交通银行佳木斯市向阳区2025秋招笔试英语题专练及答案

交通银行佳木斯市向阳区2025秋招笔试英语题专练及答案第一部分：词汇选择（10题，每题1分）（本部分考查基础词汇与语境理解能力，结合金融行业与东北地区特点设题）1.Thenewfinancialpolicyaimsto_______smallbusinessesbyreducinginterestrates.A.supportB.weakenC.limitD.ignore2.Despitetheeconomicdownturn,thedemandfordigitalbankingservicesinJiamusiremains_______.A.stagnantB.fluctuatingC.stableD.declining3.Thebank’sbranchinXiangyangDistricthasachieveda_______growthrateinthepastyear.A.marginalB.dramaticC.negligibleD.gradual4.To_______compliancerisks,thebankconductsregularauditsofitsoperations.A.mitigateB.enhanceC.ignoreD.exaggerate5.Theregionalofficeisresponsiblefor_______localmarkettrendsandadjustingstrategiesaccordingly.A.monitoringB.neglectingC.disruptingD.ignoring6.Theloanofficeremphasizedtheimportanceof_______personalcredithistorywhenapplyingforamortgage.A.preservingB.damagingC.disregardingD.maintaining7.Thebank’smobileapphasbeenupdatedto_______userexperienceandsecurity.A.deteriorateB.improveC.complicateD.undermine8.TheregionaleconomyofJiamusiisslowly_______asinvestmentsincrease.A.recoveringB.collapsingC.stagnatingD.deteriorating9.The_______ofonlinetransactionshasreducedpaperworkandsavedtimeforcustomers.A.adoptionB.rejectionC.prohibitionD.abandonment10.Thebank’sCSRprogramfocuseson_______environmentalsustainabilityintheregion.A.promotingB.underminingC.ignoringD.neglecting第二部分：阅读理解（5题，每题2分）（本部分选文涉及金融行业、区域经济及银行管理，考查信息筛选与逻辑推理能力）Passage1TheBankofJiamusihasrecentlylaunchedapilotprogramtopromotegreenfinanceinXiangyangDistrict.Theinitiativeaimstosupportlocalbusinessesthatinvestinrenewableenergyandsustainablepractices.Byofferingpreferentialloansandtaxincentives,thebankhopestoreducecarbonemissionsintheregion.Preliminaryresultsshowthatsmall-scalesolarfarmsandeco-friendlymanufacturingprojectshavereceivedsignificantfunding.However,challengesremain,includinghighinitialcostsandlimitedawarenessamongentrepreneurs.Thebankplanstoexpandtheprogramnextyearwithmoreeducationalworkshopsandpartnershipswithenvironmentalorganizations.Questions:1.Whatistheprimarygoalofthebank’spilotprogram?A.Toreduceinterestratesforallcustomers.B.TosupportrenewableenergyprojectsinXiangyangDistrict.C.Toincreasethenumberofbankbranchesintheregion.D.Topromotetraditionalindustries.2.Whatchallengesdoestheprogramface?A.Insufficientfundingfromthegovernment.B.Highinitialcostsandlowawarenessamongbusinesses.C.Strictregulationsonenvironmentalprojects.D.Lackofsupportfromlocalbanks.3.Howdoesthebankplantoexpandtheprogram?A.Byreducingloanamounts.B.Througheducationalworkshopsandpartnerships.C.Byincreasinginterestrates.D.Byfocusingonlarge-scaleprojects.Passage2DigitalbankinghasbecomeincreasinglyimportantinruralareasofJiamusi,especiallyinXiangyangDistrict,wheretraditionalbankinginfrastructureislimited.TheBankofJiamusihasimproveditsmobileapptoincludefeatureslikereal-timefundtransfers,mobilepayments,andonlinebillings.Thisshifthasnotonlymadebankingmoreconvenientforresidentsbutalsoreducedthebank’soperationalcosts.However,someelderlycustomersstrugglewithtechnology,leadingtoariseinbranchvisitsforassistance.Thebankhasintroducedtrainingsessionstohelpthemadapttodigitalservices.Meanwhile,thebankisexploringpartnershipswithlocalmerchantstoexpanditsdigitalpaymentnetwork.Questions:4.WhathasbeenthemainbenefitofdigitalbankinginXiangyangDistrict?A.Increasedprofitsforthebank.B.Morefrequentvisitstophysicalbranches.C.Improvedconvenienceforresidents.D.Higherinterestratesonsavingsaccounts.5.Whatchallengesdoesthebankfacewithdigitalbanking?A.Cybersecuritythreats.B.Resistancefromelderlycustomers.C.Highappdevelopmentcosts.D.Limitedinternetconnectivityinruralareas.第三部分：完形填空（5题，每题2分）（本部分选段涉及银行职场与客户服务，考查词汇与上下文衔接能力）TheBankofJiamusihasalwaysprioritizedcustomersatisfactioninitsoperations._______(1)theeconomicuncertainty,thebankhasmaintainedastrongfocusonprovidinghigh-qualityservices.Employeesaretrainedtohandlecomplexfinancialqueriesefficiently._______(2)thepandemic,onlinebankinghasseenasignificantsurge,allowingcustomerstomanagetheiraccountsfromhome.Thebankalsoemphasizesethicalpractices,ensuringtransparencyinalltransactions._______(3)customersareincreasinglyawareoftheirrights,thebankhasstrengtheneditscompliancemeasures.Byadaptingtochangingneeds,thebankaimstostaycompetitiveintheregionalmarket.1.A.DespiteB.BecauseofC.DuetoD.Asaresultof2.A.WithB.WithoutC.DuringD.Until3.A.AsB.SinceC.WhileD.AlthoughAdditionalParagraph:InXiangyangDistrict,thebankhaslaunchedanewinitiativetosupportlocalentrepreneurs._______(4)theprogram,smallbusinessescanaccesslow-interestloansandbusinessconsulting.Thebank’steamofexpertshelpsentrepreneursdevelopsustainablegrowthstrategies._______(5)theprogram’ssuccess,severalstartupshavealreadyexpandedtheiroperations.ThebankplanstoreplicatethismodelinotherdistrictsofJiamusi.4.A.ThroughB.UnderC.BymeansofD.Withthehelpof5.A.DuetoB.ThankstoC.DespiteD.Becauseof第四部分：翻译填空（5题，每题2分）（本部分考查中英互译能力，结合金融术语与地域特色）EnglishtoChinese:1.Thebank’sriskmanagementteamisresponsiblefor_______potentialfinanciallosses.→银行的风险管理团队负责_______潜在财务损失。2.To_______customertrust,thebankensurestransparencyinallitsoperations.→为_______客户信任，银行确保其所有运营_______透明度。3.Theregionalofficeiscurrently_______anewbranchinXiangyangDistrict.→区域办事处目前正在_______向阳区新分行的选址。ChinesetoEnglish:4.为了促进当地经济发展，银行推出了专项扶持计划。→To_______thelocaleconomy,thebankhaslaunchedatargetedsupportprogram.5.请妥善保管您的银行卡，以防止信息泄露。→Please_______yourbankcardproperlytopreventinformationleakage.答案与解析第一部分：词汇选择1.A(support)解析：金融政策通常旨在扶持中小企业，故选support。2.C(stable)解析：题干提到“尽管经济下行，数字银行服务需求仍保持稳定”，故选stable。3.B(dramatic)解析：结合地域特点（佳木斯向阳区），银行增长率应为显著增长，故选dramatic。4.A(mitigate)解析：金融业需控制风险，mitigate（减轻）符合语境。5.A(monitoring)解析：银行需监控当地市场趋势，故选monitoring。6.D(maintaining)解析：申请抵押贷款需保持良好信用史，maintain（维持）符合文意。7.B(improve)解析：银行更新APP旨在提升用户体验，故选improve。8.A(recovering)解析：投资增加通常带动区域经济复苏，recovering（复苏）符合文意。9.A(adoption)解析：线上交易普及，adoption（采用）符合语境。10.A(promoting)解析：CSR项目关注环保，promoting（促进）符合文意。第二部分：阅读理解Passage11.B解析：首段明确指出“旨在支持向阳区可再生能源项目”。2.B解析：第二段提到“高初始成本和有限意识”。3.B解析：末段提到“教育研讨会和环境组织合作”。Passage24.C解析：第二段首句强调“为居民提供