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unit11、budget2、ritual interaction3、ticking4、Assessing5、increasingly6-10、ABBDC11、Instead of12、intentions13、putting off14、guilty15、wishing16、blame17、have18、organizing19、efficiently20、subject tounit 21、taking part2、improvement3、sacrifice4、standards5、compete6-10、DCDAA11、different sizes14、or under15、skill16、control17、extreme18、injury19、payment20、worth it unit 31、character2、compromises3、mutual4、expectation5、work out 6-10、BABDC11、perfectly12、sewing13、distant objects 16、cloudy17、judging distances18、slightly19、background20、different eye views unit41、insurance salesman2、3、nourishing4、5、territory.6-10、BBABA11、abroad12、fast food13、amounts14、inevitably15、quality16、served17、medium18、environment19、reasonable20、expensiveunit51、wept2、packaged3、filtered4、harden5、manufacturer 6-10、DDBCB11、Experts12、shelters13、14、the worlds birth rate15、Researchers16、birth control devices17、family planning programs18、19、population growth20、fewer births than deaths unit61、labour2、superficial 3、specific 4、characteristics 5、convey6-10:DDBCA11、belong 12、the way 13、overdressed 14、elegant 15、fashion 16、appropriate 17、skirt or pants 18、you will be under stress throughout your interview 19、move or act restlessly or nervously with a tight collar 20、they are truly comfortable and wear them before the big event19、reasonable20、expensive777777777777777777 听力原文II. Listening Skills1. W: How much money is the rent for an apartment in this neighborhood? M: Your rent should be about a quarter of that. Q: How much should be the womans rent be?2. M: I paid $3,500 for this digital camera. It was on sale at a 30$ discount.W: Its a real bargain.Q: How much did the camera cost originally?3. M: Whats the rate for an economy car?W: The daily rate is $32, unlimited mileage.Q: How much will the man pay if he rents the car for a week?4. M: Ill take these sweaters. How much do they cost?W: They are $180 each and four makes a total of $720. But today we are offering a 20% discount.Q: How much does the man have to pay?5. W: What an old car youve got!M: Well, it had run 12,000 miles when I bought it second hand. And its covered 3,080 miles since then.Q: How many miles has the car run?1.B 2.A 3.A 4.D 5.BIII. Listening InTask 1: Its time to buy.Mike: Hey, Robert, where are you off to?Robert: Im going to talk to a banker about a loan.Mike: You are short of money? I thought you were the saving type.Robert: Theres a time to save and a time to spend.Mike: I know all about spending. Whats the loan for? I have a few bucks I couldRobert: Im considering getting a mortgage to buy some property.Mike: Do you think property is a good investment? I mean, its a lot of money.Robert: Well, Mike, as you know, property values have been going through the roof. If I had bought an apartment two years ago, its value would have gone up by 30 percent today.Mike: And from what I know, interest rates are low now.Robert: Exactly. Sounds like a good time to buy.a banker a loansaving save spenda mortgage propertyProperty valuesrisen/gone up/increased by 30 percentTask 2: Can I have my change please?Tom was down on his luck and felt he needed a few drinks. Hw went to a bar and had several drinks. When he was done, he stood up and walked toward the door. The barman shouted after him, “Hey mister, are you going to pay for those drinks?”Tom turned around and replied, “I have already paid you,” and then walked out of the bar. Almost immediately he saw one of his friends Richard and told him about the barman, “Just go in there and drink all you want, then get up and leave. When the barman asks you to pay the bill, just tell him you have already paid.”This sounded easy enough, so Richard went in and has several drinks. The barman went to him and said, “Before you came in, another man was here. When I asked him to pay his bill, he told me hed paid, but I dont remember him paying me.”Richard said, “I would love to stay and hear your story, but I dont have time. Can I havemy change please?”1. A 2.B 3.D 4.C 5.CTask 3: Why not just print money?Whats the solution to a recession, a time of little economic activity? Just print money! Sounds reasonable, doesnt it? Lets see if this will work by using an example.Lets pretend that all the students in your class make up the ENTER population of the country, and the teacher represents the government. Lets also pretend each student has exactly $1.00.Since we are in a recession, lets have the teacher, who represents the government, print money. He prints $1.00 more for everyone. Now everyone has $1.00 more to spend. More money to spend sounds like a great way to get us out of recession, since more money to spend means demand for goods and services.Then if that works, why dont we give MORE money away? How about $100? Now we have lots of money to spend. So no more recession, right?Not really, because we have only looked at one side of the problem. As more and more people receive more and more money, whatll happen?Since everyone has more money, the students all go shopping to spend that extra money. This causes the demand for goods and services to rise, and people who sell goods and services raise price. For example, if you could buy a new music CD at $10 in the past, now the price could be $1,000! This is called inflation.So, the original reason for printing all this money was to help get us of recession, but we have only replaced one problem with another.1.T 2.T 3.F 4.F 5.FIV. Speaking OutModel 1 I want to blow it all.John: Hey, Se-Jin, do you want to come shopping with me? My dad just gave me my monthly allowance and I want to blow it all.Se-Jin: That sounds just like you, John! What do you want to buy?John: I dont knowSome music CDs, maybe.Se-Jin: If you spend all that money on things you dont even know if you want, you wont have any money left when you need it.John: But if I just save my money, that doesnt s sound like much fun either. Besides, I need some new CDs.Se-Jin: You also need a financial advisor!Now Your TurnA: Hey, do you want to come shopping with me? I just got some money from my part-time job, and I want to get rid of it right away.B: Thats your style. What do you want to buy?A: I dont knowsome fashionable clothes, maybe.B: If you waste all your money on things you dont even know if you want, youll be out of money completely when you need it.A: But if I just hold on to my moneythat doesnt make much sense either. I really need some new clothes. Whats the point of saving lots of money without fun?B: As I see it, you need a person to look after your money.Model 2 Can money buy everything?Peter: Im trying to think of ways to become rich. If I could get my hands on a lot of money, Ill be really happy.Jane: Do you really think so? Im not so sure.Peter: Of course, why wouldnt I? Id be able to have anything I want.Jane: Well, there are plenty of people who have a lot of money but arent happy. What do you say to that?Peter: But if I became a millionaire, Id buy whatever I wanted.Jane: Can you buy true love? Can you buy the moon?Peter: Maybe not, but I can buy a house with a lot of modern conveniences.Jane: So many people think like you do, buy look at all the divorces, suicides and murders among wealthy people. How do you explain that?Peter: Maybe theres something in what you said.Now Your TurnA: I really hope I can make a fortune. If I had a lot of money, Id be as happy as a king.B: Do you really believe so? I have my doubts about it.A: Of course, why wouldnt I? If I were a millionaire, theres nothing I couldnt buy.B: Well, can you but health? Can you but true friendship?B: Maybe not. But I can but a big house and car, and make my life more comfortable.A: Maybe you have a point there. Money can bring material comforts. But dont forget, there are also divorces and suicides among wealthy people.B: Well, there is some truth in what you said. Money cannot but real happiness.Model 3 I wonder if you could give me a loan.John: Hey, Se-Jin, I was just on my way to find you.Se-Jin: Whats up, John?John: Se-Jin, Im kind of broke, and you usually have a bundle tucked away. I wonder if you could give me a loan.Se-Jin: Dream on! Im hard up myself.John: You see, I want to buy some new stereo equipment, and Im just about a hundred short.Se-Jin: Why not save up for it?John: The stores have all stuff on a huge sales promotion right now. I could save at least 30 percent!S-Jin: John, Id lend you money if you were in a jam. But a new stereo isnt an emergency.John: Then Im afraid I have to find someone who is more easy-going.Now Your TurnA: Hi, I was trying to catch up with you.B: What happened?A: Money had burned a hole in my pocket. You usually have some savings. I wonder if you can lend me some money?B: Youre daydreaming. Im short of money myself.A: Look, I want to buy a digital camera, and Im only short of 150 bucks.B: Why not save towards it?A: The camera is on sale right now. This can save me almost 25 percent.B: Well, Id lend you the money if you were in real redouble. But a new camera isnt urgent.A: Then Im afraid Ill have to try someone whos more generous.V. Lets TalkStory of a MiserThere was a miser who loved money more than anything else. Just before he died, he said to his wife, “Now, listen. When I die, I want you to take all my money and put it in the casket with me. I want to take my money to the afterlife with me.”He made her promise with all her heart that when he dies, she would pit all the money in the casket with him. Then he died. He was laid in the casket, his wife was sitting there wearing black, and her friend was sitting next to her.When they finished the ceremony, just before the undertakers got already to close the casket, the wife said, “Wait a minute!” She had a box with her. She came over with the box and put it in the casket.Then the undertakers locked the casket down, and they rolled it away. He friend said, “Girl, I know you werent fool enough to put all that money in there with your husband!”She said, “Listen, Im a Christian. I cant go back on my word. I promise him that I would put all the money in the casket with him.”“You mean you really put that money in the casket with him!?”“I surely did,” said the wife. “I wrote him a check.”more thanmoney casketpromisein the casketsitting blacknext to/besideclosea boxaway/offfoolish all that money/the moneya Christian on her wordput the moneya checkVI. Furthering Listening and SpeakingTask 1: Giving Money to a BeggarSusan: Hey, Robert, you gave that beggar some of your hard-earned cash?Robert: I know. He looked as if he needed help.Susan: Buy youre always so careful with your money.Robert: Yeah, I guess so, but I like to help when someones in need.Susan: I just wonder why the guy doesnt get a job and make his own living.Robert: Its just not that simple, Susan. Some people have a hard time of it in life.Susan: Maybe they waste all their money. If you give them money, they will just go on wasting it.Robert: Life has been good to me, Susan, and Id like to share some of my luck.the beggaras ifhelpcareful with/abouta jobpeoplea hard timewastesharegood luckTask 2: Buying a MachineAn American manufacturer is showing his machine factory to a potential customer. At noon, when the lunch bell rings, two thousand men and women immediately stop working and leave the building.“Your workers, theyre escaping!” cries the visitor. “Youve got to stop them.”“Dont worry, theyll be back,” says the American. And indeed, an exactly one 0clock the bell rings again, and all the workers return from their break.When the tour is over, the manufacturer turn s to his guest and says, “Well, now, which of these machines would you like to order?”“Forget the machines,” says the visitor. “How much do you want for that bell?”1.T 2.F 3.F 4.T 5.TTask 3: An Introduction to Credit CardsCredit cards are plastic cards issued by a bank or other financial institutions allowing the holder to buy goods and service without using cash. Ma

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