民生银行烟台市牟平区2025秋招笔试英语题专练及答案

民生银行烟台市牟平区2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分）directions:Choosethebestwordtofillineachblank.1.Thenewpolicyaimsto______financialservicesmoreaccessibletosmallbusinessesinruralareas.A.facilitateB.restrictC.eliminateD.regulate2.AsaleadingbankinShandong,MinshengBankhasbeen______effortstopromotegreenfinanceinYantai.A.pouringB.wastingC.spendingD.saving3.Thelocalgovernmentencouragesenterprisesto______innovationtoenhancecompetitiveness.A.boostB.ignoreC.reduceD.delay4.TheeconomicdevelopmentzoneinPutingDistrictoffers______incentivesforhigh-techindustries.A.limitedB.excessiveC.attractiveD.negligible5.ThebankingsectorinYantaiisexpectedto______by15%inthenextfiscalyear.A.expandB.shrinkC.stabilizeD.fluctuate6.MinshengBank’smobilebankingapphasbeen______foritsuser-friendlyinterface.A.criticizedB.praisedC.ignoredD.disliked7.Thecompany’s______strategyincludesexpandingitsbranchnetworkincoastalcities.A.aggressiveB.passiveC.conservativeD.neutral8.Theloanapprovalprocesshasbeen______toimproveefficiencyandreducepaperwork.A.simplifiedB.complicatedC.standardizedD.centralized9.Thebank’sriskmanagementteamisresponsiblefor______potentialfinanciallosses.A.minimizingB.maximizingC.ignoringD.exaggerating10.Thedigitaltransformationofthebankingindustryhas______thewayfinancialservicesaredelivered.A.revolutionizedB.preservedC.neglectedD.maintained二、阅读理解（共5题，每题2分）directions:Readthepassageandchoosethebestanswerforeachquestion.Passage:TherapidgrowthoffintechhasreshapedthebankinglandscapeinChina.TraditionalbankslikeMinshengBankareadaptingbyintegratingdigitalsolutionstoenhancecustomerexperience.InYantai,thegovernmenthaslaunchedinitiativestosupportthedevelopmentoffinancialtechnologystartups,particularlyinareaslikeblockchainandartificialintelligence.Theseeffortsaimtocreateamoredynamicandcompetitivefinancialecosystem.However,challengesremain,suchasensuringdatasecurityandregulatorycompliance.Despitethesehurdles,thefutureofbankingincoastalregionslikePutingDistrictlookspromising,withastrongfocusoninnovationandsustainability.1.Whatisthemainfocusofthepassage?A.Thechallengesoffintechadoptioninruralareas.B.TheimpactoffintechontraditionalbankinginYantai.C.GovernmentpoliciestopromotefintechinShandong.D.Theroleofblockchaininbanking.2.WhyisthegovernmentsupportingfintechstartupsinYantai?A.Toreducethenumberoftraditionalbanks.B.Tofostereconomicgrowthandinnovation.C.Toaddressunemploymentissues.D.Tocompetewithinternationalfinancialfirms.3.Whatarethekeychallengesmentionedinthepassage?A.Highcostsandlimitedresources.B.Datasecurityandregulatorycompliance.C.Lackofskilledprofessionals.D.Customerresistancetodigitalbanking.4.HowdoesMinshengBankplantoadapttothefintechtrend?A.Byexpandingitsphysicalbranchnetwork.B.Byfocusingontraditionalbankingservices.C.Byintegratingdigitalsolutions.D.Byreducingitsworkforce.5.Whatdoesthepassagesuggestaboutthefutureofbankingincoastalregions?A.Itwilldeclineduetoincreasedcompetition.B.Itwillremainunchanged.C.Itwillfocusoninnovationandsustainability.D.Itwillprioritizeregulatorycompliance.三、完形填空（共10题，每题1分）directions:Completethepassagewiththemostsuitablewordsfromthelist.ThebankingsectorinYantaihasundergonesignificantchangesoverthepastdecade.Withtheriseofdigitalbanking,traditionalfinancialinstitutionshavehadto______(6)______innovativetostaycompetitive.MinshengBank,forinstance,hasinvestedheavilyinitsonlineplatformto______(7)______customerconvenience.Additionally,thelocalgovernmenthas______(8)______policiestoattractforeigninvestorsinthefinancialindustry.TheseeffortshavehelpedPutingDistrictbecomeahubforfinancialinnovationinShandong.However,theindustrystillfaceschallengessuchasrisinginterestratesandeconomicuncertainty.Despitethese______(9)______,thefutureofbankinginYantailooksbright,withastrongfocusondigitaltransformationandcustomer-centricservices.6.A.adoptedB.ignoredC.resistedD.embraced7.A.enhanceB.reduceC.ignoreD.simplify8.A.introducedB.eliminatedC.postponedD.neglected9.A.opportunitiesB.obstaclesC.advantagesD.solutions10.A.barriersB.incentivesC.regulationsD.strategies四、翻译（共5题，每题2分）directions:TranslatethefollowingsentencesintoEnglish.1.民生银行通过提供个性化金融服务，增强了客户满意度。2.牟平区计划在未来五年内吸引至少十家金融机构入驻。3.随着科技的进步，数字银行已成为人们日常生活的重要组成部分。4.中国的金融监管政策旨在保护消费者权益并维护市场稳定。5.海岸城市的经济发展得益于政府的大力支持和企业的积极参与。五、写作（共1题，10分）directions:Writeashortessay(about150words)onthetopic:"TheImportanceofDigitalTransformationintheBankingIndustry."答案及解析一、选词填空1.A.facilitate解析：Thenewpolicyaimstofacilitatefinancialservices...意为“新政策旨在促进金融服务...”，符合语境。2.A.pouring解析：Pouringefforts表示“投入大量精力”，符合银行业发展的语境。3.A.boost解析：Boostinnovation意为“推动创新”，符合政府鼓励企业发展的目标。4.C.attractive解析：Attractiveincentives意为“有吸引力的优惠政策”，符合经济开发区的目标。5.A.expand解析：Thebankingsectorisexpectedtoexpand...意为“银行业预计将扩张...”，符合经济趋势。6.B.praised解析：Praisedfor意为“因...而受到赞扬”，符合对移动银行APP的评价。7.A.aggressive解析：Aggressivestrategy意为“积极扩张的策略”，符合银行业的发展模式。8.A.simplified解析：Simplifiedprocess意为“简化流程”，符合提高效率的目标。9.A.minimizing解析：Minimizinglosses意为“最小化损失”，符合风险管理的要求。10.A.revolutionized解析：Revolutionizedtheway...意为“彻底改变了...的方式”，符合数字转型的影响。二、阅读理解1.B.TheimpactoffintechontraditionalbankinginYantai.解析：全文围绕fintech如何改变传统银行业展开，故B项正确。2.B.Tofostereconomicgrowthandinnovation.解析：文中提到政府支持fintech是为了促进经济增长和创新。3.B.Datasecurityandregulatorycompliance.解析：文中明确指出数据安全和监管合规是挑战。4.C.Byintegratingdigitalsolutions.解析：文中提到MinshengBank通过数字化解决方案适应fintech趋势。5.C.Itwillfocusoninnovationandsustainability.解析：文中最后一句提到沿海地区银行业将注重创新和可持续发展。三、完形填空6.D.embraced7.A.enhance8.A.introduced9.B.obstacles10.D.strategies四、翻译1.MinshengBankenhancescustomersatisfactionbyprovidingpersonalizedfinancialservices.2.PutingDistrictplanstoattractatleasttenfinancialinstitutionswithinthenextfiveyears.3.Withtheadvancementoftechnology,digitalbankinghasbecomeanessentialpartofdailylife.4.China’sfinancialregulatorypoliciesaimtoprotectconsumerrightsandmaintainmarketstability.5.Theeconomicdevelopmentofcoastalcitiesbenefitsfromstronggovernmentsupportandactivecorporateparticipation.五、写作范文TheImportanceofDigitalTransformationintheBankingIndustryInrecentyears,digitaltransformationhasbecomeacriticalfactorinthebankingindustr