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Chapter 1 and 21. 13 trade terms in the “Incoterms 2000”.2. which are included in Settlement on commercial credit?i) Payment in advanceii) Open accountiii) Remittance iv) Collection3. which are included in Settlement on bank credit?i) Letter of creditii) Bank guarantee4. correspondent bank The so-called correspondent bank may be defined as “ a bank having direct connection or friendly service relations with another bank.” 所谓代理行可以定义为“与另一家银行有着直接的或友好的服务关系的一家银行 ”。5.what are included in the Control documents?i) Lists of specimen of authorized signaturesii) Telegraphic test keysiii) Terms and conditionsiv) SWIFT authentic key6. Nostro and Vostro account (往账和来账,选择题)Nostro account（往账） is the foreign currency account (due from account) of a major bank with the foreign banks abroad to facilitate international payments and settlements.Vostro account （来账）is an account (due to account) held by a bank on behalf of a correspondent bank.7. Services provided by correspondents (P9 课件上没有)i) Collecting checks, drafts, and other credit instrumentsii) Making loan or investments as agents for their customer banksiii) Making credit investigations on firms that borrow in the open marketiv) Providing banks with foreign exchange facilities, including commercial and travelers checksv) Providing banks with funds/loans in case of need9.clearing principles of international payment system (P16-17)chapter 31. Functions of a negotiable instrument(课件上没有)2. Holder in due courseThe person who is in possession of an instrument that is (1) complete and regular on its face;(2) taken before maturity without notice of its previous dishonor;(3)taken in good faith and for value;(4)taken without notice of any infirmity in the instrument or defect in the title of the person negotiating it.He is also called a bona fide holder, who may claim payment from all parties liable on the instrument.即票据的合法持有人，拥有完整的票据权利。一个正当持票人必须同时具备以下条件：（1）他是善意的取得票据；（2）所持票据是完整而合格的；（3）在他成为持票人时票据没有过期；（4）如果票据曾遭退票，他不知悉。3. Holder for value 付对价持票人：持有已经付过对价的票据持有人。 指本人未付对价，而是由其前手支付对价，如馈赠或遗产。在这种情况下，受让人的票据权利通常不会优于前手。也可以是本人支付对价，如果他对票据握有留置权。 对价：可以支持一项简单交易（合约）之物，如货物、劳务、金钱等。 只要曾有人为该票据付过对价，该票据的持有人即取得付对价持票人的身份，而不管其本人是否付过对价。4. how to calculate the Time of Payment?5. types of endorsementi) Blank endorsement:又称不记名背书/略式背书，即不记载被背书人名称，只有背书人的签字。它与来人抬头汇票的来人相同，可以不需背书，仅凭交付再行转让。书人名称、背书日期、背书人签章。 iii) Restrictive endorsement:”支付给被背书人“的指示带有限制性的词语。例如：A. Pay to A Bank only; B. Pay to A Bank for account of ABC Co.; C. Pay to A Bank not negotiable/transferable.iv) Conditional endorsement:”支付给被背书人“的指示是带有条件的。例如：Pay to the order of B Co. On delivery of B/L No.111 For A Co.,London signature6. Dishonor持票人提示汇票要求承兑时，遭到拒绝而不获承兑(dishonor by non-acceptance)，或持票人提示汇票要求付款时，遭到拒绝而不获付款，均称拒付，也称退票。除了拒绝承兑和拒绝付款外，付款人避而不见、死亡或宣布破产，以致付款事实上已不可能时，也称为拒付。7. Acceptance for honor supra protest 参加承兑(Acceptance for honor supra protest)：当票据提示给付款人被拒绝承兑时，在持票人同意下，参加承兑人作为参加承兑行为，由他在票据上批注“参加承兑”字样和签名、日期。 参加承兑需符合3个条件：（1）必须在票据到期日前发生追索事由；（2）参加人必须符合参加承兑的资格；（3）只有见票即付以外的汇票才能参加承兑。 参加承兑记载形式如下： Acceptor for honor Of_（被参加承兑人姓名） On_ （参加承兑日期） Signed by_ 7. Payment for honor supra protest 参加付款(payment for honour supra protest)的金额应包括票面金额、利息和拒绝证书费用。付款时，参加付款人收回汇票和拒绝证书，然后向被参加付款人及其前手请求偿还。 参加付款后，参加付款人对于承兑人、被参加付款人及其前手取得持票人的权利，有向其请求偿还权。 由于汇票遭到拒绝付款以后再找参加付款人事实上不容易，故参加付款行为极少发生。9.understanding “Acts of a bill of exchange” and fill a bill of exchange票据行为是指依据票据上规定的权利和义务所确立的法律行为，包括出票、背书、承兑、参加承兑的保证等。其中出票是主票据行为，或称基本票据行为，其他行为都以出票所设立的票据为基础，故称为从票据行为。 (1) Issuance; (2) Endorsement; (3) Presentment/Presentation; (4) Acceptance; (5) Payment; (6) Dishonor; (7) Notice of dishonor; (8) Protest; (9) Right of recourse; (10) Acceptance for honor supra protest; (11) Payment for honor supra protest; (12) Guarantee (13) Discounting10. Classification of a bill of exchange 4.According to whether commercial documents are attached thereto (1) Clean bill (2) Documentary bill 5.According to the currency denominated (1) Local currency bill (2) Foreign currency bill 6.According to the place of acceptance and place of payment (1) Direct bill:It is a bill on which the place of acceptance is the same one as the place of payment. (2) Indirect bill:It is a bill on which the place of acceptance is not the same one as the place of payment. 7.According to the place of issue and place of payment (1) Inland bill/domestic bill:It is a bill drawn and payable in the same country. (2) Foreign bill:It is a bill drawn and payable in another country.11. fill Promissory Note 12. Difference between a promissory note and a bill of exchange (1) A promissory note is a promise to pay, whereas a bill of exchange is an order to pay; (2) There are only two parties to a promissory note, namely the maker and the payee(or the holder in the case of a bearer note),whereas there are three parties to a bill of exchange, namely the drawer, the drawee and the payee. (3) The maker is primarily liable on a promissory note, whereas the drawer is primarily liable, if it is a sight bill, and the acceptor becomes primarily liable, if it is a time bill.（本票的主债务人是制票人，汇票的主债务人承兑前是出票人，承兑后是承兑人。） (4) When issued, a promissory note has an original note only, whereas a bill of exchange may be either a sole bill or a bill in a set, i.e. a bill drawn with second of exchange and third of exchange in addition to the original one.13. A bankers duty to honor checks14. fill check15. Crossed checks A crossing is in effect an instruction to the paying bank from the drawer or holder to pay the fund to a bank only. Hence, such checks will not be paid over the counter of the paying bank and must be presented for payment by a collecting bank. 支票的划线实际上是出票人或持票人指示付款银行只能将资金入银行账户的指示。因此，划线支票不能在付款银行取现，必须由代收行向付款行提示付款。16. types of Crossed checks 1.General crossing 普通划线是指在两条平行线中不注明收款银行的名称，收款人可通过任何一家银行代收票款。 2.Special crossing If a check is crossed specially, only the bank mentioned in the check can receive payment from the drawee bank. 特别划线是指在两条平行线中注明收款银行的名称，付款人只能将支票金额支付给该指定的收款银行。 17. Difference between a check and a bill of exchange(课件上没有)18. types of endorsement.(前面已经有了)19. types of acceptance. Two kinds of acceptance: (1) General Acceptance（普通承兑） ACCEPTED Date For name of drawee signature (2) Qualified Acceptance（限制承兑） A. Conditional Acceptance 例如：ACCEPTED 5 July, 2005 Payable on delivery of Bills of Lading For ABC Bank Ltd., London signature B. Partial Acceptance（票面金额为GBP 5000.00 ） 例如： ACCEPTED 5 July, 2005 Payable for amount of GBP 3000.00 only For ABC Bank Ltd., London signature C. Local Acceptance（限定地点承兑） 例如： ACCEPTED 5 July, 2005 Payable at Bank of China and there only For ABC Bank Ltd., London signature D. Qualified Acceptance as to time（延长时间承兑） 例如： ACCEPTED 5 July, 2005 Payable at 6 months after date For ABC Bank Ltd., London signature 出票日后3个月付款的汇票，承兑时写明6个月付款。20. direct/indirect bill21. domestic/foreign of the payee(抬头) chapter 41. how to fill T/T2.comparision of M/T、 T/T 、D/D(Advantages and disadvantagesOf M/T、 T/T 、D/D)3Reimbursement methods4Payment in advance 5open account chapter 51.collection2. The case of need 3. Types of collection4. Documentary collections5. Clean collections 6. Direct collection 7. Outward collection 8. Inward collection 9. Banks responsibility in collection10. Risks for exporter in collection and measures against risks11. Risks of importer in collection and measures against risks12. Bill purchased13. Trust receipt14. Basic forms of documentary collections15. The obligations of the trustee in Trust receipt16. Financing Under Collection Met