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Chapter12,Insurance,Basiccoverage,Additionalcoverage,Marineinsurance,InsuranceCoverage(CIC),FPA,WPA,AllRisks,Generaladditionalrisks,Specialadditionalrisks,ChinaInsuranceClauses(CICorC.I.C)FPA:FreefromparticularAverageWPA:WithparticularaverageAllRisks,InstituteCargoClauses(ICCorI.C.C)ICC(A)ICC(B)ICC(C),Additionalcoverage,GeneraladditionalrisksTheft,PilferageandNon-delivery(T.P.N.D)Fresh&/orRainWaterDamageRiskofShortageRiskofIntermixtureandContaminationRiskofLeakageRiskofClashandBreakageTaintofOdorRiskSweatingand&HeatingRiskRiskofRustBreakageofPackingRiskHookDamageRisk,SpecialadditionalrisksWarRiskStrikesRiskAflatoxinRiskFailuretoDeliveryOnDeckImportDutyRiskRejectionRisk,Lesson25,TypeofCoverageLesson26CoveringInsuranceforthebuyer,Lesson25TypeofCoverage,DearSirs,ReferringtoourOrderNo.21301for200casesofcamerasonCIFbasis,wenowwishyoutoarrangeanAllRisksinsuranceforus.Inouropinion,thistypeofcoverageisnecessaryforthecomparativelyvaluableandfragilecargo.,Itistheusualpracticetocoverfor110%oftheinvoicevalue,i.e.US$50,000.Theextrapremiumwillbepaidbyusonreceiptofthenecessarydocumentsfromyou.Wehopeyouwillagreetoourproposal.Yoursfaithfully,Lesson26CoveringInsuranceforthebuyer,DearSirs,Re:YourOrderNo.21301covering200casesofcamerasWeacknowledgereceiptofyourrequesttoeffectinsuranceforyou.NowwearegladtoinformyouthatwevecoveredthecaptionedshipmentwithPICCagainstAllRisksforUS$55,000.ThepolicyanddebitnoteforthepremiumwillbeforwardedtoyoubeforeJuly7.ThegoodswillbeshippedbyS.S.”Mile”,duetoleavehereonJuly25.Yourssincerely,Insurance:n.保险insuranceagent保险代理人insurancemarket保险市场insurancebroker保险经纪人insurer保险人insurancecompany保险公司insurant,theinsured被保险人,受保人insuranceunderwriter保险承保人insuranceapplicant投保人insurancecertificate保险凭证insurancepolicy保险单insurancecommission保险佣金insuranceamount保险金额insurancecoverage保险范围,表示“投保”,“办理保险”可用:toarrange/cover/effect/provide/takeoutinsurancee.g.1)Weshallprovidesuchinsuranceatyourcost.2)Haveyoutakenoutinsuranceonthetiles?,说明保险情况时,insurance后接介词的一般用法:所保的货物“+on”,如insuranceonthe100tonsofsoftwool;投保的险别“+against”,如insuranceagainstallrisks;保额“+for”,如insurancefor110%oftheinvoicevalue;保险费或保险费率“+at”,如insuranceataslightlyhigherpremium,insuranceattherateof5%;向保险公司投保“+with”,如insurancewiththePeoplesInsuranceCompanyofChinae.g.Wehavecoveredinsuranceonthe100metrictonsofwoolfor110%invoicevalueagainstallrisks.我们已将100吨羊毛按发票金额的110%投保一切险。,coverage:n.保险范围,E.g.Thecoverageiswritteninthebasicpolicyformandtheclausesfordifferentrisks.Weshallprovidesuchcoverageatyourcost.fragile:easilybroken,tocoverfor110%oftheinvoicevalue=tocoverfor10%above/overinsurancevalue=tocoveratinvoicevalueplus10%这里指按发票价的110%投保。e.g.YouarerequiredtocoverthegoodsagainstAllRisksatinvoicevalueplus10%.Weshallinsurethegoodsfor10%abovetheinvoicevalue.,Premium:保险费Extrapremium:额外保险费Debitnotforthepremium:交纳保险费通知,Translation,.TranslatethefollowingsentencesintoEnglish:1)WethinkBreakageRiskisincludedinyourCIFprice.2)WeshallinsureagainstW.P.A.atyourcost.3)Ourusualpracticeistoinsureshipmentsfortheinvoicevalueplus10%.4)WeleavetheinsurancearrangementstoyoubutwewishtohavethegoodscoveredagainstAllRisks.,.DearSirs,Re:TVsetsYourorderfor50casesofTVsetswillbeshippedonS.S“Safety”duetosailattheendofthismonthorthebeginningofnextmonth.WewillcoveranAllRisksinsuranceforthecaptionedcargounlessweareinstructedotherwise.Thistypeofoverage,asyouknow,isappropriateforcargoofthisnature.Yourstruly,2.1)WehavecoveredtheaboveshipmentwiththePICCagainstAllRisksforUS$4,000.2)GenerallywecoverinsuranceWPAandagainstWarRisksintheabsenceofdefiniteinstructionsfromourclients.3)WeusuallyinsurewiththePICCforthegoodssoldonCIFbasis.4)Wehavetakenoutinsuranceforyouonthesegoods.,DearSirs,Re:YourOrderNo.115covering500casesPotteryWethankyouforyourletterofMarch30,requestingustoeffectinsuranceonthecaptionedshipmentonyourbehalf.WearepleasedtoconfirmhavingcoveredtheaboveshipmentwiththeP
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