中信银行台州市三门县2025秋招笔试英语题专练及答案

中信银行台州市三门县2025秋招笔试英语题专练及答案第一部分：词汇与语法（共20题，每题0.5分，计10分）说明：下列每题中，有一个划线单词或短语需要替换，选项中只有一个是正确的。1.Thecompanyhasbeenstrugglingwithhighcostsforyears.A.facingB.dealingC.sufferingD.struggling→答案：A（解析：A项“facing”与原文意思一致，但更简洁；B项“dealing”需加“with”；C项“suffering”语义过重；D项重复。）2.Hisinnovativeideasbrokethroughtheoldtraditionsinthebankingsector.A.challengedB.brokethroughC.followedD.respected→答案：A（解析：“challenged”更符合银行业变革语境；B项重复；C项“followed”与句意相反；D项“respected”不搭配。）3.Thenewpolicyaimstomitigatetheimpactofeconomicdownturnsonsmallbusinesses.A.minimizeB.mitigateC.maximizeD.moderate→答案：B（解析：“mitigate”意为“减轻”，与银行业风险控制相关；A项“minimize”语义相近但更绝对；C项“maximize”相反；D项“moderate”不符。）4.Despitethevolatilemarketconditions,thebankmaintainedstablegrowth.A.unstableB.volatileC.predictableD.steady→答案：A（解析：“unstable”与“volatile”同义；“volatile”重复；“predictable”与句意矛盾；D项“steady”与“volatile”对立。）5.Themergerbolsteredthebank’smarketshareinthecoastalregion.A.weakenedB.boostedC.reducedD.maintained→答案：B（解析：“boosted”意为“增强”，符合银行业并购逻辑；A项“weakened”相反；C项“reduced”矛盾；D项“maintained”未体现增长。）6.TheteamelaboratedonthestrategicplanfortheupcomingQ4campaign.A.summarizedB.clarifiedC.elaboratedD.postponed→答案：C（解析：“elaborated”意为“详细说明”，与银行营销计划相关；A项“summarized”不符；B项“clarified”语义较轻；D项“postponed”无关。）7.Hisproactiveapproachhelpedthebankcapitalizeonemergingopportunities.A.reactiveB.proactiveC.passiveD.conservative→答案：B（解析：“proactive”意为“主动的”，与银行业务拓展一致；A项“reactive”相反；C项“passive”矛盾；D项“conservative”不符。）8.Theregulatorychangesrequiredbankstoenhancecomplianceprocedures.A.legalB.regulatoryC.commercialD.operational→答案：B（解析：“regulatory”指“监管的”，与银行业合规要求相关；A项“legal”语义较窄；C项“commercial”无关；D项“operational”侧重内部流程。）9.ThedisparateregionsinZhejiangpresenteduniquechallengesforthebank’sexpansion.A.diverseB.disparateC.uniformD.centralized→答案：A（解析：“diverse”意为“多样化的”，与浙江省内区域差异相关；B项“disparate”重复；C项“uniform”矛盾；D项“centralized”不符。）10.Thesubparservicequalityledtoadeclineincustomersatisfaction.A.superiorB.subparC.averageD.improving→答案：B（解析：“subpar”意为“平庸的”，与银行业服务质量问题相关；A项“superior”相反；C项“average”语义较轻；D项“improving”与句意矛盾。）11.Thesynergisticeffectsofthemergerimprovedefficiencyacrossdepartments.A.conflictingB.synergisticC.isolatedD.fragmented→答案：B（解析：“synergistic”意为“协同的”，符合银行业整合优势；A项“conflicting”相反；C项“isolated”矛盾；D项“fragmented”不符。）12.Themyriadrisksinthefinancialmarketrequiredthoroughriskassessment.A.fewB.myriadC.minimalD.negligible→答案：B（解析：“myriad”意为“无数的”，与金融风险多样性相关；A项“few”矛盾；C项“minimal”不符；D项“negligible”语义过轻。）13.Theobfuscatethereport’sfindingsmadeitdifficulttomakeinformeddecisions.A.clarifyB.obfuscateC.summarizeD.simplify→答案：A（解析：“clarify”意为“澄清”，与银行业务决策相关；B项“obfuscate”重复；C项“summarize”不符；D项“simplify”语义较轻。）14.Theprovisionalmeasureswereintendedtostabilizethemarkettemporarily.A.permanentB.provisionalC.indefiniteD.immediate→答案：B（解析：“provisional”意为“临时的”，符合金融市场应急措施；A项“permanent”相反；C项“indefinite”语义过宽；D项“immediate”未体现临时性。）15.Theparadigmshiftindigitalbankingtransformedcustomerservice.A.regressionB.paradigmC.evolutionD.stagnation→答案：B（解析：“paradigm”意为“范式”，与银行业数字化转型相关；A项“regression”相反；C项“evolution”语义较轻；D项“stagnation”矛盾。）16.Theambiguoustermsinthecontractledtodisputesbetweentheparties.A.clearB.ambiguousC.explicitD.vague→答案：B（解析：“ambiguous”意为“模糊的”，与银行业合同纠纷相关；A项“clear”相反；C项“explicit”矛盾；D项“vague”语义重叠。）17.Thesubsidizedhousingprogramhelpedlow-incomefamiliesinTaizhou.A.commercialB.subsidizedC.financedD.taxed→答案：B（解析：“subsidized”意为“补贴的”，与地方民生政策相关；A项“commercial”无关；C项“financed”语义较广；D项“taxed”相反。）18.Thevolatileexchangeratesposedchallengesforcross-bordertransactions.A.stableB.volatileC.predictableD.fluctuating→答案：B（解析：“volatile”意为“波动的”，与国际贸易业务相关；A项“stable”相反；C项“predictable”矛盾；D项“fluctuating”语义重叠。）19.Themyopicfocusonshort-termprofitshinderedsustainablegrowth.A.long-termB.myopicC.strategicD.diversified→答案：B（解析：“myopic”意为“短视的”，与银行业发展战略相关；A项“long-term”相反；C项“strategic”矛盾；D项“diversified”无关。）20.Theincentivizeprogramencouragedemployeestomeetperformancetargets.A.demotivateB.incentivizeC.penalizeD.reward→答案：B（解析：“incentivize”意为“激励”，与银行业绩效考核相关；A项“demotivate”相反；C项“penalize”矛盾；D项“reward”语义过轻。）第二部分：阅读理解（共5题，每题2分，计10分）说明：阅读以下短文，回答问题。Passage1ThebankingsectorinZhejianghasbeenundergoingrapiddigitaltransformationinrecentyears.Withtheriseoffintech,traditionalbankslikeCITICBankhavehadtoadapttonewtechnologiestoremaincompetitive.TheintegrationofAI,bigdata,andblockchainhasrevolutionizedcustomerservice,riskmanagement,andoperationalefficiency.However,thisshifthasalsobroughtchallenges,suchascybersecurityrisksandregulatorycompliance.Despitethesehurdles,thebank’sproactivestanceinembracinginnovationhaspositioneditasaleaderinthedigitalbankingspace.ThesuccessofsuchinitiativesnotonlyenhancesprofitabilitybutalsoimprovestheoverallcustomerexperienceincoastalregionslikeTaizhou.Questions:1.WhathasbeentheprimarydriverofdigitaltransformationintheZhejiangbankingsector?A.GovernmentregulationsB.FintechadvancementsC.CustomerdemandD.Economicdownturns→答案：B（解析：文中明确提到“fintech”是关键驱动力。）2.WhichofthefollowingisNOTmentionedasachallengeindigitalbanking?A.CybersecurityrisksB.RegulatorycomplianceC.EmployeeresistanceD.Operationalefficiency→答案：C（解析：文中未提及“employeeresistance”。）3.Howhasdigitaltransformationimpactedcustomerserviceincoastalregions?A.Ithasreducedsatisfactionduetotechnicalissues.B.Ithasenhancedsatisfactionthroughpersonalizedexperiences.C.Ithasmadeservicemorecomplexandslower.D.Ithaseliminatedtheneedforhumaninteraction.→答案：B（解析：文中提到“improvestheoverallcustomerexperience.”）Passage2Taizhou,acityinEastChina’sZhejiangProvince,hasemergedasakeyhubforsmallandmedium-sizedenterprises(SMEs).ThelocalgovernmenthasimplementedseveralpoliciestosupportSMEgrowth,includingtaxincentivesandlow-interestloans.However,thesebusinessesstillfacesignificantchallenges,suchaslimitedaccesstocapitalandintensecompetition.TherecentestablishmentofaregionalSMEdevelopmentfundhasaimedtoaddresstheseissues.Byprovidingfinancialsupportandmentorshipprograms,thefundhashelpedmanySMEsscaletheiroperations.Thisinitiativealignswiththebroadergoalofdiversifyingthecity’seconomyandreducingrelianceontraditionalindustries.Questions:4.WhatisthemainfocusoftheregionalSMEdevelopmentfund?A.Encouraginglarge-scaleenterprisestodominatethemarket.B.ProvidingfinancialsupportandmentorshipforSMEs.C.Restrictingthegrowthofsmallbusinessestostabilizetheeconomy.D.Promotingtheexpansionoftraditionalindustries.→答案：B（解析：文中明确提到“financialsupportandmentorshipprograms.”）5.HowdoesthegrowthofSMEsinTaizhoubenefitthelocaleconomy?A.Itleadstojoblossesintraditionalsectors.B.Itdiversifiestheeconomyandreducesrelianceonoldindustries.C.Itincreasescompetitionbutdecreasesprofitability.D.Itslowsdowneconomicdevelopmentduetolimitedfunding.→答案：B（解析：文中提到“diversifyingthecity’seconomy.”）第三部分：完形填空（共10题，每题1.5分，计15分）说明：阅读以下短文，选择最佳选项填空。ThebankingsectorinTaizhouhaswitnessedsignificantchangesinrecentyears,largelyduetothe1.(A.emergenceB.declineC.stagnation)ofdigitalbankingtechnologies.Traditionalfinancialinstitutionshavehadto2.(A.resistB.adaptC.ignore)theseadvancementsto3.(A.maintainB.loseC.expand)theirmarketshare.Oneofthemost4.(A.impactfulB.negligibleC.irrelevant)changeshasbeentheintegrationofAIincustomerservice.AI-poweredchatbotsandvirtualassistantshave5.(A.replacedB.supplementedC.undermined)humaninteraction,allowingbankstoserveclientsmoreefficiently.However,thisshifthasalsoraisedconcernsabout6.(A.innovationB.privacyC.profitability)anddatasecurity.BanksinTaizhouhavehadtostrikeabalancebetween7.(A.efficiencyB.traditionC.competition)and8.(A.innovationB.stabilityC.stagnation)toensuresustainablegrowth.Thesuccessoftheseeffortswill9.(A.dependB.conflictC.contrast)onthebank’sabilityto10.(A.anticipateB.dismissC.ignore)futuremarkettrends.Answers:1.A2.B3.A4.A5.B6.B7.B8.A9.A10.A第四部分：翻译（共2题，每题5分，计10分）说明：将以下中文句子翻译成英文。1.中国银行业协会鼓励银行加强合规管理，以防范金融风险。→答案：TheChinaBankingAssociationencouragesbankstostrengthencompliancemanagementtopreventfinancialrisks.2.浙江省的三门县近年来吸引了大量外资企业，推动了当地经济发展。→答案：TaizhouCityinZhejiangProvincehasattractedalargenumberofforeign-fundedenterprisesinrecentyears,boosti