华夏银行太原市杏花岭区2025秋招笔试英语题专练及答案

华夏银行太原市杏花岭区2025秋招笔试英语题专练及答案第一部分：词汇选择（共10题，每题1分）说明：每题有一个空格，需从选项中选择最合适的单词填入空格中，使句子意思完整、语法正确。1.TheeconomicgrowthinShanxiProvincehasbeen______bythedevelopmentofrenewableenergyindustries.A.boostedB.restrictedC.ignoredD.delayed2.Asaresultofthenewenvironmentalpolicies,manycoalminingcompaniesinJinzhongCityhavebeen______toadoptcleanertechnologies.A.forcedB.encouragedC.allowedD.prohibited3.TheconstructionoftheTaiyuan–Xi'anhigh-speedrailwayhassignificantly______thetransportationefficiencybetweenthetwocities.A.improvedB.decreasedC.delayedD.disrupted4.ThelocalgovernmentinXinzhouhasbeen______toattractforeigninvestmentbyofferingtaxincentives.A.unwillingB.reluctantC.eagerD.hesitant5.ThebankingsectorinShanxiisfacingchallengesduetothe______shiftindigitalpaymenttrends.A.gradualB.suddenC.slowD.steady6.TheCOVID-19pandemichas______thetourismindustryinDatong,butithasalsocreatedopportunitiesforremoteworkande-commerce.A.damagedB.boostedC.stabilizedD.diversified7.ThenewbranchofChinaMerchantsBankinXiangshanDistrictaimsto______thefinancialneedsofsmallandmedium-sizedenterprises.A.meetB.ignoreC.neglectD.reduce8.Theriseoffintechcompanieshas______traditionalbankstoinnovateandimprovetheirservices.A.pressuredB.supportedC.relaxedD.motivated9.ThegovernmentofJinzhongCityhaslaunchedaprogramto______theuseofelectricvehiclesinurbanareas.A.promoteB.discourageC.limitD.ban10.TheeconomicreformsinShanxihaveledtoa______increaseinforeigndirectinvestmentintheregion.A.modestB.significantC.negligibleD.gradual第二部分：阅读理解（共5题，每题2分）说明：阅读以下短文，然后根据短文内容回答问题。Passage:TheRiseofGreenFinanceinShanxiShanxiProvince,traditionallyknownforitscoal-basedeconomy,hasbeenmakingsignificantstridesingreenfinance.Thelocalgovernmenthasintroducedpoliciestoencourageinvestmentsinrenewableenergy,suchaswindandsolarpower.Theseinitiativeshavenotonlyreducedtheprovince'srelianceoncoalbuthavealsocreatednewjobopportunitiesinemergingsectors.TheChinaDevelopmentBankhasallocatedbillionsofyuantosupportgreenprojects,includingtheconstructionofsolarfarmsandwindenergyplants.Additionally,thePeople'sBankofChinahasimplementedmeasurestofacilitategreenbondissuances,allowingcompaniestoraisefundsforsustainableprojects.Thisshifttowardgreenfinancehasattractedbothdomesticandinternationalinvestors,whoareincreasinglyinterestedinenvironmentallyfriendlyinvestments.However,challengesremain,suchastheneedforbetterinfrastructureandhighercostsforgreentechnologies.Despitetheseobstacles,thefutureofgreenfinanceinShanxilookspromising,astheprovincecontinuestoalignitseconomicpolicieswithnationalsustainabilitygoals.1.Whatisthemainfocusofthelocalgovernment'spoliciesinShanxi?A.IncreasingcoalproductionB.PromotingrenewableenergyC.ReducingforeigninvestmentD.Enhancingtraditionalbankingservices2.WhichfinancialinstitutionhasplayedakeyroleinsupportinggreenprojectsinShanxi?A.TheBankofChinaB.TheChinaDevelopmentBankC.TheIndustrialandCommercialBankofChinaD.TheAgriculturalBankofChina3.WhathasbeentheimpactofgreenfinanceinitiativesonShanxi'seconomy?A.IncreasedrelianceoncoalB.FewerjobopportunitiesC.AttractionofinvestorsD.Higherinfrastructurecosts4.WhatchallengesdoesShanxifaceindevelopinggreenfinance?A.LackofgovernmentsupportB.InsufficientinvestmentC.BetterinfrastructureandhighercostsD.Reducedjobopportunities5.WhatdoesthepassagesuggestaboutthefutureofgreenfinanceinShanxi?A.ItwilldeclineduetohighcostsB.ItwillstagnatewithoutinternationalinvestmentC.ItwillcontinuetogrowwithgovernmentsupportD.Itwillbedominatedbytraditionalbanking第三部分：句子改错（共5题，每题2分）说明：下列句子中各有一处错误，请找出并改正。1.Thecompanyhasbeeninvestingheavilyindigitalbankingsolutionstoimprovecustomerserviceandincreaseitsmarketshare.-Error:-Correction:2.Despitetheeconomicchallenges,thebankingsectorinShanxihasbeenabletomaintainastablegrowthrate.-Error:-Correction:3.Thenewregulationsrequireallfinancialinstitutionstoimplementstricterriskmanagementmeasurestoprotectagainstfraud.-Error:-Correction:4.Theriseofmobilebankinghassignificantlyreducedtheneedforcustomerstovisitphysicalbranches.-Error:-Correction:5.TheCentralBankofChinahasrecentlyannouncedaseriesofmeasurestostimulatetheeconomy,includingloweringinterestratesandincreasingliquidity.-Error:-Correction:第四部分：完形填空（共10题，每题1分）说明：阅读以下短文，每空格处有一个单词，根据上下文选择最合适的选项。TheTransformationofFinanceinShanxiInrecentyears,ShanxiProvincehasundergonearemarkabletransformationinitsfinancialsector.Thetraditionalbankingmodel,oncedominatedbystate-ownedenterprises,hasbeengraduallyreplacedbymoreinnovativeandcustomer-centricapproaches.Theriseoffintechcompanieshasbeenakeydriverofthischange,offeringcutting-edgesolutionsinareassuchasmobilepayments,onlinelending,andwealthmanagement.Localbanks,suchasChinaMerchantsBankandBankofCommunications,havebeenquicktoadapt,integratingdigitaltechnologiesintotheiroperationstoenhanceefficiencyanduserexperience.Thegovernmenthasalsoplayedarolebyprovidingregulatorysupportandincentivesforfinancialinnovation.Asaresult,thefinanciallandscapeinShanxihasbecomemorediverseandcompetitive,benefitingbothbusinessesandconsumers.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldividebetweenurbanandruralareas.Despitethesehurdles,thefutureoffinanceinShanxilooksbright,astheprovincecontinuestoembracetechnologicaladvancementsandsustainablepractices.1.ThetraditionalbankingmodelinShanxihasbeengradually______bymoreinnovativeapproaches.A.replacedB.supportedC.criticizedD.ignored2.Fintechcompanieshavebeenakey______inthetransformationofShanxi'sfinancialsector.A.driverB.obstacleC.threatD.competitor3.LocalbanksinShanxihavebeenquickto______digitaltechnologiesintotheiroperations.A.integrateB.rejectC.ignoreD.oppose4.Thegovernmenthasprovided______supportforfinancialinnovationinShanxi.A.regulatoryB.limitedC.minimalD.no5.ThefinanciallandscapeinShanxihasbecomemore______andcompetitive.A.diverseB.centralizedC.traditionalD.stagnant6.Theriseoffintechhasofferedsolutionsinareassuchas______payments,onlinelending,andwealthmanagement.A.digitalB.traditionalC.cash-basedD.paper-based7.Thegovernmenthasprovidedincentivesfor______financialinnovation.A.supportingB.discouragingC.ignoringD.delaying8.ThefinancialtransformationinShanxihasbenefitedboth______andconsumers.A.businessesB.employeesC.investorsD.regulators9.OneofthechallengesinShanxiisensuring______security.A.dataB.financialC.economicD.social10.ThefutureoffinanceinShanxilooks______astheprovinceembracestechnologicaladvancements.A.brightB.dimC.uncertainD.stagnant第五部分：翻译填空（共5题，每题2分）说明：将以下中文句子翻译成英文，并填入空格中。1.太原市正在积极推动绿色金融发展，以支持可再生能源项目的投资。-Translation:______2.近年来，山西省的银行业通过数字化转型，显著提升了客户服务效率。-Translation:______3.中国人民银行最近出台了一系列措施，旨在刺激经济增长，包括降低利率和提高流动性。-Translation:______4.为了满足中小企业的金融需求，华夏银行杏花岭区分行推出了专项贷款计划。-Translation:______5.随着移动支付的普及，传统银行的柜台业务受到了一定程度的冲击。-Translation:______答案与解析第一部分：词汇选择1.A.boosted-解析：ShanxiProvince的经济增长被可再生能源产业的发展所推动。2.A.forced-解析：由于新的环保政策，许多晋中市的煤矿公司被迫采用更清洁的技术。3.A.improved-解析：太原-西安高铁的建设显著提高了两地之间的运输效率。4.C.eager-解析：忻州市政府积极吸引外国投资，并提供税收优惠。5.B.sudden-解析：山西银行业面临的挑战源于数字支付趋势的突然转变。6.A.damaged-解析：新冠疫情损害了大同的旅游业，但也创造了远程工作和电子商务的机会。7.A.meet-解析：华夏银行杏花岭区分行旨在满足中小企业的金融需求。8.A.pressured-解析：金融科技公司的兴起迫使传统银行进行创新并改进其服务。9.A.promote-解析：晋中市政府启动了一项计划，以促进城市地区电动汽车的使用。10.B.significant-解析：山西省的经济改革导致该地区外国直接投资显著增加。第二部分：阅读理解1.B.Promotingrenewableenergy-解析：文章提到山西省政府引入政策鼓励对可再生能源的投资。2.B.TheChinaDevelopmentBank-解析：文章指出国家开发银行为绿色项目提供了数十亿元人民币的支持。3.C.Attractionofinvestors-解析：绿色金融计划吸引了国内外投资者。4.C.Betterinfrastructureandhighercosts-解析：文章提到挑战包括基础设施更好和绿色技术成本更高。5.C.Itwillcontinuetogrowwithgovernmentsupport-解析：文章暗示在政府支持下，绿色金融将在山西省继续发展。第三部分：句子改错1.Error:investing-Correction:invested-解析：句子应为过去时态，表示已经投入大量资金。2.Error:able-Correction:ableto-解析：需要使用“ableto”表示能够维持稳定的增长率。3.Error:implement-Correction:implementation-解析：名词形式应为“implementation”以搭配“measures”。4.Error:reduced-Correction:reduction-解析：名词形式应为“reduction”以搭配“need”。5.Error:CentralBank-Correction:People'sBank-解析：中国人民银行才是负责制定货币政策的机构。第四部分：完形填空1.A.replaced-解析：传统银行模式被更创新的模式所取代。2.A.driver-解析：金融科技公司是山西金融部门转型的关键驱动力。3.A.integrate-解析：本地银行已迅速将数字技术整合到其运营中。4.A.regulatory-解析：政府提供了监管支持以促进金融创新。5.A.diverse-解析：金融