人力资源外包中的问题与决策.ppt

Cashless society or cash society,Zhang Hui,At present, it is well known that the world of finance is undergoing massive changes. With the development of technology, a global cashless society is making.,For more than a decade there have been predictions of the elimination of physical cash as a transaction medium and the substitution of one form of an electronic payments system. Credit cards, debit cards, prepayment cards, and smart cards are established a non-cash transactions system.,Convenience, payment cards take up little space and can be carried with you wherever you go. It allow you to pay for things anytime, anywhere and in times of emergency. Speed, it takes up your little time, you can draw money at the bank or ATM.,Safety: Unlike cash, which can be stolen from you, payment cards can settle PIN and keep confidential . If your cards lost or stolen, you can report it to your bank without losing any of your savings. Flexibility :Cards allow you to make purchases over the phone or the Internet.,Governments will embrace it as a means of cracking down on crime and cutting government spending by cutting bureaucracy. Businesses will embrace it as a means of instant payment and automated inventory and accounting, cutting their expenses and thereby increasing their profits. The masses will embrace it for its speed, convenience, security, and ease.,For hundreds of years, the world has operated on cash-bills and coins that are tangible and give people a sense of truly possessing. Many people are still uneasy with the idea of a computerized card or chip linking them to their invisible wealth. They think cash means freedom since it assures privacy and anonymity during transactions, contrary to smart cards, which reveal private lives in order to identify status and buy goods or services. It also means decentralization.,whats more, the potential for blackmail and control is incredible. A cashless society needs large quantities of equipment, and banks may charge a little fee for issuing the cards and downloading cash on them.,However it is only a matter of time before the cashless society arrives. New technology for a cashless soci