招商银行太原市小店区2025秋招笔试英文行测高频题含答案

招商银行太原市小店区2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）说明：从每题所给的四个选项中，选择最符合句意的单词填空。1.TheeconomicdevelopmentinTaiyuanhasbeen______bytherapidgrowthofhigh-techindustries.A.boostedB.hinderedC.stabilizedD.fluctuated2.Thenewpolicyaimsto______thegapbetweenurbanandruralareasbyincreasingfundingforruralinfrastructure.A.narrowB.widenC.closeD.bridge3.ThefinancialsectorinShanxiProvincefacessignificantchallengesdueto______regulationsandmarketcompetition.A.stringentB.lenientC.flexibleD.outdated4.ManyyoungprofessionalsinTaiyuanareattractedtothecitybyits______jobopportunitiesinthetechindustry.A.limitedB.abundantC.scarceD.competitive5.Thebank'sdigitaltransformationstrategyisdesignedto______customersatisfactionandoperationalefficiency.A.enhanceB.reduceC.diminishD.maintain二、阅读理解（共4题，每题3分，共12分）说明：阅读以下短文，根据文章内容回答问题。Passage:TherapidadvancementoffintechhastransformedthebankingindustryinChina,particularlyinregionslikeTaiyuan.Traditionalbanksareincreasinglyadoptingdigitalsolutionstoimproveservicequalityandefficiency.AccordingtoarecentreportbytheChinaBankingandInsuranceRegulatoryCommission,theuseofmobilebankingapplicationshassurgedby35%inthepastyearalone.ThistrendisespeciallyevidentintheShanxiProvince,wherethetechsectorisbooming.ThePeople'sBankofChinahasalsointroducednewpoliciestosupporttheintegrationoffintechwithtraditionalbankingservices.Thesemeasuresaimtofosterinnovationwhileensuringfinancialstability.However,challengesremain,suchascybersecurityrisksandtheneedforskilledpersonnelinthedigitaldomain.1.Whatisthemainfocusofthepassage?A.ThedeclineoftraditionalbankinginChina.B.TheimpactoffintechonthebankingindustryinTaiyuan.C.Thegovernment'seffortstoregulatefintech.D.ThegrowthofthetechsectorinShanxiProvince.2.Accordingtothepassage,whathascontributedtothesurgeinmobilebankingusage?A.Governmentincentives.B.Fintechadvancements.C.Populationgrowth.D.Economicdownturns.3.Whatchallengesarementionedinthepassageasobstaclestofintechdevelopment?A.Regulatoryrestrictions.B.Cybersecurityrisks.C.Lackoffunding.D.Lowcustomeradoption.4.WhatdoesthepassagesuggestaboutthefutureoffintechinChina?A.Itwillreplacetraditionalbankingentirely.B.Itwillcontinuetogrowwithregulatorysupport.C.Itwillfacesignificantoppositionfromtraditionalbanks.D.Itwilldeclineduetocybersecurityissues.三、语法填空（共5题，每题2分，共10分）说明：根据句子提示，用所给单词的适当形式填空。1.Thebankhasimplementedseveral______(innovate)measurestoimprovecustomerservice.2.Duetothe______(increase)demandfordigitalbankingservices,thebranchhasexpandeditsoperations.3.Thefinancialregulatorhasemphasizedtheimportanceof______(ensure)compliancewithanti-moneylaunderinglaws.4.Thenewcreditscoringsystemaimsto______(accurate)assessthecreditworthinessofborrowers.5.Thebank's______(success)inreducingfraudcaseshasbeenwidelyrecognizedbyindustryexperts.四、改错题（共5题，每题2分，共10分）说明：找出以下句子中的错误并改正。1.Thecompanyhasbeenfacingfinancialdifficultiesforthelasttwoyears.Error:______Correction:______2.Despitetheeconomicchallenges,thebankingsectorinTaiyuanhasshownstrongresilience.Error:______Correction:______3.TheregulatoryframeworkinShanxiProvinceismorestrictcomparedtootherregionsinChina.Error:______Correction:______4.Thedigitaltransformationofthebankhasledtoasignificantimprovementincustomersatisfactionlevels.Error:______Correction:______5.Thenewfinancialproductisdesignedtoattractbothretailandcorporatecustomers.Error:______Correction:______五、完形填空（共5题，每题2分，共10分）说明：阅读以下短文，根据上下文选择最合适的选项填空。ThebankingsectorinTaiyuanhasundergonesignificantchangesinrecentyears,largelyduetotherapiddevelopmentoffintech.Traditionalbankshavebeenforcedtoadapttonewtechnologiestoremaincompetitive.Oneofthemostnotabletrendsistheincreasinguseofartificialintelligence(AI)increditscoringandriskmanagement.AIalgorithmscanprocessvastamountsofdatamoreefficientlythanhumananalysts,leadingtomoreaccurateassessments.Additionally,blockchaintechnologyisbeingexploredforsecuretransactionsandfraudprevention.Theseinnovationshavenotonlyimprovedoperationalefficiencybutalsoenhancedcustomerexperiences.However,theintegrationofthesetechnologiesrequiresaskilledworkforce,whichhasbecomeachallengeformanybanks.Thegovernmenthasrecognizedthisissueandhaslaunchedprogramstotrainprofessionalsinfintech.Asaresult,TaiyuanhasemergedasahubforbankinginnovationinChina.1.Whatistheprimaryfocusofthepassage?A.ThedeclineoftraditionalbankinginTaiyuan.B.Theimpactoffintechonthebankingindustry.C.Governmentpoliciestosupportfintech.D.Theshortageofskilledpersonnelinthebankingsector.2.Whattechnologyismentionedasbeingusedincreditscoringandriskmanagement?A.Mobilebankingapplications.B.Artificialintelligence.C.Blockchain.D.Cybersecuritytools.3.Howhasfintechaffectedtraditionalbanks?A.Ithasledtoadeclineincustomersatisfaction.B.Ithasforcedthemtoadoptnewtechnologies.C.Ithasincreasedregulatoryscrutiny.D.Ithasreducedtheirmarketshare.4.Whatchallengeishighlightedinthepassageregardingfintechadoption?A.Highimplementationcosts.B.Lackofskilledpersonnel.C.Customerresistance.D.Regulatorycomplianceissues.5.WhathasTaiyuanbecomeknownforinChinaduetofintech?A.Acenterforfinancialinnovation.B.Ahubfortraditionalbanking.C.Aregionwithhighunemployment.D.Amarketforfintechstartups.答案与解析一、选词填空1.A.boosted解析：句意为“太原的经济发展一直被高科技产业的快速增长所推动”，boost（推动）符合句意。2.A.narrow解析：句意为“新政策旨在通过增加对农村基础设施的资金投入来缩小城乡差距”，narrow（缩小）符合句意。3.A.stringent解析：句意为“由于严格的规定和市场竞争，山西省的金融行业面临重大挑战”，stringent（严格的）符合句意。4.B.abundant解析：句意为“许多年轻的专业人士被太原吸引，因为该市在科技行业有丰富的就业机会”，abundant（丰富的）符合句意。5.A.enhance解析：句意为“银行的数字化转型战略旨在提高客户满意度和运营效率”，enhance（提高）符合句意。二、阅读理解1.B.TheimpactoffintechonthebankingindustryinTaiyuan.解析：文章主要讨论了金融科技对太原银行业的影响，符合题意。2.B.Fintechadvancements.解析：文章提到移动银行业务的使用量激增是由于金融科技的进步，符合题意。3.B.Cybersecurityrisks.解析：文章提到金融科技发展面临的挑战包括网络安全风险，符合题意。4.B.Itwillcontinuetogrowwithregulatorysupport.解析：文章提到政府政策支持金融科技的发展，暗示其将继续增长，符合题意。三、语法填空1.innovative解析：空格处需要形容词作定语修饰measures，innovate的形容词形式为innovative。2.increasing解析：空格处需要形容词修饰demand，increase的现在分词形式increasing表示“正在增加的”。3.ensuring解析：空格处需要动名词形式作宾语，ensure的动名词形式为ensuring。4.accurately解析：空格处需要副词修饰assess，accurate的副词形式为accurately。5.success解析：空格处需要名词作宾语，success是success的名词形式。四、改错题1.Error:hasbeenfacing→hasbeenfacingCorrection:Nochang