金融英语必考词汇.doc

课本Real estate loans 不动产贷款Securities underwriting services 证券承销业务Equipment leasing services 设备租赁业务Securities brokerage services 证券经纪业务Self-liquidated loans 自偿型商业贷款Commercial paper 商业票据Idle capital 闲置资本Social security payments 支付社会保障金Legal tender 本位货币 法定货币Clean collections 光票托收Documentary collections 跟单托收Documents against Payment，D/P 付款交单Documents against Acceptance，D/P 承兑交单Collection order 托收委托书Outward documentary bill for collection 出口跟单汇票Inward documentary bill for collection 进口跟单汇票T/T telegraphic transfer 电汇M/T mail transfer 信汇D/D bankers demand draft 汇票Open account business 赊账交易Credit rating 信用评级Run on a bank 银行挤兑Postal remittance 邮政汇款Fixed deposit by installment 零存整取Large deposit 大额存款Amount in figures 小写金额Amount in words 大写金额Application form for a banking account 银行开户申请书Compound interest 复利Deposit at call 通知存款Petty current deposit 小额活期存款Operation account 交易账户Uninscribed deposit 不记名存款Financial institutions deposit 同业存款Installment savings 零存整取储蓄Value date 起息日Great wall card 长城卡Dragon card 龙卡Po card 牡丹卡Gold Ear Credit card 金穗卡Disintermediation 脱媒Cash bonus 现金红利Cash day 付款日Cash deposit as collateral 保证金，押金Cash in transit 在途现金，在运现金Cash holdings 库存现金Cash journal 现金日记薄Cash market 现金交易市场，现货市场Cash receipts journal 现金收入日记账Cash register 现金登记机，收银机Cash voucher 现金凭单，现金收据Cashier 出纳员，收支员Cashiers cheque 银行本票Check sheet 对账单Cheque book stub 支票薄存根Cheque crossed 划线支票Cheque payable at sight 见票即付支票Cheque to bearer 本人支票，不记名支票Credit beneficiary 信用证受益人Trading volume 成交量Bid-ask spread 买卖差价Convergence trading 收敛交易，趋同交易Effective date 生效日Filing date 申报日Final prospectus 最终招股说明书Global depositary receipts 全球存托凭证Insider trading 内幕交易，内部人交易Credit rating agencies 信用评级机构Limited liability company 有限责任公司Listing requirements 上市要求Closed end 封闭式Open end 开放式Overnight repo 隔夜回购Proprietary trading 产权交易，所有权交易Roadshow 路演，巡回推介Short squeeze 轧空Simple yield to maturity 简单到期收益率Sophisticated investor 资深投资者Tender offer 要约收购Selling concession 销售折扣Financial engineering 金融工程Short purchase 买空，空头补进Basis risk 基差风险Transactions costs 交易费用Short arbitrage 空头套利Long arbitrage 多头套利Margin call 保证金通知Underlying securities 标的证券Option fee 期权费Arbitrage of exchange or stock 套汇或套股Speculation on foreign exchange 外汇投机Close out 平仓Extrinsic value 外在价值Adaptive expectations 适应性预期Daily limit 每日涨（跌）停板计帐单位 a unit of account恶性通货膨胀 hyperinflation派生存款 derived（demand）deposit不兑现纸币 fiat money法定货币 legal tender钞票 note/banknote英；bill美硬币 coin辅币 fractional money美美钞 greenback格雷欣法则 Greshams law货币市场共同基金 money market mutual fund国库券 Treasury bill库存现金 cash holdings可转让支付命令帐户 negotiable order of withdral account（NOW）大额可转让定期存单 Negotiable Certificates of Deposits（CDs）应计股利 accrued divident金融中介 financial intermediary分摊风险 pooling risk货币流量分析 money-flow analysis电子货币 electronic money银根松动 monetary ease银根紧缩 monetary stringency电子资金转帐系统 electronic funds transfer system无现金社会 cash-free society现金头寸 cash position电子资料 electronic bits of data规模经济 economy of scale即付帐单 pressing bill信托基金 fund in trust；trust fund支票存款 checking account；check deposit；checkable deposit储蓄存款 savings deposit定期存款 time deposit偿债基金 sinking fund13.42 thirteen point four two8.06 eight point oh six22.70 twenty two pounds seventy；twenty two point seventy pounds$19.95 nineteen dollars ninety five；nineteen point ninety five dollars85.07 eighty five Euros seven；eighty five point oh seven Euros0.0092 nought/zero/oh point oh oh nine two0.65 nought/zero/oh point sixty fiv注:电话号码） one three five oh/zero seven seven eight oh/zero oh/zero four twoN0.509（注:房间号） number five oh/zero nineN0.213（注:房间号） number two one three；number two hundred （and） thirteenN0.100723（注:车牌号） number oh/zero oh/zero seven two three1906（注:年份） nineteen oh six1789（注:年份） seventeen eighty nine2008（注:年份） two oh/zero oh/zero eight；two thousand （and）eight；twenty oh/zero eight2010（注:年份）two oh/zero one oh/zero；two thousand（and）ten；twenty ten2016（注:年份） two oh/zero one six；two thousand（and）sixteen；twenty sixteen-9C nine degrees below zero；nine degrees centigrade below zero；nine degrees below zero centigrade100摄氏度 one hundred degrees centigrade 在零度以上 over zero degree （centigrade）；over zero centigrade24302078（注:一般数目） two four three zero/oh two zero/oh seven eight30比0（注:网球比赛比分）thirty love 3比0（注:足球等比赛比分或赌博比分）three nil 10,006 ten thousand （and）six188,103,422,005 one hundred（and）eighty eight billion one hundred（and）three million four hundred（and）twenty two thousand（and）five1,003,052 one million three thousand （and）fifty two258,000,201,114,000 two hundred （and）fifty eight trillion two hundred （and）one million one hundred （and）fourteen thousand152 fifteen squared203 twenty cubed the square root of 6366 three double six；three six six；three hundred（and）sixty six555 five double five；five five five；five hundred（and）fifty five【注：一般没有指明是属于“号码/年份、数目/温度”等特定情况下，可灵活处理，如以上366和555，既可按“一般数目”的读法，分开念（数目中有0的情况下必须分开念）或按通常念数字的读法three hundred（and）sixty six；five hundred（and）fifty five】1/2 aone half (口语中更倾向于用“a”代替“one”)1/3 aone third3/4 three fourths；three quarters2/7 two sevenths2/3 two thirds one and five ninths104 = ten divided by four is/equals two and a half105 = 50 ten times five is/equals fifty；ten multiplied by five is/equals fifty10+2=12 ten plus two is/equals twelve；ten and two is/equals twelve10-2=8 ten minus two is/equals eight；ten take away two is/equals eight银行机构banking organization/institution银行业务banking business/operations 商业银行员工commercial banking staff银行监管banking supervision监测变量monitored variable 日常监管措施day-to-day supervision mearsures监管当局regulatory/supervision authority政策性银行policy bank投资银行investment bank美；merchant bank英 托收银行remittance/remitting/entrusting bank 代收银行collecting bank转证银行transmitting bank承兑银行accepting bank保兑银行confirming bank 贴现银行discounting bank 联行affiliated bank 外汇专业银行specialized foreign exchange bank 基建投资银行infrastructure bank 国有专业银行specialized state bank 私人银行individual bank 国有商业银行state commercial bank 中信银行CITIC bank中国农业银行the Agricultural Bank of China（ABC） 中国工商银行the Industral and Commercial Bank of China（ICBC） 中国建设银行China Construction Bank（CCB） 国家开发银行the State Development Bank 德意志联邦银行Bundesbank 银行倒闭bankruptcy of a bank证券公司securities corporation 财政部（英/美）the Treasury 财政部长（英）Chancellor of the Exchequer 财政部长（美）Treasury Secretary (Secretary of Treasury) （央行）副行长deputy governor （商业银行）副行长vice president 联邦储备委员会Federal Reserve Board （联储委员会的成员）董事governor （地区联邦储备银行）行长president 中国人民银行法the Law on the Peoples Bank of China海外分行overseas branches国外往来行foreign correspondent 信用合作社credit union/cooperative 银团银行consortium bank 货币政策工具monetary policy tool/instrument；tool/instrument of monetary policy 货币政策的制定与执行formulation and execution of monetary policy积极的财政政策与适度宽松的货币政策positive fiscal policy and moderately loose/easy monetary policy 国库the state treasury 货币供应量money supply 信用紧缩credit tightening 扩张性政策expansionary policy 部分准备金fractional reserve