兴业银行营口市鲅鱼圈区2025秋招笔试英文行测高频题含答案

兴业银行营口市鲅鱼圈区2025秋招笔试英文行测高频题含答案第一部分：选词填空（共5题，每题2分，共10分）题目要求：从每题四个选项中选出一个最符合句意的单词填入空格。1.TherapiddevelopmentofdigitalbankingincoastalcitieslikePanYuQuhas__________thetraditionalfinancialservicemodel.A.replacedB.challengedC.supportedD.improved2.AsaleadingbankinLiaoningProvince,IndustrialBankmust__________theneedsoflocalSMEstoboostregionaleconomicgrowth.A.neglectB.addressC.ignoreD.refuse3.ThenewsmartATMinXingYeBankallowscustomersto__________transactionswithoutqueuing,enhancingserviceefficiency.A.conductB.cancelC.delayD.repeat4.Theregulatorychangesrequirebanksto__________anti-moneylaunderingcompliancemeasuresmorestrictly.A.weakenB.strengthenC.loosenD.ignore5.Thefinancialinclusionprogramaimsto__________financialservicestoruralareasinPanYuQu.A.excludeB.expandC.limitD.reduce第二部分：阅读理解（共4题，每题3分，共12分）题目要求：根据文章内容回答问题。Passage1DigitaltransformationhasbecomeacorestrategyforbanksinNortheastChina.IndustrialBank,forinstance,haslaunchedanAI-drivenloanapprovalsystemtoreduceprocessingtimeby60%.Thesystemanalyzescredithistory,transactiondata,andreal-timeeconomicindicatorstoassessrisksmoreaccurately.However,someexpertswarnthatover-relianceontechnologymayoverlookhumanjudgmentincomplexcases.6.WhatisthemainbenefitofIndustrialBank’sAIsystem?A.Itreducescosts.B.Itspeedsuploanapprovals.C.Itimprovescustomersatisfaction.D.Itenhancescompliance.7.Accordingtothepassage,whatisapotentialdrawbackofAIinbanking?A.Itistooexpensivetoimplement.B.Itlackshumanempathy.C.Itrequiresmoredata.D.Itisnotsecure.Passage2PanYuQu,arapidlygrowingcoastaldistrictinLiaoning,faceschallengesinfinancialinfrastructure.Manyruralareasstilllackaccesstobasicbankingservices,despitethegovernment’seffortstoexpandcreditunions.XingYeBankhaspartneredwithlocalauthoritiestobuildmobilebankingunitsthatprovideserviceslikecashdepositsandtransfersinremotevillages.Theinitiativehasincreasedfinancialliteracybutstillstruggleswithinternetconnectivityissues.8.WhatistheprimaryissueinPanYuQu’sfinancialsystem?A.Hightransactionfees.B.Limitedbankingaccess.C.Excessivebankbranches.D.Lowcustomertrust.9.HowdoesXingYeBankaddresstheproblem?A.Byraisinginterestrates.B.ByreducingATMfees.C.Bydeployingmobilebanking.D.Byclosingruralbranches.Passage3ThePeople’sBankofChinarecentlyintroducedstrictercapitalrequirementsforbanksoperatingincoastalregionstopreventrisks.IndustrialBank,withitsheavypresenceinPanYuQu,hasadjusteditsassetportfoliotomeetthenewnorms.Thisincludesreducingspeculativeinvestmentsandincreasingloanstoinfrastructureprojects.Analystsnotethatwhilethismayslowshort-termprofits,itwillenhancelong-termstability.10.WhatisIndustrialBank’sresponsetothenewregulations?A.Itexpandsitsbranchnetwork.B.Itinvestsmoreinrealestate.C.Itfocusesonhigh-riskloans.D.Itoptimizescapitalallocation.第三部分：完形填空（共5题，每题2分，共10分）题目要求：根据上下文选择最佳选项填空。ThebankingsectorinNortheastChinahasundergonesignificantchangesinthepastdecade.__________(11),theriseoffintechhasdisruptedtraditionalmodels.BankslikeIndustrialBankandXingYehaveadopteddigitalsolutionsto__________(12)customerengagement.Forexample,mobilebankingappsnowallowreal-timebalancechecks,fundtransfers,andevendigitalsignatureservices.However,__________(13),cybersecuritythreatshaveemerged.Banksmustinvestinadvancedencryptionandfrauddetectionsystemsto__________(14)suchrisks.__________(15),theshifttodigitalisirreversible,andbanksthatfailtoadaptwillbeleftbehind.11.A.FirstlyB.SecondlyC.AdditionallyD.Consequently12.A.increaseB.decreaseC.ignoreD.postpone13.A.thereforeB.moreoverC.howeverD.otherwise14.A.preventB.ignoreC.expandD.overlook15.A.YetB.ThusC.StillD.Even第四部分：翻译填空（共5题，每题3分，共15分）题目要求：将中文句子翻译成英文，填入横线处。16.__________(兴业银行致力于服务中小企业)__________playsavitalroleinregionaleconomicdevelopment.17.__________(为了应对金融风险，银行需加强监管)__________isatoppriorityforregulatorsinLiaoning.18.__________(鲅鱼圈区的数字化转型正在加速)__________,withmorebusinessesadoptingonlinepaymentsystems.19.__________(银保监会要求银行提高透明度)__________toprotectconsumers’interests.20.__________(数字银行将改变传统金融服务模式)__________,offeringmoreconvenientandefficientsolutions.第五部分：句子改错（共5题，每题3分，共15分）题目要求：找出句子中的错误并改正。21.ThenewcreditscoringsysteminIndustrialBankwillimprovetheefficiencyofloanapprovalprocess.→Correct:________22.XingYeBank’smobileappallowsuserstotransfermoneyacrossdifferentbankseasily.→Correct:________23.Duetothepandemic,manyruralbanksinPanYuQuwereforcedtoclosetheirbranches.→Correct:________24.TheBankofChina’spolicychangeswillhaveapositiveimpactonthegrowthofsmallbusinesses.→Correct:________25.Financialinclusionprogramsaredesignedtoexcludelow-incomegroupsfromaccessingbankingservices.→Correct:________答案与解析第一部分：选词填空1.B.challenged解析：数字银行的发展对传统模式构成挑战，故选“challenged”。2.B.address解析：银行需满足当地中小企业需求，故选“address”。3.A.conduct解析：智能ATM的功能是处理交易，故选“conduct”。4.B.strengthen解析：监管要求加强反洗钱措施，故选“strengthen”。5.B.expand解析：金融普惠的目标是扩大服务范围，故选“expand”。第二部分：阅读理解6.B.Itspeedsuploanapprovals.解析：文中明确指出AI系统将审批时间缩短60%，故选B。7.B.Itlackshumanjudgment.解析：专家警告AI可能忽视复杂案例中的人类判断，故选B。8.B.Limitedbankingaccess.解析：文章指出农村地区缺乏银行服务，故选B。9.C.Bydeployingmobilebanking.解析：文中提到XingYe银行通过移动服务解决问题，故选C。10.D.Itoptimizescapitalallocation.解析：银行调整资产配置以符合监管，故选D。第三部分：完形填空11.C.Additionally解析：此处表示补充说明，故选“Additionally”。12.A.increase解析：数字技术旨在提升客户参与度，故选“increase”。13.C.However解析：转折关系，故选“However”。14.A.prevent解析：需防范风险，故选“prevent”。15.B.Thus解析：总结前文，故选“Thus”。第四部分：翻译填空16.IndustrialBankiscommittedtoservingsmallandmedium-sizedenterprises解析：固定搭配“becommittedtodoingsth.”表示致力于。17.Tocopewithfinancialrisks,banksneedtostrengthensupervision解析：不定式表目的，主语为banks。18.ThedigitaltransformationinPanYuQuisaccelerating解析：被动语态符合中文逻辑。19.TheChinaBankingandInsuranceRegulatoryCommissionrequiresbankstoimprovetransparency解析：机构名称和固定搭配“requiresb.todosth.”。20.Digitalbankingwillchange