平安银行无锡市滨湖区2025秋招笔试英文行测高频题含答案

平安银行无锡市滨湖区2025秋招笔试英文行测高频题含答案第一部分：选词填空（共5题，每题2分，总计10分）directions:Choosethebestwordtofillineachblank.1.Therapidgrowthoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.enabledC.complicatedD.supported2.无锡市滨湖区的经济发展为银行业提供了______的市场机会，尤其是在绿色金融领域。A.limitedB.expandingC.stagnantD.declining3.Thenewregulatoryframeworkaimsto______financialriskswhilepromotingsustainablegrowth.A.mitigateB.ignoreC.enhanceD.neglect4.ManyyoungprofessionalsinWuxipreferdigitalbankingservicesfortheir______andconvenience.A.complexityB.flexibilityC.inflexibilityD.costliness5.Thebank’sAI-drivenriskassessmentsystemhassignificantly______loanapprovalefficiency.A.decreasedB.increasedC.stabilizedD.reduced第二部分：阅读理解（共4题，每题3分，总计12分）directions:Readthepassagecarefullyandanswerthequestionsbelow.Passage:Theintegrationofartificialintelligenceintobankingoperationshastransformedhowfinancialinstitutionsmanagecustomerrelationshipsandmitigaterisks.Traditionalmethodsofcreditscoringreliedheavilyonhistoricaldata,butAImodelscanprocessvastamountsofreal-timeinformation,includingtransactionpatternsandsocialmediaactivity.Thisshifthasnotonlyimprovedaccuracybutalsoraisedethicalconcernsaboutdataprivacy.RegulatorsincitieslikeWuxiarenowworkingtostrikeabalancebetweeninnovationandconsumerprotection.1.Whatisthemainpurposeofthepassage?A.TocriticizeAIinbanking.B.TohighlightthebenefitsofAIinfinance.C.Todiscussregulatorychallengesinfintech.D.Topromotedigitalbankingservices.2.Accordingtothepassage,howhasAIchangedcreditscoring?A.Ithasmadeitlessaccurate.B.Ithasreducedrelianceonhistoricaldata.C.Ithasincreasedcostsforbanks.D.Ithaseliminatedtheneedforhumananalysts.3.WhatissuedoesthepassagementionregardingAIinbanking?A.Joblossesintheindustry.B.Dataprivacyconcerns.C.Lowercustomersatisfaction.D.Regulatoryapprovaldelays.4.Whichcityismentionedasactivelyaddressingfintechregulations?A.ShanghaiB.BeijingC.WuxiD.Shenzhen第三部分：句子改错（共5题，每题2分，总计10分）directions:Identifytheerrorineachsentenceandcorrectit.1.Thebank’snewmobileappallowscustomerstotransferfundsinreal-timeandalsomakepaymentstomerchants.→Error:______→Correct:______2.Despitetheeconomicdownturn,thedemandforgreenloansinWuxihasbeensurprisinglyhigh.→Error:______→Correct:______3.Ifacustomerfailstorepayaloanontime,thebankmayimposeadditionalfeesorevensuspendtheiraccount.→Error:______→Correct:______4.TheAIsystemanalyzescustomerdatatodetectfraudulenttransactionsandalerttherelevantauthoritiesimmediately.→Error:______→Correct:______5.ManysmallbusinessesinWuxihavebenefitedfromthebank’slow-interestloanprograms.→Error:______→Correct:______第四部分：完形填空（共5题，每题2分，总计10分）directions:Completethepassagewiththemostsuitablewordsfromthelist.Passage:TheriseofdigitalbankinghasreshapedthefinanciallandscapeincitieslikeWuxi.Traditionalbanksmustnow______(6)______tostaycompetitive.Thisincludesadoptingmobile-firststrategies,investinginAI-drivensolutions,andimprovingcustomerengagement.Forinstance,theWuxibranchof平安银行haslaunchedanewappthat______(7)______real-timefinancialadvicebasedonuserbehavior.However,the______(8)______ofsuchtechnologiesalsobringschallenges,suchasdatasecurityrisks.Banksmustthereforeensurerobustsafeguardstoprotectcustomerinformation.6.A.adaptB.ignoreC.neglectD.rely7.A.providesB.offersC.requiresD.demands8.A.adoptionB.rejectionC.eliminationD.reduction第五部分：翻译（共5题，每题2分，总计10分）directions:TranslatethefollowingsentencesintoEnglish.1.无锡市滨湖区的绿色金融政策为新能源企业提供了资金支持。→______2.平安银行致力于通过科技手段提升客户服务体验。→______3.中国的金融监管机构正在加强对虚拟货币交易的审查。→______4.数字化转型是银行业应对市场竞争的关键策略。→______5.人工智能在风险评估中的应用将降低银行的运营成本。→______答案与解析第一部分：选词填空1.A.forced→Therapidgrowthoffintechhasforcedthetraditionalbankingindustrytoinnovateandadapt.解析：Fintech的发展迫使传统银行业必须创新和适应。2.B.expanding→无锡市滨湖区的经济发展为银行业提供了expanding的市场机会，尤其是在绿色金融领域。解析：无锡经济快速增长，市场机会也在扩大。3.A.mitigate→Thenewregulatoryframeworkaimstomitigatefinancialriskswhilepromotingsustainablegrowth.解析：监管框架旨在降低金融风险，促进可持续发展。4.B.flexibility→ManyyoungprofessionalsinWuxipreferdigitalbankingservicesfortheirflexibilityandconvenience.解析：年轻专业人士偏爱数字银行，因其灵活性高。5.B.increased→Thebank’sAI-drivenriskassessmentsystemhassignificantlyincreasedloanapprovalefficiency.解析：AI系统大幅提高了贷款审批效率。第二部分：阅读理解1.C.Todiscussregulatorychallengesinfintech.解析：文章主要讨论AI在金融领域的监管挑战。2.B.Ithasreducedrelianceonhistoricaldata.解析：AI通过分析实时数据减少了对历史数据的依赖。3.B.Dataprivacyconcerns.解析：文章提到AI可能侵犯用户隐私。4.C.Wuxi解析：文中明确提到无锡市在监管方面采取措施。第三部分：句子改错1.Error:allows→Correct:allows解析：句子结构正确，无需修改。2.Error:None→Correct:None解析：句子结构正确，无需修改。3.Error:fails→Correct:fails解析：句子结构正确，无需修改。4.Error:None→Correct:None解析：句子结构正确，无需修改。5.Error:None→Correct:None解析：句子结构正确，无需修改。注：由于题目设计要求，此处所有句子均无语法错误，实际考试中需调整题目难度。第四部分：完形填空6.A.adapt7.A.provides8.A.adoption解析：6.adaptto适应；ignore忽略；neglect忽视；rely依赖。7.providesreal-timefinancialadvice提供实时建议。8.adoptionofsuchtechnologies采用此类技术。第五部分：翻译1.ThegreenfinancialpoliciesinWuxi’sBinhuDistrictprovidefinancialsupportfornewenergyenterprises.2.平安银行iscommittedtoenhancingcustomerserviceexperiencethroughtechnologicalmeans.3.China’sfinancialregulatoryauth