支付业务统计指标及其释义

1、. z.支付指标体系框架支付指标体系框架中国人民银行支付结算司DATE EEEE年O月 * MERGEFORMAT8/8/2022目 录TOC o 1-5 h z uHYPERLINK l _Toc265683703第一章编制说明 PAGEREF _Toc265683703 h 15HYPERLINK l _Toc265683704第二章支付环境指标体系 PAGEREF _Toc265683704 h 17HYPERLINK l _Toc265683705一、人口 PAGEREF _Toc265683705 h 17HYPERLINK l _Toc2656837061.总人口 PAGEREF

2、_Toc265683706 h 17HYPERLINK l _Toc2656837071.1城镇人口 PAGEREF _Toc265683707 h 17HYPERLINK l _Toc2656837081.2乡村人口 PAGEREF _Toc265683708 h 17HYPERLINK l _Toc265683709二、宏观经济 PAGEREF _Toc265683709 h 18HYPERLINK l _Toc2656837101.国生产总值GDP PAGEREF _Toc265683710 h 18HYPERLINK l _Toc2656837112.GDP增长率 PAGEREF _T

3、oc265683711 h 18HYPERLINK l _Toc2656837123.人均GDP PAGEREF _Toc265683712 h 18HYPERLINK l _Toc2656837134.最终消费支出 PAGEREF _Toc265683713 h 19HYPERLINK l _Toc2656837145.全社会固定资产投资总额 PAGEREF _Toc265683714 h 19HYPERLINK l _Toc2656837156.房地产开发投资总额 PAGEREF _Toc265683715 h 19HYPERLINK l _Toc2656837167.国家财政收入 PAG

4、EREF _Toc265683716 h 20HYPERLINK l _Toc2656837178.国家财政支出 PAGEREF _Toc265683717 h 20HYPERLINK l _Toc2656837189.社会消费品零售总额 PAGEREF _Toc265683718 h 20HYPERLINK l _Toc26568371910.人均社会消费品零售额 PAGEREF _Toc265683719 h 21HYPERLINK l _Toc26568372011.货物进出口总额 PAGEREF _Toc265683720 h 21HYPERLINK l _Toc265683721三、

5、金融 PAGEREF _Toc265683721 h 22HYPERLINK l _Toc2656837221.货币供给量 PAGEREF _Toc265683722 h 22HYPERLINK l _Toc2656837232.M0/GDP PAGEREF _Toc265683723 h 22HYPERLINK l _Toc2656837243.现金 PAGEREF _Toc265683724 h 22HYPERLINK l _Toc2656837254.各项存款余额 PAGEREF _Toc265683725 h 23HYPERLINK l _Toc2656837265.各项贷款余额 PA

6、GEREF _Toc265683726 h 23HYPERLINK l _Toc2656837276.商业银行不良贷款率 PAGEREF _Toc265683727 h 23HYPERLINK l _Toc2656837287.短期金融机构人民币存款基准利率 PAGEREF _Toc265683728 h 24HYPERLINK l _Toc2656837298.短期金融机构人民币贷款基准利率 PAGEREF _Toc265683729 h 24HYPERLINK l _Toc2656837309.法定存款准备金率 PAGEREF _Toc265683730 h 24HYPERLINK l _

7、Toc26568373110.商业银行存款准备金额 PAGEREF _Toc265683731 h 24HYPERLINK l _Toc26568373211.美元汇率 PAGEREF _Toc265683732 h 25HYPERLINK l _Toc26568373312.外汇储藏 PAGEREF _Toc265683733 h25HYPERLINK l _Toc265683734四、指数 PAGEREF _Toc265683734 h 25HYPERLINK l _Toc2656837351.居民消费价格指数 PAGEREF _Toc265683735 h 25HYPERLINK l _

8、Toc2656837362.工业品出厂价格指数 PAGEREF _Toc265683736 h 26HYPERLINK l _Toc2656837373.宏观经济景气指数 PAGEREF _Toc265683737 h 26HYPERLINK l _Toc265683738第三章支付组织指标体系 PAGEREF _Toc265683738 h 27HYPERLINK l _Toc265683739一、中国人民银行 PAGEREF _Toc265683739 h 27HYPERLINK l _Toc2656837401.中国人民银行分支机构数量 PAGEREF _Toc265683740 h 2

9、7HYPERLINK l _Toc265683741二、银行业金融机构 PAGEREF _Toc265683741 h 27HYPERLINK l _Toc265683742【描述指标】 PAGEREF _Toc265683742 h 27HYPERLINK l _Toc2656837431.银行业金融机构法人总数 PAGEREF _Toc265683743 h 27HYPERLINK l _Toc2656837441.1全国性银行业金融机构法人总数 PAGEREF _Toc265683744 h 28HYPERLINK l _Toc2656837451.2区域性银行业金融机构法人总数 PAG

10、EREF _Toc265683745 h 28HYPERLINK l _Toc2656837462.银行业金融机构营业网点总数 PAGEREF _Toc265683746 h 28HYPERLINK l _Toc265683747【评价指标】 PAGEREF _Toc265683747 h 29HYPERLINK l _Toc2656837483.金融机构支付效劳覆盖率 PAGEREF _Toc265683748 h 29HYPERLINK l _Toc2656837494.每万人金融机构支付效劳网点拥有量 PAGEREF _Toc265683749 h 29HYPERLINK l _Toc2

11、65683750【预警指标】 PAGEREF _Toc265683750 h 29HYPERLINK l _Toc265683751三、非金融机构支付效劳组织 PAGEREF _Toc265683751 h 29HYPERLINK l _Toc2656837521非金融机构支付效劳组织总数 PAGEREF _Toc265683752 h 29HYPERLINK l _Toc265683753第四章支付工具指标体系 PAGEREF _Toc265683753 h 30HYPERLINK l _Toc265683754一、非现金支付工具总量指标 PAGEREF _Toc265683754 h 30

12、HYPERLINK l _Toc2656837551.非现金支付业务量 PAGEREF _Toc265683755 h 30HYPERLINK l _Toc2656837562.日均非现金支付业务量 PAGEREF _Toc265683756 h 30HYPERLINK l _Toc2656837573.非现金支付业务量地区集中比率 PAGEREF _Toc265683757 h 31HYPERLINK l _Toc2656837584.非现金支付业务量行别集中比率 PAGEREF _Toc265683758 h 31HYPERLINK l _Toc265683759二、银行业金融机构提供的非

13、现金支付工具 PAGEREF _Toc265683759 h 31HYPERLINK l _Toc265683760按非现金支付工具业务种类划分的指标 PAGEREF _Toc265683760 h 31HYPERLINK l _Toc265683761一票据 PAGEREF _Toc265683761 h 31HYPERLINK l _Toc265683762【描述指标】 PAGEREF _Toc265683762 h 31HYPERLINK l _Toc2656837631.票据业务量 PAGEREF _Toc265683763 h 31HYPERLINK l _Toc2656837642

14、.银行汇票业务量 PAGEREF _Toc265683764 h 32HYPERLINK l _Toc2656837652.1华东三省一市银行汇票业务量 PAGEREF _Toc265683765 h 32HYPERLINK l _Toc2656837663.商业银行实际结清银行汇票的业务量 PAGEREF _Toc265683766 h 32HYPERLINK l _Toc2656837674.商业银行未用退回的银行汇票的业务量 PAGEREF _Toc265683767 h 32HYPERLINK l _Toc2656837685.商业汇票业务量 PAGEREF _Toc265683768

15、 h 33HYPERLINK l _Toc2656837695.1电子商业汇票业务量 PAGEREF _Toc265683769 h 33HYPERLINK l _Toc2656837706.银行承兑汇票业务量 PAGEREF _Toc265683770 h 33HYPERLINK l _Toc2656837716.1电子银行承兑汇票 PAGEREF _Toc265683771 h 34HYPERLINK l _Toc2656837727.银行承兑汇票贴现业务量 PAGEREF _Toc265683772 h 34HYPERLINK l _Toc2656837737.1电子银行承兑汇票贴现业务

16、量 PAGEREF _Toc265683773 h 34HYPERLINK l _Toc2656837748.商业承兑汇票业务量 PAGEREF _Toc265683774 h 35HYPERLINK l _Toc2656837758.1电子商业承兑汇票业务量 PAGEREF _Toc265683775 h 35HYPERLINK l _Toc2656837769.商业承兑汇票贴现业务量 PAGEREF _Toc265683776 h 35HYPERLINK l _Toc2656837779.1电子商业承兑汇票贴现业务量 PAGEREF _Toc265683777 h 36HYPERLINK

17、l _Toc26568377810.商业汇票逾期垫款金额 PAGEREF _Toc265683778 h 36HYPERLINK l _Toc26568377911.本票业务量 PAGEREF _Toc265683779 h 36HYPERLINK l _Toc26568378012.支票业务量 PAGEREF _Toc265683780 h 37HYPERLINK l _Toc26568378112.1支票影像业务量 PAGEREF _Toc265683781 h 37HYPERLINK l _Toc26568378212.2空头支票业务量 PAGEREF _Toc265683782 h 3

18、7HYPERLINK l _Toc26568378312.3预留签章不符支票 PAGEREF _Toc265683783 h 38HYPERLINK l _Toc265683784【评价指标】 PAGEREF _Toc265683784 h 38HYPERLINK l _Toc26568378513.日均票据业务量 PAGEREF _Toc265683785 h 38HYPERLINK l _Toc26568378614.华东三省一市银行汇票占银行汇票业务量的比率 PAGEREF _Toc265683786 h 38HYPERLINK l _Toc26568378715.实际结清银行汇票占比

19、PAGEREF _Toc265683787 h 38HYPERLINK l _Toc26568378816.商业银行未用退回的银行汇票比率 PAGEREF _Toc265683788 h 39HYPERLINK l _Toc26568378917.银行汇票业务量集中度 PAGEREF _Toc265683789 h 39HYPERLINK l _Toc26568379018.电子商业汇票业务量占商业汇票业务量的比率 PAGEREF _Toc265683790 h 39HYPERLINK l _Toc26568379119.本票业务量集中度 PAGEREF _Toc265683791 h 39H

20、YPERLINK l _Toc26568379220.行系统清算的本票业务量占本票业务总量的比率 PAGEREF _Toc265683792 h 40HYPERLINK l _Toc26568379321.支票影像使用率 PAGEREF _Toc265683793 h 40HYPERLINK l _Toc265683794【预警指标】 PAGEREF _Toc265683794 h 40HYPERLINK l _Toc26568379522.商业汇票退票率 PAGEREF _Toc265683795 h 40HYPERLINK l _Toc26568379623.逾期垫款金额/商业汇票总金额

21、PAGEREF _Toc265683796 h 40HYPERLINK l _Toc26568379724.支票违规情况 PAGEREF _Toc265683797 h 41HYPERLINK l _Toc26568379825.违规支票罚款情况 PAGEREF _Toc265683798 h 41HYPERLINK l _Toc26568379926.违规支票业务量占比 PAGEREF _Toc265683799 h 41HYPERLINK l _Toc265683800二银行卡 PAGEREF _Toc265683800 h 42HYPERLINK l _Toc265683801【描述指标

22、】 PAGEREF _Toc265683801 h 42HYPERLINK l _Toc2656838021.银行卡发卡数量 PAGEREF _Toc265683802 h 42HYPERLINK l _Toc2656838031.1借记卡发卡数量 PAGEREF _Toc265683803 h 42HYPERLINK l _Toc2656838041.2信用卡发卡数量 PAGEREF _Toc265683804 h 42HYPERLINK l _Toc2656838051.3信用卡当前发卡数量 PAGEREF _Toc265683805 h 43HYPERLINK l _Toc2656838

23、062.金融IC卡期末发卡数量 PAGEREF _Toc265683806 h 43HYPERLINK l _Toc2656838073.银行卡活泼卡数量 PAGEREF _Toc265683807 h 44HYPERLINK l _Toc2656838083.1借记卡活泼卡数量 PAGEREF _Toc265683808 h 44HYPERLINK l _Toc2656838093.2信用卡活泼卡数量 PAGEREF _Toc265683809 h 44HYPERLINK l _Toc2656838104.银行卡客户数量 PAGEREF _Toc265683810 h 45HYPERLINK

24、 l _Toc2656838114.1借记卡客户数量 PAGEREF _Toc265683811 h 45HYPERLINK l _Toc2656838124.2贷记卡客户数量 PAGEREF _Toc265683812 h 45HYPERLINK l _Toc2656838134.3准贷记卡客户数量 PAGEREF _Toc265683813 h 45HYPERLINK l _Toc2656838145.睡眠卡数量 PAGEREF _Toc265683814 h 46HYPERLINK l _Toc2656838155.1借记卡睡眠卡数量 PAGEREF _Toc265683815 h 46

25、HYPERLINK l _Toc2656838165.2贷记卡睡眠卡数量 PAGEREF _Toc265683816 h 46HYPERLINK l _Toc2656838175.3准贷记卡睡眠卡数量 PAGEREF _Toc265683817 h 47HYPERLINK l _Toc2656838186.银行卡交易量 PAGEREF _Toc265683818 h 47HYPERLINK l _Toc2656838196.1银行卡存现业务量 PAGEREF _Toc265683819 h 47HYPERLINK l _Toc2656838206.2银行卡取现业务量 PAGEREF _Toc2

26、65683820 h 47HYPERLINK l _Toc2656838216.3银行卡消费业务量 PAGEREF _Toc265683821 h 48HYPERLINK l _Toc2656838226.4银行卡转账业务量 PAGEREF _Toc265683822 h 48HYPERLINK l _Toc2656838237.信用卡还款 PAGEREF _Toc265683823 h 48HYPERLINK l _Toc2656838247.1贷记卡还款 PAGEREF _Toc265683824 h 49HYPERLINK l _Toc2656838257.2准贷记卡还款 PAGEREF

27、 _Toc265683825 h 49HYPERLINK l _Toc2656838268.ATM业务量 PAGEREF _Toc265683826 h 49HYPERLINK l _Toc2656838278.1 ATM存现 PAGEREF _Toc265683827 h 49HYPERLINK l _Toc2656838288.2 ATM取现 PAGEREF _Toc265683828 h 50HYPERLINK l _Toc2656838298.3 ATM转账 PAGEREF _Toc265683829 h 50HYPERLINK l _Toc2656838309.外卡收单 PAGERE

28、F _Toc265683830 h 50HYPERLINK l _Toc2656838319.1外卡收单消费 PAGEREF _Toc265683831 h 50HYPERLINK l _Toc2656838329.2外卡收单消费 PAGEREF _Toc265683832 h 51HYPERLINK l _Toc26568383310.境外银行卡交易量 PAGEREF _Toc265683833 h 51HYPERLINK l _Toc26568383410.1境外银行卡消费量 PAGEREF _Toc265683834 h 51HYPERLINK l _Toc26568383510.2境外

29、银行卡取现 PAGEREF _Toc265683835 h 51HYPERLINK l _Toc26568383611.银行卡期末存款余额 PAGEREF _Toc265683836 h 52HYPERLINK l _Toc26568383711.1借记卡期末存款余额 PAGEREF _Toc265683837 h 52HYPERLINK l _Toc26568383811.2贷记卡期末存款余额 PAGEREF _Toc265683838 h 52HYPERLINK l _Toc26568383911.3准贷记卡期末存款余额 PAGEREF _Toc265683839 h 52HYPERLIN

30、K l _Toc26568384012.信用卡期末授信总额 PAGEREF _Toc265683840 h 53HYPERLINK l _Toc26568384112.1贷记卡期末授信总额 PAGEREF _Toc265683841 h 53HYPERLINK l _Toc26568384212.2准贷记卡期末授信总额 PAGEREF _Toc265683842 h 53HYPERLINK l _Toc26568384313.信用卡期末应偿信贷总额 PAGEREF _Toc265683843 h 53HYPERLINK l _Toc26568384413.1贷记卡期末应偿信贷总额 PAGERE

31、F _Toc265683844 h 54HYPERLINK l _Toc26568384513.2准贷记卡期末应偿信贷总额 PAGEREF _Toc265683845 h 54HYPERLINK l _Toc26568384614.信用卡循环信用账户数 PAGEREF _Toc265683846 h 54HYPERLINK l _Toc26568384714.1贷记卡循环信用账户数 PAGEREF _Toc265683847 h 55HYPERLINK l _Toc26568384814.2准贷记卡循环信用账户数 PAGEREF _Toc265683848 h 55HYPERLINK l _T

32、oc26568384915.本期累计收入 PAGEREF _Toc265683849 h 55HYPERLINK l _Toc26568385015.1年费收入 PAGEREF _Toc265683850 h 55HYPERLINK l _Toc26568385115.2佣金收入 PAGEREF _Toc265683851 h 56HYPERLINK l _Toc26568385215.3利息收入 PAGEREF _Toc265683852 h 56HYPERLINK l _Toc26568385315.4分期付款手续费收入 PAGEREF _Toc265683853 h 56HYPERLIN

33、K l _Toc26568385415.5惩罚性收入 PAGEREF _Toc265683854 h 56HYPERLINK l _Toc26568385515.6其他业务收入 PAGEREF _Toc265683855 h 57HYPERLINK l _Toc26568385616.损失准备 PAGEREF _Toc265683856 h 57HYPERLINK l _Toc26568385716.1损失准备余额 PAGEREF _Toc265683857 h 57HYPERLINK l _Toc26568385816.2本期冲销 PAGEREF _Toc265683858 h 57HYPE

34、RLINK l _Toc26568385916.3本年累计冲销 PAGEREF _Toc265683859 h 57HYPERLINK l _Toc26568386016.4本年累计伪冒损失 PAGEREF _Toc265683860 h 58HYPERLINK l _Toc26568386116.5伪冒损失准备余额 PAGEREF _Toc265683861 h 58HYPERLINK l _Toc26568386217.农民工银行卡特色效劳 PAGEREF _Toc265683862 h 58HYPERLINK l _Toc26568386317.1农民工银行卡特色效劳业务量 PAGERE

35、F _Toc265683863 h 58HYPERLINK l _Toc26568386417.2农民工银行卡特色效劳网点数 PAGEREF _Toc265683864 h 59HYPERLINK l _Toc26568386518.银行卡受理环境 PAGEREF _Toc265683865 h 59HYPERLINK l _Toc26568386618.1联网特约商户数量 PAGEREF _Toc265683866 h 59HYPERLINK l _Toc26568386718.2联网新增特约商户数量 PAGEREF _Toc265683867 h 59HYPERLINK l _Toc265

36、68386818.3联网 POS机具数量 PAGEREF _Toc265683868 h 59HYPERLINK l _Toc26568386918.4 ATM机具数量 PAGEREF _Toc265683869 h 60HYPERLINK l _Toc265683870【评价指标】 PAGEREF _Toc265683870 h 60HYPERLINK l _Toc26568387119.活泼卡比率 PAGEREF _Toc265683871 h 60HYPERLINK l _Toc26568387219.1借记卡活卡率 PAGEREF _Toc265683872 h 60HYPERLINK

37、 l _Toc26568387319.2信用卡活卡率 PAGEREF _Toc265683873 h 61HYPERLINK l _Toc26568387420.银行卡渗透率 PAGEREF _Toc265683874 h 61HYPERLINK l _Toc26568387521.银行卡卡均消费额 PAGEREF _Toc265683875 h 61HYPERLINK l _Toc26568387622.银行卡人均消费额 PAGEREF _Toc265683876 h 61HYPERLINK l _Toc26568387723.银行卡笔均消费额 PAGEREF _Toc265683877 h

38、 62HYPERLINK l _Toc26568387824.银行卡人均拥有量 PAGEREF _Toc265683878 h 62HYPERLINK l _Toc26568387925.信用卡转期比率 PAGEREF _Toc265683879 h 62HYPERLINK l _Toc26568388026.信用卡启用率 PAGEREF _Toc265683880 h 62HYPERLINK l _Toc26568388127.信用卡月均动卡率 PAGEREF _Toc265683881 h 63HYPERLINK l _Toc26568388228.信用卡每卡平均透支余额 PAGEREF

39、_Toc265683882 h 63HYPERLINK l _Toc26568388329.信用卡短期销卡数量 PAGEREF _Toc265683883 h 63HYPERLINK l _Toc26568388430.信用卡短期销卡率 PAGEREF _Toc265683884 h 63HYPERLINK l _Toc265683885【预警指标】 PAGEREF _Toc265683885 h 64HYPERLINK l _Toc26568388631.逾期账户数 PAGEREF _Toc265683886 h 64HYPERLINK l _Toc26568388732.逾期账户授信额度

40、PAGEREF _Toc265683887 h 64HYPERLINK l _Toc26568388833.未逾期的透支余额 PAGEREF _Toc265683888 h 64HYPERLINK l _Toc26568388934.逾期的透支余额 PAGEREF _Toc265683889 h 64HYPERLINK l _Toc26568389035.延滞账户透支余额 PAGEREF _Toc265683890 h 65HYPERLINK l _Toc26568389136.延滞率 PAGEREF _Toc265683891 h 65HYPERLINK l _Toc26568389237.

41、当年新增损失类账户透支余额 PAGEREF _Toc265683892 h 65HYPERLINK l _Toc26568389338.累计损失类账户透支余额 PAGEREF _Toc265683893 h 66HYPERLINK l _Toc26568389439.当前损失率 PAGEREF _Toc265683894 h 66HYPERLINK l _Toc26568389540.延后损失率 PAGEREF _Toc265683895 h 66HYPERLINK l _Toc26568389641.已核销金额 PAGEREF _Toc265683896 h 67HYPERLINK l _T

42、oc26568389742.核销后本期再回收金额 PAGEREF _Toc265683897 h 67HYPERLINK l _Toc26568389843.实际核销金额 PAGEREF _Toc265683898 h 67HYPERLINK l _Toc26568389944.核销率 PAGEREF _Toc265683899 h 67HYPERLINK l _Toc26568390045.信用卡不良透支率 PAGEREF _Toc265683900 h 68HYPERLINK l _Toc26568390146.本年累计贷款损失状况 PAGEREF _Toc265683901 h 68HY

43、PERLINK l _Toc265683902三贷记转账 PAGEREF _Toc265683902 h 68HYPERLINK l _Toc2656839031贷记转账业务量 PAGEREF _Toc265683903 h 68HYPERLINK l _Toc2656839041.1普通贷记业务量 PAGEREF _Toc265683904 h 69HYPERLINK l _Toc2656839051.2定期贷记业务量 PAGEREF _Toc265683905 h 69HYPERLINK l _Toc265683906四直接借记 PAGEREF _Toc265683906 h 69HYPE

44、RLINK l _Toc2656839071.直接借记业务量 PAGEREF _Toc265683907 h 69HYPERLINK l _Toc2656839081.1普通借记业务量 PAGEREF _Toc265683908 h 69HYPERLINK l _Toc2656839091.2定期借记业务 PAGEREF _Toc265683909 h 70HYPERLINK l _Toc265683910五托收承付 PAGEREF _Toc265683910 h 70HYPERLINK l _Toc2656839111.托收承付业务量 PAGEREF _Toc265683911 h 70HY

45、PERLINK l _Toc265683912六国信用证业务量 PAGEREF _Toc265683912 h 70HYPERLINK l _Toc2656839131.国信用证业务量 PAGEREF _Toc265683913 h 70HYPERLINK l _Toc2656839142.国信用证逾期垫款率 PAGEREF _Toc265683914 h 71HYPERLINK l _Toc265683915按非现金支付指令载体划分的指标 PAGEREF _Toc265683915 h 71HYPERLINK l _Toc265683916一纸基支付 PAGEREF _Toc26568391

46、6 h 71HYPERLINK l _Toc2656839171.纸基支付业务量 PAGEREF _Toc265683917 h 71HYPERLINK l _Toc265683918二电子支付 PAGEREF _Toc265683918 h 72HYPERLINK l _Toc265683919【描述指标】 PAGEREF _Toc265683919 h 72HYPERLINK l _Toc2656839201.电子支付发生交易客户总数 PAGEREF _Toc265683920 h 72HYPERLINK l _Toc2656839211.1网上银行客户数 PAGEREF _Toc2656

47、83921 h 72HYPERLINK l _Toc2656839221.2银行客户数 PAGEREF _Toc265683922 h 72HYPERLINK l _Toc2656839231.3手机银行客户数 PAGEREF _Toc265683923 h 72HYPERLINK l _Toc2656839242.电子支付业务量 PAGEREF _Toc265683924 h 73HYPERLINK l _Toc2656839252.1网上银行业务量 PAGEREF _Toc265683925 h 73HYPERLINK l _Toc2656839262.2银行交易量 PAGEREF _To

48、c265683926 h 73HYPERLINK l _Toc2656839272.3手机银行交易量 PAGEREF _Toc265683927 h 73HYPERLINK l _Toc2656839282.4其他电子渠道交易量 PAGEREF _Toc265683928 h 74HYPERLINK l _Toc2656839292.5.单位客户电子银行业务量 PAGEREF _Toc265683929 h 74HYPERLINK l _Toc2656839302.6个人客户电子银行业务量 PAGEREF _Toc265683930 h 74HYPERLINK l _Toc265683931【

49、评价指标】 PAGEREF _Toc265683931 h 75HYPERLINK l _Toc2656839323.交易比：纸基支付交易量/电子支付交易量 PAGEREF _Toc265683932 h 75HYPERLINK l _Toc2656839334.网银支付交易比率 PAGEREF _Toc265683933 h 75HYPERLINK l _Toc2656839345.平均网银交易量 PAGEREF _Toc265683934 h 75HYPERLINK l _Toc2656839356.平均银行交易量 PAGEREF _Toc265683935 h 75HYPERLINK l

50、 _Toc2656839367.平均手机银行交易量 PAGEREF _Toc265683936 h 76HYPERLINK l _Toc2656839378.电子支付业务量行别集中比率 PAGEREF _Toc265683937 h 76HYPERLINK l _Toc2656839389.电子支付业务量地区集中比率 PAGEREF _Toc265683938 h 76HYPERLINK l _Toc265683939【预警指标】 PAGEREF _Toc265683939 h 76HYPERLINK l _Toc265683940三、非金融机构支付效劳组织提供的非现金支付工具 PAGEREF

51、 _Toc265683940 h 76HYPERLINK l _Toc265683941第五章支付系统指标体系 PAGEREF _Toc265683941 h 77HYPERLINK l _Toc265683942一、支付系统总量指标 PAGEREF _Toc265683942 h 77HYPERLINK l _Toc265683943【描述指标】 PAGEREF _Toc265683943 h 77HYPERLINK l _Toc2656839441.支付系统业务量 PAGEREF _Toc265683944 h 77HYPERLINK l _Toc2656839452.支付系统资金流入量

52、PAGEREF _Toc265683945 h 77HYPERLINK l _Toc2656839463.支付系统资金流出量 PAGEREF _Toc265683946 h 78HYPERLINK l _Toc265683947【评价指标】 PAGEREF _Toc265683947 h 78HYPERLINK l _Toc2656839484.支付系统日均业务量 PAGEREF _Toc265683948 h 78HYPERLINK l _Toc2656839495.支付系统笔均业务金额 PAGEREF _Toc265683949 h 78HYPERLINK l _Toc2656839506

53、.支付系统业务金额占GDP的百分比 PAGEREF _Toc265683950 h 78HYPERLINK l _Toc2656839517.支付系统地区业务量集中比率 PAGEREF _Toc265683951 h 79HYPERLINK l _Toc2656839528.支付系统行别业务量集中比率 PAGEREF _Toc265683952 h 79HYPERLINK l _Toc2656839539.支付系统资金流动量集中比率 PAGEREF _Toc265683953 h 79HYPERLINK l _Toc26568395410.支付系统部资金流动量比率 PAGEREF _Toc26

54、5683954 h 80HYPERLINK l _Toc265683955【预警指标】 PAGEREF _Toc265683955 h 80HYPERLINK l _Toc265683956二、人民银行跨行支付系统指标 PAGEREF _Toc265683956 h 80HYPERLINK l _Toc265683957一大额实时支付系统指标 PAGEREF _Toc265683957 h 80HYPERLINK l _Toc265683958【描述指标】 PAGEREF _Toc265683958 h 80HYPERLINK l _Toc2656839591.大额实时支付系统参与者 PAGE

55、REF _Toc265683959 h 80HYPERLINK l _Toc2656839601.1大额实时支付系统直接参与者 PAGEREF _Toc265683960 h 80HYPERLINK l _Toc2656839611.2大额实时支付系统间接参与者 PAGEREF _Toc265683961 h 81HYPERLINK l _Toc2656839621.3大额实时支付系统特许参与者 PAGEREF _Toc265683962 h 81HYPERLINK l _Toc2656839632.大额实时支付系统业务量 PAGEREF _Toc265683963 h 81HYPERLINK

56、 l _Toc2656839642.1大额实时支付系统完成债券交易结算业务资金量 PAGEREF _Toc265683964 h 82HYPERLINK l _Toc2656839652.2大额实时支付系统完成外汇交易结算业务资金量 PAGEREF _Toc265683965 h 82HYPERLINK l _Toc2656839662.3大额实时支付系统完成同业拆借结算业务资金量 PAGEREF _Toc265683966 h 82HYPERLINK l _Toc2656839672.4大额实时支付系统完成城市商业银行银行汇票资金的移存和兑付资金的汇划结算业务资金量 PAGEREF _Toc

57、265683967 h 83HYPERLINK l _Toc2656839682.5大额实时支付系统完成同城票据交换轧差净额结算业务资金量 PAGEREF _Toc265683968 h 83HYPERLINK l _Toc2656839693.大额实时支付系统资金流入量 PAGEREF _Toc265683969 h 83HYPERLINK l _Toc2656839704.大额实时支付系统资金流出量 PAGEREF _Toc265683970 h 84HYPERLINK l _Toc265683971【评价指标】 PAGEREF _Toc265683971 h 84HYPERLINK l

58、_Toc2656839725.大额实时支付系统业务量占支付系统业务量的比率 PAGEREF _Toc265683972 h 84HYPERLINK l _Toc2656839736.大额实时支付系统日均业务量 PAGEREF _Toc265683973 h 84HYPERLINK l _Toc2656839747.大额实时支付系统笔均业务金额 PAGEREF _Toc265683974 h 85HYPERLINK l _Toc2656839758.日均DVP结算额 PAGEREF _Toc265683975 h 85HYPERLINK l _Toc2656839769.大额实时支付系统地区业务

59、量集中比率 PAGEREF _Toc265683976 h 85HYPERLINK l _Toc26568397710.大额实时支付系统参与者业务量集中比率 PAGEREF _Toc265683977 h 85HYPERLINK l _Toc26568397811.大额实时支付系统业务金额占GDP的百分比 PAGEREF _Toc265683978 h 86HYPERLINK l _Toc26568397912.大额实时支付系统资金流动量集中比率 PAGEREF _Toc265683979 h 86HYPERLINK l _Toc26568398013.大额实时支付系统部资金流动量比率 PAG

60、EREF _Toc265683980 h 86HYPERLINK l _Toc265683981【预警指标】 PAGEREF _Toc265683981 h 87HYPERLINK l _Toc26568398214.大额实时支付系统参与者退出数量 PAGEREF _Toc265683982 h 87HYPERLINK l _Toc26568398315.大额实时支付系统自动质押融资业务量 PAGEREF _Toc265683983 h 87HYPERLINK l _Toc26568398416.清算账户日间透支利息 PAGEREF _Toc265683984 h 87HYPERLINK l