富国银行 wellfargo 市场份额营业额股票走势战略为什么那么好.ppt

WELLS FARGO BANK 富国银行,TEAM 10,New strategy,By the end of 2012 minus 12% operation cost .The bank plans before the end of 2012operating costs by 12%, to one hundred and ten billion dollar per quarterWells Fargo cut spending plan will focus on Cancel unnecessarily complicated and overlapping operations department. Redundancy is not reduced plan important part, because this may slow down the bank s profit growth. The bank would like to recruit staff branch.Wells Fargo hopes that by cutting spending to boost revenue growth.Due to the mortgage market demand declined, Fargo has cut 1900 mortgage Department staff, accounted for the total number of staff in the Department of the 3%.,Mutual benefit policy,Wells Fargo agreed on February to buy the North American energy loan business of the French bank BNP Paribas, helping to bolster its capital reserves.Terms of the deal, including the price paid by Wells Fargo, were not disclosed.The sale is aimed at shoring up the financial strength of BNP Paribas as Europes banks continue to be tested by new capital rules and the battering of the Continents debt crisis. Such institutions have been looking to shed their lending commitments, in particular.,Wells Fargo Bank deposit market share in the United States of America s 17 states have come out in front, the first American mortgage originators, the first small business lenders, has the nations first online banking system.Different with Citibank, Bank of America Wells Fargo pay more attention to the traditional business areas to expand the market competitive ability.Wells Fargo Bank through income source diversification, such as loans, and other means, to reduce their exposure to risk. Credit support to small ente