兴业银行江门市新会区2025秋招笔试英文行测高频题含答案

兴业银行江门市新会区2025秋招笔试英文行测高频题含答案第一部分：选词填空（共10题，每题1分）题目要求：从下列选项中选出一个最合适的单词填入句子空白处，使句子意思完整、语法正确。1.Therapiddevelopmentoffintechhas______traditionalbankingmodels,requiringfinancialinstitutionstoadaptquickly.A.transformedB.revolutionizedC.complicatedD.modernized2.InthecontextoftheChina(Guangdong-Fujian)PilotFreeTradeZone,cross-bordere-commerceofferssignificant______forSMEsintheGuangdong-HongKong-MacaoGreaterBayArea.A.opportunitiesB.challengesC.regulationsD.obstacles3.TheJiangmenFreeTradeZoneaimsto______tradebarriersandstreamlinecustomsprocedurestoenhanceregionaleconomicintegration.A.eliminateB.reduceC.imposeD.expand4.Duetoregulatorychanges,somedigitalbankingproductsmayface______intheircurrentoperationalframework.A.complianceB.restrictionsC.incentivesD.flexibility5.Thebank’sgreenfinanceinitiativesaredesignedto______sustainabledevelopmentgoalswhilesupportingeconomicgrowth.6.Awell-designedriskmanagementsystemcan______potentiallossesandensurefinancialstability.A.mitigateB.accumulateC.ignoreD.exaggerate7.Thenewmobilebankingapphasimproveduser______bysimplifyingnavigationandenhancinginterfacedesign.A.satisfactionB.frustrationC.confusionD.resistance8.Intheageofbigdata,AI-drivencreditscoringcan______traditionalunderwritingmethodsmoreefficiently.A.replaceB.complementC.undermineD.delay9.TheJiangmengovernmenthas______policiestoattractforeigninvestmentinthehigh-techindustrialpark.A.relaxedB.tightenedC.ignoredD.standardized10.Thebank’swealthmanagementservicesfocuson______clients’long-termfinancialobjectives.A.achievingB.underminingC.delayingD.neglecting第二部分：阅读理解（共5题，每题2分）题目要求：阅读以下短文，然后根据每题问题选择最合适的答案。Passage1Theriseofdigitalcurrencies,includingcentralbankdigitalcurrencies(CBDCs),hassparkeddebateamongpolicymakersandfinancialexperts.ProponentsarguethatCBDCscanenhancemonetarypolicytransmission,reducetransactioncosts,andimprovefinancialinclusion.However,criticsraiseconcernsaboutpotentialriskssuchasmoneylaunderingandthedisruptionofexistingfinancialsystems.ThePeople’sBankofChinahasbeenexploringCBDCdevelopmentcautiously,emphasizingtechnologicalinnovationwhilemaintainingfinancialstability.ForbanksoperatinginregionslikeJiangmen,adaptingtoCBDCtrendswillbecrucialforcompetitiveadvantage.Questions:1.Whatisthemainpurposeofthepassage?A.TopromoteCBDCadoptioninChina.B.TodiscussthebenefitsandrisksofCBDCs.C.TocriticizethePBOC’sCBDCstrategy.D.Todismissdigitalcurrenciesasunnecessary.2.Accordingtothepassage,whatisamajorconcernaboutCBDCs?A.Theyaretooexpensivetoimplement.B.Theymaydisruptfinancialstability.C.Theylackpublictrust.D.Theyareonlybeneficialforbigbanks.3.HowdoesthepassagedescribethePBOC’sstanceonCBDCs?A.Itisfullysupportive.B.Itishesitantandcautious.C.Itiscompletelyagainstthem.D.Itisindifferent.Passage2TheJiangmenFreeTradeZone,partoftheChina(Guangdong-Fujian)PilotFreeTradeZone,hasimplementedseveralreformstoboostcross-bordertrade.Theseincludeaone-windowcustomssystem,reducedtariffsonselectedgoods,andstreamlinedregulatoryprocedures.Thezone’sstrategiclocationneartheHongKong-MacaobordermakesitanidealhubfortradebetweenMainlandChinaandtheGreaterBayArea.FinancialinstitutionsinJiangmenhavebeenencouragedtodeveloppaymentsolutionsthatalignwiththesetradereforms,suchasdigitalRMBsettlementandblockchain-basedlogisticstracking.Questions:4.WhatistheprimarygoaloftheJiangmenFreeTradeZonereforms?A.Toincreasegovernmentrevenue.B.Toenhancetradeefficiency.C.Toattractmoretourists.D.Tolimitforeigninvestment.5.Howdoesthezone’slocationbenefititstradeoperations?A.Itisfarfrommajorports.B.ItisequidistantfromHongKongandMacao.C.ItisclosetotheGuangdong-Fujianborder.D.Itissurroundedbymountains,limitingaccess.答案与解析答案与解析第一部分：选词填空1.B.revolutionized-解析：fintech（金融科技）对传统银行业模式产生了颠覆性影响，因此“revolutionized”（革命化）最符合语境。2.A.opportunities-解析：跨境电子商务为中小企业提供了发展空间，故“opportunities”（机遇）正确。3.B.reduce-解析：自贸区旨在降低贸易壁垒，故“reduce”（减少）符合文意。4.B.restrictions-解析：监管变化可能导致业务受限，故“restrictions”（限制）最合适。5.A.achieving-解析：绿色金融旨在实现可持续发展目标，故“achieving”（实现）正确。6.A.mitigate-解析：风险管理系统的目的是减轻潜在损失，故“mitigate”（减轻）符合文意。7.A.satisfaction-解析：优化用户体验的目的是提升满意度，故“satisfaction”（满意度）正确。8.A.replace-解析：AI信贷评分有望取代传统方法，故“replace”（取代）最合适。9.A.relaxed-解析：政府为吸引投资会放宽政策，故“relaxed”（放宽）符合文意。10.A.achieving-解析：财富管理服务旨在实现客户目标，故“achieving”（实现）正确。第二部分：阅读理解Passage11.B.TodiscussthebenefitsandrisksofCBDCs.-解析：文章平衡分析了CBDC的利弊，故B项正确。2.B.Theymaydisruptfinancialstability.-解析：文中提到“disruptionofexistingfinancialsystems”是主要风险，故B项正确。3.B.Itishesitantand