广发银行汕头市潮阳区2025秋招笔试英文行测高频题含答案

广发银行汕头市潮阳区2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）directions:Choosethebestwordtofillineachblank.1.ThenewfinancialtechnologyinGuangfaBankwill______theefficiencyofcustomerservice.A.improveB.decreaseC.maintainD.replace2.TheeconomicgrowthinChaoyang,Shantou,ishighly______bythedevelopmentofsmallandmedium-sizedenterprises.A.influencedB.dependentC.supportedD.limited3.Thebank’sdigitaltransformationstrategyaimsto______traditionalbankingserviceswithinnovativeonlinesolutions.A.combineB.replaceC.integrateD.expand4.LocalbusinessesinChao'andistrictareexpectedto______duetothegovernment’staxreliefpolicies.A.declineB.growC.remainD.stabilize5.Theregulatoryframeworkensuresthatfinancialinstitutionsoperateina______andtransparentmanner.A.stableB.competitiveC.sustainableD.compliant二、阅读理解（共4题，每题3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Withtherapiddevelopmentofartificialintelligence,financialinstitutionsareincreasinglyadoptingAI-drivensolutionstoenhanceriskmanagement.GuangfaBankhaslaunchedanAI-basedcreditassessmentsystemtoreducehumanbiasandimproveloanapprovalefficiency.Thesystemanalyzesvastamountsofdata,includingtransactionhistoryandcreditscores,topredictrepaymentrisks.Thisinnovationnotonlyspeedsupthelendingprocessbutalsohelpsinidentifyingpotentialfraudcases.However,somecriticsarguethatAImayoverlooknuancedhumanfactorsindecision-making.Despitethis,thebankplanstoexpandthesystem’sapplicationtowealthmanagementandinvestmentadvisoryservices.1.WhatisthemainpurposeoftheAI-basedcreditassessmentsystem?A.Toreplacehumanloanofficerscompletely.B.Toreduceoperationalcosts.C.Toimproveriskmanagementandefficiency.D.Toincreasecustomerengagement.2.Accordingtothepassage,whatarethebenefitsofusingAIincreditassessment?A.Itreduceshumanerror.B.Itallowsforreal-timedecision-making.C.Itintegratesmoredatapointsthanhumans.D.Alloftheabove.3.WhatconcernisraisedbycriticsregardingAIinfinance?A.Itmaylackemotionalintelligence.B.Itistooexpensivetoimplement.C.Itdoesnotmeetregulatorystandards.D.Itisvulnerabletocyberattacks.4.HowdoesGuangfaBankplantouseAIinthefuture?A.Onlyincreditassessment.B.Inwealthmanagementandinvestment.C.Incustomerservice.D.Inregulatorycompliance.三、完形填空（共5题，每题2分，共10分）directions:Completethepassagewiththemostsuitablewordsfromthelistbelow.|Words:|financial|stability|innovation|competition|efficiency|growth|regulation|transparency|risk|technology|ThesuccessofsmallbusinessesinChao’an,Shantou,dependsonseveralfactors,includingaccessto______1______resources,governmentsupport,andafavorablebusinessenvironment.Thelocalgovernmenthasintroducedpoliciestoboost______2______amongstartups,suchastaxincentivesandlow-interestloans.However,thebankingsectorfacesintense______3______duetotheriseoffintechcompanies.Toremaincompetitive,traditionalbanksmustembrace______4______andadoptdigitalbankingsolutions.Forinstance,GuangfaBankhasimplementedblockchaintechnologytoenhancetransaction______5______.Thesemeasuresnotonlyimprovecustomerexperiencebutalsoensurecompliancewithfinancial______6______.Despitechallenges,thesector’slong-term______7______remainspromising,especiallywiththeincreasingdemandforsecureandefficientfinancialservices.四、改错题（共5题，每题2分，共10分）directions:Identifyandcorrecttheerrorsinthesentencesbelow.1.Thebank’sdigitalstrategywillimprovecustomersatisfactions.→Correct:______2.Artificialintelligenceisplayingaincreasinglyimportantroleinfinance.→Correct:______3.SmallbusinessesinChao’andistrictarehighlydependentonlocalbanksforfunding.→Correct:______4.Theregulatorychangeswillimpacttheprofitabilityoffinancialinstitutionsnegatively.→Correct:______5.GuangfaBank’smobileappoffersauser-friendlyinterfaceandadvancedsecurityfeatures.→Correct:______五、句子改写（共5题，每题2分，共10分）directions:Rewritethefollowingsentencesinadifferentwaywithoutchangingthemeaning.1.TheeconomicrecoveryinChaoyanghasbeensupportedbygovernmentpolicies.→______2.Iffinancialinstitutionsfailtoadapttodigitaltrends,theywilllosemarketshare.→______3.Thenewcreditscoringsystemismoreaccuratethantraditionalmethods.→______4.Manylocalentrepreneurshavebenefitedfromthebank’slow-interestloanprograms.→______5.ThebankingsectorinShantoufaceschallengesduetoincreasedcompetition.→______答案与解析一、选词填空1.A(improve)–Thesentencediscussestheenhancementofefficiency,so"improve"fitsbest.2.B(dependent)–Thephrase"highlyinfluenced"isincorrect;"dependent"alignswiththecontextofeconomicreliance.3.C(integrate)–Thebankcombinestraditionalanddigitalservices,so"integrate"isthecorrectchoice.4.B(grow)–Taxreliefpoliciestypicallystimulatebusinessgrowth.5.D(compliant)–Financialinstitutionsmustadheretoregulations,making"compliant"thebestfit.二、阅读理解1.C(improveriskmanagementandefficiency)–ThepassagehighlightsAI’sroleinriskassessmentandprocessoptimization.2.D(Alloftheabove)–Thetextmentionsreducedhumanerror,real-timedecision-making,anddataintegration.3.A(Itmaylackemotionalintelligence)–CriticsargueAIoverlookshumanfactors.4.B(Inwealthmanagementandinvestment)–ThebankplanstoexpandAI’susetootherfinancialservices.三、完形填空1.financial2.growth3.competition4.technology5.efficiency6.regulation7.growth四、改错题1.Thebank’sdigitalstrategywillimprovecustomersatisfaction.→"Satisfactions"shouldbesingular"satisfaction."2.Artificialintelligenceisplayinganincreasinglyimportantroleinfinance.→"Increasingly"shouldbeprecededby"an."3.SmallbusinessesinChao’andistrictarehighlydependentonloca