保险英语.doc

专业名词1、 proposer投保人 2、underwrite承保 3、policyholder保单持有人4、tied agent固定代理人 5、broker经纪人6、Proposal form投保单7、the terms and conditions 条款8、property insurance财险公司9、 third-party liability第三者责任险/10、insurance cover保障范围10、 under-insurance不足额保险12、endowment assurance资金投资式保险12、term assurance定期保险13、maturity benefit到期收益14、 conversion option保单转换保险15、renewal option续保保险 16、terminal illness option晚期疾病保险17、whole life assurance终身寿险18、unit-link policies投连险19、critical illness cover重疾险20、 permanent health insurance长期健康险21Annuity养老金22、personal pension plan个人养老保险23、 personal accident insurance个人意外伤害保险 24、 Personal liability insurance个人责任保险25、reserves储备金 26、Excess绝对免赔额 27additional payment额外赔付28、standard benefit标准赔偿金29、Partial cover部分保险30、total cover全部保险31、cover note暂保单32no-claim discount无索赔折扣34、um insured保险金额35fixed contribution固定保费36、 compulsory accident insurance特定意外伤害险37、 Claim-free record无索赔记录38、loss adjuster损失理算师38、 issue a policy签发保单 39、the risk标的/风险39、 motor insurance机车险 40、policy change保单变更40、 cancellation退保41、field force现场人员42、tied agents固定代理43、commission佣金44、classes险种45、branch office代办事处46、distribution营销47、claim settlement理赔48、price-conscious价格意识49、deregulation撤销管制50、insurance premium保费51、insurance rate保险费率52、quotation报价53、peril风险事故54、extra premium额外保费55、annuity年金险56、private health insurance个人医疗险57、comprehensive insurance全保险/综合险58、mileage limitation59、state insurance 60、joint proposer共同投保人段落翻译1、 China insurance circles are dealing with insurance business according to the Insurance Law of the People Republic of China. In accordance with the insurance law, the insurance companies can deal with both insurance and reinsurance business while reinsurance company is not allowed to transact the former.中国保险界都是根据中华人民共和国个保险法经营保险业务。根据保险法，保险公司可以经营保险和再保险业务；而再保险公司不允许办理前者，只能经营后者。2、 A：What is the difference between application form and cover note? B:The former is the insurance companys prospectus ,which set out the conditions on which insurance would be granted and one copy of which the application should fill out while the later is an interim document evidencing the grant of insurance cover and for the most part in one month the application should give it to the underwriter in exchange for insurance certificate or policy.A:Would you like to differentiate insurance certificate from insurance policy?B:Both are formal document evidencing the establishment of insurance relationship between the applicant and the insurer . The main difference is that the latter normally details the insurance terms and conditions.A:投保单和暂保单有什么区别B:前者是保险公司承保条件的说明书，投保人需要填写一份;后者是名临时承保的单据，易班来说，在未来的一个月内投保人需要将其交给承包人换成保险凭证或保险单。A：请分析一下保险凭证和保险单的区别好吗？B:保险凭证和保险单都是证明投保人和保险人之间保险关系确立的正式文件。其区别主要在于后者通常都详细陈述了保险条件。3、 Youre in no hurry to pay the premium .You must first fill out an applicant form.The main contents of which embrace name of the insured ,date of birth ,address ,type of vehicle, registration mark of vehicle ,use to which the vehicle is put ,cover require ,amount insured, previous insurance history, claims experience ,commencement and expiry date of insurance and so forth .this is a blank form.不急于交保险费。您得先填写一张投保单。主要内容有被保险人姓名、出生日期、住址、车型、牌照、用途、投保险种、保额、以往保险史、损失记录以及保险起讫等待。这是一张空白表。4、 There are three type of cover to be selected by you, one of which is“Free from particular Average”. This is a very limited cover confining the insurer liability, strictly speaking, to only total or constructive total loss of the whole consignment insured except where the carrying conveyance is grounded, stranded,sunk,burnt, or in collision with floating ice or order unexpected objects, and only in such cases will partial loss of or damage to cargo be answerable. Of course ,the premium rate of which is lower in comparison with others有三种险别供您选择。一种是平安险，该险的保障面窄，确切地讲， 是将保险人的责任仅限于被保货物的全损或推定全损；除非运输工具发生搁浅、触礁沉没、火灾或与浮冰及其他物体发生碰撞，只有在这些情况下，其部分损失才可得到赔偿。当然，该险的费率与其他险相比要低些。5、 Property insurance can refer to two kinds of definition,pertyInsurance in a narrow sense and property insurance in a broad sense. The subject-matter insured of the former is physical property belonging to the insured or for which he/she is responsible while the latters subject-matter insured embraces physical property insurance usually refers to property insurance in a broad sense.财产保险的定义有狭义和广义之分。前者是指以被保险人所有或负有责任的各种物质财产为保险对象的保险，后者是指以被保险人所有或负有责任的各种物质财产、有关利益及民事赔偿责任为保险对象的保险；通常所说的财产保险是广义上的财产保险。6、The basic peril of property insurance is fire, t