中信银行南京市江宁区2025秋招笔试英文行测高频题含答案_第1页
中信银行南京市江宁区2025秋招笔试英文行测高频题含答案_第2页
中信银行南京市江宁区2025秋招笔试英文行测高频题含答案_第3页
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中信银行南京市江宁区2025秋招笔试英文行测高频题含答案第一部分:选词填空(共5题,每题2分,共10分)题目要求:从选项中选出最符合语境的单词填空。背景提示:题目涉及银行业务、金融市场及南京地区经济发展。1.TheeconomicrecoveryinNanjinghasledtoasignificant______inthedemandforcommercialbankingservices.A.increaseB.decreaseC.fluctuationD.decline2.Thebank'sdigitaltransformationstrategyaimsto______customersatisfactionbyleveragingAI-drivensolutions.A.enhanceB.reduceC.minimizeD.eliminate3.The______marketinChinaremainsvolatileduetogeopoliticaltensionsanddomesticpolicyadjustments.A.stockB.bondC.foreignexchangeD.commodities4.OurbranchinJiangningdistrictfocuseson______loanstosupportsmallandmedium-sizedenterprises.A.innovativeB.traditionalC.high-riskD.speculative5.Thebank’scomplianceteamensuresadherenceto______regulationstomitigatefinancialrisks.A.localB.nationalC.internationalD.sector-specific第二部分:阅读理解(共4题,每题3分,共12分)题目要求:阅读完短文后,根据问题选择最佳答案。背景提示:短文涉及南京金融科技发展及中信银行业务创新。Passage:Nanjing,asakeyfinancialhubinEasternChina,haswitnessedrapidgrowthinfintechstartupsoverthepastdecade.Thecity’sstrategiclocationandsupportivegovernmentpolicieshaveattractedmajorbanks,includingChinaCITICBank,toestablishR&Dcenters.Theseinstitutionsareleveragingbigdataandblockchaintechnologytoimproveriskmanagementandcustomerexperience.However,challengessuchasregulatorycomplianceandtalentshortagespersist.Thebank’srecentinitiativetocollaboratewithlocaluniversitiesaimstoaddressthesegapsbyfosteringinnovationandtalentpipelinedevelopment.6.Whatisthemainfocusofthepassage?A.TheeconomicimpactoffintechinNanjing.B.ChallengesfacedbybanksinNanjing.C.Governmentpoliciessupportingfinancialinnovation.D.Collaborationsbetweenbanksanduniversities.7.Whichtechnologyismentionedasakeydriveroffinancialinnovation?A.CloudcomputingB.BlockchainC.QuantumcomputingD.Artificialintelligence8.Whydoesthebankplantocollaboratewithuniversities?A.Toincreasemarketingefforts.B.Toaddresstalentshortages.C.Toexpandinternationaloperations.D.Toreduceregulatoryburdens.9.WhatremainsasignificantchallengeforthebankingsectorinNanjing?A.Highcompetitionfromforeignbanks.B.Limitedgovernmentsupport.C.Regulatorycomplianceandtalentshortages.D.Insufficientinfrastructure.第三部分:完形填空(共5题,每题2分,共10分)题目要求:根据上下文,选择最合适的单词填空。背景提示:文章围绕中信银行在南京的业务拓展及数字化转型。Lastyear,ChinaCITICBanklaunchedanewdigitalplatforminNanjing,aimingto______(10)thebankingexperienceforlocalresidents.TheplatformintegratesmobilebankingserviceswithAI-poweredfinancialadvice,makingitmoreconvenientforcustomerstomanagetheiraccounts.However,thebankfacedinitial______(11)duetotechnicalglitchesanduserresistance.Toovercometheseissues,thebank______(12)acustomereducationprogram,offeringworkshopsandonlinetutorials.Asaresult,theplatform’sadoptionratehas______(13)by30%withinsixmonths.ThissuccesshasencouragedthebanktoexpanditsdigitalinitiativestoothercitiesinJiangsuprovince.10.A.improveB.simplifyC.complicateD.disrupt11.A.obstaclesB.opportunitiesC.benefitsD.improvements12.A.implementedB.ignoredC.delayedD.abandoned13.A.declinedB.increasedC.stabilizedD.fluctuated第四部分:句子改错(共5题,每题2分,共10分)题目要求:找出句子中的错误并改正。背景提示:题目涉及银行业务术语及语法错误。1.Thebank’screditscoringsystemismoreaccuratethanthoseofotherfinancialinstitutions.→Correct:Thebank’screditscoringsystemismoreaccuratethanthatofotherfinancialinstitutions.2.Ifyouhaveanyqueries,pleasecontactourcustomerserviceteamimmediately.→Correct:Ifyouhaveanyquestions,pleasecontactourcustomerserviceteamimmediately.3.Theinterestrateforthisloanwillbefixedforthefirstthreemonths,afterthatitwillbevariable.→Correct:Theinterestrateforthisloanwillbefixedforthefirstthreemonths,afterwhichitwillbevariable.4.OurbranchinJiangningdistrictoffersawiderangeoffinancialproducts,includingsavingsaccounts,loans,andinvestments.→Correct:OurbranchinJiangningdistrictoffersawiderangeoffinancialproducts,suchassavingsaccounts,loans,andinvestments.5.TheregulatoryrequirementsforbanksinChinaaremorestrictthanintheUnitedStates.→Correct:TheregulatoryrequirementsforbanksinChinaaremorestrictthanthoseintheUnitedStates.第五部分:逻辑推理(共5题,每题2分,共10分)题目要求:根据题干信息,选择最符合逻辑的选项。背景提示:题目涉及银行业市场分析和客户行为预测。1.Ifacustomer’screditscoreimproves,whatislikelytohappentotheirloaninterestrate?A.Itwillincrease.B.Itwilldecrease.C.Itwillremainunchanged.D.Itwillbecomevariable.2.WhichofthefollowingisaprimaryfactorinfluencingthedemandformortgagesinNanjing?A.UnemploymentratesB.PopulationgrowthC.ExchangeratesD.Inflationlevels3.Ifthebankintroducesanewmobilepaymentfeature,whatisthemostlikelyoutcome?A.Decreasedcustomerengagement.B.Increasedtransactionfees.C.Higheradoptionofdigitalbanking.D.Reducedbranchvisits.4.Whicheconomicindicatorwouldmostaffectthebank’sloanapprovalpolicies?A.TradebalanceB.ConsumerconfidenceC.CorporateprofitsD.Foreignreserves5.Ifacustomerfrequentlyusesoverdraftservices,whatdoesthissuggest?A.Theirfinancialsituationisstable.B.Theymayneedtomanagetheirbudgetbetter.C.Theyarewealthyandcanaffordhighfees.D.Theyprefercashtransactions.答案与解析第一部分:选词填空1.A(increase)–南京经济复苏导致商业银行服务需求显著增长。2.A(enhance)–银行的数字化转型战略旨在通过人工智能解决方案提升客户满意度。3.A(stock)–中国股市因地缘政治紧张和国内政策调整而波动。4.A(innovative)–我行在江宁区分行专注于提供创新贷款,支持中小企业发展。5.D(sector-specific)–我行合规团队确保遵守行业特定监管规定以降低金融风险。第二部分:阅读理解6.A(TheeconomicimpactoffintechinNanjing)–文章主要讨论南京金融科技对经济的推动作用。7.B(Blockchain)–文中提到区块链技术是金融创新的关键驱动因素。8.B(Toaddresstalentshortages)–银行与大学合作

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