利率在投资回报中的应用.ppt

ApplicationofInterestRateinInvestmentPractices Group4 IntroductionofInterestRate 1 China sInvestmentProducts 2 ApplicationofInterestRateintheBondsInvestment 3 Contents InterestRate InterestRate Aninterestrateisthepricepaidbyaborrower ordebtor toalender orcreditor fortheuseofresourcesduringsomeinterval cancel InterestRate Example Ifsomeonehas1 000RMB accordingtotheone yeardepositinthebank aftertakeoutthesumofprincipalandinterestduetodepositedinthebank remainedayear andthentakeouttheprincipalandinterestduetostillbeinthebank ayear Inthisway theprincipalandinterestandthreeyearsareasfollows Thefirstyear theprincipalandinterestRate 1000 1 2 25 1022 50RMBThesecondyear theprincipalandinterestRate 1022 50 1 2 25 1045 50RMBThethirdyear theprincipalandinterestRate 1045 50 1 2 25 1069 03RMB cancel InterestRate Thelastpage cancel China sInvestmentProducts Investmentreferstobysomevaluableassets includingmoney manpower intellectualpropertytoacertainenterprise projectorbusinessactivities soastoobtaintheeconomicreturnbusinesspracticesorprocedures cancel cancel China sInvestmentProducts China sInvestmentProducts Realestate Bonds Stock Preciousmetals Insurance Funds Short termfinancialproductsofBank Thetrust Antiquecoincollection Privatelending Thelastpage ApplicationofInterestRateintheBondsInvestment Saving InvestmentInthelongterm savingisequaltotheinvestment InterestRates bondspriceIfinterestratesrise bondpricesfall Onthecontrary Ifinterestratesfall bondpricesrise cancel Fromamacroperspective theinterestrateontheperformanceofinvestorbehaviorisinfluencetoinvestmentscale investmentstructure etc Theinfluenceofinterestrateoninvestmentscope Theimpactofinterestrateoninves