中信银行石家庄市裕华区2025秋招笔试英语题专练及答案

中信银行石家庄市裕华区2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分，总计10分）题目：阅读以下短文，从每题所给的四个选项中选出最适合填入空白处的单词，并标出字母选项。短文：Therapiddevelopmentoffinancialtechnologyhasbroughtsignificantchangestothebankingindustry,especiallyinurbanareaslikeShijiazhuang.Manybanks,includingChinaCITICBank,areleveragingdigitalplatformstoimprovecustomerserviceandoperationalefficiency.However,challengesremaininbalancinginnovationwithtraditionalbankingvalues.Forinstance,howcanbanksensuredatasecuritywhileofferingconvenientonlineservices?Employeeswhoadaptquicklytothesechangeswillbehighlyvalued.1.Thedigitaltransformationhasrevolutionizedthewaybanks_______withclients.A.interactB.operateC.investD.analyze2.ChinaCITICBank’sstrategyfocuseson_______customersatisfactionthroughpersonalizedservices.A.enhancingB.reducingC.ignoringD.delaying3.Onemajorconcernishowto_______sensitivefinancialdatainthedigitalera.A.protectB.loseC.shareD.ignore4.UrbanbankslikethoseinShijiazhuangneedto_______betweenspeedandreliability.A.balanceB.separateC.combineD.eliminate5.Employeesmustbeableto_______newtechnologiestostaycompetitive.A.resistB.adoptC.rejectD.forget6.Thebank’sonlineplatformaimsto_______transactionsforcustomers.A.simplifyB.complicateC.delayD.cancel7.Financialinnovationrequiresa_______approachtobothriskandopportunity.A.conservativeB.recklessC.balancedD.narrow8.Banksmustensurethattheirsystemscan_______highvolumesofdatasecurely.A.processB.destroyC.hideD.forget9.The裕华区branchofChinaCITICBankhasbeenpraisedforits_______servicequality.A.poorB.averageC.outstandingD.declining10.Inthefuture,bankswillneedto_______moreonartificialintelligenceforautomation.A.focusB.neglectC.relyD.oppose二、阅读理解（共5题，每题2分，总计10分）题目：阅读以下三篇短文，每篇短文后列出几个问题，根据短文内容选择最佳答案。短文1：TheRiseofMobileBankinginChinaInrecentyears,mobilebankinghasbecomeanindispensablepartoffinancialservicesinChina.Accordingtoa2024reportbytheChinaBankingAssociation,over80%ofurbanresidentsinmajorcitieslikeShijiazhuangusemobileappsfordailytransactions.Thisshifthasreducedrelianceonphysicalbranches,forcingtraditionalbankstoinnovate.Forexample,ChinaCITICBankhasintroducedAI-poweredchatbotstohandlebasicinquiries,freeinghumanstafftofocusoncomplexissues.However,securityremainsatopconcern,asphishingscamstargetingmobileusershaveincreasedby30%in2024.1.WhatisthemainreasonmobilebankingispopularinChina?A.Itischeaperthantraditionalbanking.B.Itoffers24/7convenience.C.Itismandatoryforallcitizens.D.Itreducestheneedforbankemployees.2.HowhasChinaCITICBankadaptedtomobilebankingtrends?A.Byclosingallphysicalbranches.B.Byhiringmoretellers.C.ByusingAIchatbots.D.Byincreasingfeesfordigitalservices.短文2：TheRoleofBanksinRegionalEconomicDevelopmentShijiazhuang,asakeycityinHebeiProvince,reliesheavilyonitsbankingsectorforeconomicgrowth.Localbanks,includingbranchesofnationalinstitutionslikeChinaCITICBank,havebeeninstrumentalinfundinginfrastructureprojects.Forinstance,thebank’s裕华区officeprovideda$500millionloantoahigh-speedrailprojectin2023.However,regionalbanksfacechallengessuchaslimitedcapitalcomparedtolargernationalbanks.Toaddressthis,thegovernmenthasencouragedlocalbankstocollaboratewithfintechcompaniestoexpandtheirservicereach.3.WhyisthebankingsectorimportantforShijiazhuang’seconomy?A.Itgeneratesmostofthecity’staxrevenue.B.Itsupportslarge-scaleprojects.C.Itcontrolstherealestatemarket.D.Itdominatesthelocalstockexchange.4.WhatisachallengefacedbyregionalbanksinShijiazhuang?A.Toomanycustomers.B.Insufficientfunding.C.Excessivecompetition.D.Highoperatingcosts.短文3：CustomerExperienceinModernBankingBankstodayareincreasinglyfocusingoncustomerexperience(CX)toretainclients.A2024surveybyJ.D.Powerfoundthat65%ofcustomersinChinarateCXasakeyfactorwhenchoosingabank.ChinaCITICBankhasimplementedseveralmeasurestoenhanceCX,suchasreplacinglongqueueswithself-servicekiosksandofferingpersonalizedfinancialadvicethroughapp-basedtools.InShijiazhuang,the裕华区branchhasalsointroduceda“one-stopservice”tostreamlineloanapplications.Despitetheseefforts,somecustomersstillcomplainaboutbureaucraticprocesses.5.WhatdoesthesurveybyJ.D.Powersuggestaboutbankingpreferences?A.Customerspreferfreebankingservices.B.Technologyismoreimportantthanhumaninteraction.C.Convenienceandpersonalizationmattermost.D.Customersprioritizehighfeestogetbetterservice.三、完形填空（共10题，每题1分，总计10分）题目：阅读以下短文，每空缺处有四个选项，选择最佳答案。短文：BanksinmajorChinesecitieslikeShijiazhuangareundergoingatransformationtomeetmoderndemands.Withtheriseofdigitalfinance,traditionalinstitutionsmustadaptorrisklosingrelevance.ChinaCITICBank,forexample,hasinvestedheavilyinfintechsolutionstoimproveefficiency.However,thisshiftisnotwithoutchallenges.Balancinginnovationwithtraditionalvaluesrequirescarefulplanning.Employeesmustbetrainedtousenewtoolswhilemaintainingacustomer-centricapproach.Thebank’s裕华区branchhasbeenapioneerinthisregard,combiningdigitalplatformswithpersonalizedservice.6.Thepassagemainlydiscusses_______inthebankingsector.A.economicgrowthB.technologicalchangeC.employeelayoffsD.regulatoryreforms7.Whydobanksneedtoadapttodigitalfinance?A.Toreducecosts.B.Toattractyoungercustomers.C.Tocomplywithgovernmentrules.D.Toincreaseprofitmargins.8.WhathasChinaCITICBankdonetomodernize?A.Expandeditsphysicalbranches.B.AdoptedAIandbigdata.C.Reducedloanapprovals.D.Focusedonruralbanking.9.Whatisachallengementionedinthepassage?A.Highcompetition.B.Lackoffunding.C.Resistancetochange.D.Lowcustomersatisfaction.10.The裕华区branchishighlightedasanexampleof_______.A.poorservice.B.traditionalbanking.C.successfulinnovation.D.bureaucraticinefficiency.四、翻译填空（共5题，每题2分，总计10分）题目：将以下句子翻译成英文，填入横线处。1.中国银行业的数字化转型对石家庄等城市产生了深远影响。_______digitaltransformationhashadaprofoundimpactoncitieslikeShijiazhuang.2.中信银行裕华区分行致力于为客户提供高效便捷的服务。TheChinaCITICBankYuhuaDistrictBranchiscommittedtoproviding_______andconvenientservicestocustomers.3.随着科技发展，银行需要加强数据安全防护。Withtheadvancementoftechnology,banksneedtostrengthen_______protection.4.石家庄作为河北省的经济中心，银行业发展迅速。AstheeconomichubofHebeiProvince,Shijiazhuanghasseen_______developmentinthebankingsector.5.员工需要具备跨文化沟通能力以服务国际客户。Employeesneedtohavecross-culturalcommunicationskillsto_______internationalclients.五、短文写作（1题，10分）题目：Writeashortessay(150-200words)onthetopic:"TheImportanceofAdaptationforBankEmployeesintheDigitalAge".答案及解析一、选词填空答案及解析1.A.interact-解析："interactwithclients"意为“与客户互动”，符合银行业务场景。2.A.enhancing-解析："enhancecustomersatisfaction"意为“提升客户满意度”，符合银行服务目标。3.A.protect-解析："protectsensitivefinancialdata"意为“保护敏感财务数据”，符合行业安全需求。4.A.balance-解析："balancebetweenspeedandreliability"意为“平衡速度与可靠性”，符合银行业务管理。5.B.adopt-解析："adoptnewtechnologies"意为“采用新技术”，符合行业发展趋势。6.A.simplify-解析："simplifytransactions"意为“简化交易”，符合数字银行目标。7.C.balanced-解析："balancedapproach"意为“平衡方法”，符合风险管理理念。8.A.process-解析："processhighvolumesofdata"意为“处理大量数据”，符合银行技术需求。9.C.outstanding-解析："outstandingservicequality"意为“卓越的服务质量”，符合银行宣传。10.A.focus-解析："focusmoreonAI"意为“更关注AI”，符合技术趋势。二、阅读理解答案及解析短文1：1.B.Itoffers24/7convenience.-解析：文中提到“24/7convenience”是移动银行受欢迎的原因。2.C.ByusingAIchatbots.-解析：文中明确指出中国中信银行使用AI聊天机器人。短文2：3.B.Itsupportslarge-scaleprojects.-解析：文中提到银行贷款支持基础设施项目。4.B.Insufficientfunding.-解析：文中提到区域银行面临资金不足的问题。短文3：5.C.Convenienceandpersonalizationmattermost.-解析：文中引用调查结果，强调便利性和个性化服务的重要性。三、完形填空答案及解析6.B.technologicalchange-解析：文主旨是银行如何应对技术变革。7.B.Toattractyoungercustomers.-解析：数字化是为了满足年轻客户需求。8.B.AdoptedAIandbigdata.-解析：文中提到中信银行投资AI和大数据。9.C.Resistancetochange.-解析：文中提到平衡创新与传统的挑战。10.C.successfulinnovation.-解析：文称裕华区分行是创新的典范。四、翻译填空答案及解析1.Therapid-解析：“数字化转型”对应“digitaltransformation”。2.efficient-解析：“高效便捷”对应“efficientandconvenient”。3.data-解析：“数据安全防护”对应“dataprotection”。4.rapid-解析：“迅速发