2014年5月9日逾期数据周报.docx

2014年5月9日逾期数据周报一、 在库逾期数据基本情况统计截止日期：2014-05-08区域所属分行在库总金额（本金）逾期金额（本金）本金比率广东区域惠州12575033.84 1117361.11 8.89%民治8778645.29 889559.52 10.13%中山6738761.42 150000.03 2.23%佛山7819307.01 226527.81 2.90%江门6807709.08 38888.89 0.57%花都2430833.34 0.00%株州2181805.58 0.00%合计47332095.56 2422337.36 5.12%广西区域桂林15996223.62 1226760.11 7.67%南宁19695414.10 1172569.70 5.95%南宁金湖8862886.69 177083.33 2.00%柳州8084098.50 104444.46 1.29%钦州1175000.00 0.00%合计53813622.91 2680857.60 4.98%湖北区域武昌10899586.20 257499.66 2.36%荆州10005070.70 55000.00 0.55%汉口4249861.23 0.00%合计25154518.13 312499.66 1.24%成渝区域成都10413245.64 455000.04 4.37%成都高新5322708.64 65000.00 1.22%合计15735954.28 520000.04 3.30%合计142036190.88 5935694.66 4.18%各区域逾期情况如下：广东区域：5.12%广西区域：4.98%湖北区域：1.24%成渝区域：3.30%二、 逾期阶段情况表1：还款逾期分段报表如下（统计截止日期：2014-05-08）：区域所属分行MOB1-30天 逾期金额1-30天 逾期比率31-60天 逾期金额31-60天 逾期比率61-90天 逾期金额60-90天 逾期比率91-180天 逾期金额91-180天 逾期比率不良贷款金额（181天以上）不良贷款率（181天以上） 逾期金额 （1-180天）逾期率 （1-180天）贷款余额M1M2M3M4+Write OffDelinquent Ratio广东区域惠州9169444.45 1.35%335555.56 2.67%271250.00 2.16%341111.11 2.71%0.00%1117361.12 8.89%12575033.84 民治9271365.06 3.09%86666.68 0.99%0.00%531527.77 6.05%0.00%889559.51 10.13%8778645.29 中山60.00%32777.80 0.49%67222.23 1.00%50000.00 0.74%0.00%150000.03 2.23%6738761.42 佛山5166527.81 2.13%60000.00 0.77%0.00%0.00%0.00%226527.81 2.90%7819307.01 江门438888.89 0.57%0.00%0.00%0.00%0.00%38888.89 0.57%6807709.08 花都20.00%0.00%0.00%0.00%0.00%0.00 0.00%2430833.34 株州20.00%0.00%0.00%0.00%0.00%0.00 0.00%2181805.58 广西区域桂林11111123.11 0.69%158345.33 0.99%215416.67 1.35%640208.33 4.00%101666.67 0.64%1125093.44 7.03%15996223.62 南宁9438958.59 2.23%212777.78 1.08%173888.89 0.88%346944.44 1.76%0.00%1172569.70 5.95%19695414.10 金湖550000.00 0.56%58333.33 0.66%68750.00 0.78%0.00%0.00%177083.33 2.00%8862886.69 柳州5104444.46 1.29%0.00%0.00%0.00%0.00%104444.46 1.29%8084098.50 钦州10.00%0.00%0.00%0.00%0.00%0.00 0.00%1175000.00 湖北区域武昌982222.23 0.75%94444.10 0.87%55833.33 0.51%25000.00 0.23%0.00%257499.66 2.36%10899586.20 荆州555000.00 0.55%0.00%0.00%0.00%0.00%55000.00 0.55%10005070.70 汉口10.00%0.00%0.00%0.00%0.00%0.00 0.00%4249861.23 成渝区域成都3390000.04 3.75%65000.00 0.62%0.00%0.00%0.00%455000.04 4.37%10413245.64 成都高新165000.00 1.22%0.00%0.00%0.00%0.00%65000.00 1.22%5322708.64 合计1942974.64 1.37%1103900.58 0.78%852361.12 0.60%1934791.65 1.36%101666.67 0.07%5834027.99 4.11%142036190.88 表2：与4月底在库逾期比率比较如下：贷款余额逾期类别逾期金额逾期率与4月底对比差距142036190.88 M11942974.64 1.37%1.27%0.10%M21103900.58 0.78%1.00%-0.22%M3852361.12 0.60%0.83%-0.23%M4+1934791.65 1.36%1.33%0.03%合计5834027.99 4.11%4.43%-0.32%表3：MOB值阶段比率：区域MOB1-3分行逾期率MOB4-6分行逾期率MOB6+分行逾期率区域合计广东区域0.00%1.94%9.40%4.24%广西区域0.00%1.66%6.44%4.79%湖北区域0.00%0.55%2.36%1.24%成渝区域3.30%0.00%0.00%0.00%阶段合计0.00%0.70%6.71%4.11%180天逾期较高3间分行：惠州分行：8.89%民治分行：10.13%桂林分行：7.03%三、