光大银行泰州市泰兴市2025秋招笔试英语题专练及答案

光大银行泰州市泰兴市2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分）directions:Choosethebestwordtofillineachblank.1.ThefinancialsectorinTaixinghasexperiencedsignificant______overthepastdecade.A.growthB.declineC.stagnationD.fluctuation2.Duetoregulatorychanges,bankslikeEverbrightarenowrequiredtoenhancetheir______measures.A.complianceB.innovationC.efficiencyD.profitability3.ThenewbranchinTaixingaimsto______localbusinessesbyofferingtailoredfinancialsolutions.A.supportB.disruptC.competeD.marginalize4.Digitaltransformationhas______thewaycommercialbanksoperateintheJiangsuregion.A.revolutionizedB.standardizedC.complicatedD.simplified5.Thebank’ssustainabilityreporthighlightsitscommitmenttoreducingcarbon______.A.emissionsB.investmentsC.allocationsD.liabilities6.Customerserviceremainsakey______forretainingclientsinthecompetitivebankingmarket.A.strategyB.challengeC.priorityD.risk7.Theloanofficercarefullyreviewedtheapplicant’s______toensurethecreditworthiness.A.backgroundB.portfolioC.statementD.collateral8.ThemergerbetweenEverbrightBankandanotherinstitutionhas______marketdominance.A.strengthenedB.weakenedC.diversifiedD.diluted9.TheTaixingofficeisexpandingits______toincludemorewealthmanagementservices.A.scopeB.costC.limitD.capacity10.Artificialintelligenceisincreasinglyusedinbanksto______frauddetection.A.optimizeB.undermineC.eliminateD.supplement二、阅读理解（共5题，每题2分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseoffintechhasreshapedthebankingindustry,particularlyinregionslikeTaixing,Jiangsu.TraditionalbankssuchasEverbrightareadoptingdigitaltechnologiestostaycompetitive.Accordingtoarecentreport,65%ofbankbranchesinTaixinghaveintegratedonlineplatformstoimprovecustomeraccessibility.However,challengesremain,includingcybersecurityrisksandtheneedforskilledpersonnel.TheTaixingbranchofEverbrightBankhasinvestedheavilyinAI-drivensolutionstostreamlineoperations.Despitetheseefforts,somesmallbusinessesstillfinditdifficulttoaccessfinancialservicesduetorigidlendingcriteria.Thebankisnowexperimentingwithblockchaintoenhancetransparencyintransactions.1.WhathassignificantlyimpactedthebankingsectorinTaixing?A.RegulatoryreformsB.FintechadvancementsC.EconomicdownturnsD.Laborshortages2.WhatpercentageofbankbranchesinTaixinghaveadopteddigitalplatforms?A.50%B.60%C.65%D.70%3.WhatisamajorchallengefacedbytraditionalbanksinTaixing?A.HighcustomersatisfactionB.CybersecuritythreatsC.ExcessiveprofitsD.Overstaffing4.HowisEverbrightBankaddressingoperationalinefficiencies?A.ByexpandingphysicalbranchesB.ByinvestinginAIsolutionsC.ByincreasingloanapprovalsD.Byhiringmorestaff5.Whattechnologyisthebankexploringtoimprovetransactiontransparency?A.CloudcomputingB.BlockchainC.BigdataanalyticsD.Mobilebanking三、完形填空（共10题，每题1分）directions:Completethepassagebychoosingthebestwordforeachblank.ThebankingindustryinTaixinghasundergone______changesinrecentyears.Withthe______ofdigitalbanking,traditionalfinancialinstitutionshavehadtoadapt.EverbrightBank,forinstance,has______itsmobileapptoincludemorepersonalizedservices.The______ofcustomerdatahasbecomecrucialfortargetedmarketing.However,the______ofregulatorycomplianceremainsatoppriority.BanksinTaixingarealsofocusingonsustainability,withmany______initiativestoreduceenvironmentalimpact.The______ofAIinfrauddetectionhasimprovedsecuritybutalsoraisedconcernsaboutprivacy.Ultimately,thesuccessofbanksinTaixingdependsontheirabilitytobalanceinnovationwithstability.1.A.dramaticB.gradualC.minimalD.unexpected2.A.riseB.declineC.fallD.stagnation3.A.upgradedB.downgradedC.simplifiedD.customized4.A.protectionB.collectionC.analysisD.storage5.A.complexityB.simplicityC.flexibilityD.transparency6.A.launchingB.abandoningC.expandingD.reducing7.A.adoptionB.rejectionC.modificationD.elimination8.A.potentialB.threatC.impactD.drawback9.A.privacyB.securityC.efficiencyD.profitability10.A.implementationB.explorationC.criticismD.rejection四、句子改错（共5题，每题2分）directions:Identifyandcorrecttheerrorineachsentence.1.Thenewfinancialpolicieshavebeenimplementedforlastfiveyears.→Correct:_________________________2.Despiteofthechallenges,thebank’sprofitabilityhasimprovedsignificantly.→Correct:_________________________3.Ifthecustomer’screditscoreishigh,theywillbeeligibleforaloan.→Correct:_________________________4.TheTaixingbranchhasfeweremployeesthantheNanjingone.→Correct:_________________________5.Althoughthemergerwasexpectedtoboostmarketshare,itdidnothappen.→Correct:_________________________五、翻译（共5题，每题2分）directions:TranslatethefollowingsentencesintoEnglish.1.泰兴市近年来吸引了大量外资企业入驻。→_________________________2.光大银行致力于为中小企业提供普惠金融服务。→_________________________3.数字化转型是银行业应对市场竞争的关键策略。→_________________________4.银行需要加强风险控制以保障客户资金安全。→_________________________5.绿色金融有助于推动可持续发展目标的实现。→_________________________答案及解析一、选词填空1.A(growth)–ThefinancialsectorinTaixinghasseengrowthduetoeconomicdevelopment.2.A(compliance)–Banksmustcomplywithregulationstoavoidpenalties.3.A(support)–Thebranchaimstosupportlocalbusinesses.4.A(revolutionized)–Digitaltransformationhasrevolutionizedbankingoperations.5.A(emissions)–Banksreducecarbonemissionsaspartofsustainabilitygoals.6.C(priority)–Customerserviceisapriorityforretainingclients.7.A(background)–Theloanofficercheckstheapplicant’sbackground.8.A(strengthened)–Themergerstrengthenedmarketdominance.9.A(scope)–Thebankexpandsitsscopetooffermoreservices.10.A(optimize)–AIoptimizesfrauddetection.二、阅读理解1.B(fintechadvancements)–Fintechhasreshapedthebankingsector.2.C(65%)–65%ofbranchesusedigitalplatforms.3.B(cybersecuritythreats)–Cybersecurityisamajorchallenge.4.B(investinginAIsolutions)–EverbrightusesAItostreamlineoperations.5.B(blockchain)–Thebankexploresblockchainfortransparency.三、完形填空1.A(dramatic)–Thechangesaredramatic.2.A(rise)–Digitalbankinghasrisen.3.A(upgraded)–Theappwasupgraded.4.B(collection)–Datacollectioniscrucial.5.A(complexity)–Complianceiscomplex.6.A(launching)–Thebanklaunchesinitiatives.7.A(adoption)–AIisadoptedforfrauddetection.8.A(potential)–AIhaspotentialbenefits.9.B(security)–Privacyconcernsexist.10.A(implementation)–AIisimplemented.四、句子改错1.Thenewfinancialpolicieshavebeenimplementedforthelastfiveyears.2.Despitethechallenges,t