中信银行北京市东城区2025秋招笔试英文行测高频题含答案

中信银行北京市东城区2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）每题从选项中选出一个最合适的单词填入句子空白处。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarket______.A.forced/challengesB.compelled/opportunitiesC.urged/competitionD.driven/demands2.Inorderto______therisingrisksofcreditdefaults,thebankhasstrengtheneditsrisk______mechanisms.A.mitigate/assessmentB.reduce/managementC.control/evaluationD.minimize/monitoring3.Thenewpolicyaimsto______smallandmedium-sizedenterprisesbyprovidingmoreaccessiblefinancing______.A.support/toolsB.assist/resourcesC.boost/incentivesD.enhance/channels4.Thebranchmanageremphasizedtheimportanceofcustomer______toimproveservicequalityandretainclients.A.satisfactionB.satisfactionC.satisfactionD.satisfaction5.Duetoregulatory______,thebankhasadjusteditsloanapproval______toensurecompliance.A.changes/processB.updates/criteriaC.revisions/standardsD.modifications/procedures二、阅读理解（共4题，每题3分，共12分）阅读以下短文，回答问题。Passage:Theriseofdigitalbankinghastransformedthewayfinancialinstitutionsoperate.Withthewidespreadadoptionofmobileappsandonlineplatforms,customersnowexpectseamlessandinstantservices.TraditionalbankslikeCITICBankhaveinvestedheavilyintechnologytomeetthesedemands.However,thisshifthasalsointroducednewchallenges,suchasdatasecurityrisksandtheneedforcontinuousstafftraining.Tostaycompetitive,banksmustbalanceinnovationwithriskmanagementwhilemaintainingastrongfocusoncustomerexperience.1.Whathasbeenthemostsignificantimpactofdigitalbanking?A.IncreasedloanapprovalsB.EnhancedcustomersatisfactionC.HigheroperationalcostsD.Greaterregulatoryscrutiny2.Accordingtothepassage,whatisamajorchallengefortraditionalbanks?A.InsufficientfundingB.DigitalsecurityrisksC.DecreasedcustomerengagementD.Outdatedinfrastructure3.Howdobanksplantoaddressthechallengesofdigitaltransformation?A.ByreducinginvestmentintechnologyB.ByfocusingsolelyonmobilebankingC.BybalancinginnovationwithriskmanagementD.Byignoringcustomerexpectations4.Whatdoesthepassagesuggestaboutthefutureofbanking?A.TraditionalbankswilldisappearcompletelyB.DigitalserviceswillreplaceallphysicalbranchesC.BanksmustadapttotechnologicalchangesD.Customerpreferenceswillbecomelessimportant三、语法填空（共5题，每题2分，共10分）根据句子意思和所给提示词，用适当形式填空。1.Thebank’sprofitability______(depend)onthesuccessofitsnewcreditpolicy.2.Ifcustomers______(meet)theloanrequirements,theirapplicationswillbeapprovedfaster.3.Sincefintechcompanies______(already/innovate)rapidly,traditionalbanksmustkeepup.4.Theregulatorycommittee______(recommend)strictermeasurestocontrolfraud.5.Customerswho______(complain)aboutserviceissuesshouldcontactthebranchmanagerdirectly.四、完形填空（共5题，每题2分，共10分）阅读以下短文，选择最佳选项填空。Thebankingsectorisevolvingrapidlyduetotechnologicaladvancements.Artificialintelligenceandbigdataanalyticshavebecomeintegraltoolsforimprovingdecision-making.Forinstance,CITICBankhasimplementedAI-drivensystemstodetectfraudulenttransactionsinrealtime.Thesetechnologiesnotonlyenhancesecuritybutalsoreduceoperationalcosts.However,theintegrationofsuchtoolsrequiressignificantinvestmentandskilledpersonnel.Banksmustalsoaddressethicalconcerns,suchasdataprivacyandalgorithmicbias.Onlybycarefullymanagingthesechallengescantheyfullyleveragethebenefitsofdigitaltransformation.1.A.evolvingB.transformingC.decliningD.stabilizing2.A.applicationsB.toolsC.challengesD.investments3.A.systemsB.processesC.policiesD.strategies4.A.ethicalB.financialC.operationalD.technical5.A.opportunitiesB.risksC.benefitsD.limitations五、翻译填空（共5题，每题2分，共10分）将英文句子翻译成中文，用括号中的中文提示词填空。1.Thebank’sonlinebankingplatformisdesignedto______(简化)theprocessoftransferringfunds.2.To______(降低)creditrisks,thebankconductsthoroughbackgroundchecksonborrowers.3.ThenewbranchinDongchengDistrictaimsto______(服务)thegrowingdemandforpersonalizedfinancialadvice.4.Employeesareencouragedto______(提高)theirdigitalliteracytoadapttothechangingindustry.5.Thebank’scompliancedepartmentensuresthatalloperations______(遵守)thelatestregulatoryguidelines.六、句子改错（共5题，每题2分，共10分）找出句子中的错误并改正。1.Thecustomerserviceteamwillhandlethecomplaintassoonaspossible.→(错误：______；改正：______2.Theloanapprovalprocessmustbecompletedwithinthreebusinessdays.→(错误：______；改正：______3.Employeesshouldreportanysuspiciousactivitiesimmediately.→(错误：______；改正：______4.Thebank’sannualreportwaspublishedlastmonth.→(错误：______；改正：______5.Allcustomersmustfillouttheapplicationformbefore5PMtomorrow.→(错误：______；改正：______答案与解析一、选词填空1.B(compelled/opportunities)解析：fintech的快速发展迫使传统银行业抓住新市场机遇。2.A(mitigate/assessment)解析：为缓解信贷违约风险，银行加强了风险评估机制。3.C(boost/incentives)解析：新政策旨在通过提供更多融资激励来支持中小企业。4.A(satisfaction)解析：分行经理强调提升客户满意度的重要性。5.D(modifications/procedures)解析：因监管调整，银行调整了贷款审批程序以确保合规。二、阅读理解1.B解析：文中提到数字银行提升了客户体验。2.B解析：文中指出数字安全风险是主要挑战。3.C解析：银行计划在创新与风险管理间取得平衡。4.C解析：文章暗示银行必须适应技术变革。三、语法填空1.depends解析：动词原形作谓语。2.meet解析：一般现在时，第三人称单数形式。3.havealreadyinnovated解析：现在完成时，强调过去动作对现在的影响。4.recommends解析：一般现在时，第三人称单数形式。5.complain解析：动词原形作主语补足语。四、完形填空1.evolving解析：银行业正在快速发展变化。2.tools解析：AI和大数据分析是