商贸英语词汇汇总.doc

商贸英语词汇access control label 访问控制标志access controller 访问控制器action learning行动学习alternation ranking method交替排序法appraisal interview评价面试attendance incentive plan 参与式激励计划behaviourally anchored rating scale (bars)行为锚定等级评价法benchmark job基准职位bumping/layoff procedures工作替换/临时解雇程序career planning and development 职业规划与职业发展comparable worth可比价值an enterprise that processes with supplied andimported raw materials, process withsupplied samples and assembles withsupplied parts as well as does compensationtrade三来一补企业annexation and reorganization of the enterprise企业兼并重组annual general meeting年度股东大会anonymous personalized web browsing 匿名个人化网上浏览asymmetric encryption 不对称加密virtual private network（VPN）虚拟专用网络authentication 认证broadband integrated services digital network（B-ISDN）宽带综合业务数字网secure electronic transactions （SET）安全电子交易application service provider 应用程序服务提供商Asset Services资产服务assistant district service manager 地区服务经理助理authorized representative授权代表bear market 熊市best-seller 畅销货bilateral trade 双边贸易bill of draft 汇票bill of lading(B/L) 提单board interview会议型面试brand loyalty品牌效应brand品牌brokerage firm 经纪公司bubble economy 泡沫经济bull market 牛市Business Process Management Services商业流程管理服务capital goods资本商品certificate of origin产地证chain debts三角债chain store连锁商店claim indemnity索赔clientele/customer group/customer segment 客户群combined transport bill of lading 联运提单comparative advantage/edge 比较优势compensable factor报酬因素computerized forecast计算机化预测criterion validity效标效度day-to-day-collective bargaining日常集体谈判defined benefit 固定福利confirmed L/C 保兑信用证consumer price index (CPI) 消费物价指数content hosting services 主机托管服务continuous replenishment program (CRP)连续库存补充计划contribution proportion出资比例cooperative buying联合采购coordinated reform 配套改革corporate culture/organizational culture 企业文化corporate culture企业文化cost of operation 管理费用counter offer 还盘current account经常项目customer relationship management (CRM) 客户关系管理distribution centre 配送中心distribution of material物资调度distribution of tax burden 税负分配distribution rate分摊率distribution trade 批发贸易，经销贸易distributor 分销商documentary letter of credit跟单信用证domestic bill 国内汇票71domestic currency本国通货drop and pull transport 甩挂运输dynamic operation 动态经营electronic data interchange 电子数据交换employee equity员工公平employee stock ownership plan（ESOP）员工股权计划employment agency职业介绍所employment interview求职面试end-user 最终用户e-procurement 电子化采购estate agent 房地产代理商financial bubble金融泡沫fixed-interval system(FIS)定期订货方式follow-up service 跟踪服务foreign exchange quota外汇额度full container load (FCL)整箱货full right to automatic operation自主经营权general agent 总代理general cargo 杂货general expenses 日常开支general order warehouse 普通订货仓库give sb. a sack 炒鱿鱼going rate现行工资率government bonds政府债券gross profit毛利润hard/soft sell approach硬/软销售法import quota 进口配额incentive compensation 奖金index futures 指数期货index options 指数期industrial output工业产出inflated consumption 消费膨胀in-house information technology内部信息技术inspection certificate 商检证明书intangible investment 无形投资intelligent management system智能管理系统inventory accumulation 存货积累investment banking投资银行业job analysis schedule（JAS） 工作分析计划表job knowledge tests业务知识测试job rotating工作轮换job-hop 跳槽knowledge economy知识经济labor/resource/technology/capital-intensiveindustry 劳动/资源/技术/资本密集型产业less than container load(LCL) 拼箱货liquidation清算listed company上市公司logistic cost 物流成本logistic operation物流作业logistics modulus物流模数management by objective（MBO） 目标管理management inventory管理人力储备management position description questionnaire（MPDQ）职位分析问卷调查法manufacturer 生产商marginal benefit 边际效应marginal return边际利润market share市场份额market survey市场调查market volatility市场反复无常性marketing strategy营销策略materials management物资管理multilateral negotiations 多边谈判municipal infrastructure市政配套Nasdaq composite index 纳斯达克综合指数negotiating bank议付银行net profit 纯利润new rich 暴发户/新贵old-line company 老牌公司one package service一条龙服务online distribution centre 网上配送中心online retailer 网上零售商online store 网上商店on-the-job training（OJT）在职培训outsourcing外包overall profit 总利润pay grade 工资等级pay range 工资幅度performance appraisal (PA) 绩效评价planning management计划管理pluralateral agreement 诸边协议probationary period 试用期profitability ratio获利比率promotion from within（PFW） 内部提升property right of the enterprise 企业产权public logistic centre公共型物流中心purchase price 购价raise the funds 筹集资金rating scales method业绩评定表record surge in the price 价格再创新高requirement forecast要求预测retailer 零售商72risk management 风险管理selling point 卖点shift differential值班津贴small and medium enterprises 中小型企业social effect/returns社会效益soft landing 软着陆State sectors 国营部门stock options 股票期权stock quotes 股票报价stockbuild 增加库存strategic management战略管理subscriber identity module card (SIM card)用户身份模块卡symmetric key 对称密钥universal resource locator(URL)全球资源位置wireless e-commerce 无线电子商务mobile commerce 移动商务Business Process Management Services商业流程管理服务subscriber identity module toolkit (SIM toolkit)用户身份模块工具包supply chain供应链tariff barriers 关税壁垒tax refund退税team building团队建设tertiary industry 第三产业the Dow industrials (the Dow Jones industrialaverage) 道琼斯工业平均指数trade deficit 贸易逆差trade friction 贸易摩擦trade gap贸易差额trade partner 贸易伙伴trade surplus贸易顺差trade volume 贸易额transfer transport中转运输transferable and divisible letter of credit可转让和可分割的信用证transhipment bill of lading 转运提单turn to business下海user interface用户界面vending machines售货机vendor managed inventory (VMI)供应商管理库存venture capital 风险资本virtual retail outlet 虚拟零售店vocational interest tests职业兴趣测试waning demand 需求下降/疲软warehouse layout 仓库布局warehouse management仓库管理wholesale price index (WPI) 批发物价指数win-win cooperation 强强联手zero-inventory logistics 零库存技术73金融银行业务英语词汇10K （公共交易公司向美国证券交易委员会交递的）年度交易资料10Q （公共交易公司向美国证券交易委员会交递的）季度交易资料a basket of currencies 一篮子货币a large lump sum 一次付一大笔钱a lump sum 一笔总付额a rule of thumb (根据实际经验的) 粗略的计算方法ABN 荷兰银行accelerated appreciation 加速升值access 享用权;享用机会account number 帐号account summary 帐户汇总account 帐户accountability 可信度accountancy 会计学accountant 会计accounts payable 应付账款accounts receivable 应收账款accrue (v.) 产生accrued liabilities 应计负债accumulation 积累acquire (v.) 并购acquisition (公司的)购得activity based costing (ABC) 成本法actual cost 实际成本actuary 保险统计师actuary 保险精算师add up 合计administer 管理administration fee 行政费用advance payment 预付款adverse (adj.) 相反的advising bank 通知行advocate (v.) 提倡affiliate 联营公司affiliated reinsurer 分支机构分保商agent代理商aggregate (v.) 聚集，合计alien reinsurer 国外分保商all stock/ share deal 换股交易alleviate (v.) 缓解，减轻allocate (v.) 分配allowance 津贴alter (v.) 改变alternative选择American option 美式期权Amortize (v.) 分摊analogous类似的analysable 可分析的analyst分析师Annual Cost Expectancy (ACE) 年成本预期annual economic growth rate 年经济增长率annual external audit 年度外审Annual General Meeting (AGM) 年度股东大会annual meeting 年会annual percentage rate 平均年利率annual report 年度报告annuity 年金保险投资annum 年anti-trust 反垄断appraisal评估appraise (v.) 评估appreciate（v.）升值appropriation 拨款approximate 近似的APR 年度百分比利率arbitration 仲裁area manager 区域经理arrears 拖欠款articles of association 公司章程articles of organization 组织章程Asia Development Bank (ADB) 亚洲发展银行ask price 卖方开价assess (v.) 评估assessment 评估asset 资产asset management 资产管理；投资管理asset purchase 资产收购asset stripping 资产剥离asset valuation 资产评估asset yield 资产收益asset-based lending以资产为基础的借贷assigned initiatives 分配的任务74assignment 转让，指定分配；转让证书Association of Chartered Certified Accountants(ACCA) 英国特许公认会计师公会assurance 保险asymmetrical payoff pattern 非对称回报模式at the macro level 在宏观层面上at the micro level 在微观层面上ATM 自动取款机attestation 评审，评定at-the-money (ATM) 平值期权attorney 律师；（业务或法律事务上的）代理人auction 拍卖audit 审计auditor general 审计长auditor independence 审计人的独立auditor rotation 审计师的轮换Australian dollar 澳大利亚元authentication 证实authenticity 法律有效性authorize, authorize (v.) 授权average (adj.) 平均average cost 综合平均成本avert (v.) 预防，转移back out of 取消;不履行back-to-back (adj.) 紧挨着的，连续的back-to-back letter of credit 背靠背信用证BACS 银行自动票据交换业务bad debt 坏账bailiff 查封官balance 余额balance enquiry 余额查询balance of payments 国际收支差额balance of trade 国际贸易差额balance sheet 资产负债表，资金平衡表Balanced Scorecard (BSC) 平衡计分卡balloon (v.) 激增bank credit 银行信用bank details 银行信息bank guarantee 银行担保Bank of England 英格兰银行bank statement 银行结单Bankers Automated Clearing System 银行自动清算业务bankers cheque 银行支票bankers draft 银行汇票bankers reference 银行资信证明书banking facilities 银行服务banknote 纸币bankrupt (adj.) 破产bankruptcy 破产Bankruptcy and Insolvency Act 破产与无偿债能力法barrister 大律师base-rate tracker mortgage 基本利率盈抵押basic rate 基本利率basket purchase 一揽子购买be attributable to 可归因于be committed to 承诺做，遵循bearish market 熊市beef up (口）增加，增大，加强，充实before-tax profits 税前利润benchmark 基准beneficiary 受益人benefit overestimation 利润高估benefit shortfall利益缺失bid (v.) 投标bidder 投标人bilateral loan 双边贷款bill of exchange 汇票bill of lading 提货单billion十亿black market 黑市blue chip 一贯获利的公司board of directors 董事会Board of Directors 董事会bond 证券bond spreads 相似期限的企业债券和美国国库券收益之差bondholder 债券持有人bonus 奖金book value 帐面价值bookkeeping 记账boom 增长，繁荣boom and bust 经济繁荣与萧条bootstrapping自举法，自助法，步步为营法borrow (v.) 借borrower 借方borrowing costs 贷款费用bottom line 帐本底线，盈亏底线bottom out 降到最低点bounce (v.) （银行）拒付（支票）branch 分部branch off 分叉75brand name 品牌名称breach (n. ) 违约，毁约breach of contract 违反合同breadth and depth广度及深度breadwinner 家庭主要收入来源者break even 收支平衡breakdown 细分break-even point 盈亏平衡点bring in 收入broadband 宽带broker 经纪人brokerage 经纪brokerage 经纪公司budget (n.) (v.）预算budget deficit 预算赤字budget memo 预算备忘budget process 预算程序budget report 预算报告budget surplus 预算盈余budgeted (adj.) 预算的budgeted balance sheet 资产负债预算表budgeted income statement 预算损益表budgeting 预算，预测building society 建筑会buildings and contents insurance 建筑及建筑内物品保险buildings insurance 建筑物保险bulge bracket 华尔街最大最负盛名的企业bullish market 牛市buoyant (adj.) 繁荣bureau de change 外币兑换处business function 业务功能business insurance 企业保险bust (v.) 搜查buy out 买下（合伙人的）全部股份buy up 大量买进buyer 买方buying rate 买入价buy-side 主要业务为以自身或客户的资金进行投资的金融机构buy-to-let 买房出租call off (v.) 取消call option 买入期权capital 资金capital account 资本金帐户capital adequacy 资本充足率capital asset 固定资产capital budgeting 资本预算capital expenditure budget 资本支出预算capital expenditure 资本开支capital flight 资金外流capital gains tax 资本增值税capital gains 资本增益capital growth 资本增长capital intensive 资金密集型capital market 资本市场capital sum 本金总额capitalist 投资人capitalize (v.) 列为长期投资项目capped mortgage 上限抵押card number 卡号card reader 读卡器carry out 实施cash budget 现金预算cash dispenser 自动柜员机cash equivalent 视同库存现金，抵作库存现金cash flow statement 现金流量表cash flow 现金流cash in hand 库存现金cash in on 赚钱cash in 兑换cash intake 现金流入cash management 现金管理cash register 收银机cashiers check 银行本票cashpoint 自动提款机catapult (v.) 弹射catastrophe prone 可能发生巨灾catastrophic model 巨灾模式cease trading 停止交易cedant（再保险）分出人cent 分central bank 中央银行central parity rate中间价certification 保证，证明certified check 保付支票Certified Public Accountant (CPA) 注册会计师Chamber of Commerce 商会Chapter 11 and Chapter 7 bankruptcy 联邦破产法11章和7章charge account 记账户头charge card 记账卡76charge 收费charity 慈善Chartered Accountant (CA) 注册会计师chartered financial analyst (CFA) 特许金融分析师checkout 结账处cheque 支票cheque book 支票簿cheque number 支票号Chief Audit Executive (CAE) 审计主管，审计总监Chief Finance Officer (CFO) 财务总监Chief Information Officer (CIO) 首席信息官Chief Technology Officer (CTO) 首席技术官China Regulatory Securities Commission(CRSC) 中国证券监督管理委员会chip and PIN 密码chip card 芯片卡claim form 单据claims officer 理赔员classic value stocks 经典价值股clause 条款clear (adj.) 税后的clearance 票据交换clearinghouse 票据交易所，清算机构close (v.) 收盘closing price 收盘价clout （口语）敲击，掌击，（口）尤指政治上的影响，门路，力量co-applicant 共同申请人code 标准code of ethics 伦理准则code of practice 行为规范cognitive bias 认知偏见coin 硬币co-insurance cap 联合保险上限collapse (v.) 崩溃，破产collateral 附属担保品；抵押品；（不动产的）抵押collection 藏书；收取commercial bank 商业银行（放贷而非集资的银行）commercial letter of credit 商业信用证commercial paper 商业票据（短期企业债券）commission 佣金commitment letter 承诺书 商业银行给客户的贷款的条款commodities 可相互交换且价格相同的资产（通常为农产品或金属）common denominator 公约数common goals 共同目标common interests 共同利益common stock 普通股（代表了对公司的所有权）commutation clause 减免条款commute 上下班交通；上下班交通路程comparable company analysis (Comps) 可比公司分析法comparable to 可与媲美compensate (v.) 补偿compensation 补偿，报酬competitor 竞争者comply with 符合composed of 由组成comprehensive (adj.) 综合的，全面的computer virus 电脑病毒conditional bid 有条件的投标confidential 机密的confirmation 保兑，确认书confirmation bias证实偏见confirmed (adj. ) 保兑的，证实的confirmed letter of credit 保兑信用证confirming bank 保兑银行conflict of interests 利益冲突conglomerate 大公司conglomeration 集团，联合体consignment 交运货物，交付，托销，寄售consignment transaction 寄售consistent (adj. ) 一致的consolidateinto 统一归入consolidated (adj.) 联合的consolidated financial statements 合并财务报表consolidation 合并consortium 社团, 协会constant (adj.) 恒定不变consumer credit 顾客贷款Consumer Price Index (CPI) 消费物价指数consumer proposal 消费者申请表consumer spending 消费者支出contingency 应急费contingency budget 应急预算contingent liability 或有负债contract 合同77contract out 订约退出合同contradict (v.) 与矛盾contribution 出资contribution margin 差益额controlling interest 控制股权Convenience Card 一卡通conventional financing 传统融资convertible bonds 可转换债券convertible 可兑换的conveyancing 产权转让cool (adj.) 大笔钱coordinate (v.) 协调core business 核心产业core materials 核心材料corporate banking 法人银行corporate bankruptcy 企业破产corporate finance 公司财务corporate investor 公司投资人corporate loans 企业贷款corporate reputation 公司声誉corporation 股份制企业corporation tax 企业税corresponding period of last year 去年同期cost benefit 成本效益cost control 成本控制cost driver 成本动因cost management 成本管理cost of goods sold 已售商品成本cost of living 生活成本cost of sales 销售成本cost outlay 成本开支cost overruns 成本超支cost underestimation 成本低估cost-benefit analysis 成本收益分析cost-effective 有成本效益的，划算的价counteract (v.) 抵消，消解counterfeit 伪造counterfoil 存根，票根coupon 息票，定购券courier 信使covenant 协议，契约cover (v.) 支付cover note 暂保单crash （股市）暴跌credibility 可信度credibility 可信性credit 贷方credit (v.) 信贷credit card 信用卡credit grantor 借贷方credit history 信用历史credit instruments 信用票据credit insurance 信用保险credit rating 信用等级credit reference agencycredit risk 信用风险credit worthiness 良好的信用credit-authentication 信用认证creditor 债权人credit-worthy banks 信用好的银行criminal penalties 刑事处罚crop 一批，一系列cross selling 交叉销售cross-border trade and investment 跨国贸易和跨国投资crossed cheque 划线支票cubed (adj.) 自乘两次currency 货币currency converter 货币转换器currency exchange 货币兑换currency fluctuation 14 货币波动currency market 货币市场currency regime 货币政策current account 活期帐户current assets 流动资产current liabilities 流动负债，短期债务current ratio 流动比率cut back 缩减cut down 削减cyberspace 电脑网络空间cyclical industry 周期性行业D/A 承兑交单D/P after sight 远期付款交单D/P at sight 即期付款交单damages 损害赔偿金database 数据库daunting (adj.) 使人胆怯的，使人气馁的deal 协议dealer 交易人death duties 遗产税debenture 债券debit 借方debit card 借记卡debt 债务78debt consolidation 债务合并debt recovery 债务追索debt servicing 还本付息debt/equity ratio 债务权益比率debt-equity ratio负债产权率；债务权益比率debtor 债务人deceased (adj.) 已故的declare bankruptcy 宣布破产decline (v.) 下降deduct (v.) 扣除deducted at source 已在税源扣除的deductible (adj.) 可扣除的deductible 免赔额deduction 扣除default（v.）违约defensive maneuver 防御机制defer (v.) 推迟deferral 延迟，延期deferral 延期deficit 亏损demographically (adv.) 人口角度的denomination 面额de-peg（v.）脱钩deposit 存款；定金deposit insurance 存款保险deposit rate 存款利率depreciate (v.) 贬值depreciation （n.）贬值，折旧deregulation 撤销管制derivative 衍生物；衍生产品detect fraud 发现做假Deutsche Aktien Xchange (DAX) 德意志交易所集团(Deutsche Brse Group)推出的蓝筹股指dime 十分的硬币direct cost 直接成本direct debit 直接借记direct labor 直接人工direct material 直接材料direct taxation 直接纳税法disbursement 报销；现金支出discharge (v.& n.) （债务的）清偿，（破产的）解除；(n.) 信息披露discount rate 贴现率discounted cash flow ( DCF ) 按现值计算的现金流量discrepancy 差异dishonour 不履行dismantle (v.) 解散，拆散dispatch (v.) 发送disposable income 可支配收入distribution 分配diversification 多种经营；多样化；经营多样化divestiture 剥离dividend 分红dividends payable 应付股利division manager 部门经理Doctrine of Utmost Good Faith 最大诚信原则documentary collection 跟单托收documentary credit 跟单/押汇信用证documentary draft 跟单汇票documentary letter of credit 跟单信用证Doing Business As Statement (d/b/a) 照章经营dollar-denominated assets 美元资产domicile 期票支付场所，付款地donate (v.) 捐赠donation 捐款donor 捐赠者double entry bookkeeping 复式记帐double-digit 两位数的downloadable (adj.) 可下载的downturn (v.) 减少draft 汇票draft contract 合同草案draw up 起草drawer 出票人drop-shipper 直接发货批发商due diligence 尽职调查earmark (v.) 指定earn (v.) 赚取earnings 利润Earnings before interest, taxes, depreciation andamortization (EBITDA) 未计利息、税项、折旧及摊销前的利润earnings per share 每股收益ease out 悄悄地把打发走eat into profits 减少利润EBIT 息税前利润e-budget 无纸化预算economise (v.) 节约EFTPOS 销售点电子转帐系统e-government 电子政府electronic check 电子支票79electronic funds transfer at point of sale 销售点电子转帐系统electronic point of sale 电子销售点eliminate (v.) 排除, 消除embezzlement 贪污embrace (v.) 接受empire building (公司规) 扩张employer liability 雇主责任encompass (v.) 包括encrypt (v.) 加密endorse (v.) 背书，（支票等）背面签字endowment 捐款endowment assurance policy 人寿保险endowment assurance 养老保险endowment mortgage 人寿保险抵押entail (v.) 带来, 引起enterprise value 企业继续经营价值entity 实体，公司entrepreneur 企业家environmental audit 环境审核EPOS支付终端系统equity 资产净值，股本，自有资本equity carve-outs 售卖equity joint venture 中外合资经营企业equity release scheme 动用资产计划equivalent (adj.) 相等的；相同的equivalent 相同物，等同物ERISA 员工退休