中国银行春季招聘笔试考哪些内容.docx

中国银行春季招聘笔试考哪些内容天梯金融培训中心根据往年考试的培训经验总结如下考试类型备注：第一场设置考试是专业英语、行政能力测试、综合知识三部分，对于某些岗位的话还有专业加试等。1.我国人民币的主币是：A元B角C分D厘 (答案：A )2.按复利计算，年利率为5%的100元贷款，经过两年后产生的利息是：A 5元B 10元C 10.25元D 20元 (答案：C )3.以下关于汇率的说法中错误的是：A汇率是两种货币之间的相对价格 B汇率的直接标价法可以表示为1单位外币等于多少本币C我国的汇率报价一般采用直接标价法 D我国的汇率报价一般采用间接标价法 (答案：D )4.香港联系汇率制度是将香港本地货币与哪种货币挂钩？A英镑B日元C美元D欧元 (答案：C )5.我国的三家政策性银行是：A中国人民银行国家开发银行中国农业发展银行 B中国进出口银行国家开发银行中国农业发展银行C国家开发银行中国农业银行中国进出口银行 D中国农业发展银行国家开发银行中国邮政储蓄银行 (答案：B )6.下列哪一项不属于商业银行的“三性”原则？A安全性B流动性C盈利性D政策性 (答案：D )7.以下不属于金融衍生品的是：A股票B远期C期货D期权 (答案：A )8.下列哪家机构不属于我国成立的金融资产管理公司？A东方B信达C华融D光大 (答案：D )9.我国于2003年初组建的银行业监管机构是：A中国人民银行B中国银监会C中国证监会D中国保监会 (答案：B )10.在国际银行监管史上有重要意义的1988年巴塞尔协议规定，银行的总资本充足率不能低于：A 4% B 6% C 8% D 10% (答案：C )11.目前世界上最大的证券交易所是：A纽约股票交易所B伦敦股票交易所C东京股票交易所D香港股票交易所(答案：A )12.股票市场上常常会被提到的“IPO”的意思是：A首次公开发行，即公司第一次公募股票 B公司第一次私募股票C已有股票的公司再次公募股票D已有股票的公司再次私募股票 (答案：A )13. H股是指：A在我国国内发行、供国内投资者用人民币购买的普通股票B在我国国内发行、以外币买卖的特种普通股票C我国境内注册的公司在香港发行并在香港联合交易所上市的普通股票D我国境内注册的公司在新加坡发行并在新加坡股票交易所上市的普通股票 (答案：C )14.下列属于香港股票市场价格指数的是：A道琼斯工业指数B标准普尔股价指数C日经指数D恒生指数 (答案：D )15.下列哪一项不属于债券的基本特点？A偿还性B风险性C收益性D流动性 (答案：B )16.下列关于债券的说法中错误的是： (答案：A )A债券代表所有权关系 B债券代表债权债务关系 C债券持有者是债权人 D债券发行人到期须偿还本金和利息17.按照发行人不同，债券可分为： (答案：D )A政府债券、金融债券 B政府债券、公司债券 C金融债券、公司债券 D政府债券、金融债券、公司债券18.下列哪种债券利率一般会成为整个金融市场利率体系的基准利率？A企业债券B公司债券C金融债券D国债 (答案：D )19.下列关于国债的说法中错误的是： (答案：C )A国债是中央政府发行的债券 B国债是风险最低的债券C国债利率一般高于相同期限的其他债券 D国债可以作为中央银行公开市场操作工具20.以标准普尔公司的债券信用评级为例，下列哪个评级的信用等级最高？A：A B：AA C：BB D：CC (答案：B )21.下列关于封闭式基金的说法中错误的是：A封闭式基金的规模和存续期是既定的 B投资者在基金存续期内不能向基金公司赎回资金C投资者可以在二级市场上转让基金单位 D基金转让价格一定等于基金单位净值 (答案：D )22.下列哪一项不属于开放式基金的特点？A没有固定规模B无固定存续期限C投资者可随时赎回 D全部资金用于长期投资 (答案：D )23.以下列哪一项为标的物的期货属于金融期货：A玉米B股票C铜D石油 (答案：B )24.我国证券市场的主要监管机构是：A中国银监会B中国证监会C中国保监会D中国财政部 (答案：B )25.可以喻为社会经济“急救箱”，能对整个社会起保障作用的金融体系是：A银行体系B证券市场C保险体系D金融衍生品市场 (答案：C )26.根据保险标的的不同，保险可以划分为： (答案：A )A财产保险和人身保险 B原保险和再保险 C个人保险和团体保险 D自愿保险和强制保险27.以各种财产物资和有关利益为保险标的的一种保险是：A商业保险B社会保险C财产保险D人身中行英语试题4篇Chemical engineers in North Dakota have successfully turned oil from plants-canola (rapeseed), coconuts and soybeans-into jet fuel indistinguishable from the conventional kind, according to U.S. government tests. 1Working with the U.S. Department of Defenses Defense Advanced Research Projects Agency (DARPA), scientists at the Energy & Environmental Research Center (EERC) at the University of North Dakota turned these plant oils into fuel that had a similar density, energy content and even freezing point. “Its processed so that it contains only the same hydrocarbon molecules present in petroleum fuel.” says chemical engineer Chad Wocken. Although he declined to explain the exact details of the process, Wocken says it is thermocatalytic-in other words, the engineers heat the plant oils in the presence of an undisclosed catalyst to create a slew of petroleum products. In fact, the process is not unlike conventional oil refining in that it produces everything from the kerosene used as aviation fuel to regular gasoline. “The processing costs would be similar and comparable to petroleum oil refining,” and perhaps even less expensive, Wocken notes, “because youre not dealing with contaminants like sulfur.” Of course, the biofuels ultimate price tag is yet to be determined as only “gallons” of it have been brewed compared with the more than 60 million gallons (225 million liters) of jet fuel consumed daily in the U.S. But it will in large part depend on the price to grow the crops themselves-all have been fluctuating in recent months due to newly volatile global commodity markets. Virgin Atlantic has flown a jumbo jet on a combination of conventional jet fuel and biofuel made from palm oil, and a jet powered solely by biodiesel has stayed aloft for more than 30 minutes-albeit with a special device to keep its fuel from freezing at high altitude. And the EERC fuel is not the only bio-based jet fuel available: UOP, LLC, a division of Honeywell Specialty Materials, has a similar fuel made from vegetable and animal oils. The EERC is currently in the process of producing 25 gallons (95 liters) of the bio-jet fuel for ground testing in a jet engine as early as next month. 2“The thing that needs to happen is a purchase order to come through from the Air Force so we can get the investment to build that first plant,” Wocken says. “We could get a plant operational in two to five years if there were a commitment to buy the fuel.”- Another round has just been fought in the battle between tobacco companies and those who regard them as spawn of the devil. In a paper just published in the Lancet, with the provocative title “Secret science: tobacco industry research on smoking behavior and cigarette toxicity”, David Hammond, of Waterloo University in Canada and Neil Collishaw and Cynthia Collard, two members of Physicians for a Smoke-Free Canada, a lobby group, criticize the behavior of British American Tobacco (BAT). They say the firm considered manipulating some of its products in order to make them low-tar in the eyes of officialdom while they actually delivered high tar and nicotine levels to smokers.It was and is no secret, as BAT points out, that people smoke low-tar cigarettes differently from high-tar ones. The reason is that they want a decent dose of the nicotine which tobacco smoke contains. They therefore pull a larger volume of air through the cigarette when they draw on a low-tar rather than a high-tar variety. The extra volume makes up for the lower concentration of the drug.But a burning cigarette is a complex thing, and that extra volume has some unexpected consequences. In particular, a bigger draw is generally a faster draw. 1That pulls a higher proportion of the air inhaled through the burning tobacco, rather than through the paper sides of the cigarette. This, in turn, means more smoke per unit volume, and thus more tar and nicotine. The nature of the nicotine may change, too, with more of it being in a form that is easy for the body to absorb. According to Dr Hammond and his colleagues, a series of studies conducted by BATs researchers between 1972 and 1994 quantified much of this. The standardized way of analyzing cigarette smoke, as laid down by the International Organization for Standardization (ISO), which regulates everything from computer code to greenhouse gases, uses a machine to make 35-millilitre puffs, drawn for two seconds once a minute. The firms researchers, by contrast, found that real smokers draw 50-70ml per puff, and do so twice a minute. Dr Hammondss conclusion is drawn from the huge body of documents disgorged by the tobacco industry as part of various legal settlements that have taken place in the past few years, mainly as a result of disputes with the authorities in the United States.-Proponents of different jazz styles have always argued that their predecessors musical style did not include essential characteristics that define jazz as jazz. Thus, 1940s swing was belittled by beboppers of the 1950s, who were themselves attacked by free jazzers of the 1960s. The neoboppers of the 1980s and 1990s attacked almost everybody else. The titanic figure of Black saxophonist John Coltrane has complicated the arguments made by proponents of styles from bebop through neobop because in his own musical journey he drew from all those styles. His influence on all types of jazz was immeasurable. At the height of his popularity, Coltrane largely abandoned playing bebop, the style that had brought him fame, to explore the outer reaches of jazz.Coltrane himself probably believed that the only essential characteristic of jazz was improvisation, the one constant in his journey from bebop to open-ended improvisations on modal, Indian, and African melodies. On the other hand, this dogged student and prodigious technician-who insisted on spending hours each day practicing scales from theory books-was never able to abandon completely the influence of bebop, with its fast and elaborate chains of notes and ornaments on melody.Two stylistic characteristics shaped the way Coltrane played the saxophone, he favored playing fast runs of notes built on a melody and depended on heavy, regularly accented beats. The first led Coltrane to “sheets of sound,” where he raced faster and faster, pile-driving notes into each other to suggest stacked harmonies. The second meant that his sense of rhythm was almost as close to rock as to bebop.Three recordings illustrate Coltranes energizing explorations. Recording Kind of Blue with Miles Davis, Coltrane found himself outside bop, exploring modal melodies. Here he played surging, lengthy solos built largely around repeated motifs-an organizing principle unlike that of free jazz saxophone player Ornette Coleman, who altered melodies in his solos. On Giant Steps, Coltrane acted as leader, introducing his own compositions. Here the sheets of sound, downbeat accents, repetitions, and great speed are part of each solo, and the variety of the shapes of his phrases is unique. Coltranes searching explorations produced solid achievement. My Favorite Things was another kind of watershed. Here Coltrane played the soprano saxophone, an instrument seldom used by jazz musicians. Musically, the results were astounding. With the sopranos piping sound, ideas that had sounded dark and brooding acquired a feeling of giddy fantasy.When Coltrane began recording for the Impulse! label, he was still searching. His music became raucous, physical. His influence on rockers was enormous, including Jimi Hendrix, the rock guitarist, who, following Coltrane, raised the extended guitar solo using repeated motifs to a kind of rock art form.-1. A small card sits above an empty shelf in the Whole Foods store in Petaluma, California. “Consumers are advised not to eat fresh bagged spinach at this time. As a precaution, Whole Foods Market has temporarily removed all fresh spinach and fresh salad mixes containing spinach from its stores.”On September 14th the Centres for Disease Control and Prevention in Atlanta issued the first of several daily alerts concerning an outbreak of E.coli 0157:H7, a potentially lethal pathogen typically associated with adulterated beef. Investigators had traced it to consumption of fresh raw spinach sold in bags. A few days later, an investigation conducted by the Food and Drug Administration (FDA) had narrowed down the culprits to a California-based grower, Natural Selection Foods, and at least one of its distributors. So far, a 77-year-old woman in Wisconsin has died from eating spinach traced back to Natural Selection, and 146 people in 23 states are ill, some very seriously. Half of the victims have been hospitalised, a high rate that may indicate an especially virulent strain of E. coli.Investigators continue to search for the cause of the outbreak. They have scoured the companys processing plant as well as the farms that grow the spinach, looking at everything from irrigation water to the proximity of livestock,