兴业银行徐州市铜山区2025秋招笔试英文行测高频题含答案

兴业银行徐州市铜山区2025秋招笔试英文行测高频题含答案一、选词填空（共10题，每题1分）题目要求：从每题所给的四个选项中，选择最符合句子语境的单词填空。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.LocaleconomicpoliciesinXuzhouaimto______smallandmedium-sizedenterprisesbyreducingtaxburdens.A.promoteB.discourageC.eliminateD.weaken3.Thebank’snewmobileappprovidesa______userexperiencewithstreamlinedtransactionprocesses.A.complexB.confusingC.seamlessD.tedious4.Duetoregulatorychanges,somehigh-riskfinancialproductshavebeen______intheregion.A.bannedB.promotedC.recommendedD.expanded5.Ourteamiscommittedtodelivering______servicestocustomersinCuozhouDistrict.A.inadequateB.substandardC.excellentD.inefficient6.Themergerbetweentwolocalbankswill______marketcompetitioninJiangsuProvince.A.intensifyB.reduceC.stabilizeD.eliminate7.Theannualfinancialreporthighlightsthebank’seffortsto______non-performingloans.A.increaseB.decreaseC.ignoreD.report8.Digitaltransformationisakeydriverforthebank’slong-term______strategy.A.growthB.declineC.stagnationD.failure9.Thegovernment’sfiscalpoliciesaredesignedto______inflationandsupporteconomicrecovery.A.boostB.controlC.ignoreD.exacerbate10.ThebranchinCuozhouhasbeen______tomeetthegrowingdemandforpersonalizedbankingservices.A.expandedB.neglectedC.optimizedD.closed二、阅读理解（共5题，每题2分）题目要求：根据文章内容，选择最符合题意的选项。Passage1Theriseofblockchaintechnologyhassignificantlyimpactedthebankingsector,particularlyinregionslikeXuzhou.Localfinancialinstitutionsareexploringblockchainforsecuretransactions,supplychainmanagement,andcross-borderpayments.Whilechallengessuchasscalabilityandregulationpersist,thepotentialbenefitsareundeniable.ThePeople’sBankofChinahasevenpilotedblockchain-basedtradefinanceinitiativesinseveralcities,includingXuzhou.Forbanks,adaptingtothistechnologyisnolongeroptionalbutastrategicnecessitytostaycompetitive.1.Whatisthemainfocusofthepassage?A.Thedisadvantagesofblockchaininbanking.B.Thegovernment’sroleinblockchainadoption.C.Theimpactofblockchainonthebankingindustry.D.Thefutureoftraditionalbankingsystems.2.Whichofthefollowingismentionedasapotentialapplicationofblockchaininbanks?A.Customerrelationshipmanagement.B.Supplychainfinance.C.Employeeperformanceevaluation.D.Assetliabilitymanagement.3.Accordingtothepassage,whatistheattitudeofthePeople’sBankofChinatowardblockchain?A.Skeptical.B.Neutral.C.Supportive.D.Uncertain.Passage2Xuzhou,asakeycityinJiangsuProvince,facesuniquechallengesinfinancialregulation.Thelocalgovernmenthasimplementedstricteranti-moneylaundering(AML)measurestocombatfinancialcrimes.Banksoperatingintheregionarerequiredtoenhancecustomerduediligenceprocessesandreportsuspiciousactivitiestoregulatoryauthorities.Whilethesemeasureshaveimprovedtransparency,theyalsoincreaseoperationalcostsforfinancialinstitutions.SomesmallbanksinCuozhouhavestruggledtocomply,leadingtocallsformoretailoredregulatoryframeworks.4.Whatistheprimaryconcernaddressedinthepassage?A.ThegrowthofsmallbanksinXuzhou.B.Thehighcostsoffinancialregulation.C.TheeffectivenessofAMLpolicies.D.Thelackofgovernmentsupportforbanks.5.Whichgroupismentionedasbeingnegativelyaffectedbystricterregulations?A.Largecommercialbanks.B.Localgovernmentofficials.C.Smallandmedium-sizedbanks.D.Customersoffinancialinstitutions.三、完形填空（共10题，每题1分）题目要求：根据上下文，选择最合适的单词填空。ThebankingsectorinXuzhouhasundergonesignificantchangesinrecentyears.______(6)theriseofdigitalbanking,traditionalbankshavehadto______(7)innovativesolutionstoattractyoungercustomers.CuozhouDistrict,inparticular,hasbecomeahubforfinancialstartups,offeringopportunitiesforbothestablishedbanksandnewentrants.______(8),thecompetitionhasledtobetterservicesandlowerfeesforconsumers.However,challengessuchascybersecurityandregulatorycomplianceremaincriticalforbanksoperatingintheregion.6.A.WithB.DespiteC.WithoutD.Becauseof7.A.developB.ignoreC.reduceD.eliminate8.A.ThusB.HoweverC.MoreoverD.Therefore9.Thesuccessoftheseinitiativesdependsonthebank’sabilityto______(9)customerneedswhilemaintainingprofitability.A.understandB.ignoreC.neglectD.misinterpret10.Inthelongterm,banksinXuzhoumust______(10)toevolvingmarkettrendstoremainrelevant.A.resistB.adaptC.opposeD.ignore四、句子改错（共5题，每题2分）题目要求：找出句子中的错误并改正。1.Thelocalbranchhasbeenclosedformaintenancesincelastmonth.→Correct:Thelocalbranchhasbeenclosedformaintenance______(for)______(last)month.2.Althoughtheeconomicsituationisimproving,thebank’sprofitshavenotincreasedyet.→Correct:Althoughtheeconomicsituationisimproving,thebank’sprofitshavenotincreased______(yet).3.Thenewregulationsrequireallemployeestocompletetrainingprogramswithinthreeweeks.→Correct:Thenewregulationsrequireallemployeestocompletetrainingprograms______(within)______(three)weeks.4.Despitefacingfinancialdifficulties,thebankhasmanagedtoexpanditsoperationsinCuozhou.→Correct:Despitefacingfinancialdifficulties,thebankhasmanagedtoexpanditsoperations______(in)______(Cuozhou).5.Iftheinterestratescontinuetorise,itmayimpactthebank’sloanapprovalrates.→Correct:Ifinterestratescontinuetorise,itmayimpactthebank’sloanapprovalrates.五、翻译填空（共5题，每题2分）题目要求：将中文句子翻译成英文，并填入括号内。1.为了提升客户满意度，银行计划推出更多个性化服务。→Toimprovecustomersatisfaction,thebankplanstolaunch______(morepersonalized)services.2.政府出台了一系列政策以支持中小企业的数字化转型。→Thegovernmenthasintroducedaseriesofpoliciestosupportthedigitaltransformationof______(smallandmedium-sizedenterprises).3.由于市场竞争加剧，银行需要优化成本结构以提高盈利能力。→Duetoincreasedmarketcompetition,banksneedtooptimizetheircoststructuretoenhance______(profitability).4.该分行在过去一年中成功吸引了超过10,000名新客户。→Thebranchhassuccessfullyattractedover10,000newcustomers______(inthepastyear).5.银行正在探索人工智能技术在风险管理中的应用。→Thebankisexploringtheapplicationofartificialintelligencetechnologyin______(riskmanagement).答案与解析一、选词填空1.A(forced)解析：Fintech的发展迫使传统银行业必须创新。2.A(promote)解析：徐州地方政府旨在通过减税促进中小企业发展。3.C(seamless)解析：银行的新移动应用提供了无缝的用户体验。4.A(banned)解析：由于监管变化，一些高风险金融产品已被禁止。5.C(excellent)解析：我们的团队致力于为客户提供优质服务。6.A(intensify)解析：两间银行的合并将加剧江苏市场的竞争。7.B(decrease)解析：年度财务报告强调了银行努力减少不良贷款。8.A(growth)解析：数字化转型是银行长期增长战略的关键驱动力。9.B(control)解析：政府的财政政策旨在控制通货膨胀并支持经济复苏。10.C(optimized)解析：徐州分行已优化以满足日益增长的个性化银行服务需求。二、阅读理解1.C解析：文章主要讨论区块链技术对银行业的影响。2.B解析：文章提到区块链可用于供应链金融。3.C解析：中国人民银行支持区块链试点项目。4.B解析：文章指出严格的金融监管增加了银行的运营成本。5.C解