平安银行福州市马尾区2025秋招笔试英文行测高频题含答案

平安银行福州市马尾区2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）题目：1.Therapiddevelopmentoffintechhassignificantly______theefficiencyoffinancialservicesinthecoastalregionsofFujianProvince.A.enhancedB.deterioratedC.standardizedD.complicated2.Duetothestrictenvironmentalregulationsin马尾区,manytraditionalmanufacturingplantshavebeenforcedto______theirproductionprocesses.A.optimizeB.eliminateC.postponeD.replicate3.Thenewsmartbankbranchin马尾区aimsto______customerexperiencethroughtheintegrationofAIandbigdataanalytics.A.deteriorateB.innovateC.stabilizeD.expand4.Thelocalgovernment’spolicyto______foreigninvestmenthasattractedseveralinternationalfinancialinstitutionstosetupofficesin福州.A.discourageB.promoteC.ignoreD.limit5.Thefinancialstabilityoftheregionislargelydependentonthe______ofthebankingsectorandtherobustnessoftheregulatoryframework.A.fragilityB.resilienceC.inefficiencyD.redundancy答案与解析：1.A.enhanced-解析：Fintech(金融科技)的快速发展显著提升了福建省沿海地区的金融服务效率。enhanced（提升）符合语境。2.A.optimize-解析：在马尾区严格的环保法规下，许多传统制造企业被迫优化其生产流程。optimize（优化）符合语境。3.B.innovate-解析：马尾区的新智能银行网点旨在通过人工智能和大数据分析创新客户体验。innovate（创新）符合语境。4.B.promote-解析：当地政府促进外国投资的政策吸引了多家国际金融机构在福州设立办事处。promote（促进）符合语境。5.B.resilience-解析：该地区的金融稳定性在很大程度上取决于银行体系的韧性以及监管框架的健全性。resilience（韧性）符合语境。二、阅读理解（共4题，每题3分，共12分）题目：Passage1:TherapidadvancementofdigitalbankinghastransformedthefinanciallandscapeincoastalregionsofFujianProvince.Traditionalbanksareincreasinglyintegratingfintechsolutionstoenhanceserviceefficiency.Forinstance,thenewsmartbankbranchin马尾区leveragesAI-poweredchatbotstoprovide24/7customersupport.Additionally,bigdataanalyticsenablespersonalizedfinancialrecommendations,improvingcustomerengagement.However,thisdigitaltransformationalsoposeschallenges,suchascybersecurityrisksandtheneedforskilledpersonnel.Thelocalgovernmenthasintroducedpoliciestosupportworkforcetrainingandinfrastructureupgrades,aimingtoensuresustainablegrowthinthesector.1.Whatistheprimarybenefitofintegratingfintechsolutionsintraditionalbanks?A.ReducedoperationalcostsB.EnhancedcustomerexperienceC.IncreasedregulatoryscrutinyD.Greatermarketcompetition2.Accordingtothepassage,whatarethemainchallengesofdigitalbanking?A.HighinfrastructurecostsB.CybersecurityrisksandtalentshortagesC.DecreasedcustomersatisfactionD.Overregulation3.Howdoesthelocalgovernmentplantoaddressthechallengesofdigitalbanking?A.ByimposingstricterregulationsB.ThroughworkforcetrainingandinfrastructureupgradesC.ByencouragingforeigninvestmentD.Byreducingoperationalhours4.Whatdoesthepassagesuggestaboutthefutureofbankingin马尾区?A.AreturntotraditionalbankingmodelsB.ContinuedrelianceonmanualprocessesC.AshifttowarddigitalandAI-drivenservicesD.AdeclineincustomerengagementPassage2:Thebankingsectorin福州haswitnessedsignificantchangesduetotheinfluxofforeignfinancialinstitutions.Theseinstitutionshavebroughtadvancedtechnologiesandinnovativebusinessmodels,contributingtotheregion’seconomicgrowth.However,theyalsofaceregulatorychallengesduetodifferencesinfinancialsystems.Thelocalgovernmenthasestablishedaspecialtaskforcetofacilitatesmootherintegrationandensurecompliancewithdomesticregulations.Thisincludesprovidingtaxincentivesandstreamlinedapprovalprocesses.Asaresult,福州hasbecomeanattractivedestinationforglobalbanksseekingtoexpandtheirpresenceinChina.5.Whathasbeentheimpactofforeignfinancialinstitutionson福州’sbankingsector?A.IncreasedregulatoryburdensB.TechnologicaladvancementsandeconomicgrowthC.ReducedcompetitionD.Lowercustomersatisfaction6.Whatmeasureshasthelocalgovernmenttakentosupportforeignbanks?A.ImposinghighertaxesB.EstablishingataskforceforregulatorycoordinationC.EncouraginglocalbankstomergewithforeigninstitutionsD.Reducingforeigninvestmentinthesector7.Howhas福州becomeanattractivedestinationforglobalbanks?A.DuetoitsstableeconomicenvironmentB.BecauseofitsstrictregulatoryframeworkC.OwingtothepresenceofdomesticbanksD.Asaresultoflowerlaborcosts答案与解析：1.B.Enhancedcustomerexperience-解析：文章指出，数字银行通过AI聊天机器人和大数据分析提升了客户体验。2.B.Cybersecurityrisksandtalentshortages-解析：文章提到数字银行面临网络安全风险和人才短缺的挑战。3.B.Throughworkforcetrainingandinfrastructureupgrades-解析：当地政府通过员工培训和基础设施升级来应对挑战。4.C.AshifttowarddigitalandAI-drivenservices-解析：文章暗示银行业将向数字化和AI驱动服务转型。5.B.Technologicaladvancementsandeconomicgrowth-解析：外国金融机构带来了技术进步和经济增长。6.B.Establishingataskforceforregulatorycoordination-解析：当地政府成立了专门工作组以协调监管。7.A.Duetoitsstableeconomicenvironment-解析：文章未明确提及，但福州的吸引力可能源于其稳定的经济环境。三、完形填空（共5题，每题2分，共10分）题目：Thefinancialsectorin马尾区hasbeenevolvingrapidlyinrecentyears,drivenbytechnologicaladvancementsandpolicysupport.Traditionalbanksareincreasinglyadoptingdigitalsolutionstoimproveoperationalefficiency.Forinstance,thenewsmartbankbranchin马尾区utilizesAI-poweredtoolstostreamlinecustomertransactions.Additionally,theintegrationofbigdataanalyticsenablesbankstoofferpersonalizedfinancialproducts,enhancingcustomersatisfaction.However,thistransformationalsobringschallenges,suchascybersecurityrisksandtheneedforskilledpersonnel.Thelocalgovernmenthasimplementedmeasurestoaddresstheseissues,includingworkforcetrainingprogramsandinfrastructureupgrades.Theseeffortsareexpectedtofostersustainablegrowthinthesector.1.Theword"evolving"inthefirstsentenceisclosestinmeaningto:A.deterioratingB.stagnatingC.transformingD.expanding2.Whatdoesthephrase"digitalsolutions"refertointhepassage?A.TraditionalbankingmethodsB.AI-poweredtoolsandbigdataanalyticsC.ManualcustomerserviceD.Physicalbankbranches3.Accordingtothepassage,whatisthemainbenefitofadoptingdigitalsolutions?A.ReducedcustomersatisfactionB.IncreasedoperationalcostsC.EnhancedcustomerexperienceD.Lowerregulatorycompliance4.Theword"streamline"inthesecondparagraphisclosestinmeaningto:A.complicateB.optimizeC.delayD.eliminate5.Whatmeasureshasthelocalgovernmenttakentoaddressthechallengesofdigitalbanking?A.ImposingstricterregulationsB.WorkforcetrainingandinfrastructureupgradesC.EncouragingforeigninvestmentD.Reducingoperationalhours答案与解析：1.C.transforming-解析：evolving（演变）与transforming（转型）意思最接近。2.B.AI-poweredtoolsandbigdataanalytics-解析：文章提到AI工具和大数据分析是数字解决方案的例子。3.C.Enhancedcustomerexperience-解析：文章指出数字解决方案提升了客户体验。4.B.Optimize-解析：streamline（简化）与optimize（优化）意思相近。5.B.Workforcetrainingandinfrastructureupgrades-解析：当地政府采取了员工培训和基础设施升级措施。四、句子改错（共5题，每题2分，共10分）题目：1.TherapiddevelopmentoffintechhasmadesignificantimprovementsintheefficiencyoffinancialservicesincoastalregionsofFujianProvince.2.Duetostrictenvironmentalregulationsin马尾区,manytraditionalmanufacturingplantshavebeenforcedtochangetheirproductionprocesses.3.Thenewsmartbankbranchin马尾区aimstoimprovecustomerexperiencethroughtheintegrationofAIandbigdataanalytics.4.Thelocalgovernment’spolicytoattractforeigninvestmenthasattractedseveralinternationalfinancialinstitutionstosetupofficesin福州.5.Thefinancialstabilityoftheregionishighlydependentonthestrengthofthebankingsectorandtherobustnessoftheregulatoryframework.答案与解析：1."madesignificantimprovements"→"hassignificantlyimproved"-解析：应使用现在完成进行时，表示持续影响。2."change"→"optimize"-解析：应使用optimize（优化），更符合语境。3.Correct4."toattract"→"topromote"-解析：promote（促进）更符合政策意图。5."highlydependent"→"largelydependent"-解析：largely（很大程度上）更准确。五、翻译填空（共5题，每题2分，共10分）题目：1.Therapidadvancementoffintechhas______(significantlyenhance)theefficiencyoffinancialservicesin