HightransportationcostsB.DebtsustainabilityissuesC.LimitedmarketaccessD.Inadequateinfrastructure8.WhatactionareChinesepolicymakerstakingtoaddressBRI-relatedconcerns?A.IncreasingtradebarriersB.PromotingbalancedeconomicpartnershipsC.ReducinginvestmentinparticipatingcountriesD.Focusingsolelyondomesticgrowth三、句子改错(共5题,每题2分,总计10分)(本部分考察语法与表达准确性,结合金融术语)1.Thenewcreditpolicywilleffectivefromnextmonth,requiringborrowerstoprovidemorecollateral.2.Despitetheeconomicdownturn,thedemandforgreenbondsinZhejiangremainsstrongduetoincreasingenvironmentalawareness.3.Thebank’sdigitaltransformationhasimprovecustomersatisfaction,asevidencedbytheriseinappdownloads.4.Iftheinterestratecontinuestorise,itmaynegativelyimpacttherealestatemarketinHangzhou.5.Theregulatorycommitteewillmeetnextweektodiscusstheapprovalofthenewfintechlicensingframework.四、完形填空(共5题,每题2分,总计10分)(本部分考察篇章逻辑与词汇搭配,选材涉及银行业数字化转型)ThebankingsectorinChinahasundergonesignificantchangesinrecentyears,largelydrivenbytechnologicaladvancements.__________(1)theriseoffintech,traditionalbankshavebeenforcedto__________(2)innovativesolutionstostaycompetitive.Onekeyareaoffocushasbeendigitaltransformation,whichhas__________(3)thewayfinancialservicesaredelivered.Forinstance,mobilebankingappshave__________(4)increasinglysophisticated,offeringfeaturessuchasAI-poweredchatbots,real-timefinancialadvice,andseamlesscross-bordertransactions.__________(5),whilethesetechnologieshaveimprovedefficiency,theyalsoraiseconcernsaboutdatasecurityandprivacy.Banksmuststrikeabalancebetweeninnovationandriskmanagementto__________(6)customertrust.1.A.WithB.DespiteC.WithoutD.Becauseof2.A.adoptB.ignoreC.rejectD.dismiss3.A.revolutionizedB.simplifiedC.standardizedD.complicated4.A.becomeB.remainC.turnedD.turnedouttobe5.A.MoreoverB.HoweverC.ThereforeD.Otherwise6.A.maintainB.undermineC.destroyD.neglect五、翻译填空(共5题,每题2分,总计10分)(本部分考察中英互译能力,选材涉及金融政策与区域经济)ChinesetoEnglish:中国政府将继续优化金融监管政策,以促进浙江省数字经济的高质量发展,同时确保金融市场的稳定。EnglishtoChinese:Therapidadoptionofblockchaintechnologyinthelogisticssectorisexpectedtoenhancetransparencyandefficiencyinsupplychainmanagement,benefitingbusinessesacrossZhejiangprovince.1.optimize→________2.promote→________3.ensure→________4.high-quality→________5.transparency→________EnglishtoChinese:TheestablishmentoftheFreeTradePortinNingbo-ZhoushanfurtherstrengthensZhejiang’spositionasakeyhubforinternationaltrade,attractingmoreforeigninvestment.1.establish→________2.strengthens→________3.hub→________4.attracting→________5.investment→________答案与解析一、选词填空1.A(sensitive:sensitiveto-对...敏感)2.B(dynamic:dynamicapp-动态的)3.A(promote:promotegrowth-促进增长)4.B(facilitate:facilitateflow-促进流动)5.B(resilience:resiliencein-弹性)二、阅读理解1.B(reducedoperationalcosts-降低成本)2.B(dataprivacyandtalentshortages-数据隐私和人才短缺)3.B(ChinaBankingandInsuran

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