英语作文与单词的讲解.doc

英语作文与单词的讲解 篇一：英语作文 These4StepsWillMakeYouaConfidentInvestor Itsawholenewinvestingballgamefolks. Evenjustafewyearsago,youroddsofbeingabletostartinvestingwithaslittleas$100wereasgoodasapignotrollinginmudafterastorm. Sure,peoplehavebeenwritingaboutinvestingwith$100foryears. Buttheknowledgeneededtopullitoffproperlywascrazy.Andtheemotionalandpracticalobstaclestogettingstartedwerescary. Notanymore. Ifyouvealwayswantedtohitthestart(orrestart)buttononinvesting,hereshowyoucandoitwith$100. IsThisYou? Letsbehonest. Mostfolksbelievetheinvestingmythsthataboundeverywhereyouturn.Imtalkingmythslike: 1.Gettingstartedwithinvestingisntnecessaryifyoueventuallymakeenoughmoney 2.Investingwithsmallamountshasnobenefits 3.Youneedthousandsofdollars(ormore)beforetheinvestmentpanygatekeeperswillletyouin 4.Peoplewhodontknowastockfromabondorhow“TheMarket”worksshouldstayaway 5.Youshouldpayoffallyourdebtregardlessofthetermsandinterestratebeforeinvesting 6.Thebestreturnsforasolopreneurorsmallbusinessownerarealwaysreinvestinginyourbusiness Therecouldactuallybesometruthtothesemythsincertainscenarios.IshouldknowsinceIworkedintheinvestmentindustryforadecade.Butpeoplewhothesemythsapplytoprobablydontlookandactlikeyouandme. Everyday,anewbarriertoinvestingwithsmallamountsisbeinginvisiblybrokendown.So,ifyouredeterminedtohaveyourpurchasingpowergrowfasterthantaxesandinflationconstantlydevourit,youshouldbeinvestingnow. KnowtheBreakdown Manypeoplegetstuckwithinvestingbecausetheyfeeltheyneedtoknowtheperfectinvestmentbeforestarting. Heresasecreteveryoneshouldknow: Thereisnosuchthingasa“perfect”investment.Thereareonlysuitableorappropriateinvestments,someofwhichyoumightalreadyknowabout. YoucouldgettipsfromWarrenBuffettalldaylongorevenincredibleeducationinlessthantwopages,butthefundamentalprocesscanbethesameforeveryone. Heresthebreakdowntogetyoumoving,educated,andjoininganewgenerationofconfidentinvestors. 1.AnswerSomeInitialConsiderations Youdontneedtoknoweveryinvestingdefinition,process,andprinciplebeforestarting. Butyoudoneedtoknowyourinvestinggoalsupfront.Beyondensuringyourpurchasingpoweriskeepingupwiththehiddenbiteoftaxesandinflation,doyouneedmoneytopayforhighereducation,retirement,afuturewedding,anewcar,orthatvacationyourichlydeserve?Answeringthisquestionwilldeterminetheaccountstructureyouneedtopursuethesebiggoals. Youshouldalsoconsiderhowmuchtoinvestinitiallyandperiodically,especiallyifyouhavedebtorareselfemployed.Dothisbasedonmorethanjustfinancialanalysisthough.Thehealth,emotional,andmentalanglesareessentialtoo. 2.ChooseanInvestmentAccountType Youcouldopenalimitedpartnership,futures,orforeigncurrencyaccount(amongothers).However,thenewlyempoweredinvestorprobablywillfindthemtooplex,tooexpensive,andtoorisky. Instead,baseyourselectionontheanswertothiscorequestion: Doyouwanttoinvestwithafocusonretirement,highereducation,orsomethingelse? Ifretirement,pickamongretirementoptionslikeanIndividualRetirementAccount(U.S.),TaxFreeSavingsAccount(Canada),orIndividualSavingsAccount(U.K.).Ifhighereducation,chooseamongoptionslikea529CollegeSavingsPlan(U.S.),RegisteredEducationSavingsPlan(Canada),orJuniorIndividualSavingsAccount(U.K.).Ifretirementorhighereducationdoesntsuityourneeds,theplainvanillaaccountisagreatoption. 3.SelectanAppropriateInvestment Remembertherearenoperfectinvestmentsforyou,onlysuitableorappropriateones.Andamongalltheinvestmenttypesunderthesun,pickingonebetweenstocks,fixedine(i.e.bonds),mutualfundsorExchangeTradedFunds,RealEstateInvestmentTrusts(REIT),andmoditieswillgenerallybeappropriateformostpeople. Justmakesureyoufirstunderstandcoreinvestingprincipleslikerisktolerance,diversification,liquidity,rateofreturn,andkeepingcostslowbeforemakingachoice. Filtersandscreeningtoolscanbeyourbestfriendhere,sousethemliberally. 4.PickinganInvestmentCompany Itstartsgettingeasiernowbecauseyourchoicesofaccountstructureandinvestmenttypearentofferedbyallinvestmentpanies. Separatefromeachinvestmentpanysonlinefunctionality,supportmethods,andpricingmodel,thecoredecisionpointwillbehowlittlemoneythepanyrequirestoopenanaccountandinvestinspecificsecurities. Considersigningupforautomatedperiodicinvestmentstofurtherdecreasetheminimumbalanceamountsrequiredifotherwisetoohigh.Justabouteverycountryhasinvestmentpanieswithnominimumbalanceamountsforcertaininvestmentsorminimumamountsaslowas$100. ToolsatTheMotleyFool,FindTheBest,FinancialHighway(Canada),andMoney.co.uk(U.K.)canbereallyhelpful. BoomYoureInvesting Aftertheaccountisopenedandyouveplacedyourfirsttrade,yourerockingandrollingasaninvestor.Yourinvestmentbalancemightbesmalltime,butyoushouldfeelbigtimeconfidencethatyourmoneycannowgrowtopayforyourfutureneeds. Plus,itfeelsawesometofightbackagainsttheeverpresentgripoftaxesandinflation. Whenyouactonthesesteps,yourmindandspiritwillthankyouforliberatingyourtime,money,andtalent.Yourpocketbookandbankaccountwillthankyoutoo. Sowhatsitgoingtobefolks?Committogettingstarted(orrestarted)withinvestingandletusknowwhenitshappeninginthements 篇二：大学英语四级基础：大纲词汇(6) alcohol n.酒精乙醇；含酒精的饮料 alert a.警惕的警觉的；机灵的 alike a.相同的相像的 alive a.活着的存在的；有活力的活泼的 all a.全部的整个的pron.全部ad.完全都 alliance n.同盟同盟国；结盟联姻 allocate vt.分配配给 allow vt.允许准许；承认；给予vi.(for)考虑到 allowance n.津贴；零用钱 ally n.同盟者；伙伴；同类 almost ad.几乎差不多 alone a.单独的独自的ad.仅仅只；单独地 along prep.沿着ad.向前 alongside prep.在旁边；和在一起ad.在旁边 aloud ad.大声地；响亮地 alphabet n.字母表 already ad.早已已经 also ad.也同样；而且还 alter vt.改变 alternative a.两者择一的n.供选择的东西；取舍? although conj.虽然即使 altitude n.高度海泼 afternoon n.下午午后 afterward(s) ad.以后后来 again ad.又再；倍 against prep.逆；紧靠着；与对照对比 age n.年龄；时代；老年；长时间v.(使)变老 agency n.代理(权)代办；力量(能动)作用；机构 agenda n.(会议的)议程 agent n.代理人；代理商；产生作用的人或事物 aggressive a.爱寻衅的；侵略的；有进取心的 ago a.ad.以前前 agree vi.赞同；适合一致；商定 agreement n.协议约定；同意达成协议 agriculture n.农业 ahead ad.a.在前；向前；在先预先 aid n.帮助；助手；救护vt.帮助；急救 aim n.目的；瞄准vi.(at)目的在于vt.把瞄准 air n.大气空气；态度神态vt.通风 aircraft n.飞机飞艇航空器 airline n.(飞机的)航线；航空公司 airplane n.(美)飞机 airport n.飞机场 alarm n.惊恐；警报vt.使惊恐；向报警 admission n.允许进入；承认；入场费入会费入场券 admit vt.承认；接纳招收 adopt vt.采用采取(态度等)；选定；收养 adult a.成年人的；已成熟的n.成年人 advance vi.前进进展vt.促进提高n.发展前进 advanced a.先进的高级的 advantage n.优点有利条件；利益好处 adventure n.冒险冒险活动；奇遇 adverb n.副词 advertise vt.做广告 advertisement n.广告；做广告登广告 advice n.劝告意见建议 advisable a.明智的可取的 advise vt.劝告建议；警告忠告 advocate vt.提倡鼓吹n.提倡者鼓吹者 aeroplane n.(英)飞机 affair n.事件事务；业务；私通 affect vt.影响作用；感动；(疾病)侵袭 affection n.慈爱爱；感情；作用影响 afford vt.担负得起抽得出(时间等)；提供 afraid a.害怕的畏惧的；恐怕的担心的 after prep.conj.在后ad.后来 acquisition n.获得(物) acre n.英亩 across prep.横过；在的对面ad.横过；在另一边 act vi.行动；起作用vt.扮演n.行为；法令 action n.活动行为；作用 active a.有活力的积极的主动的 activity n.活动行动 actor n.演员男演员；行动者 actress n.女演员 actual a.实际的；现实的的目前的 acute a.剧烈的；敏锐的；成锐角的；