电子支付英语演讲PPT.ppt

E-payment,Producers ： Department of economic management The class of E-commerce 302 The fourth team,The fourth team,Team name : Prophet 4 Slogan :To be No1 Team leader :Air Team number :Tina Lily Garbo,2,1,3,4,5,Introduction of the E-payment,The case of E-payment,The analysis of E-payment,Mechanism for Internet payment,Conclusion,Contents,Introduce the Internet payment,Payment is a very important step in the EB produce. The Internet payment means conducting fund transfer, money receiving and disbursing electronically.,Internet payment, sometimes called electronic payment, is developed for the demand of EB applications. Now, the very hot and topic people often talk about is how customers can get the on-line products or services conveniently and instantly.,The case of E-payment,22 consumption and transfer record, debit CARDS and white gold card have not spared, has two report to the police, in December 2006, Ms Zhu bank accounts of the nearly 110000 ￥ in a few days disappear.,After several complaints, and finally for is just a paper issued by bank “the bank on the net do not exist system security problem” reply. There is, however, more than Ms Zhu irritated experience.,In August 2006, a pay treasure password of user stolen, her credit card in the night by people in line between even brush four times, thousands of dollars in losses. The user soon make a bank hotline.,Frozen credit card. Credit card center in check card, that the money is in pay treasure, not be taken away. But after a few days, she still watched helplessly as the capital was through the pay treasure to lift now.,In fact, this was not the case. In 2006, the Shanghai public security organs received alone is the banks report on crime reached 925 on, wade and amount of 13.65 million ￥. While in Beijing, Guangdong、Jiangsu, and economic developed area, the same number of victims to tens of thousands of people.,Case analysis,The example above is about the safety of pay, mainly is the password security. Net silver stolen account, and the users reason for nothing more than “my money in the bank, the bank has the responsibility to ensure that its security“, and the bank, think:,“the banking system does not exist problems, the problem in the client.“ Who is innocent, but who are unwilling to pay for the disappearance of the money. So there will be more people, because of concerns about online security problems and cant use the online,payment CARDS, eventually the were most affected will be Chinas e-commerce development. Not only is there the online security hidden danger, the entity is also a big problem. So appear safety concerns, they should not blame each other is responsibility, but find out the reasons to solve problems.,Banks will try to improve the system, effectively prevent Trojan virus attacks; The individual also wants the confidentiality of the setting of the password, for example set with a “digital + symbol + letter“ password, that is the password cant too to the simple,of course, at the same time also requires high difficulty for his memory. And the password had better not and mobile phone number, pin-codes conform to, that is not safe, it is easy to leak out.,Now many banks and software developing companies are bent on developing a new kind of electronic payment mechanism. The first is the digital found system The second is the e-check.,Digital found system,what is digital found? Why and how it is different from real cash? Lets go over its characters as follow, sometimes it is also called digital money or electronic token.,1.Valuable 2.Exchangeable 3.Flexible and convenient money depositing and withdrawing 4.Cant be duplicated or reused 5.More secure and private,E-check,E-check, Its former is the financial EDI system used in Value Added Networks.,各种支付方式的比率,2011年各地电子支付发展状况,Some electronic check software can be packed in smart card. Thus, clients can bring it very conveniently and can write checks at any computer site.Some electronic-check software can provide e-wallets for their customers,which also enable the customers to write check at anywhere even they have no bank account.,E-cash and e-check can be transmitted through public network.Therefore we can know the e-check enhance quickly.,2005-2011年电子支付的增长率,With the development of e-commerce, the popularizati